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MID-ISLAND MORTGAGE CORP.

Headquarter

Company Details

Name: MID-ISLAND MORTGAGE CORP.
Jurisdiction: New York
Legal type: DOMESTIC BUSINESS CORPORATION
Status: Active
Date of registration: 13 May 1959 (66 years ago)
Entity Number: 119609
ZIP code: 11590
County: Nassau
Place of Formation: New York
Address: MID-ISLAND MORTGAGE CORP., 900 MERCHANTS CONCOURSE, #112, WESTBURY, NY, United States, 11590
Principal Address: 900 MERCHANTS CONCOURSE, SUITE #112, WESTBURY, NY, United States, 11590

Shares Details

Shares issued 200

Share Par Value 0

Type NO PAR VALUE

Links between entities

Type Company Name Company Number State
Headquarter of MID-ISLAND MORTGAGE CORP., MINNESOTA 537b2e37-86d4-e011-a886-001ec94ffe7f MINNESOTA
Headquarter of MID-ISLAND MORTGAGE CORP., FLORIDA F02000004276 FLORIDA
Headquarter of MID-ISLAND MORTGAGE CORP., RHODE ISLAND 000155839 RHODE ISLAND
Headquarter of MID-ISLAND MORTGAGE CORP., CONNECTICUT 0952448 CONNECTICUT
Headquarter of MID-ISLAND MORTGAGE CORP., ILLINOIS CORP_67840119 ILLINOIS

Unique Entity ID

Unique Entity ID Expiration Date Physical Address Mailing Address
E2MPXB6PF8U1 2024-12-06 900 MERCHANTS CONCOURSE, SUITE #112, WESTBURY, NY, 11590, 5114, USA 900 MERCHANTS CONCOURSE, SUITE #112, WESTBURY, NY, 11590, 5114, USA

Business Information

Doing Business As MID ISLAND MORTGAGE, CORP
Congressional District 04
State/Country of Incorporation NY, USA
Activation Date 2023-12-11
Initial Registration Date 2023-02-01
Entity Start Date 1959-05-13
Fiscal Year End Close Date Dec 31

Points of Contacts

Electronic Business
Title PRIMARY POC
Name LYNN PORTER
Role SENIOR VICE PRESIDENT
Address 900 MERCHANTS CONCOURSE, SUITE #112, WESTBURY, NY, 11590, 5114, USA
Government Business
Title PRIMARY POC
Name JOAN F CELLA
Role SENIOR VICE PRESIDENT
Address 900 MERCHANTS CONCOURSE, SUITE #112, WESTBURY, NY, 11590, 5114, USA
Past Performance Information not Available

Legal Entity Identifier

LEI number Registered As Jurisdiction Of Formation General Category Entity Status Entity created at
549300NZ2IPWRMLAYZ30 119609 US-NY GENERAL ACTIVE 1959-05-13

Addresses

Legal C/O LOUIS J BOTTARI, 900 MERCHANTS CONCOURSE, #112, WESTBURY, WESTBURY, US-NY, US, 11590
Headquarters 900 MERCHANTS CONCOURSE, SUITE #112, Westbury, US-NY, US, 11590

Registration details

Registration Date 2017-11-29
Last Update 2024-01-26
Status ISSUED
Next Renewal 2025-02-03
LEI Issuer 5493001KJTIIGC8Y1R12
Corroboration Level FULLY_CORROBORATED
Data Validated As 119609

form 5500

Plan Name Plan Year EIN/PN Received Sponsor Total number of participants
MID-ISLAND MORTGAGE CORP. 401(K) PROFIT SHARING PLAN AND TRUST 2023 112108436 2024-10-02 MID-ISLAND MORTGAGE CORP. 67
File View Page
Three-digit plan number (PN) 003
Effective date of plan 1993-01-01
Business code 522292
Sponsor’s telephone number 5163480608
Plan sponsor’s address 900 MERCHANTS CONCOURSE, SUITE 112, WESTBURY, NY, 115905142

Signature of

Role Plan administrator
Date 2024-10-02
Name of individual signing JENNIFER LASALA
Valid signature Filed with authorized/valid electronic signature
Role Employer/plan sponsor
Date 2024-10-02
Name of individual signing JENNIFER LASALA
Valid signature Filed with authorized/valid electronic signature
MID-ISLAND MORTGAGE CORP. 401(K) PROFIT SHARING PLAN AND TRUST 2022 112108436 2023-10-02 MID-ISLAND MORTGAGE CORP. 87
File View Page
Three-digit plan number (PN) 003
Effective date of plan 1993-01-01
Business code 522292
Sponsor’s telephone number 5163480608
Plan sponsor’s address 900 MERCHANTS CONCOURSE, SUITE 112, WESTBURY, NY, 115905142

Signature of

Role Plan administrator
Date 2023-10-02
Name of individual signing JENNIFER LASALA
Role Employer/plan sponsor
Date 2023-10-02
Name of individual signing JENNIFER LASALA
MID-ISLAND MORTGAGE CORP. 401(K) PROFIT SHARING PLAN AND TRUST 2021 112108436 2022-10-04 MID-ISLAND MORTGAGE CORP. 80
File View Page
Three-digit plan number (PN) 003
Effective date of plan 1993-01-01
Business code 522292
Sponsor’s telephone number 5163480608
Plan sponsor’s address 900 MERCHANTS CONCOURSE, SUITE 112, WESTBURY, NY, 115905142

Signature of

Role Plan administrator
Date 2022-10-04
Name of individual signing JENNIFER LASALA
Role Employer/plan sponsor
Date 2022-10-04
Name of individual signing JENNIFER LASALA
MID-ISLAND MORTGAGE CORP. 401(K) PROFIT SHARING PLAN AND TRUST 2020 112108436 2021-10-05 MID-ISLAND MORTGAGE CORP. 83
File View Page
Three-digit plan number (PN) 003
Effective date of plan 1993-01-01
Business code 522292
Sponsor’s telephone number 5163480608
Plan sponsor’s address 900 MERCHANTS CONCOURSE, SUITE 112, WESTBURY, NY, 115905142

Signature of

Role Plan administrator
Date 2021-10-05
Name of individual signing JENNIFER LASALA
Role Employer/plan sponsor
Date 2021-10-05
Name of individual signing JENNIFER LASALA
MID-ISLAND MORTGAGE CORP. 401(K) PROFIT SHARING PLAN AND TRUST 2019 112108436 2020-10-05 MID-ISLAND MORTGAGE CORP. 87
File View Page
Three-digit plan number (PN) 003
Effective date of plan 1993-01-01
Business code 522292
Sponsor’s telephone number 5163480608
Plan sponsor’s address 900 MERCHANTS CONCOURSE, SUITE 112, WESTBURY, NY, 115905142

Signature of

Role Plan administrator
Date 2020-10-05
Name of individual signing JENNIFER LASALA
Role Employer/plan sponsor
Date 2020-10-05
Name of individual signing JENNIFER LASALA
MID-ISLAND MORTGAGE CORP. 401(K) PROFIT SHARING PLAN AND TRUST 2018 112108436 2019-10-04 MID-ISLAND MORTGAGE CORP. 94
File View Page
Three-digit plan number (PN) 003
Effective date of plan 1993-01-01
Business code 522292
Sponsor’s telephone number 5163480608
Plan sponsor’s address 900 MERCHANTS CONCOURSE, SUITE 112, WESTBURY, NY, 115905142

Signature of

Role Plan administrator
Date 2019-10-04
Name of individual signing JENNIFER LASALA
Role Employer/plan sponsor
Date 2019-10-04
Name of individual signing JENNIFER LASALA
MID-ISLAND MORTGAGE CORP. 401(K) PROFIT SHARING PLAN AND TRUST 2017 112108436 2018-10-05 MID-ISLAND MORTGAGE CORP. 91
File View Page
Three-digit plan number (PN) 003
Effective date of plan 1993-01-01
Business code 522292
Sponsor’s telephone number 5163480608
Plan sponsor’s address 900 MERCHANTS CONCOURSE, SUITE 112, WESTBURY, NY, 115905142

Signature of

Role Plan administrator
Date 2018-10-05
Name of individual signing JENNIFER LASALA
Role Employer/plan sponsor
Date 2018-10-05
Name of individual signing JENNIFER LASALA
MID-ISLAND MORTGAGE CORP. 401(K) PROFIT SHARING PLAN AND TRUST 2016 112108436 2017-10-13 MID-ISLAND MORTGAGE CORP. 90
File View Page
Three-digit plan number (PN) 003
Effective date of plan 1993-01-01
Business code 522292
Sponsor’s telephone number 5163480608
Plan sponsor’s address 900 MERCHANTS CONCOURSE, SUITE 112, WESTBURY, NY, 115905142

Signature of

Role Plan administrator
Date 2017-10-13
Name of individual signing JENNIFER LASALA
Role Employer/plan sponsor
Date 2017-10-13
Name of individual signing JENNIFER LASALA
MID-ISLAND MORTGAGE CORP. 401(K) PROFIT SHARING PLAN AND TRUST 2015 112108436 2016-10-13 MID-ISLAND MORTGAGE CORP. 81
File View Page
Three-digit plan number (PN) 003
Effective date of plan 1993-01-01
Business code 522292
Sponsor’s telephone number 5163480608
Plan sponsor’s address 900 MERCHANTS CONCOURSE, SUITE 112, WESTBURY, NY, 115905142

Signature of

Role Plan administrator
Date 2016-10-13
Name of individual signing JENNIFER LASALA
Role Employer/plan sponsor
Date 2016-10-13
Name of individual signing JENNIFER LASALA
MID-ISLAND MORTGAGE CORP. 401(K) PROFIT SHARING PLAN AND TRUST 2014 112108436 2015-10-01 MID-ISLAND MORTGAGE CORP. 89
File View Page
Three-digit plan number (PN) 003
Effective date of plan 1993-01-01
Business code 522292
Sponsor’s telephone number 5163480608
Plan sponsor’s address 900 MERCHANTS CONCOURSE, WESTBURY, NY, 115905142

Signature of

Role Plan administrator
Date 2015-10-01
Name of individual signing JENNIFER SANDMAN
Role Employer/plan sponsor
Date 2015-10-01
Name of individual signing JENNIFER SANDMAN

Chief Executive Officer

Name Role Address
LOUIS J BOTTARI Chief Executive Officer 400 WEST CUMMINGS PARK, SUITE 5800, WOBURN, MA, United States, 01801

Agent

Name Role Address
JOAN F. CELLA Agent 900 MERCHANTS CONCOURSE,, SUITE #112, WESTBURY, NY, 11590

DOS Process Agent

Name Role Address
JOAN F. CELLA DOS Process Agent MID-ISLAND MORTGAGE CORP., 900 MERCHANTS CONCOURSE, #112, WESTBURY, NY, United States, 11590

History

Start date End date Type Value
2024-12-19 2025-03-20 Shares Share type: PAR VALUE, Number of shares: 1000, Par value: 1
2024-08-29 2024-12-19 Shares Share type: PAR VALUE, Number of shares: 1000, Par value: 1
2023-08-30 2024-08-29 Shares Share type: PAR VALUE, Number of shares: 1000, Par value: 1
2023-08-30 2023-08-30 Shares Share type: PAR VALUE, Number of shares: 1000, Par value: 1
2023-05-10 2023-08-30 Shares Share type: PAR VALUE, Number of shares: 1000, Par value: 1
2023-05-08 2023-05-08 Address 400 WEST CUMMINGS PARK, SUITE 5800, WOBURN, MA, 01801, USA (Type of address: Chief Executive Officer)
2023-05-08 2023-05-10 Shares Share type: PAR VALUE, Number of shares: 1000, Par value: 1
2022-08-22 2023-05-08 Shares Share type: PAR VALUE, Number of shares: 1000, Par value: 1
2022-08-05 2022-08-22 Shares Share type: PAR VALUE, Number of shares: 1000, Par value: 1
2022-05-02 2022-08-05 Shares Share type: PAR VALUE, Number of shares: 1000, Par value: 1

Filings

Filing Number Date Filed Type Effective Date
230508000910 2023-05-08 BIENNIAL STATEMENT 2023-05-01
210512060512 2021-05-12 BIENNIAL STATEMENT 2021-05-01
191209000269 2019-12-09 CERTIFICATE OF CHANGE 2019-12-09
191121000454 2019-11-21 CERTIFICATE OF CHANGE 2019-11-21
190517060160 2019-05-17 BIENNIAL STATEMENT 2019-05-01
170501006034 2017-05-01 BIENNIAL STATEMENT 2017-05-01
150518006129 2015-05-18 BIENNIAL STATEMENT 2015-05-01
130523006331 2013-05-23 BIENNIAL STATEMENT 2013-05-01
110419003105 2011-04-19 BIENNIAL STATEMENT 2011-05-01
091028002645 2009-10-28 AMENDMENT TO BIENNIAL STATEMENT 2009-05-01

CFPB Complaint

Complaint Id Date Received Issue Product
6798671 2023-04-05 Trouble during payment process Mortgage
Issue Trouble during payment process
Timely Yes
Company MID-ISLAND MORTGAGE CORP.
Product Mortgage
Sub Product FHA mortgage
Date Received 2023-04-05
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2023-04-05
Complaint What Happened I have my loan with Mid-Island Corp. My loan is FIXED The property Taxes and insurance are paid with the mortgage. The bank has increased my payments because they were left with an outstanding account, and the state of NY is charging them over {$4000.00} fine, and they charge me this amount in my monthly payment. Now my payments grew up from {$2400.00} to {$2900.00} They are charging me the late fees that the state charged them. That is not fair, I never pay late. I need help in this matter, and I want to know if you can help me.
Consumer Consent Provided Consent provided
590442 2013-11-07 Application, originator, mortgage broker Mortgage
Issue Application, originator, mortgage broker
Timely Yes
Company MID-ISLAND MORTGAGE CORP.
Product Mortgage
Sub Product FHA mortgage
Date Received 2013-11-07
Submitted Via Web
Company Response Closed
Consumer Disputed No
Date Sent To Company 2013-11-08
Consumer Consent Provided N/A
1481177 2015-07-22 Application, originator, mortgage broker Mortgage
Issue Application, originator, mortgage broker
Timely Yes
Company MID-ISLAND MORTGAGE CORP.
Product Mortgage
Sub Product Conventional fixed mortgage
Date Received 2015-07-22
Submitted Via Phone
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2015-07-23
Company Public Response Company believes complaint is the result of an isolated error
Consumer Consent Provided N/A
1742575 2016-01-13 Other Mortgage
Issue Other
Timely Yes
Company MID-ISLAND MORTGAGE CORP.
Product Mortgage
Sub Product Other mortgage
Date Received 2016-01-13
Submitted Via Referral
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2016-02-03
Company Public Response Company believes it acted appropriately as authorized by contract or law
Consumer Consent Provided N/A
1707240 2015-12-16 Other Mortgage
Issue Other
Timely Yes
Company MID-ISLAND MORTGAGE CORP.
Product Mortgage
Sub Product Other mortgage
Date Received 2015-12-16
Submitted Via Postal mail
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2015-12-18
Company Public Response Company believes it acted appropriately as authorized by contract or law
Consumer Consent Provided N/A
111395 2012-07-02 Loan modification,collection,foreclosure Mortgage
Issue Loan modification,collection,foreclosure
Timely Yes
Company MID-ISLAND MORTGAGE CORP.
Product Mortgage
Sub Product Other mortgage
Date Received 2012-07-02
Submitted Via Postal mail
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2012-08-30
Consumer Consent Provided N/A
3446642 2019-11-21 Trouble during payment process Mortgage
Issue Trouble during payment process
Timely Yes
Company MID-ISLAND MORTGAGE CORP.
Product Mortgage
Sub Product Conventional home mortgage
Date Received 2019-11-21
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2019-11-21
Complaint What Happened Our mortgage is with Mid-Island Mortgage Corp . On XX/XX/19 we received our Annual Escrow Account Disclosure Statement. The XXXX taxes had a RELEVY-PRORATA due to the purchase of the home and the four month balance of taxes because the prior owner had exemptions. Which added up to {$4800.00}. Increasing our taxes from {$14000.00} to {$19000.00} for the XXXX tax year. Which was paid. This is a one-time charge to cover the relevy. After talking with the Accessor office for Mid-Island Mortgage they asked for me to obtain a letter from the town showing the Taxes being paid and that it was a one-time charge. The Town Of XXXX sent a letter showing the amount, the taxes paid and stating it was a one-time charge. The mortgage company received the letter on XX/XX/XXXX at XXXX. Receipt reference # XXXX. On XX/XX/19 we called the mortgage company asking for a revised bill with the correct amount and they informed us that they will not make an adjustment because there system shows the taxes are {$19000.00}. Unfortunately common sense is not that common. They believe the taxes were raised {$4800.00} in a year and there is no thought of the exact amount of the increase is the same as the one-time RELEVY-PRORATA. We asked if we can make the correct payment on the mortgage till they figure it out and send a correct statement. They told us no and if we do, the funds would be returned and they will report it and cause our credit to be affected. We have reached out direct to the Mortgage provider and they tell us they cant do anything because we are dealing with their process center. Which makes no sense since they hold the mortgage and we are still the customer.
Consumer Consent Provided Consent provided
2723383 2017-11-07 Struggling to pay mortgage Mortgage
Issue Struggling to pay mortgage
Timely Yes
Company MID-ISLAND MORTGAGE CORP.
Product Mortgage
Sub Product Conventional home mortgage
Date Received 2017-11-07
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2017-11-07
Complaint What Happened I have recently made a XXXX payment to mid-island mortgage to bring my loan current. There is evidence to make me believe someone at the company is trying to rewrite my loan to get paid commission. I have a property inspection fee on my most recent invoice and have just received paperwork to modify the loan. Repeated calls to the company have resulted in hours on time on their automated phone system. I have no intentions of modifying the loan. Mid island mortgage is illegally trying to modify my loan and committing fraud.
Consumer Consent Provided Consent provided
1613045 2015-10-19 Other Mortgage
Issue Other
Timely Yes
Company MID-ISLAND MORTGAGE CORP.
Product Mortgage
Sub Product Other mortgage
Date Received 2015-10-19
Submitted Via Postal mail
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2015-10-30
Company Public Response Company believes it acted appropriately as authorized by contract or law
Consumer Consent Provided N/A
1136299 2014-11-21 Application, originator, mortgage broker Mortgage
Issue Application, originator, mortgage broker
Timely Yes
Company MID-ISLAND MORTGAGE CORP.
Product Mortgage
Sub Product FHA mortgage
Date Received 2014-11-21
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed Yes
Date Sent To Company 2014-12-01
Consumer Consent Provided N/A
4217926 2021-03-16 Trouble during payment process Mortgage
Issue Trouble during payment process
Timely Yes
Company MID-ISLAND MORTGAGE CORP.
Product Mortgage
Sub Product Conventional home mortgage
Date Received 2021-03-16
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2021-03-16
Consumer Consent Provided Other
4058026 2021-01-09 Closing on a mortgage Mortgage
Issue Closing on a mortgage
Timely Yes
Company MID-ISLAND MORTGAGE CORP.
Product Mortgage
Sub Product Other type of mortgage
Date Received 2021-01-09
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2021-01-09
Complaint What Happened I refinanced my mortgage with another company on XX/XX/XXXX. Mid Island Mortgage Corp my previous mortgage company was sent the payoff for my mortgage and cashed the check on XX/XX/XXXX. On XX/XX/XXXX they took the automatic payment from my checking account of {$2500.00}. I called on XX/XX/XXXX and spoke with XXXX at extension XXXX she said she would stop and flag the payment and the money would be returned in three days. I called on XX/XX/XXXX and spoke to XXXX she said that the request to refund the money was refused by the manager and the payment was being added to my Escrow account and would be returned with that check usually in twenty days. I called three more times in the next 48 hours begging to give back my holiday money and was told it was my fault for not cancelling my auto pay. On XX/XX/XXXX I started calling again because I had not received my Escrow balance or my mortgage payment back yet. On their web site it showed the funds of {$9300.00} were released on XX/XX/XXXX. I called and messaged through their website for the past ten days every time being told to be patient and the check is in the mail. Today is XX/XX/XXXX I have not received the check and no-one from Mid Island has attempted to correct the situation. Every auto reply I get from my messages are the same " We automatically release funds in an escrow account sixteen ( 16 ) business days after the payoff. Generally, a check is issued and mailed within four ( 4 ) business days. '' Even with holidays figured in we are way past this time frame. My understanding of regulation XXXX says 30 calendar days not business days.
Consumer Consent Provided Consent provided
220068 2013-01-03 Loan servicing, payments, escrow account Mortgage
Issue Loan servicing, payments, escrow account
Timely Yes
Company MID-ISLAND MORTGAGE CORP.
Product Mortgage
Sub Product FHA mortgage
Date Received 2013-01-03
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2013-01-03
Consumer Consent Provided N/A
3210557 2019-04-12 Closing on a mortgage Mortgage
Tags Older American
Issue Closing on a mortgage
Timely Yes
Company MID-ISLAND MORTGAGE CORP.
Product Mortgage
Sub Product FHA mortgage
Date Received 2019-04-12
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2019-04-16
Company Public Response Company disputes the facts presented in the complaint
Complaint What Happened i had trouble with getting a mortgage broker in new york state to comply with the transfer of my FHA case # to my new choice of a FHA XXXX XXXX XXXX XXXX. I XXXX XXXX would like to cancel my loan with Mid Island Mortgage. I would like the FHA case # XXXX assigned to my property transferred to XXXX XXXX Mortgage ( ID # XXXX ) Please advise once this transfer has been made. Thank you XXXX XXXX, XXXX & XXXX XXXX
Consumer Consent Provided Consent provided
2648297 2017-08-16 Closing on a mortgage Mortgage
Issue Closing on a mortgage
Timely Yes
Company MID-ISLAND MORTGAGE CORP.
Product Mortgage
Sub Product Other type of mortgage
Date Received 2017-08-16
Submitted Via Postal mail
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2017-08-16
Consumer Consent Provided N/A
4497909 2021-06-28 Trouble during payment process Mortgage
Issue Trouble during payment process
Timely Yes
Company MID-ISLAND MORTGAGE CORP.
Product Mortgage
Sub Product Conventional home mortgage
Date Received 2021-06-28
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2021-07-21
Consumer Consent Provided Consent not provided
4492194 2021-06-25 Incorrect information on your report Mortgage
Issue Incorrect information on your report
Timely Yes
Company MID-ISLAND MORTGAGE CORP.
Product Mortgage
Sub Issue Account status incorrect
Sub Product Conventional home mortgage
Date Received 2021-06-25
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2021-06-25
Complaint What Happened On XX/XX/21 i made on online payment to mod island mortgage with an account set up with prior payments cleared. Mid island has acted as a predatory lendor by adding false charges and destroying my credit rating. The company has been contacted with their online chat and I was told they are allowed to do it? The account was current and in good standing. MID ISLAND MORTGAGE CORP ARE CRIMINALS. THEY ARE THEXX/XX/XXXX OF THE XXXX XXXX STOCK BOILER ROOMS.
Consumer Consent Provided Consent provided
101209 2012-06-13 Loan modification,collection,foreclosure Mortgage
Issue Loan modification,collection,foreclosure
Timely Yes
Company MID-ISLAND MORTGAGE CORP.
Product Mortgage
Sub Product Other mortgage
Date Received 2012-06-13
Submitted Via Postal mail
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2012-12-10
Consumer Consent Provided N/A
4974318 2021-12-04 Trouble during payment process Mortgage
Issue Trouble during payment process
Timely Yes
Company MID-ISLAND MORTGAGE CORP.
Product Mortgage
Sub Product Conventional home mortgage
Date Received 2021-12-04
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2021-12-04
Complaint What Happened 2 months after my closing, Mid-Island failed to pay my home owners insurance on time which I only discovered when my insurance provider sent me a Final notice before cancellation. That was since resolved after I frantically contacted anyone I could, including the loan officer, to have this issue resolved. As a result of the failed process of paying my insurance, I asked them to also check and ensure the tax payments, which were due around the same week, processed and were properly received by my town. At this time, the payments are now 6 months overdue and my property taxes are now in arrears and my name and property information appeared on my town 's Tax Lien Sale Bulletin this month.
Consumer Consent Provided Consent provided
1997871 2016-07-05 Loan servicing, payments, escrow account Mortgage
Issue Loan servicing, payments, escrow account
Timely Yes
Company MID-ISLAND MORTGAGE CORP.
Product Mortgage
Sub Product VA mortgage
Date Received 2016-07-05
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2016-07-05
Company Public Response Company believes complaint is the result of an isolated error
Complaint What Happened My taxes were not paid. I will most likely end up paying late fees because of Mid-Island mortgage incompetent service.
Consumer Consent Provided Consent provided
1892268 2016-04-22 Application, originator, mortgage broker Mortgage
Issue Application, originator, mortgage broker
Timely Yes
Company MID-ISLAND MORTGAGE CORP.
Product Mortgage
Sub Product Other mortgage
Date Received 2016-04-22
Submitted Via Phone
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2016-09-20
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Consumer Consent Provided N/A

Paycheck Protection Program

Loan Number Loan Funded Date SBA Origination Office Code Loan Delivery Method Borrower Street Address
5555647005 2020-04-05 0235 PPP 900 MERCHANTS CONCOURSE SUITE 112, WESTBURY, NY, 11590-5114
Loan Status Date 2021-10-08
Loan Status Paid in Full
Loan Maturity in Months 24
SBA Guaranty Percentage 100
Loan Approval Amount (at origination) 1166700
Loan Approval Amount (current) 1166700
Undisbursed Amount 0
Franchise Name -
Lender Location ID 46391
Servicing Lender Name Manufacturers and Traders Trust Company
Servicing Lender Address One M & T Plaza, 15th Fl, BUFFALO, NY, 14203
Rural or Urban Indicator U
Hubzone N
LMI N
Business Age Description Existing or more than 2 years old
Project Address WESTBURY, NASSAU, NY, 11590-5114
Project Congressional District NY-04
Number of Employees 72
NAICS code 522292
Borrower Race Unanswered
Borrower Ethnicity Unknown/NotStated
Business Type Corporation
Originating Lender ID 15793
Originating Lender Name Manufacturers and Traders Trust Company
Originating Lender Address Bridgeport, CT
Gender Unanswered
Veteran Unanswered
Forgiveness Amount 1182650.23
Forgiveness Paid Date 2021-09-02

Date of last update: 18 Mar 2025

Sources: New York Secretary of State