Transaction Description:
PURPOSE: HOME WILL BE ABLE TO EXPAND OUR CAPACITY TO ADDRESS DISCRIMINATION AND BIAS BY OBTAINING STAFF TRAININGS AND EDUCATION ON APPRAISAL BIAS, AND SEXUALITY AND GENDER AWARENESS, INCREASING OUR FOCUS ON LENDING DISCRIMINATION AND TESTING, AND EXPANDING COMMUNITY OUTREACH TO MEET THE NEEDS OF MEMBERS OF LGBTQ+ POPULATIONS AND THE GREATER COMMUNITY OF ORGANIZATIONS THAT SERVE THESE UNDERSERVED POPULATIONS. WE WILL BE ABLE TO ADDRESS THESE ISSUES OF HOUSING DISCRIMINATION AND BIAS THROUGH INCREASED TESTING, TRAININGS AND GROWING OUR PARTNERSHIPS. B. ACTIVITIES TO BE PERFORMED; ACTIVITIES TO BE PERFORMED: EXPAND OUR CAPACITY TO ADDRESS DISCRIMINATION AND BIAS BY OBTAINING STAFF TRAININGS AND EDUCATION ON APPRAISAL BIAS, AND SEXUALITY AND GENDER AWARENESS, INCREASING OUR FOCUS ON LENDING DISCRIMINATION AND TESTING, AND EXPANDING COMMUNITY OUTREACH TO MEET THE NEEDS OF MEMBERS OF LGBTQ+ POPULATIONS AND THE GREATER COMMUNITY OF ORGANIZATIONS THAT SERVE THESE UNDERSERVED POPULATIONS. WE WILL BE ABLE TO ADDRESS THESE ISSUES OF HOUSING DISCRIMINATION AND BIAS THROUGH INCREASED TESTING, TRAININGS AND GROWING OUR PARTNERSHIPS. B. ACTIVITIES TO BE PERFORMED ? CONDUCT INTAKE INTERVIEWS OF POTENTIAL VICTIMS OF MORTGAGE LENDING DISCRIMINATION, APPRAISAL BIAS, AND HOUSING DISCRIMINATION. ? SET UP ENFORCEMENT AND LENDING TESTING LOGS. ? PROCESS CLIENT’S FAIR HOUSING COMPLAINTS AND EVALUATE COMPLAINTS FOR ENFORCEMENT. ? CONDUCT LENDING TESTS OF MORTGAGE LENDERS ? PROVIDE STAFF TRAINING ON APPRAISAL BIAS, AND GENDER AND SEXUALITY AWARENESS, WITH A FOCUS ON ISSUES IN HOUSING FOR UNDERSERVED POPULATIONS WITHIN THESE IDENTITIES. ? SUBMIT TESTER TRAINING OUTLINE AND OTHER FORMS FOR APPROVAL. ? CONDUCT A FAIR LENDING INVESTIGATIONS TRAINING FOR CURRENT TESTERS. ? PROVIDE THE INVESTIGATIONS TEAM WITH NEW AUDIO AND VIDEO RECORDING DEVICES. ? REFER NON-FAIR HOUSING ISSUES, INCLUDING LANDLORD/TENANT DISPUTES SUCH AS HARASSMENT RELATED TO LGBTQ+ IDENTITY, TO LOCAL AGENCIES. ? CONDUCT TRAININGS FOR LANDLORDS, LENDERS, INSURERS, REAL ESTATE AGENTS, OR OTHER HOUSING PROVIDERS ON HOUSING DISCRIMINATION ISSUES RELATED TO GENDER AND SEXUALITY. ? CONDUCT TRAININGS FOR POTENTIAL VICTIMS OF DISCRIMINATION ON THE BASIS OF GENDER AND SEX IN PARTNERSHIP WITH LOCAL AGENCIES SERVING THESE COMMUNITIES. ? CONDUCT TRAININGS FOR THE STAFF OF PARTNER ORGANIZATIONS SERVING UNDERSERVED COMMUNITIES, INCLUDING THE LGBTQ+ COMMUNITY, ON FAIR HOUSING ISSUES, RIGHTS, AND RESPONSIBILITIES. ? DEVELOP AN MOU WITH LOCAL AGENCIES SERVING INDIVIDUALS WITHIN THE LGBTQ+ COMMUNITY TO EXPAND CAPACITY TO IDENTIFY AND ADDRESS ISSUES OF HOUSING DISCRIMINATION ON THE BASIS OF GENDER AND SEXUALITY. ? PARTNER WITH LOCAL AGENCIES OR COLLEGE DEPARTMENTS SERVING INDIVIDUALS WITHIN THE LGBTQ+ COMMUNITY TO COLLECT DATA RELATED TO EXPERIENCES OF HOUSING DISCRIMINATION ON THE BASIS OF GENDER AND SEXUALITY. ? DEVELOP A REFERRAL PROCESS FOR CLIENTS OF PARTNER ORGANIZATIONS TO REPORT POTENTIAL DISCRIMINATION ON THE BASIS OF GENDER AND SEXUALITY. ? UTILIZE SOCIAL MEDIA TO INCREASE RECRUITMENT OF TESTERS WITH DIVERSE SEXUALITIES AND GENDERS BY PARTNERING WITH A LOCAL AGENCY AND/OR COLLEGE OFFICE; EXPECTED OUTCOMES: STAFF WILL BE TRAINED ON APPRAISAL BIAS TO PROVIDE BETTER SERVICE TO CLIENTS OF UNDERSERVED POPULATIONS. ? ENSURE TESTER TRAINING AND MATERIALS MEET HUD GUIDELINES. ? ENSURE TESTERS ARE WELL TRAINED ON FAIR LENDING TO ENSURE THE BEST POSSIBLE INVESTIGATION PROCEDURES. ? QUALITY CONTROL OF TESTS TO ENSURE TESTER COMPLIANCE AND ACCURATE DOCUMENTATION. ? CLIENTS CONTACTING HOME WITH ISSUES NOT RELATED TO FAIR HOUSING WILL BE REFERRED TO HOME’S PARTNERS OR LOCAL COMMUNITY-BASED ORGANIZATIONS FOR ASSISTANCE. ? STAFF, HOUSING PROVIDERS, AND THOSE CONNECTED TO THE SALE OR RENTAL OF HOUSING WILL BE TRAINED ON GENDER AND SEXUALITY AWARENESS TO BETTER RESPOND TO HOUSING RELATED MATTERS IN UNDERSERVED POPULATIONS WITHIN THESE IDENTITIES. ? MEMBERS OF THE TARGETED POPULATION WILL BE TRAINED ON THEIR RIGHTS AND RESPONSIBILITIES UNDER FAIR HOUSING LAW AND WILL CONTACT HOME REGARDING THEIR HOUSING ISSUES. ? HOME WILL BE BETTER SUITED TO ADDRESS THE ISSUES OF UNDERSERVED POPULATIONS AFTER ESTABLISHING A RELATIONSHIP WITH LOCAL AGENCIES. ? PARTNER ORGANIZATIONS WILL BE ABLE TO ADVISE TARGETED POPULATIONS OF THEIR RIGHTS AND RESPONSIBILITIES UNDER FAIR HOUSING LAWS AND THEY WILL BE ENCOURAGED TO CONTACT HOME ABOUT HOUSING ISSUES. ? ENSURE DISCRIMINATION CASES ARE OPENED, AND INVESTIGATED FOR UNDERSERVED POPULATIONS, AND THAT APPROPRIATE REFERRALS ARE PROVIDED. ? DEVELOP A DIVERSE TESTING POOL TO EXPAND HOME’S CAPACITY FOR INVESTIGATING AN INCREASED VARIETY OF DISCRIMINATORY BASES; INTENDED BENEFICIARIES: UNDERSERVED POPULATIONS. ? POTENTIAL VICTIMS OF DISCRIMINATION BASED ON GENDER IDENTITY, SEXUAL ORIENTATION, AND/OR SOURCE OF INCOME. ? POTENTIAL HOMEBUYERS AND RENTERS, ESPECIALLY THOSE MOST VULNERABLE TO APPRAISAL BIAS. ? ETHNIC MINORITIES WHO ARE NON-ENGLISH-SPEAKING OR HAVE LIMITED ENGLISH PROFICIENCY. ? CLIENTS IN RURAL COMMUNITIES. ? PERSONS WHO ARE HOMELESS OR POTENTIALLY HOMELESS. ? PERSONS WITH DISABILITIES (PHYSICAL OR MENTAL). ? PERSONS LIVING IN IMPOVERISHED AREAS OR EXPERIENCING PERSISTENT POVERTY OR INEQUALITY. ? LESBIAN, GAY, BISEXUAL, TRANSGENDER, AND QUEER (LGBTQ+) PERSONS, AND PARTICULARLY LGBTQ+ YOUTH. ? PERSONS FROM LOW-INCOME BACKGROUNDS AND/OR PERSONS SYSTEMATICALLY DENIED A FULL OPPORTUNITY TO PARTICIPATE IN ASPECTS OF ECONOMIC, SOCIAL AND CIVIC LIFE, INCLUDING BLACK, LATINO, INDIGENOUS, NATIVE AMERICAN, ASIAN, PACIFIC ISLANDER, AND OTHER, PERSONS OF COLOR, MEMBERS. ? FEDERAL, STATE AND LOCAL PROTECTED CLASS MEMBERS EXPERIENCING HOUSING DISCRIMINATION. E.; SUBRECIPIENT ACTIVITIES: NONE
