|
11117772
|
2024-12-11
|
Took or threatened to take negative or legal action
|
Debt collection
|
|
| Issue |
Took or threatened to take negative or legal action
|
| Timely |
Yes
|
| Company |
Mullooly Jeffrey Rooney & Flynn
|
| Product |
Debt collection
|
| Sub Issue |
Sued you without properly notifying you of lawsuit
|
| Sub Product |
Credit card debt
|
| Date Received |
2024-12-11
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2024-12-11
|
| Consumer Consent Provided |
Consent not provided
|
|
|
6029060
|
2022-09-28
|
Took or threatened to take negative or legal action
|
Debt collection
|
|
| Issue |
Took or threatened to take negative or legal action
|
| Timely |
Yes
|
| Company |
Mullooly Jeffrey Rooney & Flynn
|
| Product |
Debt collection
|
| Sub Issue |
Sued you without properly notifying you of lawsuit
|
| Sub Product |
Credit card debt
|
| Date Received |
2022-09-28
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2022-09-28
|
| Complaint What Happened |
From or around XXXX of XXXX I wrote a dispute letter to a collection agency ( Mullooly Jeffrey Rooney & Flyn XXXX ) pertaining to an unknown debt that does not belong to me. ( Case # XXXX ). In my letter I informed them that I dont owe XXXX XXXX XXXX any money nor do the above acct belong to me. ( Plz see Ex-A ). I also instructed them to cease collections until the alleged debt is verified.
From or around XX/XX/XXXX oXXXX XXXX I sent a follow up letter to the same collection agency to inform them that they never verified nor validated the above unknown debt that doesnt belong to me. ( Plz see Ex-B & ( b ) ).
Too date, Mullooly Jeffrey, Rooney & Flynn XXXX, never validated the unknown debt and they are in violation of the Fair Debt Collection Practices Act, XXXX5 USC 1692g Sec. 809 ( 8 ).
The above firm is still reporting false information to all 3 credit agencies ( Plz see Ex-c ). The false information that they are reporting stopped/interfered with me being able to receive any business funding, refinancing for my home which is now foreclosed, personal loans to help during the pandemic and valuable jobs which consists of a good credit scores etc for hire.
I am now seeking legal remedies with all applicable agencies identified in FCRA 15 U.S.C. 1681, as well as pursuing civil actions.
|
| Consumer Consent Provided |
Consent provided
|
|
|
6034225
|
2022-09-29
|
False statements or representation
|
Debt collection
|
|
| Issue |
False statements or representation
|
| Timely |
Yes
|
| Company |
Mullooly Jeffrey Rooney & Flynn
|
| Product |
Debt collection
|
| Sub Issue |
Attempted to collect wrong amount
|
| Sub Product |
Credit card debt
|
| Date Received |
2022-09-29
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2022-10-19
|
| Complaint What Happened |
I feel very targeted, Back in XXXX 2020 when we were in both a national and global pandemic, I did just inform the collector that I was just getting back to work after being followed and trying to catch up on my past bills and that I needed a bit more time to settle into a payment plan, even though we were in the height of the pandemic. Shortly after I lost my job in XXXX XXXX, I know the courts were not operating in 2020. After I explained to the agent this, this was the last time I recall hearing back, then the company pursued to filed false documents stating that they tried to serve me with papers, but the papers this company filed were falsified, and I was never served, nor did I receive any notice that I was due in court, so how did I receive a notice stating that the judgment was ruled in favor of the plaintiff, I did not receive due process.
|
| Consumer Consent Provided |
Consent provided
|
|
|
5703901
|
2022-06-24
|
Written notification about debt
|
Debt collection
|
|
| Issue |
Written notification about debt
|
| Timely |
Yes
|
| Company |
Mullooly Jeffrey Rooney & Flynn
|
| Product |
Debt collection
|
| Sub Issue |
Didn't receive enough information to verify debt
|
| Sub Product |
Credit card debt
|
| Date Received |
2022-06-24
|
| Submitted Via |
Phone
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2022-06-24
|
| Consumer Consent Provided |
N/A
|
|
|
5558109
|
2022-05-13
|
Took or threatened to take negative or legal action
|
Debt collection
|
|
| Issue |
Took or threatened to take negative or legal action
|
| Timely |
Yes
|
| Company |
Mullooly Jeffrey Rooney & Flynn
|
| Product |
Debt collection
|
| Sub Issue |
Sued you without properly notifying you of lawsuit
|
| Sub Product |
Credit card debt
|
| Date Received |
2022-05-13
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2022-05-13
|
| Complaint What Happened |
I have an outstanding debt with XXXXXXXX XXXX. I called to settle this debt in XX/XX/XXXX. I am not residing in the United States, have no current plans to return to the United States, and I have expressed this to the XXXX representative. During the call, a settlement amount was discussed. The XXXX representative assured that a letter would be sent to my mailing address for me to confirm the settlement amount, however, this never happened.
I called XXXX back XX/XX/XXXX, to inquire about the letter. There was no explanation, and the settlement now " needed to be renegotiated ''. I reiterated that I was unable to pay the full balance, and that I was outside of the country. Due to me not having a job, or stable income, I decline a payment plan. I let the XXXX representative know that I was able to make a lump sum payment but a payment plan was unrealistic. A settlement was not reached and I was told the debt would be sent to a law firm.
XX/XX/XXXX, I received confirmation that the debt was sent to a law firm : XXXX, XXXX, XXXX, XXXX.
I contacted the law firm XX/XX/XXXX, I was told a letter was sent to my mailing address XX/XX/XXXX. This was never confirmed, I am not there to receive the mail personally and my family did not receive it. I mentioned that I wanted to settle this debt, explained my financial troubles and that I am living outside of the country. A settlement amount was offered that I had to decline. The law firm representative suggested that I get a job and call back when I can pay the amount offered.
I spoke to another representative XX/XX/XXXX. I further stressed that I am living outside of the country on limited funds. I asked for a lower settlement amount, it was denied. I was told that all I could do was keep in contact ; I should call back. I explained that I am living in XXXX, offered my phone number and email address. The rep refused email communications. I was informed that a summons was sent to my mailing address XX/XX/XXXX.
I called and spoke to a law firm representative XX/XX/XXXX. I stated that I still wanted to settle my outstanding debt. No change in the amount was offered. I was told that I am being sued and it was suggested I seek legal advice. I confirmed that a civil case docket exists and it was filed XX/XX/XXXX.
I did seek legal advice, and I was encouraged to contact the CFPB.
|
| Consumer Consent Provided |
Consent provided
|
|
|
4895018
|
2021-11-10
|
Took or threatened to take negative or legal action
|
Debt collection
|
|
| Issue |
Took or threatened to take negative or legal action
|
| Timely |
Yes
|
| Company |
Mullooly Jeffrey Rooney & Flynn
|
| Product |
Debt collection
|
| Sub Issue |
Sued you without properly notifying you of lawsuit
|
| Sub Product |
Other debt
|
| Date Received |
2021-11-10
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2021-11-30
|
| Complaint What Happened |
This complaint is directed at the actions of Mullooly, Jeffrey, Rooney and Flynn, XXXX XXXX XXXX XXXX # XXXX, XXXX, NY XXXX. I will refer to them as MJRF going forward.
Earlier this year or late last year, I was contacted by MJRF by telephone. They first claimed they took a judgment against me. I advised them that I was never served. I also looked it up on the NY Courts website and there was no record of a judgment. I asked the woman at MJRF about this and she could not locate the judgment either and suggested to me that it may not have been awarded or may have been set aside. I also advised her the debt amount was highly disputed as I did not ask for or accept the oil delivery their client made. I disputed it immediately after the delivery and asked them to take it back but their client refused to do so.
At the time of the call with MJRF, I made an offer to settle. The rep for MJRF suggested she did not know if the offer could be accepted based on the fact that there may be no judgment. She advised she would call me back but she never did. Now, at the end of XXXX of this year, I received a notice from the XXXX County Sheriff 's office that my wages were being garnished over this debt unless I pay them within 30 days. I immediately reached out to MJRF again and again, I offered to settle. The person I spoke to stated that his client does not usually accept settlement offers but he would present the offer to them and get back to me. Hours later, I called their client directly and asked about the settlement offers and their client, XXXX XXXX XXXX confirmed to me that they have never received any settlement communications from the firm regarding this alleged debt. Soon after that call, a rep form MJRF called me and said that XXXX declined to settle.
Based on my knowledge and research, MJRF clearly violated UDAAP multiple times as they deliberately deceived me regarding the status of the judgment and for failing to submit the offers I made to their client as they said they would. The latter, based on my research, is also a violation of the ABA rules. I also believe, based on my experiences and internet searches, that should the CFPB conduct an examination of all of the records held by MJRF, you will likely find many more violations of UDAAP and probably the FDCPA.
|
| Consumer Consent Provided |
Consent provided
|
|
|
4615795
|
2021-08-10
|
Took or threatened to take negative or legal action
|
Debt collection
|
|
| Issue |
Took or threatened to take negative or legal action
|
| Timely |
Yes
|
| Company |
Mullooly Jeffrey Rooney & Flynn
|
| Product |
Debt collection
|
| Sub Issue |
Sued you without properly notifying you of lawsuit
|
| Sub Product |
Credit card debt
|
| Date Received |
2021-08-10
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2021-08-10
|
| Consumer Consent Provided |
Consent not provided
|
|
|
2718741
|
2017-11-02
|
Took or threatened to take negative or legal action
|
Debt collection
|
|
| Issue |
Took or threatened to take negative or legal action
|
| Timely |
Yes
|
| Company |
Mullooly Jeffrey Rooney & Flynn
|
| Product |
Debt collection
|
| Sub Issue |
Collected or attempted to collect exempt funds
|
| Sub Product |
Other debt
|
| Date Received |
2017-11-02
|
| Submitted Via |
Referral
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2017-11-08
|
| Consumer Consent Provided |
N/A
|
|
|
2074982
|
2016-08-22
|
Improper contact or sharing of info
|
Debt collection
|
|
| Issue |
Improper contact or sharing of info
|
| Timely |
Yes
|
| Company |
Mullooly Jeffrey Rooney & Flynn
|
| Product |
Debt collection
|
| Sub Issue |
Contacted employer after asked not to
|
| Sub Product |
Other (i.e. phone, health club, etc.)
|
| Date Received |
2016-08-22
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
No
|
| Date Sent To Company |
2016-08-22
|
| Complaint What Happened |
My employer received a fake subpoena from Mullooly, Jeffrey, Rooney, & Flynn XXXX issued supposedly by the XXXX New York XXXX XXXX XXXX, disclosing my personal information, the creditor 's name and amount that is owed to the creditor. I do not find it fair that this notification came to my place of work. Many things could have happened like losing my job and embarrassment with my co-workers when they find out of this fake subpoena.
|
| Consumer Consent Provided |
Consent provided
|
|
|
1966394
|
2016-06-13
|
Communication tactics
|
Debt collection
|
|
| Issue |
Communication tactics
|
| Timely |
Yes
|
| Company |
Mullooly Jeffrey Rooney & Flynn
|
| Product |
Debt collection
|
| Sub Issue |
Threatened to take legal action
|
| Sub Product |
Medical
|
| Date Received |
2016-06-13
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
Yes
|
| Date Sent To Company |
2016-06-13
|
| Consumer Consent Provided |
Consent not provided
|
|
|
1869804
|
2016-04-07
|
Communication tactics
|
Debt collection
|
|
| Issue |
Communication tactics
|
| Timely |
Yes
|
| Company |
Mullooly Jeffrey Rooney & Flynn
|
| Product |
Debt collection
|
| Sub Issue |
Threatened to take legal action
|
| Sub Product |
Other (i.e. phone, health club, etc.)
|
| Date Received |
2016-04-07
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
No
|
| Date Sent To Company |
2016-04-07
|
| Consumer Consent Provided |
Consent not provided
|
|
|
1414812
|
2015-06-10
|
False statements or representation
|
Debt collection
|
|
| Tags |
Older American
|
| Issue |
False statements or representation
|
| Timely |
Yes
|
| Company |
Mullooly Jeffrey Rooney & Flynn
|
| Product |
Debt collection
|
| Sub Issue |
Impersonated an attorney or official
|
| Sub Product |
Credit card
|
| Date Received |
2015-06-10
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
No
|
| Date Sent To Company |
2015-06-15
|
| Complaint What Happened |
I had XXXX XXXX XXXX XXXX.
I defaulted on the card because of XXXX change in policy that I could not afford to keep up with and mounting medical debt.
It was sent to collections and XXXX LLP have harassed me and made false statements.
Legal aid helped me find court documents with falsehoods and service papers.
I am on Social Security XXXX and can not make payment.
The dates on the papers sent to me by them with Supreme Court of XXXX headings seem not to be legitimate listing multiple addresses.
I was never served by anyone with the papers.
I received a letter dated XXXX XXXX, 2015 referring to a complaint dated XXXX XXXX in which I was given 20 days to respond to. Obviously this voided my opportunity to respond.
The rest of the documents legal aid found online. I had no knowledge of these.
The affidavit of Service from XXXX XXXX is also false, I was never served, this document was also found on line by legal aid.
The dates are all untimely and impossible to meet. This is all done in an attempt to scare me into paying them.
This is to include phone calls and claiming to have served me.
|
| Consumer Consent Provided |
Consent provided
|
|
|
1304697
|
2015-03-27
|
Taking/threatening an illegal action
|
Debt collection
|
|
| Issue |
Taking/threatening an illegal action
|
| Timely |
Yes
|
| Company |
Mullooly Jeffrey Rooney & Flynn
|
| Product |
Debt collection
|
| Sub Issue |
Sued w/o proper notification of suit
|
| Sub Product |
Medical
|
| Date Received |
2015-03-27
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
No
|
| Date Sent To Company |
2015-03-27
|
| Consumer Consent Provided |
Consent not provided
|
|
|
773409
|
2014-03-22
|
Taking/threatening an illegal action
|
Debt collection
|
|
| Tags |
Servicemember
|
| Issue |
Taking/threatening an illegal action
|
| Timely |
Yes
|
| Company |
Mullooly Jeffrey Rooney & Flynn
|
| Product |
Debt collection
|
| Sub Issue |
Sued w/o proper notification of suit
|
| Sub Product |
I do not know
|
| Date Received |
2014-03-22
|
| Submitted Via |
Web
|
| Company Response |
Closed
|
| Consumer Disputed |
No
|
| Date Sent To Company |
2014-03-28
|
| Consumer Consent Provided |
N/A
|
|
|
817088
|
2014-04-21
|
Disclosure verification of debt
|
Debt collection
|
|
| Issue |
Disclosure verification of debt
|
| Timely |
Yes
|
| Company |
Mullooly Jeffrey Rooney & Flynn
|
| Product |
Debt collection
|
| Sub Issue |
Not given enough info to verify debt
|
| Sub Product |
Medical
|
| Date Received |
2014-04-21
|
| Submitted Via |
Web
|
| Company Response |
Closed with non-monetary relief
|
| Consumer Disputed |
No
|
| Date Sent To Company |
2014-04-21
|
| Consumer Consent Provided |
N/A
|
|
|
705300
|
2014-02-09
|
Improper contact or sharing of info
|
Debt collection
|
|
| Issue |
Improper contact or sharing of info
|
| Timely |
Yes
|
| Company |
Mullooly Jeffrey Rooney & Flynn
|
| Product |
Debt collection
|
| Sub Issue |
Talked to a third party about my debt
|
| Sub Product |
Credit card
|
| Date Received |
2014-02-09
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
Yes
|
| Date Sent To Company |
2014-02-09
|
| Consumer Consent Provided |
N/A
|
|
|
1310487
|
2015-04-01
|
False statements or representation
|
Debt collection
|
|
| Issue |
False statements or representation
|
| Timely |
Yes
|
| Company |
Mullooly Jeffrey Rooney & Flynn
|
| Product |
Debt collection
|
| Sub Issue |
Impersonated an attorney or official
|
| Sub Product |
Other (i.e. phone, health club, etc.)
|
| Date Received |
2015-04-01
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
No
|
| Date Sent To Company |
2015-04-03
|
| Consumer Consent Provided |
Consent not provided
|
|
|
727179
|
2014-02-21
|
False statements or representation
|
Debt collection
|
|
| Issue |
False statements or representation
|
| Timely |
Yes
|
| Company |
Mullooly Jeffrey Rooney & Flynn
|
| Product |
Debt collection
|
| Sub Issue |
Attempted to collect wrong amount
|
| Sub Product |
Credit card
|
| Date Received |
2014-02-21
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
Yes
|
| Date Sent To Company |
2014-02-26
|
| Consumer Consent Provided |
N/A
|
|
|
1694707
|
2015-12-12
|
Improper contact or sharing of info
|
Debt collection
|
|
| Issue |
Improper contact or sharing of info
|
| Timely |
Yes
|
| Company |
Mullooly Jeffrey Rooney & Flynn
|
| Product |
Debt collection
|
| Sub Issue |
Talked to a third party about my debt
|
| Sub Product |
Credit card
|
| Date Received |
2015-12-12
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
No
|
| Date Sent To Company |
2016-01-14
|
| Complaint What Happened |
the debt collector called my fellow employees at my workplace and shared personal information about me.they told other other employees about a {$12000.00} debt that was supposedly owed from 2001.they were harassing me as well after i told them to stop calling me.
|
| Consumer Consent Provided |
Consent provided
|
|
|
524049
|
2013-09-11
|
Communication tactics
|
Debt collection
|
|
| Issue |
Communication tactics
|
| Timely |
Yes
|
| Company |
Mullooly Jeffrey Rooney & Flynn
|
| Product |
Debt collection
|
| Sub Issue |
Frequent or repeated calls
|
| Sub Product |
Medical
|
| Date Received |
2013-09-11
|
| Submitted Via |
Referral
|
| Company Response |
Closed with non-monetary relief
|
| Consumer Disputed |
No
|
| Date Sent To Company |
2013-09-12
|
| Consumer Consent Provided |
N/A
|
|
|
2887047
|
2018-04-25
|
Took or threatened to take negative or legal action
|
Debt collection
|
|
| Issue |
Took or threatened to take negative or legal action
|
| Timely |
Yes
|
| Company |
Mullooly Jeffrey Rooney & Flynn
|
| Product |
Debt collection
|
| Sub Issue |
Threatened to sue you for very old debt
|
| Sub Product |
Credit card debt
|
| Date Received |
2018-04-25
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2018-04-25
|
| Complaint What Happened |
I got a call about a debt that has reached it's statue of limitations twice ... it is an 18 year old debt ... .i called back on XX/XX/18 ... .I asked for proof and they could not provide ... they said I have a judgement against me ... and that they are going to sue me ... and I do not have any judgements on my credit report..I never got served or gotten any summons to appear in court ... .they served my credit union with papers to freeze my account and I was charged {$75.00} for legal fees from my credit union ... and when I asked for more information she said her computer not coming open and she's looking at another screen and then..they acted like they couldn't hear me any more and just hung up..
|
| Consumer Consent Provided |
Consent provided
|
|
|
5057439
|
2021-12-31
|
Took or threatened to take negative or legal action
|
Debt collection
|
|
| Issue |
Took or threatened to take negative or legal action
|
| Timely |
Yes
|
| Company |
Mullooly Jeffrey Rooney & Flynn
|
| Product |
Debt collection
|
| Sub Issue |
Sued you without properly notifying you of lawsuit
|
| Sub Product |
Credit card debt
|
| Date Received |
2021-12-31
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2022-01-25
|
| Consumer Consent Provided |
Consent not provided
|
|
|
7468201
|
2023-08-29
|
Attempts to collect debt not owed
|
Debt collection
|
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
Yes
|
| Company |
Mullooly Jeffrey Rooney & Flynn
|
| Product |
Debt collection
|
| Sub Issue |
Debt is not yours
|
| Sub Product |
Credit card debt
|
| Date Received |
2023-08-29
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2023-09-05
|
| Complaint What Happened |
On XX/XX/XXXX, at XXXX I talked to XXXX XXXX and disputed a credit card debt. I talked with XXXX, badge # XXXX, and I instructed her to cease and desist all further communication.
Today I received two letters in the mail from " Mullooly, Jeffrey, Rooney, & Flynn LLP. '' They claim to be lawyers but they make clear in the mailings that they want me to contact a non lawyer, which I find odd. Additionally no one picks up the phone number they list, and as far as I can tell they do not have any publicly facing phone number with an actual office and secretary like a real lawyer.
My issue is therefore : 1. They should not be contacting me after I instructed XXXX to cease and desist all communications. Any communications from them are punishable under the FDCPA by a {$1000.00} fine per instance.
2. They should not be pretending to be a law office unless they actually are lawyers, and it seems like this is just a crude tactic at intimidation, as they present themselves as lawyers but in the fine print they state they want me to talk to " a non-attorney debt collector. '' If they are a non-attorney debt collector they should not be using deceit to make it seem like a lawyer is chasing for a debt.
Thanks, XXXX
|
| Consumer Consent Provided |
Consent provided
|
|
|
1943068
|
2016-05-26
|
False statements or representation
|
Debt collection
|
|
| Issue |
False statements or representation
|
| Timely |
Yes
|
| Company |
Mullooly Jeffrey Rooney & Flynn
|
| Product |
Debt collection
|
| Sub Issue |
Attempted to collect wrong amount
|
| Sub Product |
Other (i.e. phone, health club, etc.)
|
| Date Received |
2016-05-26
|
| Submitted Via |
Referral
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
No
|
| Date Sent To Company |
2016-06-01
|
| Consumer Consent Provided |
N/A
|
|
|
3200324
|
2019-04-03
|
Communication tactics
|
Debt collection
|
|
| Issue |
Communication tactics
|
| Timely |
Yes
|
| Company |
Mullooly Jeffrey Rooney & Flynn
|
| Product |
Debt collection
|
| Sub Issue |
You told them to stop contacting you, but they keep trying
|
| Sub Product |
Credit card debt
|
| Date Received |
2019-04-03
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2019-04-03
|
| Complaint What Happened |
For the XXXX time ( 2016 ) I was contacted through mail from XXXX XXXX XXXX that I owe money to their firm. I have enclosed my judgement proof of XXXX ( Supplemental Security Income ) as well as XXXX XXXX XXXX check stubs to provide proof of my claim
|
| Consumer Consent Provided |
Consent provided
|
|
|
892804
|
2014-06-12
|
Cont'd attempts collect debt not owed
|
Debt collection
|
|
| Issue |
Cont'd attempts collect debt not owed
|
| Timely |
Yes
|
| Company |
Mullooly Jeffrey Rooney & Flynn
|
| Product |
Debt collection
|
| Sub Issue |
Debt resulted from identity theft
|
| Sub Product |
I do not know
|
| Date Received |
2014-06-12
|
| Submitted Via |
Referral
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
No
|
| Date Sent To Company |
2014-06-16
|
| Consumer Consent Provided |
N/A
|
|
|
1707712
|
2015-12-18
|
Cont'd attempts collect debt not owed
|
Debt collection
|
|
| Issue |
Cont'd attempts collect debt not owed
|
| Timely |
Yes
|
| Company |
Mullooly Jeffrey Rooney & Flynn
|
| Product |
Debt collection
|
| Sub Issue |
Debt is not mine
|
| Sub Product |
Credit card
|
| Date Received |
2015-12-18
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
No
|
| Date Sent To Company |
2015-12-18
|
| Complaint What Happened |
Good morning in 2008, unknowingly to me there was a default judgement against me for XXXX, with an original creditor of XXXX XXXX, I have never had a XXXX XXXX account, I was an authorized user on some of my friends accounts but not sure if XXXX defaulted. Also I was never notified of the court proceeding or served. Fast forward to recently, instead of hiring a lawyer and going through a hassle of trying to fight a default judgement I agreed to a settlement and explained to the debt collector that it is not my debt nor was I ever aware or notified of this debt but I am willing to settle it we agreed on the amount a few days ago. I asked the debt collector to look at the files and you can see I was never the main account holder XXXX XXXX seize he does not have access to the files or he ca n't do anything for me but take my money for a debt legally speaking should n't have been mine in the first place. The debt collector can not legally validate the debt, he should not be accepting my money. Also he wo n't do the right thing in vacating the debt that was n't my legal responsibility in the first place.
|
| Consumer Consent Provided |
Consent provided
|
|
|
2740176
|
2017-11-29
|
Written notification about debt
|
Debt collection
|
|
| Issue |
Written notification about debt
|
| Timely |
Yes
|
| Company |
Mullooly Jeffrey Rooney & Flynn
|
| Product |
Debt collection
|
| Sub Issue |
Didn't receive notice of right to dispute
|
| Sub Product |
Credit card debt
|
| Date Received |
2017-11-29
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2017-12-08
|
| Complaint What Happened |
Sir / Maam, Good Afternoon.
Belated XXXX to all.
I have a terrible post-XXXX day, this is my story.
I have a checking account with XXXX XXXX XXXX XXXX, NY, debit acct ending in XXXX.
Upon logging in to my Online account ( XX/XX/XXXX ), to my surprise {$5900.00} of my hard-earned money, saving for rainy days has been put on hold.
According to XXXX XXXX Legal Department it was put on hold until i pay the amount of {$2900.00} and plus the interest the full amount to XXXX XXXX XXXX XXXX XXXX.
I was told by XXXX XXXX Legal Dept. to settle this amount and call them, this is the index number XXXX of my case.
I havent given any information on what financial institution or whom i owed the amount being garnished, it was just the name XXXX something ( not Sure ), and it was in XX/XX/XXXX-XX/XX/XXXX debt.
It was NOT CLEAR and im confused and frustrated that my honest and hard earned money can go to the Law Firm, just like that.
Upon searching the internet the Mullooly, Jeffrey, Rooney & Flynn - XXXX XXXX XXXX, XXXX XXXX, NYXXXX- XXXX ( XXXX ) have been good cleaning up peoples bank account through legal maneuvers victimizing small and ignorant of the law like me.
As i write today, my XXXX XXXX checking account has been on hold with the total amount of XXXX. i just did an external fund transfer and i was denied of acces.
Cut the story short, im a victim of this XXXX XXXX, i dont recieve any confirmation or any letter of notification, or a formal phone call or any form of notifications from Mullooly, Jeffrey, Rooney & Flynn.
I need help, i know this is illegal done to me.
Please help me recover my money, this is all i have in life, this is my emergency fund.
im employed as a clerk, i dont earn a lot, i dont deserve this, im honest and hardworking person.
Thank you from the bottom of my heart.
Respectfuly yours XXXX Attached are the pdfs for your info.
|
| Consumer Consent Provided |
Consent provided
|
|
|
2917846
|
2018-05-25
|
Took or threatened to take negative or legal action
|
Debt collection
|
|
| Issue |
Took or threatened to take negative or legal action
|
| Timely |
Yes
|
| Company |
Mullooly Jeffrey Rooney & Flynn
|
| Product |
Debt collection
|
| Sub Issue |
Sued you without properly notifying you of lawsuit
|
| Sub Product |
Other debt
|
| Date Received |
2018-05-25
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2018-05-30
|
| Complaint What Happened |
First, I'd like to say thank you so much for taking the time to read my complaint. My issue is simply this, XXXX XXXX XXXX of XXXX, XXXX, XXXX XXXX XXXX XXXX, made a verbal agreement with me to settle a debt for {$500.00} back in XX/XX/XXXX. The original debt was for {$960.00} for a hospital bill to which the obtained my info illegally. To date, I already paid {$100.00}, which was back in XX/XX/XXXX. I did not make any further payments after noticing on their website that our {$500.00} agreement was not listed nor, could I see what the remaining balance was, which struck me as odd. Our verbal agreement had no time limit, dates etc. to which I'd be in default. XXXX XXXX never sent me an actual " stipulation settlement '' agreement via mail, email or otherwise for {$500.00}. I contact XXXX XXXX on a few occasions most recent ; XX/XX/XXXX and today, XX/XX/XXXX regarding default and legal papers that were sent to my home for original debt of " {$960.00} ''. I understand that this debt was to be paid, but I would like to know why I was not sent " stipulation settlement '' for the {$500.00}, and how can I be default of said verbal agreement? It's like it never happened. My concern was that if I paid the total of {$500.00}, I'd still get letter and court judgments for the entire balance. I gave XXXX XXXX my email address and my phone number on a few occasions. So, it's not that I'm trying to get away with not paying a debt, it's the principal of the matter, we had a verbal agreement. And, the fact that each time a debt collection agency makes an agreement with a consumer, there should be a discussion, followed up with written letter as to was the agreement is and what constitutes as being in default of said agreement. The most recent letter I received for a court appearance mentioned nothing of original agreement and still shows a balance of " {$960.00} '', which is still not correct. Any assistance would be greatly appreciate.
|
| Consumer Consent Provided |
Consent provided
|
|
|
3928652
|
2020-10-30
|
Communication tactics
|
Debt collection
|
|
| Issue |
Communication tactics
|
| Timely |
Yes
|
| Company |
Mullooly Jeffrey Rooney & Flynn
|
| Product |
Debt collection
|
| Sub Issue |
Frequent or repeated calls
|
| Sub Product |
Credit card debt
|
| Date Received |
2020-10-30
|
| Submitted Via |
Referral
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2020-10-30
|
| Consumer Consent Provided |
N/A
|
|
|
9849608
|
2024-08-19
|
Threatened to contact someone or share information improperly
|
Debt collection
|
|
| Issue |
Threatened to contact someone or share information improperly
|
| Timely |
Yes
|
| Company |
Mullooly Jeffrey Rooney & Flynn
|
| Product |
Debt collection
|
| Sub Issue |
Talked to a third-party about your debt
|
| Sub Product |
Credit card debt
|
| Date Received |
2024-08-19
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2024-08-19
|
| Complaint What Happened |
Hi, This is in regards to an envelope I've received today. Any similarities to other cases I've filed is because it's another example of the same misdeed.
According to the Fair Debt Collection Practices Act ( FDCPA ), envelopes used by debt collectors to send letters to consumers can only include the collector 's business address and no other symbols or language. For example, in 2021, the Third Circuit ruled that including a barcode on a clear window envelope that could reveal the consumer 's internal reference number violated the FDCPA I'm not just making that up. Take a look here : XXXX XXXX XXXX The firm Mullooly Jeffrey Rooney & Flynn LLP ( MJRF ) routinely violates this portion of the FDCPA. I have mentioned this before, and they insist ( contrary to the FDCPA ) that they can violate the law.
As this is another violation, I am putting another complaint in.
I would ask the CFPB to consider an enforcement action against this firm. Every time they do something wrong they claim I should not file another complaint for the same issue, even though it's another violation.
This is a specious argument. I would like to see XXXX XXXX try that argument with a cop. " Sorry officer, I was speeding and ticketed yesterday so I can speed all I want today )
|
| Consumer Consent Provided |
Consent provided
|
|
