Menu
Search icon
  1. Home Page
    2. ›
  2. Counties
    3. ›
  3. Albany
    4. ›
  4. 12207
    5. ›
  5. AQUA FINANCE, INC.

AQUA FINANCE, INC.

Company Details

Name: AQUA FINANCE, INC.
Jurisdiction: New York
Legal type: FOREIGN BUSINESS CORPORATION
Status: Active
Date of registration: 24 Mar 1995 (30 years ago)
Entity Number: 1906734
ZIP code: 12207
County: Albany
Place of Formation: Wisconsin
Address: 80 STATE STREET, ALBANY, NY, United States, 12207
Principal Address: ONE CORPORATE DRIVE, SUITE 300, WAUSAU, WI, United States, 54401

Contact Details

Phone +1 715-848-5425

Agent

Name Role Address
CORPORATION SERVICE COMPANY Agent 80 STATE STREET, ALBANY, NY, 12207

Chief Executive Officer

Name Role Address
KURT GROSSHEIM Chief Executive Officer ONE CORPORATE DRIVE, SUITE 300, WAUSAU, WI, United States, 54401

DOS Process Agent

Name Role Address
CORPORATION SERVICE COMPANY DOS Process Agent 80 STATE STREET, ALBANY, NY, United States, 12207

Licenses

Number Status Type Date End date
2103380-DCA Active Business 2022-01-07 2025-01-31
2076543-DCA Inactive Business 2018-08-02 2021-01-31
2057305-DCA Inactive Business 2017-08-22 2019-01-31

History

Start date End date Type Value
2023-03-14 2023-03-14 Address ONE CORPORATE DR STE 300, WAUSAU, WI, 54401, USA (Type of address: Chief Executive Officer)
2021-03-24 2023-03-14 Address ONE CORPORATE DR STE 300, WAUSAU, WI, 54401, USA (Type of address: Chief Executive Officer)
2010-11-19 2023-03-14 Address 80 STATE STREET, ALBANY, NY, 12207, 2543, USA (Type of address: Service of Process)
2010-11-19 2023-03-14 Address 80 STATE STREET, ALBANY, NY, 12207, USA (Type of address: Registered Agent)
2007-04-12 2021-03-24 Address ONE CORPORATE DR STE 300, WAUSAU, WI, 54401, USA (Type of address: Chief Executive Officer)
2003-04-09 2007-04-12 Address 1415 MERRILL AVE, WAUSAU, WI, 54401, 0844, USA (Type of address: Principal Executive Office)
2003-04-09 2007-04-12 Address 1415 MERRILL AVE, WAUSAU, WI, 54401, USA (Type of address: Chief Executive Officer)
1999-11-05 2010-11-19 Address 111 EIGHTH AVENUE, NEW YORK, NY, 10011, USA (Type of address: Registered Agent)
1999-11-05 2010-11-19 Address 111 EIGHTH AVENUE, NEW YORK, NY, 10011, USA (Type of address: Service of Process)
1997-04-21 2003-04-09 Address 6701 W STEWART AVE, WAUSAU, WI, 54401, USA (Type of address: Chief Executive Officer)

Filings

Filing Number Date Filed Type Effective Date
230314000775 2023-03-14 BIENNIAL STATEMENT 2023-03-01
210324060416 2021-03-24 BIENNIAL STATEMENT 2021-03-01
190313061097 2019-03-13 BIENNIAL STATEMENT 2019-03-01
170314006233 2017-03-14 BIENNIAL STATEMENT 2017-03-01
150304006812 2015-03-04 BIENNIAL STATEMENT 2015-03-01
130321006167 2013-03-21 BIENNIAL STATEMENT 2013-03-01
110422002240 2011-04-22 BIENNIAL STATEMENT 2011-03-01
101119000972 2010-11-19 CERTIFICATE OF CHANGE 2010-11-19
090407002377 2009-04-07 BIENNIAL STATEMENT 2009-03-01
070412002129 2007-04-12 BIENNIAL STATEMENT 2007-03-01

Fine And Fees

Fee Sequence Id Fee type Status Date Amount Description
3590663 RENEWAL INVOICED 2023-01-30 150 Debt Collection Agency Renewal Fee
3404806 LICENSE INVOICED 2022-01-04 113 Debt Collection License Fee
3374702 DCA-SUS CREDITED 2021-10-01 100 Suspense Account
3374703 PROCESSING INVOICED 2021-10-01 50 License Processing Fee
3289553 RENEWAL CREDITED 2021-01-29 150 Debt Collection Agency Renewal Fee
2976481 RENEWAL INVOICED 2019-02-06 150 Debt Collection Agency Renewal Fee
2803216 LICENSE INVOICED 2018-06-26 75 Debt Collection License Fee
2650836 DCA-MFAL INVOICED 2017-08-02 150 Manual Fee Account Licensing
2650835 LICENSE CREDITED 2017-08-02 113 Debt Collection License Fee

CFPB Complaint

Complaint Id Date Received Issue Product
10633795 2024-10-30 Getting the loan Payday loan, title loan, personal loan, or advance loan
Issue Getting the loan
Timely Yes
Company Aqua Finance, Inc.
Product Payday loan, title loan, personal loan, or advance loan
Sub Product Installment loan
Date Received 2024-10-30
Submitted Via Phone
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-11-07
Consumer Consent Provided N/A
10936965 2024-11-26 Charged fees or interest you didn't expect Payday loan, title loan, personal loan, or advance loan
Issue Charged fees or interest you didn't expect
Timely Yes
Company Aqua Finance, Inc.
Product Payday loan, title loan, personal loan, or advance loan
Sub Product Installment loan
Date Received 2024-11-26
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-11-26
Complaint What Happened XXXX XXXX and Aqua Finance Inc. have worked together to exploit customers, under the guise of providing affordable lending for home improvement projects. XXXX XXXX completed an assessment, counseling, drafted an agreement, and completed work to provide me with a new roof under the presumption that I would later pay back the worth of this product, that I had to borrow money to afford. Aqua Finance Inc. became the lender that I would eventually have to pay back for the new roof. While on the surface this seemed like a good transaction, it has revealed itself over the last year to me, as an otherwise foul profiteering scam, ensued by two businesses who wish to solely make money off of their customers while stating they have their best interests in mind. I have been doing research now into both of these companies and am absolutely appalled by the breadth of information I've found showing they both have engaged in foul and illegal business tactics for years. The XXXX of XXXX XXXX have been found guilty of illegally applying for and accepting upwards of XXXX in unemployment funds, that they should've never received. Aqua Finance has been in a number of lawsuits and most recently had to pay out a multimillion dollar suit to a plethora of customers who they bamboozled and took advantage of ... the list goes on and on. I would have NEVER gone into business with either of these companies had I known any better at the time. I truly believed they were here to help me out ( because that's what they said and sold to me ) and instead, I have been met with the grief of learning that they are actually full of liars, cheats, and that they extort those who fall victim to their manipulative sales tactics. I now find myself after a year of paying down my loan from Aqua Finance Inc., to have made little to no progress in lowering my principle. This caused me to do the initial digging into my loan, contract, their services, etc. I've received no explanation to the terms of this contract in a way that was absorbable, have been lied to, have had calls dropped, have been met with dissuading tactics that allow them to avoid accountability, have experienced hostility from their customer representatives, have yet to receive information I requested in regards to the details of my contract, and so much more. I've been trying to renegotiate my loan terms, the abusive interest rates, and more with these companies to no avail. It is clear to me that the absurd business practices they've been found guilty of, continue to affect the lives of so many people. The amount of complaints about these companies is incredibly alarming and the fact that they are still allowed to exist and conduct business in this manner, is unethical and should cease immediately. I have no faith that these harmful lending companies or practices will end and instead work to try and report them in hopes it will shed light on these places, so that others may avoid falling into the same traps I have. I would have rather lived in my XXXX XXXX XXXX house with a leaking roof than be where I am today, stuck in this loan, with a company who clearly doesn't value or care about customers like me. I truly hope there can be a mutually responsible and ethical approach to reconciliation of the damages done to me and others by these deceptive companies, but am falling short on faith. My sincerest wish is that someone out there will see the harm done by them and hold them accountable for it, because it's been made utterly apparent that they feel like they can just do this with no remorse or fear. Which is sick, wrong, and shouldn't be allowed to persist.
Consumer Consent Provided Consent provided
10307372 2024-10-01 Written notification about debt Debt collection
Issue Written notification about debt
Timely Yes
Company Aqua Finance, Inc.
Product Debt collection
Sub Issue Didn't receive enough information to verify debt
Sub Product I do not know
Date Received 2024-10-01
Submitted Via Web
Company Response Closed with non-monetary relief
Consumer Disputed N/A
Date Sent To Company 2024-10-22
Complaint What Happened Today I found out a company called Carmel Financial Corp but a lien on my home for a water system that was sold to them from XXXX XXXX. XXXX was files XX/XX/year>. I was never told that my home would in danger of being taken if debt was not paid by XXXX XXXX or company that came to my home. Contract was not explained to me correctly. On XX/XX/year>, they filed lien and never sent me paperwork. I was not able to even fight.
Consumer Consent Provided Consent provided
7946013 2023-12-05 Improper use of your report Credit reporting or other personal consumer reports
Issue Improper use of your report
Timely Yes
Company Aqua Finance, Inc.
Product Credit reporting or other personal consumer reports
Sub Issue Reporting company used your report improperly
Sub Product Credit reporting
Date Received 2023-12-05
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2023-12-05
Complaint What Happened In accordance with the fair credit and reporting act this creditor had violated my rights under 15 usc 1681 section six to state I have the right to privacy. It also states a consumer reporting agency can not furnish and account without my written instructions under 15 uscs 1666b a creditor may not treat a late payment on a credit card account under an open end consumer credit plan as late for any purpose.
Consumer Consent Provided Consent provided
7945628 2023-12-05 Improper use of your report Credit reporting or other personal consumer reports
Issue Improper use of your report
Timely Yes
Company Aqua Finance, Inc.
Product Credit reporting or other personal consumer reports
Sub Issue Reporting company used your report improperly
Sub Product Credit reporting
Date Received 2023-12-05
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2023-12-05
Complaint What Happened In accordance with the fair credit and reporting act this creditor had violated my rights under 15 usc 1681 section six to state I have the right to privacy. It also states a consumer reporting agency can not furnish and account without my written instructions under 15 uscs 1666b a creditor may not treat a late payment on a credit card account under an open end consumer credit plan as late for any purpose.
Consumer Consent Provided Consent provided
9724980 2024-08-06 Struggling to pay your loan Payday loan, title loan, personal loan, or advance loan
Issue Struggling to pay your loan
Timely Yes
Company Aqua Finance, Inc.
Product Payday loan, title loan, personal loan, or advance loan
Sub Product Installment loan
Date Received 2024-08-06
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-08-06
Consumer Consent Provided Consent not provided
6204816 2022-11-16 Improper use of your report Credit reporting, credit repair services, or other personal consumer reports
Issue Improper use of your report
Timely Yes
Company Aqua Finance, Inc.
Product Credit reporting, credit repair services, or other personal consumer reports
Sub Issue Credit inquiries on your report that you don't recognize
Sub Product Credit reporting
Date Received 2022-11-16
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2022-11-16
Complaint What Happened Please block this information from my credit report, pursuant to section 605B of the Fair Credit Reporting Act, and send the required notifications to all furnishers of this information. Enclosed are the following : XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX
Consumer Consent Provided Consent provided
3437995 2019-11-13 Struggling to pay your loan Payday loan, title loan, or personal loan
Issue Struggling to pay your loan
Timely No
Company Aqua Finance, Inc.
Product Payday loan, title loan, or personal loan
Sub Product Installment loan
Date Received 2019-11-13
Submitted Via Referral
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2019-11-13
Consumer Consent Provided N/A
5405825 2022-04-04 Incorrect information on your report Credit reporting, credit repair services, or other personal consumer reports
Issue Incorrect information on your report
Timely Yes
Company Aqua Finance, Inc.
Product Credit reporting, credit repair services, or other personal consumer reports
Sub Issue Information belongs to someone else
Sub Product Credit reporting
Date Received 2022-04-04
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2022-04-04
Company Public Response Company believes it acted appropriately as authorized by contract or law
Consumer Consent Provided Other
5755441 2022-07-10 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company Aqua Finance, Inc.
Product Debt collection
Sub Issue Debt is not yours
Sub Product I do not know
Date Received 2022-07-10
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2022-07-10
Complaint What Happened A company by the name of XXXX remodeling replaced the roof of my house through financing and took out a loan of XXXX with Acqua Finance. Only XXXX was used on the roof, materials were bought for XXXX and talent by XXXX XXXX. I explained this to Acqua Finance and I was told that there is nothing they can do since the dealership is not answering their phone calls and even though I showed them proof.
Consumer Consent Provided Consent provided
3436787 2019-11-12 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely No
Company Aqua Finance, Inc.
Product Debt collection
Sub Issue Debt is not yours
Sub Product Other debt
Date Received 2019-11-12
Submitted Via Referral
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2019-11-13
Consumer Consent Provided N/A
3474942 2019-12-21 Problem when making payments Payday loan, title loan, or personal loan
Issue Problem when making payments
Timely No
Company Aqua Finance, Inc.
Product Payday loan, title loan, or personal loan
Sub Product Installment loan
Date Received 2019-12-21
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2019-12-21
Consumer Consent Provided Consent not provided
3467420 2019-12-13 Attempts to collect debt not owed Debt collection
Tags Older American
Issue Attempts to collect debt not owed
Timely No
Company Aqua Finance, Inc.
Product Debt collection
Sub Issue Debt was paid
Sub Product I do not know
Date Received 2019-12-13
Submitted Via Phone
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2019-12-13
Consumer Consent Provided N/A
3189934 2019-03-24 Incorrect information on your report Credit reporting, credit repair services, or other personal consumer reports
Tags Servicemember
Issue Incorrect information on your report
Timely Yes
Company Aqua Finance, Inc.
Product Credit reporting, credit repair services, or other personal consumer reports
Sub Issue Account status incorrect
Sub Product Credit reporting
Date Received 2019-03-24
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2019-03-24
Complaint What Happened I keep calling the number they have and Im getting the run around. I see a report by aqua finance and i never had an account with them.
Consumer Consent Provided Consent provided

Related by officers

CORPORATION SERVICE COMPANY

B&E TRANSPORTATION "AZERBAIJAN AIRLINES" CLOSED JOINT STOCK COMPANY "E" THE SOLUTION ASSOCIATES, LLC "KIM INTERNATIOANL 1" PACIFIC KING SHIPPING PTE. LTD. #EAZYWORK FITNESS, LLC AYDIN ARJOMAND PHOTOGRAPHY, LLC 'HOOD GARAGE, LLC

Related by address

80 STATE STREET, ALBANY, NY, United States, 12207

"AZERBAIJAN AIRLINES" CLOSED JOINT STOCK COMPANY "E" THE SOLUTION ASSOCIATES, LLC "KIM INTERNATIOANL 1" "ROCK BOTTOM PRICES" MOVING COMPANY, LLC "VOLGA" FIXED INCOME FUND, L.P. (((STEREOTYPE))) LLC (NY) GENESIS DEVELOPMENT +BODY BY JULIA HAART, LLC [C]WORTHY, LLC 001 DEL LLC

ONE CORPORATE DRIVE, SUITE 300, WAUSAU, WI, United States, 54401

BAY FINANCE COMPANY, LLC

Date of last update: 14 Mar 2025

Sources: New York Secretary of State

Privacy policy Policy
About us About us
Contacts Contact us

© 2025 bizyork.com, Part of Big Data Integrated