|
8016751
|
2023-12-17
|
Attempts to collect debt not owed
|
Debt collection
|
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
Yes
|
| Company |
Relin, Goldstein & Crane, LLP
|
| Product |
Debt collection
|
| Sub Issue |
Debt was paid
|
| Sub Product |
Auto debt
|
| Date Received |
2023-12-17
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2023-12-17
|
| Consumer Consent Provided |
Consent not provided
|
|
|
7020187
|
2023-05-24
|
Attempts to collect debt not owed
|
Debt collection
|
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
Yes
|
| Company |
Relin, Goldstein & Crane, LLP
|
| Product |
Debt collection
|
| Sub Issue |
Debt was paid
|
| Sub Product |
Credit card debt
|
| Date Received |
2023-05-24
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2023-05-24
|
| Complaint What Happened |
My name is XXXX XXXX, i am the consumer as well as the only one with personal knowledge in connection with the transaction. This company named Relin, Goldstein and Crane LLP has been repeatedly contacting me acting as debt collectors and its unclear whether they even have a license to collect alleged debts. please provide your agency debt collection license number. and please show cause of your authority to contact me about these matters concerning this debt.
This is yet another notice of dispute. i am not making any settlements until this alleged debt can be verified. until this alleged debt is verified, i refuse to pay this alleged debt. as a consumer i am entitled to receive the name and address of the original creditor, verification or a copy of a judgement for this alleged debt from the creditor. if your agency is unable to produce such documents, it is advised that your agency cease all communications immediately.
it is advised that all verifications need to be in the form of oath or affirmation and placed under the penalty of perjury.
RE File Number : XXXX
|
| Consumer Consent Provided |
Consent provided
|
|
|
4249205
|
2021-03-26
|
Communication tactics
|
Debt collection
|
|
| Issue |
Communication tactics
|
| Timely |
Yes
|
| Company |
Relin, Goldstein & Crane, LLP
|
| Product |
Debt collection
|
| Sub Issue |
Frequent or repeated calls
|
| Sub Product |
Credit card debt
|
| Date Received |
2021-03-26
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2021-03-26
|
| Consumer Consent Provided |
Consent not provided
|
|
|
4363387
|
2021-05-09
|
Attempts to collect debt not owed
|
Debt collection
|
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
Yes
|
| Company |
Relin, Goldstein & Crane, LLP
|
| Product |
Debt collection
|
| Sub Issue |
Debt is not yours
|
| Sub Product |
Credit card debt
|
| Date Received |
2021-05-09
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2021-05-09
|
| Consumer Consent Provided |
Consent not provided
|
|
|
3467308
|
2019-12-13
|
Problems at the end of the loan or lease
|
Vehicle loan or lease
|
|
| Issue |
Problems at the end of the loan or lease
|
| Timely |
Yes
|
| Company |
Relin, Goldstein & Crane, LLP
|
| Product |
Vehicle loan or lease
|
| Sub Issue |
Problem with paying off the loan
|
| Sub Product |
Loan
|
| Date Received |
2019-12-13
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2019-12-16
|
| Complaint What Happened |
The Car was repossessed by XXXX XXXX after an accident and major repairs were made. Payment was made from same account that payments had been made previously. Reason for refusal of payment was that I was not an authorized person on the account. I was and still am an authorized person on this account. Before I could resolve this issue with the company the car was repossessed, and ransacked, items were stolen, by the tow company. The company demanded past payment which they initially refused, late charges, tow charges, storage fees, and up coming payment. Well over 1000 dollars which I did not have. Subsequent requests for information about the vehicle, such as what balances were how much the vehicle was sold for ect were never responded to. Wage garnishment occurred and and although I had paid on the car downpayment plus trade in and payments for 5 of 6 months I had the car were never deducted off of final balance. Again no further information was given to me on how this amount was arrived at. A total garnishment of over 9,600 $ took place via the wage garnishment. That was paid off. They are now asking for an additional garnishment for over {$5000.00}. Interest apparently was not collected via the garnishment as well I am told interest will continue to accrue and again not be collected from this amount. I was told unless I come up with a full payment I will continue to pay on this vehicle indefinitely. XXXX XXXX never sells a car for less that {$9900.00}. So they got my 10,000 plus dollars likely re sold the car for {$10000.00} and are now attempting to perpetually collect money for a car I have not had for 8 plus years. My bank no longer has this documentation nor does XXXX XXXX who payments were made through. The mechanic who repaired the car is no longer in business. My insurence carrier at the time was XXXX and they are researching for information in regards to this vehicle since I carried collision on the car and the paid the majority of the repairs. The account has been turned over to a lawyer Relin Goldstein and Crane I thank you for your time and attention to this matter.
Sincerely, XXXX XXXX
|
| Consumer Consent Provided |
Consent provided
|
|
|
3086110
|
2018-11-29
|
Threatened to contact someone or share information improperly
|
Debt collection
|
|
| Issue |
Threatened to contact someone or share information improperly
|
| Timely |
Yes
|
| Company |
Relin, Goldstein & Crane, LLP
|
| Product |
Debt collection
|
| Sub Issue |
Talked to a third-party about your debt
|
| Sub Product |
Credit card debt
|
| Date Received |
2018-11-29
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2018-12-17
|
| Complaint What Happened |
After going through some very difficult financial hardships I had a deliquent debt with XXXX. I had asked XXXX to communicate with me through mail only. XXXX gave my loan over to Relin Goldstein & Crane which is located at XXXX XXXX XXXX XXXX XXXX NY. They proceeded by calling my parents in-law countless amounts of times throghout the months of XXXX and XXXX even after they were repeatedly told that I do not reside at that address. At least one of the times they disclosed that they were calling about a debt. All throughout the time they had never attempted to call or correspond with me through any other means. My in-laws asked me to contact them and tell them to stop the harrasing calls especially on weekends. I then began receiving letters in the mail that they were suing me in court. I called them and asked why they couldn't reach out to me in a civil manner and try to work out a pay off system. We finnally reached a settelment agreement over the phone but I never received any documents to support our phone conversation nor to whom I would pay the monies owed. I tried calling numerous times they failed to answer. Finnaly a week later they sent me documents on the day of XXXX eve with terms changed from the original agreement and according to new terms I would have to pay up 2 days later making it impossible due to the banks being closed on XXXX. I called and emailed them numerous times noone responded. After XXXX they called me back and said it was a typo they said since the deadline passed they would try to reach another settelment with XXXX. I still haven't been contacted with any new agreements.
|
| Consumer Consent Provided |
Consent provided
|
|
|
1101444
|
2014-11-04
|
Taking/threatening an illegal action
|
Debt collection
|
|
| Issue |
Taking/threatening an illegal action
|
| Timely |
Yes
|
| Company |
Relin, Goldstein & Crane, LLP
|
| Product |
Debt collection
|
| Sub Issue |
Seized/Attempted to seize property
|
| Sub Product |
Credit card
|
| Date Received |
2014-11-04
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
No
|
| Date Sent To Company |
2014-11-10
|
| Consumer Consent Provided |
N/A
|
|
|
7633726
|
2023-10-03
|
False statements or representation
|
Debt collection
|
|
| Issue |
False statements or representation
|
| Timely |
Yes
|
| Company |
Relin, Goldstein & Crane, LLP
|
| Product |
Debt collection
|
| Sub Issue |
Impersonated attorney, law enforcement, or government official
|
| Sub Product |
Credit card debt
|
| Date Received |
2023-10-03
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2023-10-08
|
| Consumer Consent Provided |
Consent not provided
|
|
|
7633943
|
2023-10-03
|
False statements or representation
|
Debt collection
|
|
| Issue |
False statements or representation
|
| Timely |
Yes
|
| Company |
Relin, Goldstein & Crane, LLP
|
| Product |
Debt collection
|
| Sub Issue |
Impersonated attorney, law enforcement, or government official
|
| Sub Product |
Credit card debt
|
| Date Received |
2023-10-03
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2023-10-03
|
| Consumer Consent Provided |
Consent not provided
|
|
|
7092722
|
2023-06-09
|
Attempts to collect debt not owed
|
Debt collection
|
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
Yes
|
| Company |
Relin, Goldstein & Crane, LLP
|
| Product |
Debt collection
|
| Sub Issue |
Debt is not yours
|
| Sub Product |
Credit card debt
|
| Date Received |
2023-06-09
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2023-06-09
|
| Complaint What Happened |
My name is XXXX XXXX, and this a new complaint with updated information that has since been discovered after careful research and review.
I have reviewed the documents presented in the last communication and have discovered that all statements provided from XXXX seem to be inconsistent with the postal rules prescribed by law. i have a few questions.
why does none of the statements include this notice? the following notice : This is a solicitation for the order of goods or services, or both, and not a bill, invoice, or statement of account due. You are under no obligation to make any payments on account of this offer unless you accept this offer. ; or in lieu thereof, a notice to the same effect in words which the Postal Service may prescribe.
Are all statements provided in the form of, and reasonably could be interpreted or construed as, a bill, invoice, or statement of account due?
What makes amex exempt from these standard postal rules?
also, your agency has sent notices in the mail soliciting payment and so, what makes your agency exempt from these standard postal rules?
What your agency and XXXX is responsible for is for sending non mailable matter and is a civil and criminal offence.
your response is appreciated.
thank you.
|
| Consumer Consent Provided |
Consent provided
|
|
|
2575941
|
2017-07-16
|
Took or threatened to take negative or legal action
|
Debt collection
|
|
| Issue |
Took or threatened to take negative or legal action
|
| Timely |
No
|
| Company |
Relin, Goldstein & Crane, LLP
|
| Product |
Debt collection
|
| Sub Issue |
Sued you in a state where you do not live or did not sign for the debt
|
| Sub Product |
Credit card debt
|
| Date Received |
2017-07-16
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2017-07-16
|
| Complaint What Happened |
( 1 ) Filed a " verified complaint '' with XXXX XXXX XXXX Court in XXXX .
( 2 ) Sent a letter to " XXXX NY '' house to use the 30-day window to bypass the 30-day window to verify the debt with full knowledge the debtor did not reside at the location ; thus, no answer/dispute would be filed ( 3 ) Refused to use emails or any effective methods to communicate with the debtor ( 4 ) Did not send any mail ( 5 ) Did not verify the Debt ( 6 ) Attempting to sue/collect unverified debt in an out of residence state ( 7 ) Debtor has been living in XXXX for three years, XXXX before, and XXXX before that, and now in XXXX ( 8 ) Creditor is attempting to acquire judgment on what is presumed to be unsecured and dissoluble debt through bankruptcy or settlement ( 8 ) Creditor is attempting to seek preferential payments over other lenders in attempt to break DOJ Trustee guidelines Experience : In XXXX , it took the XXXX over eight years to fight out a civil war and a cultural " revolution '' to seize the wages, wealth, and property from the public. In America, the Creditor using the legal system can seize wages, wealth, and property from the public in 60/90-days. In XXXX , you can " own '' a residence ( 99-year leases and no taxes ) but the land belongs to the CPC forever. In America, you can keep your house as long as you pay your private mortgage ( 30 years ) but the property taxes are forever. And, if you do n't pay those, the government seizes property for unpaid property/income taxes. Tell me again about the true meaning of private property and ownership?
In XXXX , the government provides key and vital services at subsidized cost ; thus the public has enough capital/cash to buy fancy cars, travel and pay for their kids American/ XXXX education in cash. The public does not have much debt but cash at hand. Moreover, the government gives " free '' 99-year leases to citizens in growing and mega cities to populate those, and unlike the US, the property inflation is set at 3-8 % annually. The centralized economy ensures that property values do not decline and debt is only for the business sector to stimulate growth. The cost of living is low, food is cheap and labor is very cheap, which makes the salaries very high compared to the cost of living. In America, labor is overpriced, cost of living is expensive, dollar deflated ( to maximize exports ) and the public is knee deep in debt while the government fails to offer any subsidized services, manage the economy, control the private lending, provide proper healthcare, education, infrastructure, or has any command over the crumbling public debt. Tell me again how XXXX , XXXX , XXXX , and XXXX ( all Anglo-Saxons ) can offer free healthcare, education to the public and stabilize the economy and property inflation rates.
The true meaning of freedom is the right to your own labor, wealth, and property. If the American public is deprived of its wealth, wages, and property through financial servitude - are we really free?
Go back to the drawing boards and take a look at centralized economies and open market economies.
( 1 ) Why is the public debt so high?
( 2 ) Why are our wages so low?
( 3 ) Is the US dollar under priced and deflated?
( 4 ) Are we under taxing the private sector and overtaxing the public?
( 5 ) How can we free up public funds to provide fully subsidized healthcare and education?
( 6 ) Why are we not able to afford our life style with our salaries but instead have to depend on credit ( debt )?
XXXX are cash rich while Americans are debt Rich. We have the most people in jail while they have the most people in Universities. We have the most homeless, they have the most government funded housing projects in the world. We have the lowest employment rates with the most people out of work, they have the most people in the workforce with the highest ratio in upward income mobility. They have raised 500 million people out of poverty, while we are driving millions of people into poverty. We are worried about being fired, laid off, or terminated, they are worried about losing their " face '' if they resign from one employer to another. Our public is on the street marching for equality, respect and protesting over something, their public is at home with friends and family waiting for the government to fix their problems and in their perception - the government has because they are now eating Australian beef, drinking Iceland water, and driving German cars. Tell me again how I can compete with them If I ca n't even keep my home, bank account, and my future wages in the land of the free?
Please fix this. We need a win, and we need our government and private sector to do the right thing. Dollars and cents are not everything - nations rise and fall on the backs of its people - without the public, there is no private sector or the public sector. Perhaps we can learn something from our competitors and history.
Regards, XXXX XXXX .
|
| Consumer Consent Provided |
Consent provided
|
|
|
4468819
|
2021-06-17
|
Written notification about debt
|
Debt collection
|
|
| Issue |
Written notification about debt
|
| Timely |
Yes
|
| Company |
Relin, Goldstein & Crane, LLP
|
| Product |
Debt collection
|
| Sub Issue |
Didn't receive enough information to verify debt
|
| Sub Product |
Credit card debt
|
| Date Received |
2021-06-17
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2021-06-17
|
| Consumer Consent Provided |
Consent not provided
|
|
|
3450742
|
2019-11-26
|
Communication tactics
|
Debt collection
|
|
| Tags |
Servicemember
|
| Issue |
Communication tactics
|
| Timely |
Yes
|
| Company |
Relin, Goldstein & Crane, LLP
|
| Product |
Debt collection
|
| Sub Issue |
Frequent or repeated calls
|
| Sub Product |
I do not know
|
| Date Received |
2019-11-26
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2019-12-03
|
| Consumer Consent Provided |
Consent not provided
|
|
|
4460884
|
2021-06-15
|
Attempts to collect debt not owed
|
Debt collection
|
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
Yes
|
| Company |
Relin, Goldstein & Crane, LLP
|
| Product |
Debt collection
|
| Sub Issue |
Debt is not yours
|
| Sub Product |
Credit card debt
|
| Date Received |
2021-06-15
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2021-06-15
|
| Complaint What Happened |
This complaint is filed as a result of XXXX XXXX continued falsehoods and misrepresentations about XXXX credit card debts but owed by by me but corporate debts. Regardless of their written representations which are now all new evidence in a potential lawsuit where they keep burying themselves into legal complications and think they can escape their conduct with no legal impunity.
For the last time, making representations thst are not supported by any documents are just conjectures and hearsay and not statements of facts : 1. In previous letters, you made allegations that you can not substantiate as true statements since you do not have any account applications and credit card agreement signed by me for the business credit cards involved. The law is clear and without any evidence, the law firm you hired is simply mishearing you.
2. In the communication you sent today XX/XX/XXXX in response to last complaint filed on XX/XX/XXXX, XXXX XXXX is obviously desperate in claiming that I claimed credit card fraud and had the audacity to send me a fraud claim form to file with the police which I immediately rebuffed in writing. My claim of fraud was not about anyone using the corporate credit cards without authorization. MY CLAIM OF FRAUD WAS ABOUT XXXX XXXX BEING THE PERPETRATOR OF FRAUD BY CLAIMING CORPORATE CREDIT CARDS ARE INDIVIDUAL RESPONSIBILITY WITHOUT ANY PROOF. XXXX XXXX is the accused. Please do not twist my claimSMS tomake it appear that I raised any third party claim. XXXX XXXX and its unethical law firm are the fraud perpetrators.
2. In your XX/XX/XXXX response, you made additional outrageous claims that the payments were made from my personal XXXX XXXX account. This is untrue and a lie. All payments were made from the bio account of the card holder, the corporation.
3. As a corporate citizen, XXXX XXXX can not continue to spew lies and malicious statements with no impunity even after a law firm was hired to represent in this matter and the law firm was doing the same. Your written words matter. Thus, you can not simply state that payments were made from my personal account with no proof. You need to provide proof that payments that payments from XXXX to XXXX from the time the accounts were hems these payments were made from my personal account. There is no such proof.
4. You continue to send me harassing and unsolicited mail and emails. You claim that you would stop, but did not sbd continued to do so after your stop and discontinuance letter only to fool the CFPB.
At this point, a complaint will be escalated to the Federal Trade Commission XXXX XXXX XXXX for fraud, a complaint will be sent to your CEO who may not know about the conduct of lower level employees at Customer Service who have been sending all the letters with false claims and the collection law firm who had forged false documents to continue to harass me.
The same complaint will be sent to Congress woman XXXX XXXX with oversight over the financial services committee as Chair and other N.Y. Congress and Senate to hold XXXX XXXX accountable.
Unless you are 100 % sure, you can not continue to make false statements in writing as all these false statements that you can not support with evidence will be squashed with rebuke from a judge in a court of law.
What is the incentive for XXXX XXXX expect for unethical low level employees in collection to be overzealous to make false statements and representations to cover themselves to give the appearance they are pursuing a legitimate collection claim when their claim is not legitimate.
I have attached your own letters and contacts after the facts that continue furthering your legal harassment.
Please cease and desist. You have no ideas of my abilities. I have a media presence and a higher media profile than your own CEO at XXXX XXXX and can call any of the legal investigative journalists in my network to deploy fair and unbiased investigations into XXXX XXXX and its employee conduct. I was a member of the media and can recommend thus matter be investigated and be exposed in the evening news at most major news networks and cable news shows.
|
| Consumer Consent Provided |
Consent provided
|
|
|
4134455
|
2021-02-12
|
Took or threatened to take negative or legal action
|
Debt collection
|
|
| Issue |
Took or threatened to take negative or legal action
|
| Timely |
Yes
|
| Company |
Relin, Goldstein & Crane, LLP
|
| Product |
Debt collection
|
| Sub Issue |
Threatened to sue you for very old debt
|
| Sub Product |
Credit card debt
|
| Date Received |
2021-02-12
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2021-02-12
|
| Complaint What Happened |
My name is XXXX XXXX last four digits my social security number is XXXX The law office of relin and Goldstein and crane located at XXXX XXXX XXXX XXXX XXXX XXXX New York XXXX. My complaint is that the law off unlawful filed a judgment against me in Supreme Court County of XXXX XXXXthe index number is XXXX Their trying to sue me for a credit card account thats not mine the company is XXXX XXXX it has a balance of XXXX dollars the debt is 15 years old. XXXX XXXX search under my social security number XXXX and no information was found and they told me disregard the debt and they will let the attorney know they have wrong person. I made a complaint before against attorney relin Goldstein and crane for harassing me and my family back in XXXX with consumer protection bureau. Things were quite when you contacted him .then 2 years later as of today XX/XX/XXXX he has a third party serve me a summons to appear in Supreme Court like if I'm a criminal defendant and credit card debt is handled in civil court not Supreme Court XXXX He's been using abuse tactics also doing soft pulls by checking my credit history and trying to dig up dirt on me and claiming that I owe XXXX XXXX money I stated before I have a common name. But he's still harassing me. My kids and wife were terrified when I got this summons to appear in court. He trying to get me arrested for a credit card bill that owe to XXXX XXXX that if I don't pay this bill. Which he's doing is illegal.
|
| Consumer Consent Provided |
Consent provided
|
|
|
3299237
|
2019-07-08
|
Attempts to collect debt not owed
|
Debt collection
|
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
Yes
|
| Company |
Relin, Goldstein & Crane, LLP
|
| Product |
Debt collection
|
| Sub Issue |
Debt is not yours
|
| Sub Product |
Credit card debt
|
| Date Received |
2019-07-08
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2019-07-08
|
| Consumer Consent Provided |
Consent not provided
|
|
|
3063264
|
2018-11-01
|
False statements or representation
|
Debt collection
|
|
| Tags |
Servicemember
|
| Issue |
False statements or representation
|
| Timely |
Yes
|
| Company |
Relin, Goldstein & Crane, LLP
|
| Product |
Debt collection
|
| Sub Issue |
Attempted to collect wrong amount
|
| Sub Product |
Auto debt
|
| Date Received |
2018-11-01
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2018-11-01
|
| Complaint What Happened |
Voluntarily returned vehicle could no longer afford. Sold amount remaining XXXX Debt collector already took well over 6000 we are always told a higher amount when we call They take a huge amount weekly where we are facing eviction company says no hardship pay the bill /welfare food stamps goes by gross we don't qualify will be homeless..credit report and paystubs says this debt should be pd off as ofXX/XX/2018 still taking money saying now we owe another XXXX
|
| Consumer Consent Provided |
Consent provided
|
|
|
4437137
|
2021-06-07
|
Written notification about debt
|
Debt collection
|
|
| Issue |
Written notification about debt
|
| Timely |
Yes
|
| Company |
Relin, Goldstein & Crane, LLP
|
| Product |
Debt collection
|
| Sub Issue |
Didn't receive enough information to verify debt
|
| Sub Product |
I do not know
|
| Date Received |
2021-06-07
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2021-06-07
|
| Consumer Consent Provided |
Consent not provided
|
|
|
4432666
|
2021-06-04
|
Attempts to collect debt not owed
|
Debt collection
|
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
Yes
|
| Company |
Relin, Goldstein & Crane, LLP
|
| Product |
Debt collection
|
| Sub Issue |
Debt is not yours
|
| Sub Product |
Credit card debt
|
| Date Received |
2021-06-04
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2021-06-04
|
| Consumer Consent Provided |
Other
|
|
|
5111565
|
2022-01-14
|
Attempts to collect debt not owed
|
Debt collection
|
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
Yes
|
| Company |
Relin, Goldstein & Crane, LLP
|
| Product |
Debt collection
|
| Sub Issue |
Debt is not yours
|
| Sub Product |
Auto debt
|
| Date Received |
2022-01-14
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2022-01-14
|
| Complaint What Happened |
I received an complaint regarding a disputed debt on my credit report. After the account was unable to be verified it was removed from my credit report. The company XXXX XXXX then filed a complaint suing me for this account. I received a copied contract with an electrotonic signature as verification from their lawyer firm Relin , Goldstein & Crane LLP. This very same contract was sent to my father claiming him to owe the same debt with the same electronic signature. I advised the lawyer firm of this inaccuracy to then receive papers in the mail for a judgement.
|
| Consumer Consent Provided |
Consent provided
|
|
|
4343798
|
2021-05-02
|
Attempts to collect debt not owed
|
Debt collection
|
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
Yes
|
| Company |
Relin, Goldstein & Crane, LLP
|
| Product |
Debt collection
|
| Sub Issue |
Debt is not yours
|
| Sub Product |
Credit card debt
|
| Date Received |
2021-05-02
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2021-05-02
|
| Complaint What Happened |
unlawful credit card claims made by XXXX XXXX for passing business credit cards ending in XXXX and XXXX and engaging their law firm in collecting a false claim. I requested evidence of credit cards being personal credit cards and taken into my name with consumer credit card applications and consumer credit card agreements, none was produced since they do not exist. Instead piles of credit card statements were sent that proved XXXX XXXX engaged in Unfair Debt Collection practices in violation of the Federal Fair Debt Collection Act and New York State Fair Debt Collection Practices law. The piles of statements show that the credit cards were Plum Card, a business credit card for businesses with large cash flow an XXXX XXXX XXXX XXXX issued to XXXX XXXX XXXX XXXX, a C corporation and XXXX XXXX XXXX. XXXX XXXX own credit card statements are proof that the credit cards are business credit cards and not personal credit cards. Additionally a doctored letter with a XXXX date was sent as somehow it is a debt validation letter when debt validation can only be done by actual signed consumer credit card application application and consumer credit card agreement and not a disgraceful doctored letter with a XXXX date about card ending in XXXX referencing credit card agreement when card ending in XXXX was issued in XXXX, four years earlier. I have attached these proofs to show XXXX XXXX unlawful conduct
|
| Consumer Consent Provided |
Consent provided
|
|
|
4321802
|
2021-04-24
|
Attempts to collect debt not owed
|
Debt collection
|
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
Yes
|
| Company |
Relin, Goldstein & Crane, LLP
|
| Product |
Debt collection
|
| Sub Issue |
Debt is not yours
|
| Sub Product |
Credit card debt
|
| Date Received |
2021-04-24
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2021-04-24
|
| Complaint What Happened |
ON XX/XX/XXXX, I FILED A COMPLAINT OF UNFAIR DEBT COLLECTION PRACTICES BY XXXX XXXX WITH THE CFBP IN VIOLATION OF THE FAIR CREDIT REPORTING ACT AND FAIR DEBT COLLECTION PRACTICE ACT. INSTEAD OF RESPONDING TO THE COMPLIANT ON THE CFBP PORTAL AS INSTRUCTED, 3 DAYS LETTER ON XX/XX/XXXX XXXX XXXX ENGAGED IN FURTHER VIOLATION OF THE ACTS BY HIRING RELIN, GOLSTEIN and CRANE LLP TO ENGAGE IN FURTHERING SUCH VIOLATIONS THROUGH COLLECTION TACTICS BY ADVANCING A FALSE CLAIM OF DEBT OWED. SEE ATTACHED LETTER.
I RE-AFFIRM THAT NO DEBT IS OWED TO XXXX XXXX UNDER ACCOUNT ENDING IN XXXX. THIS ACCONT IS A CORPORATE DEBT FOR WHICH I WAS THE AUTHORIZED SIGNER AND XXXX XXXX EMPLOYEES THROUGH UNETHICAL CONDUCT MALICIOUSLY REPORTED THE CREDIT CARD UNDER MY NAME AS IF I WAS THE PARTY WHO APPLIED FOR A PERSONAL CREDIT CARD, ENTERED IN A PERSONAL CREDIT CARD AGREEMENT WITH XXXX XXXX OR SOMWHOW HAD A GUARANTOR AGREEMENT WHERE I AGREED IN WRITING TO PAY THE DEBT OF THE CORPORATE ENTITY WHO APPLIED FOR CREDIT, ENTERED INTO THE CORPORATE CARD AGREEMENT WITH XXXX AND TO WHOM CREDIT WAS EXTENDED VIA A CORPORATE CARD UNDER A CORPORATION WITH ITS OWN TAX ID AND A LEGAL PERSON SEPARATE AND APART FROM ITS AUTHORIZED PERSON OR CEO.
FURTHER, THE ACTS THAT XXXX XXXX AND ITS LAW FIRM HAVE ENGAGED IN ARE ALSO IN VIOLATION OF THE FEDERAL TRADE COMMISSION, AS AMENDED BY PUBLIC LAW 111-203, TITLE X.124 STAT.2092 2010- SECTION 807.2.A. THE CHARACTER, AMOUNT OR LEGAL STATUS OF ANY DEBT.2.5. THE THREATTO TAKE LEGAL ACTION THAT CAN NOT BE TAKEN. 2.8. COMMUNICATION OR THREATENING TO COMMUNICATE TO ANY PETRSON CREDIT INFORMATION WHICH IS KNOWN TO BE FALSE, INCLUDING THE DAILURE TO COMMUNICATE THAT A DISPUTED DEBT IS DISPUTED.
A COMPLAINT WILL BE FILED WITH THE FEDERAL TRADE COMISSION FOR ALL ALLEGED VIOLATIONS NAMED IN THE ABOVE STATEMENT TO ENFORCE THE LAW AND STOP THIS ILLEGAL ACT OF PURSUING A FALSE CLAIM OF DEBT COLLECTION. XXXX XXXX ALREADY ENGAGED IN UNETHICAL AND PROBABLY CRIMINAL CONDUCT BY REFUSING TO PRODUCE A COPY OF THE SIGNED CREDIT CARD APPLICATION AND CONSUMER CREDIT CARD AGREEMENT UNDER MY NAME AS A PERSONAL CREDIT BUT INSTEAD PRODUCED A DOCTORED LETTER WITH A DATE TWO YEARS AFTER THE CORPORATE CARD WAS ISSUED TO MAKE IT APPEAR THAT SOMEHOW A LETTER WITH A DATE TWO YEARS AFTER THE CORPORATE CARD WAS ISSUED IS DEEMED LEGAL FOR DEBT VALIDATION FOR A CONSUMER DEBT. XXXX XXXX CAN NOT PRODUCE SUCH DOCUMENTS SINCE THEY DO NOT EXIST. HOWEVER THE ACTUAL DOCUMENTS FOR THE CORPORATE CARD APPLICATION AND CORPORATE CARD AGREEMENT DO EXIST AND THEY DO NOT WANT TO PRODUCE THEM SINCE PRODUCING THEM WOULD BE INCRIMINATING AND SHOW CRIMINAL CONDUCT FOR KNOWLINGLY ADVANCING A FALSE CLAIM SINCE THE DEBTOR IS NOT XXXX XXXX, THE AUTHORIZED PERSON FOR THE CORPORATION BUT A CORPORATION WITH ITS OWN TAX ID, DULY FORMED, INCORPORATED AND GOVERNED BY CORPORATE LAW AND IS A LEGAL PERSON SEPARATE AND DISCTINT THAT ITS OFFICERS AND OR SHAREHOLDERS.. SEE SUPREME COURT RULING IN CITIZENS UNITED v FEDERAL ELECTION COMMISSION IN 2010 UPHOLDING THAT CORPORATIONS HAVE PERSONHOOD AS LEGAL PERSONS. INSTEAD OF PURSUING THE CLAIM AGAINST THE CORPORATION TO WHOM THE CORPORATE CREDIT CARD WAS ISSUED, XXXX XXXX DECIDED THAT IT DID NOT WANT TO COLLECT AGAINST THE LEGITMATE PARTY WHO OWNED THE COPORATE CREDIT CARD BUT WOULD FALSELY ATTACH THE CLAIM TO MY NAME SINCE THEY WERE INFORMED THE CORPORATION HAS CEASED DOING BUSINESS AS AN XXXX XXXX GIVEN THE AGENCY WAS FORCED TERMINATED AND CLOSED.
THUS, XXXX XXXX AND ITS LAW FIRM, RELIN, GOLDSTEIN and CRANE LLP MUST VALIDATE THEIR CONSUMER DEBTS AGAINST XXXX XXXX, AN INDIVIDUAL SINCE ACCOUNT ENDING IN XXXX IS NOT A CONSUMER CREDIT CARD ACCOUNT BUT A CORPORATE CREDIT CARD ACCOUNT. ACCORDING TO NEW YORK STATE NEW DEBT COLLECTION REGULATIONS THAT WENT INTO EFFECT IN XX/XX/XXXX, SINCE I DO NOT AGREE THAT I OWE THE DEBT AND DENY OWNING SUCH DEBT, I AM REQUESTING TO RECEIVE WITHIN SIXTY DAYS THE FOLLOWING ; 1. ANY CONTRACT OR APPLICATION THAT SHOWS THE APPLICATION WAS SUBMITTED UNDER MY NAME, SOCIAL SECURITY NUMBER AS A CONSUMER CREDIT CARD APPLICATION AND NOT A CORPORATE NAME AND TAX ID NUMBER.
XXXX. CONSUMER CREDIT CARD AGREEMENT AACORDING TO CONSUMER CREDIT LAWS AND NOT BUSINSS CREDIT CARD AGREEMENT NOT COVERED.
IF THESE DOCUMENTS CAN NOT BE PRODUCED IWITHIN 60 DAYS, THEN BY LAW ALL COLLECTION ACTIVITIES MUST CEASED.
I HAVE BEEN TRYING TO REMOVE THIS DEBT FROM MY CREDIT REPORT SINCE XXXX AND IT HAS BEEN 5 YEARS SINCE XXXX XXXX CHARGED OFF THIS DEBT IN XXXX AND THIS MONTH ONCE I FILED A COMPLIANT WITH THE CFBP, XXXX XXXX FLAGGED MY ACCOUNT ON XX/XX/XXXX THE SAME DAY THE COMPLAINT WAS FILED AS A CHARGE OFF ACCOUNT AND SENT IT TO COLLECTION. IT BEGGS TO QUESTION HOW MANY TIMES THIS DEBT CAN BE CHARGED OFF AND IT HAS BEEN CHARGED OFF A SECOND TIME AS PART OF A PATTERN OF ABUSE SINCE THIS CHARGE OFF IS EXPECTED TO FALL OFF IN 2023 AFTER 7 YEARS ACCORDING TO THE CREDIT REPORTING AGENCY FALL OFF SCHEDULE SHARED WITH ME.
I AM ONCE AGAIN ASKING THAT ALL HARRASSMENT EMAILS, LETTERS SENT BY XXXX XXXX AND ALL FALSE CLAIMS ADVANCED BY THEIR LEGAL REPRESENTATIVE STOP. PREVIOUS CLAIMS OF CHANGING THE ADDRESS FOR THE CORPORATE CARD ACCOUNT WITHOUT MY CONSENT WERE FILED WITHT HE CFBP AND FASLSE CLAIMS OF ORDERING STATMENTS ADVANCED BY XXXX XXXX WERE ARE WELL DOCUMENTED.
SINCERELY, XXXX XXXX
|
| Consumer Consent Provided |
Consent provided
|
|
|
1965250
|
2016-06-13
|
Disclosure verification of debt
|
Debt collection
|
|
| Issue |
Disclosure verification of debt
|
| Timely |
Yes
|
| Company |
Relin, Goldstein & Crane, LLP
|
| Product |
Debt collection
|
| Sub Issue |
Not given enough info to verify debt
|
| Sub Product |
Medical
|
| Date Received |
2016-06-13
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
No
|
| Date Sent To Company |
2016-06-13
|
| Company Public Response |
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
| Complaint What Happened |
I have been on a wild goose chase, just trying to pay one {$200.00} debt that I did n't even know I owed.
It started when I found out my debt was referred to a group called the XXXX XXXX XXXX. The only information I could find about them was an AOL.com email address, a PO Box and a XXXX business listing that stated they were " Permanently closed. '' I sent them an email and a letter asking for more to confirm their business was a legitimate one. They declined to respond, but one week after I filed my first complaint against them they referred my case to a law firm, Relin , Goldstein & Crane, LLP. I asked that we only communicate by email and they agreed.
At first they were very responsive, but then I suffered a death in the family and my attention was diverted. At the beginning of this month I started to put my life back together and reached out to them.
They indicated that they would pursue legal action against me if I failed to pay the debt, however they now have not responded to XXXX communications I sent, eager to resolve this matter.
This is a small debt that I 'd love to get out of the way, but I do n't want to finance an illegitimate business.
|
| Consumer Consent Provided |
Consent provided
|
|
|
3172060
|
2019-03-07
|
Attempts to collect debt not owed
|
Debt collection
|
|
| Tags |
Older American
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
Yes
|
| Company |
Relin, Goldstein & Crane, LLP
|
| Product |
Debt collection
|
| Sub Issue |
Debt is not yours
|
| Sub Product |
Credit card debt
|
| Date Received |
2019-03-07
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2019-03-13
|
| Consumer Consent Provided |
Consent not provided
|
|
|
3166398
|
2019-03-01
|
Communication tactics
|
Debt collection
|
|
| Issue |
Communication tactics
|
| Timely |
Yes
|
| Company |
Relin, Goldstein & Crane, LLP
|
| Product |
Debt collection
|
| Sub Issue |
You told them to stop contacting you, but they keep trying
|
| Sub Product |
Credit card debt
|
| Date Received |
2019-03-01
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2019-03-07
|
| Complaint What Happened |
I wrote letter to law office of relin Goldstein phone ( XXXX ) XXXX telling them that the XXXX XXXX account belongs to another XXXX XXXX last four of my social XXXX I have common name I send letters to XXXX XXXX XXXX XXXX # XXXX XXXX not XXXX but they keep calling me first my cell XXXX XXXX XXXX and then my wife 's phone number XXXX XXXX and then my home phone I don't know how they got my home number its unlisted when I block them they call my other numbers harassing me my XXXX XXXX XXXX pick up the phone and got scared by these people. I told these people several times that this is not my debt they have wrong party and also has been searching my information on social media I have protection s alerts that tell me if I'm being search. Can you please tell law office relin Goldstein to leave me alone I going to make a complaint with the grievance committee for misconduct and unlawfully abuse. And filed a police report. Trying to intimidate me and my kids wife I have rights
|
| Consumer Consent Provided |
Consent provided
|
|
|
1105856
|
2014-11-06
|
Communication tactics
|
Debt collection
|
|
| Issue |
Communication tactics
|
| Timely |
Yes
|
| Company |
Relin, Goldstein & Crane, LLP
|
| Product |
Debt collection
|
| Sub Issue |
Threatened to take legal action
|
| Sub Product |
Credit card
|
| Date Received |
2014-11-06
|
| Submitted Via |
Phone
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
Yes
|
| Date Sent To Company |
2014-11-13
|
| Consumer Consent Provided |
N/A
|
|
|
5650629
|
2022-06-09
|
False statements or representation
|
Debt collection
|
|
| Issue |
False statements or representation
|
| Timely |
Yes
|
| Company |
Relin, Goldstein & Crane, LLP
|
| Product |
Debt collection
|
| Sub Issue |
Attempted to collect wrong amount
|
| Sub Product |
Auto debt
|
| Date Received |
2022-06-09
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2022-06-09
|
| Complaint What Happened |
In XXXX my car repossessed and the law office of Relin, Goldstein and Crane took over the loan. I set up a payment plan of XXXX a month and I have never missed a payment as it is directly withdrawn. In XX/XX/XXXX I called to offer a settlement, they said I owed XXXX, I offered XXXX to settle. I was told that they would get back to me and I didn't hear anything from them. I still remained making payments. Then in XXXX of XXXX I called to make another settlement offer and they told me that I owed XXXX. I asked how that could be when the last time I called I owed less and it was showing my balance go down on the credit apps that I have, XXXX and XXXX XXXX They told me that those apps don't show the correct information. But that still does not make up for the fact that my balance hasn't gone down and I've been making payments.
|
| Consumer Consent Provided |
Consent provided
|
|
|
12208969
|
2025-02-25
|
Attempts to collect debt not owed
|
Debt collection
|
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
Yes
|
| Company |
Relin, Goldstein & Crane, LLP
|
| Product |
Debt collection
|
| Sub Issue |
Debt is not yours
|
| Sub Product |
I do not know
|
| Date Received |
2025-02-25
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2025-02-25
|
|
