Search icon

ASSOCIATED CREDIT SERVICES, INC.

Company Details

Name: ASSOCIATED CREDIT SERVICES, INC.
Jurisdiction: New York
Legal type: FOREIGN BUSINESS CORPORATION
Status: Active
Date of registration: 02 Apr 1996 (29 years ago)
Entity Number: 2016247
ZIP code: 12207
County: New York
Place of Formation: Massachusetts
Principal Address: 3 HIGHWOOD DR., SUITE 102E, TEWKSBURY, MA, United States, 01876
Address: 80 STATE STREET, ALBANY, NY, United States, 12207

Contact Details

Phone +1 508-366-0888

Agent

Name Role Address
CORPORATION SERVICE COMPANY Agent 80 STATE STREET, ALBANY, NY, 12207

DOS Process Agent

Name Role Address
C/O CORPORATION SERVICE COMPANY DOS Process Agent 80 STATE STREET, ALBANY, NY, United States, 12207

Chief Executive Officer

Name Role Address
ANDREW B ROBINSON Chief Executive Officer 3 HIGHWOOD DR., SUITE 102E, TEWKSBURY, MA, United States, 01876

Licenses

Number Status Type Date End date
2082470-DCA Active Business 2019-02-22 2025-01-31
1454643-DCA Inactive Business 2013-01-23 2023-01-31
0932237-DCA Inactive Business 1996-04-15 2013-01-31

History

Start date End date Type Value
2024-04-21 2024-04-21 Address 115 FLANDERS ROAD, SUITE 140, WESTBOROUGH, MA, 01581, USA (Type of address: Chief Executive Officer)
2024-04-21 2024-04-21 Address 3 HIGHWOOD DR., SUITE 102E, TEWKSBURY, MA, 01876, USA (Type of address: Chief Executive Officer)
2011-07-29 2024-04-21 Address 115 FLANDERS ROAD, SUITE 140, WESTBOROUGH, MA, 01581, USA (Type of address: Chief Executive Officer)
2011-02-28 2024-04-21 Address 80 STATE STREET, ALBANY, NY, 12207, 2543, USA (Type of address: Registered Agent)
2011-02-28 2024-04-21 Address 80 STATE STREET, ALBANY, NY, 12207, 2543, USA (Type of address: Service of Process)
2009-02-20 2011-02-28 Address ANDREW B ROBINSON, 105B SOUTH STREET, HOPKINTON, MA, 01748, USA (Type of address: Service of Process)
2009-02-20 2011-07-29 Address 105B SOUTH STREET, HOPKINTON, MA, 01748, USA (Type of address: Principal Executive Office)
2009-02-20 2011-07-29 Address 105B SOUTH STREET, HOPKINTON, MA, 01748, USA (Type of address: Chief Executive Officer)
2008-12-24 2011-02-28 Address 111 EIGHTH AVENUE, NEW YORK, NY, 10011, USA (Type of address: Registered Agent)
2008-12-24 2009-02-20 Address 111 EIGHTH AVENUE, NEW YORK, NY, 10011, USA (Type of address: Service of Process)

Filings

Filing Number Date Filed Type Effective Date
240421000094 2024-04-21 BIENNIAL STATEMENT 2024-04-21
220419001772 2022-04-19 BIENNIAL STATEMENT 2022-04-01
200427060013 2020-04-27 BIENNIAL STATEMENT 2020-04-01
180413006190 2018-04-13 BIENNIAL STATEMENT 2018-04-01
160406006002 2016-04-06 BIENNIAL STATEMENT 2016-04-01
140402006116 2014-04-02 BIENNIAL STATEMENT 2014-04-01
120608002206 2012-06-08 BIENNIAL STATEMENT 2012-04-01
110729002788 2011-07-29 AMENDMENT TO BIENNIAL STATEMENT 2010-04-01
110228000132 2011-02-28 CERTIFICATE OF CHANGE 2011-02-28
100512002528 2010-05-12 BIENNIAL STATEMENT 2010-04-01

Complaints

Start date End date Type Satisafaction Restitution Result
2017-10-02 2017-10-10 Billing Dispute Yes 1527.00 Bill Reduced

Fine And Fees

Fee Sequence Id Fee type Status Date Amount Description
3591669 RENEWAL INVOICED 2023-02-01 150 Debt Collection Agency Renewal Fee
3289188 RENEWAL INVOICED 2021-01-28 150 Debt Collection Agency Renewal Fee
3289191 RENEWAL INVOICED 2021-01-28 150 Debt Collection Agency Renewal Fee
2981753 LICENSE INVOICED 2019-02-13 150 Debt Collection License Fee
2969104 RENEWAL INVOICED 2019-01-29 150 Debt Collection Agency Renewal Fee
2536311 RENEWAL INVOICED 2017-01-20 150 Debt Collection Agency Renewal Fee
1937018 RENEWAL INVOICED 2015-01-12 150 Debt Collection Agency Renewal Fee
1244165 CNV_TFEE INVOICED 2013-01-23 4.679999828338623 WT and WH - Transaction Fee
1244164 LICENSE INVOICED 2013-01-23 188 Debt Collection License Fee
1383483 CNV_MS INVOICED 2011-10-31 25 Miscellaneous Fee

CFPB Complaint

Complaint Id Date Received Issue Product
11207703 2024-12-18 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company Associated Credit Services, Inc.
Product Debt collection
Sub Issue Debt was paid
Sub Product Other debt
Date Received 2024-12-18
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-12-27
Company Public Response Company believes it acted appropriately as authorized by contract or law
Complaint What Happened In XXXX, me and my friends wanted to go to XXXX XXXX And i went online, and Bought Plus passes for me and my Friend But Unfortunately, both were placed under my social security number Then we went about three times. After that, Towards the end on XXXX, I found out that i had to pay monthly for both accounts. And i tried to cancel the accounts. XXXX XXXX transferred my accounts to the ACS Collections company And i had to pay them for both accounts. I made two payments of {$250.00}. One on XX/XX/XXXX and One on XX/XX/XXXX But both were applied to only one account The second payment did not count And now Acs wants me to pay {$400.00} or about {$370.00} with discount Also, i am on XXXX, and don't have enough money to pay my bills Previously i emailed Acs my payment history. But they pretend to not receive it
Consumer Consent Provided Consent provided
11428931 2025-01-08 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company Associated Credit Services, Inc.
Product Debt collection
Sub Issue Debt is not yours
Sub Product Other debt
Date Received 2025-01-08
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2025-01-08
Company Public Response Company believes it acted appropriately as authorized by contract or law
Consumer Consent Provided Consent not provided
4085314 2021-01-22 Incorrect information on your report Credit reporting, credit repair services, or other personal consumer reports
Issue Incorrect information on your report
Timely Yes
Company Associated Credit Services, Inc.
Product Credit reporting, credit repair services, or other personal consumer reports
Sub Issue Information belongs to someone else
Sub Product Credit reporting
Date Received 2021-01-22
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2021-01-22
Consumer Consent Provided Consent not provided
3659504 2020-05-19 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company Associated Credit Services, Inc.
Product Debt collection
Sub Issue Debt is not yours
Sub Product I do not know
Date Received 2020-05-19
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2020-05-19
Consumer Consent Provided Consent not provided
8751088 2024-04-12 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company Associated Credit Services, Inc.
Product Debt collection
Sub Issue Debt was result of identity theft
Sub Product Other debt
Date Received 2024-04-12
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-04-17
Company Public Response Company believes it acted appropriately as authorized by contract or law
Complaint What Happened I am writing to express my profound dissatisfaction with the ongoing presence of a fraudulent account on my credit report. Upon reviewing my credit report, I discovered this account that do not belong to me. Therefore, I request the removal of this account from my credit report. I request that you conduct a investigation into this account and promptly remove it from my credit report. Please inform me if you require any additional information or documentation from me to facilitate this process. ASSOC CREDIT SERVICES ( Original Creditor : XXXX XXXX ) XXXX.
Consumer Consent Provided Consent provided
2924453 2018-06-02 Took or threatened to take negative or legal action Debt collection
Issue Took or threatened to take negative or legal action
Timely Yes
Company Associated Credit Services, Inc.
Product Debt collection
Sub Issue Threatened to sue you for very old debt
Sub Product Other debt
Date Received 2018-06-02
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2018-06-13
Company Public Response Company believes it acted appropriately as authorized by contract or law
Consumer Consent Provided Consent not provided
2565397 2017-07-05 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company Associated Credit Services, Inc.
Product Debt collection
Sub Issue Debt is not yours
Sub Product I do not know
Date Received 2017-07-05
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2017-07-05
Company Public Response Company believes it acted appropriately as authorized by contract or law
Consumer Consent Provided Consent not provided
2147118 2016-10-05 Disclosure verification of debt Debt collection
Issue Disclosure verification of debt
Timely Yes
Company Associated Credit Services, Inc.
Product Debt collection
Sub Issue Not given enough info to verify debt
Sub Product I do not know
Date Received 2016-10-05
Submitted Via Postal mail
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2016-10-21
Company Public Response Company believes it acted appropriately as authorized by contract or law
Consumer Consent Provided N/A
1687065 2015-12-08 Cont'd attempts collect debt not owed Debt collection
Issue Cont'd attempts collect debt not owed
Timely Yes
Company Associated Credit Services, Inc.
Product Debt collection
Sub Issue Debt was paid
Sub Product Other (i.e. phone, health club, etc.)
Date Received 2015-12-08
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2015-12-08
Company Public Response Company believes it acted appropriately as authorized by contract or law
Complaint What Happened Debt was paid on XX/XX/XXXX as the collector states themselves On XX/XX/XXXX the consumer called our office to pay their obligation to our client XXXX XXXX in the amount of {$130.00}. We accepted the payment, processed it, and posted it to the consumer 's account within XXXX hours as explained to the consumer. The account is currently paid in full. Please understand that this transaction was initiated by the consumer only 2 days ago. At that time our office notified the consumer that updates to their credit bureau are performed as expeditiously as possible but can take up to 30 days to reflect on their report. The consumer 's account will be updated to the bureaus as paid in full during our next reporting cycle which will occur on or before XX/XX/XXXX '' No such change has occurred and the collector is still reporting as this collection is open as it still appears on my report as an open collections.
Consumer Consent Provided Consent provided
1605401 2015-10-14 False statements or representation Debt collection
Issue False statements or representation
Timely Yes
Company Associated Credit Services, Inc.
Product Debt collection
Sub Issue Attempted to collect wrong amount
Sub Product Other (i.e. phone, health club, etc.)
Date Received 2015-10-14
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed Yes
Date Sent To Company 2015-10-14
Company Public Response Company believes it acted appropriately as authorized by contract or law
Consumer Consent Provided Consent not provided
1652765 2015-11-12 Cont'd attempts collect debt not owed Debt collection
Issue Cont'd attempts collect debt not owed
Timely Yes
Company Associated Credit Services, Inc.
Product Debt collection
Sub Issue Debt was paid
Sub Product Other (i.e. phone, health club, etc.)
Date Received 2015-11-12
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed Yes
Date Sent To Company 2015-11-12
Company Public Response Company believes it acted appropriately as authorized by contract or law
Consumer Consent Provided Consent not provided
597006 2013-11-13 Cont'd attempts collect debt not owed Debt collection
Issue Cont'd attempts collect debt not owed
Timely Yes
Company Associated Credit Services, Inc.
Product Debt collection
Sub Issue Debt was paid
Sub Product Other (i.e. phone, health club, etc.)
Date Received 2013-11-13
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed Yes
Date Sent To Company 2013-11-13
Consumer Consent Provided N/A
10634308 2024-10-30 False statements or representation Debt collection
Issue False statements or representation
Timely Yes
Company Associated Credit Services, Inc.
Product Debt collection
Sub Issue Attempted to collect wrong amount
Sub Product I do not know
Date Received 2024-10-30
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-10-30
Company Public Response Company believes it acted appropriately as authorized by contract or law
Consumer Consent Provided Consent not provided
10632340 2024-10-30 Communication tactics Debt collection
Issue Communication tactics
Timely Yes
Company Associated Credit Services, Inc.
Product Debt collection
Sub Issue Frequent or repeated calls
Sub Product Other debt
Date Received 2024-10-30
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-11-04
Company Public Response Company believes it acted appropriately as authorized by contract or law
Consumer Consent Provided Consent not provided
2937703 2018-06-15 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company Associated Credit Services, Inc.
Product Debt collection
Sub Issue Debt is not yours
Sub Product I do not know
Date Received 2018-06-15
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2018-06-15
Company Public Response Company believes it acted appropriately as authorized by contract or law
Consumer Consent Provided Consent not provided
2792813 2018-01-24 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company Associated Credit Services, Inc.
Product Debt collection
Sub Issue Debt was paid
Sub Product Other debt
Date Received 2018-01-24
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2018-01-24
Company Public Response Company believes it acted appropriately as authorized by contract or law
Complaint What Happened XXXX XXXX XXXX is still reporting a collection account to my credit report. We had an oral agreement this account would be removed when the account was paid ( they called it a pay for delete ) but I just checked my credit yesterday & see it 's still being reported. This account is damaging my credit & impacting my ability to get a loan. I 'd like them to remove the account per our agreement. Please help me get this rectified
Consumer Consent Provided Consent provided
2947006 2018-06-26 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company Associated Credit Services, Inc.
Product Debt collection
Sub Issue Debt was result of identity theft
Sub Product Other debt
Date Received 2018-06-26
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2018-06-26
Company Public Response Company believes it acted appropriately as authorized by contract or law
Complaint What Happened A utility bill was placed in my name fraudulently. I spoke with company representatives several times over course of few weeks. This was about between XX/XX/XXXX-XX/XX/XXXX. Eventually they ask me to pay debt, {$100.00}, and they would notify gas company and then remove collection from my credit files. But after I did, the supervisor did not honor this promise and was rude about it. They did nothing to rectify situation even after debt was now paid and refused to remove collection, which I told them was not mine. I have been disputing this information for a long time now with the credit bureaus but the collection company just keep updating it.
Consumer Consent Provided Consent provided
10164348 2024-09-18 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company Associated Credit Services, Inc.
Product Debt collection
Sub Issue Debt is not yours
Sub Product I do not know
Date Received 2024-09-18
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-09-18
Company Public Response Company believes it acted appropriately as authorized by contract or law
Consumer Consent Provided Consent not provided
7141756 2023-06-21 Incorrect information on your report Credit reporting, credit repair services, or other personal consumer reports
Issue Incorrect information on your report
Timely Yes
Company Associated Credit Services, Inc.
Product Credit reporting, credit repair services, or other personal consumer reports
Sub Issue Information belongs to someone else
Sub Product Credit reporting
Date Received 2023-06-21
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2023-06-21
Consumer Consent Provided Consent not provided
7236535 2023-07-11 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company Associated Credit Services, Inc.
Product Debt collection
Sub Issue Debt was result of identity theft
Sub Product Other debt
Date Received 2023-07-11
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2023-07-11
Consumer Consent Provided Consent not provided
10707360 2024-11-06 Written notification about debt Debt collection
Issue Written notification about debt
Timely Yes
Company Associated Credit Services, Inc.
Product Debt collection
Sub Issue Didn't receive notice of right to dispute
Sub Product Other debt
Date Received 2024-11-06
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-11-06
Company Public Response Company believes it acted appropriately as authorized by contract or law
Consumer Consent Provided Consent not provided
9072186 2024-05-22 Attempts to collect debt not owed Debt collection
Tags Older American
Issue Attempts to collect debt not owed
Timely Yes
Company Associated Credit Services, Inc.
Product Debt collection
Sub Issue Debt is not yours
Sub Product Other debt
Date Received 2024-05-22
Submitted Via Phone
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-05-22
Consumer Consent Provided N/A
8374558 2024-02-19 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company Associated Credit Services, Inc.
Product Debt collection
Sub Issue Debt was paid
Sub Product Other debt
Date Received 2024-02-19
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-02-19
Consumer Consent Provided Consent not provided
8105280 2024-01-04 Incorrect information on your report Credit reporting or other personal consumer reports
Issue Incorrect information on your report
Timely Yes
Company Associated Credit Services, Inc.
Product Credit reporting or other personal consumer reports
Sub Issue Information belongs to someone else
Sub Product Credit reporting
Date Received 2024-01-04
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-01-04
Company Public Response Company believes it acted appropriately as authorized by contract or law
Consumer Consent Provided Consent not provided
8722546 2024-04-08 Written notification about debt Debt collection
Issue Written notification about debt
Timely Yes
Company Associated Credit Services, Inc.
Product Debt collection
Sub Issue Didn't receive notice of right to dispute
Sub Product Other debt
Date Received 2024-04-08
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-04-08
Complaint What Happened I am writing to dispute the presence of a {$1900.00} debt that I have been recently notified about on my consumer report. According to my report, there is an account listed under Assoc Credit Services for which I am allegedly responsible. I want to emphasize that I have no knowledge of this debt, and I did not have the opportunity to dispute it before it appeared on my consumer report.
Consumer Consent Provided Consent provided
8354268 2024-02-15 Written notification about debt Debt collection
Issue Written notification about debt
Timely Yes
Company Associated Credit Services, Inc.
Product Debt collection
Sub Issue Didn't receive notice of right to dispute
Sub Product Telecommunications debt
Date Received 2024-02-15
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-02-15
Consumer Consent Provided Consent not provided
8788722 2024-04-16 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company Associated Credit Services, Inc.
Product Debt collection
Sub Issue Debt is not yours
Sub Product Other debt
Date Received 2024-04-16
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-04-16
Company Public Response Company believes it acted appropriately as authorized by contract or law
Consumer Consent Provided Consent not provided
8287482 2024-02-05 False statements or representation Debt collection
Issue False statements or representation
Timely Yes
Company Associated Credit Services, Inc.
Product Debt collection
Sub Issue Attempted to collect wrong amount
Sub Product Telecommunications debt
Date Received 2024-02-05
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-02-05
Consumer Consent Provided Consent not provided
7670569 2023-10-10 Written notification about debt Debt collection
Issue Written notification about debt
Timely Yes
Company Associated Credit Services, Inc.
Product Debt collection
Sub Issue Didn't receive notice of right to dispute
Sub Product Other debt
Date Received 2023-10-10
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2023-10-10
Company Public Response Company believes it acted appropriately as authorized by contract or law
Complaint What Happened On XX/XX/2023 I received alert notification from XXXX that Assoc Credit Services XXXX XXXX XXXX, XXXX XXXX XXXX, MA XXXX ( XXXX ) XXXX placed colletion status on all XXXX Credit Bureau. I never received a letter/notice from XXXX XXXX & Assoc Credit Services about the debit. The fair Debit Collection Practice Act states that a Debit Collector before report to the Credit Reporting agencies. It must complete the following steps ; 1. Speak to you by telephone or in person about debit 2. Mail a letter or send a electronic communication about the debit and wait about 14 days to get a response. Assoc Credit Services failed to follow the law. It not a mistake. Associated Credit Services did it intentionally.
Consumer Consent Provided Consent provided
6622043 2023-02-28 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company Associated Credit Services, Inc.
Product Debt collection
Sub Issue Debt is not yours
Sub Product I do not know
Date Received 2023-02-28
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2023-02-28
Consumer Consent Provided Consent not provided
6978142 2023-05-15 Written notification about debt Debt collection
Issue Written notification about debt
Timely Yes
Company Associated Credit Services, Inc.
Product Debt collection
Sub Issue Didn't receive enough information to verify debt
Sub Product I do not know
Date Received 2023-05-15
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2023-05-15
Consumer Consent Provided Consent not provided

Court Cases

Docket Number Nature of Suit Filing Date Disposition
1200968 Consumer Credit 2012-02-07 transfer to another district
Circuit Second Circuit
Origin original proceeding
Jurisdiction federal question
Jury Demand Neither plaintiff nor defendant demands jury
Demanded Amount 0
Termination Class Action Missing
Procedural Progress no court action
Nature Of Judgment no monetary award
Judgement missing
Arbitration On Termination Missing
Office 7
Filing Date 2012-02-07
Termination Date 2012-05-03
Date Issue Joined 2012-03-09
Section 1692
Status Terminated

Parties

Name LEFKOWITZ
Role Plaintiff
Name ASSOCIATED CREDIT SERVICES, INC.
Role Defendant

Date of last update: 14 Mar 2025

Sources: New York Secretary of State