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MERCANTILE ADJUSTMENT BUREAU, LLC

Headquarter

Company Details

Name: MERCANTILE ADJUSTMENT BUREAU, LLC
Jurisdiction: New York
Legal type: DOMESTIC LIMITED LIABILITY COMPANY
Status: Active
Date of registration: 06 Dec 2001 (23 years ago)
Entity Number: 2705822
ZIP code: 14221
County: Erie
Place of Formation: New York
Address: 165 LAWRENCE BELL DRIVE, SUITE 100, WILLIAMSVILLE, NY, United States, 14221

Contact Details

Phone +1 716-929-8200

Phone +1 800-836-0592

Phone +1 813-886-4363

Links between entities

Type Company Name Company Number State
Headquarter of MERCANTILE ADJUSTMENT BUREAU, LLC, MISSISSIPPI 715895 MISSISSIPPI
Headquarter of MERCANTILE ADJUSTMENT BUREAU, LLC, Alaska 77284F Alaska
Headquarter of MERCANTILE ADJUSTMENT BUREAU, LLC, Alabama 000-604-050 Alabama
Headquarter of MERCANTILE ADJUSTMENT BUREAU, LLC, MINNESOTA b9c9b94e-b4d4-e011-a886-001ec94ffe7f MINNESOTA
Headquarter of MERCANTILE ADJUSTMENT BUREAU, LLC, KENTUCKY 0535193 KENTUCKY
Headquarter of MERCANTILE ADJUSTMENT BUREAU, LLC, COLORADO 20021094977 COLORADO
Headquarter of MERCANTILE ADJUSTMENT BUREAU, LLC, FLORIDA M02000000821 FLORIDA
Headquarter of MERCANTILE ADJUSTMENT BUREAU, LLC, RHODE ISLAND 000124800 RHODE ISLAND
Headquarter of MERCANTILE ADJUSTMENT BUREAU, LLC, CONNECTICUT 0711574 CONNECTICUT
Headquarter of MERCANTILE ADJUSTMENT BUREAU, LLC, IDAHO 70190 IDAHO
Headquarter of MERCANTILE ADJUSTMENT BUREAU, LLC, ILLINOIS LLC_00712175 ILLINOIS

form 5500

Plan Name Plan Year EIN/PN Received Sponsor Total number of participants
MERCANTILE ADJUSTMENT BUREAU 401(K) PLAN 2023 752985974 2024-10-09 MERCANTILE ADJUSTMENT BUREAU, LLC 128
File View Page
Three-digit plan number (PN) 001
Effective date of plan 2002-12-01
Business code 812990
Sponsor’s telephone number 7169298553
Plan sponsor’s address 165 LAWRENCE BELL DRIVE, WILLIAMSVILLE, NY, 142217900

Signature of

Role Plan administrator
Date 2024-10-09
Name of individual signing ERIC FRISICARO
Valid signature Filed with authorized/valid electronic signature
Role Employer/plan sponsor
Date 2024-10-09
Name of individual signing ERIC FRISICARO
Valid signature Filed with authorized/valid electronic signature

DOS Process Agent

Name Role Address
MERCANTILE ADJUSTMENT BUREAU, LLC DOS Process Agent 165 LAWRENCE BELL DRIVE, SUITE 100, WILLIAMSVILLE, NY, United States, 14221

Licenses

Number Status Type Date End date
1310227-DCA Active Business 2009-03-03 2025-01-31
1310230-DCA Inactive Business 2009-03-03 2015-01-31
1310229-DCA Inactive Business 2009-03-03 2021-01-31
1113041-DCA Inactive Business 2002-06-21 2009-01-31
1108646-DCA Inactive Business 2002-05-10 2009-01-31

History

Start date End date Type Value
2013-12-26 2023-12-01 Address 165 LAWRENCE BELL DRIVE, SUITE 100, WILLIAMSVILLE, NY, 14221, USA (Type of address: Service of Process)
2003-12-12 2013-12-26 Address 6390 MAIN STREET, WILLIAMSVILLE, NY, 14221, USA (Type of address: Service of Process)
2001-12-06 2003-12-12 Address 800 FLEET BANK BUILDING, 12 FOUNTAIN PLAZA, BUFFALO, NY, 14202, 2292, USA (Type of address: Service of Process)

Filings

Filing Number Date Filed Type Effective Date
231201035511 2023-12-01 BIENNIAL STATEMENT 2023-12-01
211229001966 2021-12-29 BIENNIAL STATEMENT 2021-12-29
191202060853 2019-12-02 BIENNIAL STATEMENT 2019-12-01
171201006061 2017-12-01 BIENNIAL STATEMENT 2017-12-01
170307006248 2017-03-07 BIENNIAL STATEMENT 2015-12-01
131226006026 2013-12-26 BIENNIAL STATEMENT 2013-12-01
120117002608 2012-01-17 BIENNIAL STATEMENT 2011-12-01
100316002902 2010-03-16 BIENNIAL STATEMENT 2009-12-01
080128002587 2008-01-28 BIENNIAL STATEMENT 2007-12-01
051208002306 2005-12-08 BIENNIAL STATEMENT 2005-12-01

Complaints

Start date End date Type Satisafaction Restitution Result
2016-02-17 2016-02-24 Billing Dispute Yes 226.00 Credit Card Refund and/or Contract Cancelled
2015-05-05 2015-06-11 Billing Dispute Yes 1326.00 Bill Reduced
2014-01-08 2014-01-29 Billing Dispute Yes 4614.00 Bill Reduced

Fine And Fees

Fee Sequence Id Fee type Status Date Amount Description
3554286 RENEWAL INVOICED 2022-11-15 150 Debt Collection Agency Renewal Fee
3275728 RENEWAL INVOICED 2020-12-28 150 Debt Collection Agency Renewal Fee
2932382 RENEWAL INVOICED 2018-11-20 150 Debt Collection Agency Renewal Fee
2932508 RENEWAL INVOICED 2018-11-20 150 Debt Collection Agency Renewal Fee
2536058 RENEWAL INVOICED 2017-01-20 150 Debt Collection Agency Renewal Fee
2534965 RENEWAL INVOICED 2017-01-18 150 Debt Collection Agency Renewal Fee
1977735 RENEWAL INVOICED 2015-02-09 150 Debt Collection Agency Renewal Fee
1977797 RENEWAL INVOICED 2015-02-09 150 Debt Collection Agency Renewal Fee
1977787 LICENSE REPL CREDITED 2015-02-09 15 License Replacement Fee
992477 RENEWAL INVOICED 2013-01-29 150 Debt Collection Agency Renewal Fee

CFPB Complaint

Complaint Id Date Received Issue Product
4507637 2021-07-01 Communication tactics Debt collection
Issue Communication tactics
Timely Yes
Company MERCANTILE ADJUSTMENT BUREAU, LLC
Product Debt collection
Sub Issue Frequent or repeated calls
Sub Product Medical debt
Date Received 2021-07-01
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2021-07-01
Complaint What Happened I have a large medical balance with XXXX XXXX XXXX. When I tried to set up a payment plan, they wanted a $ XXXX payment, which is impossible for me to make. I have, however, made a payment to them every month for the last 10 months ( since I got the bill ). They however sent my acct to collection because it is not a $ XXXX payment. The collection agency calls me all the time. Telephone # XXXX. They never leave a message, if i answer they hang up, etc. I just received a call at my workplace from a XXXX XXXX, who refused to identify herself except as XXXX to the secretary. I have told her under no uncertain terms, she is not to call my work #. She says she is allowed to unless I tell her not to, which she has now been told. I find it absolutely unbelievable that an acct that has never gone 30 days without a payment ( and some as often as every 2 weeks ) has been sent to collection, let alone an acct that has monthly payments on it, allows this woman to contact my workplace!
Consumer Consent Provided Consent provided
3032969 2018-09-30 Communication tactics Debt collection
Issue Communication tactics
Timely Yes
Company MERCANTILE ADJUSTMENT BUREAU, LLC
Product Debt collection
Sub Issue Frequent or repeated calls
Sub Product I do not know
Date Received 2018-09-30
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2018-09-30
Consumer Consent Provided Consent not provided
2064434 2016-08-15 Improper contact or sharing of info Debt collection
Issue Improper contact or sharing of info
Timely Yes
Company MERCANTILE ADJUSTMENT BUREAU, LLC
Product Debt collection
Sub Issue Talked to a third party about my debt
Sub Product Medical
Date Received 2016-08-15
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2016-08-22
Complaint What Happened Hello, My name is XXXX XXXX XXXX & I have received numerous of calls from ( Mercantile Adjustment Bureau ). I requested for them to cease & desist all calls to my personal cell # ( XXXX ) XXXX. By the FDCPA a request of no calls on a cell phone is either verbal or written. I verbally made it very clear never ever to call my cell phone # ( XXXX ) XXXX 3 months ago. As of today XXXX/XXXX/2016 at exactly at XXXX I received another call from ( Mercantile Adjustment Bureau ) at XXXX. As I made it clear & stated again never ever to call my cell do to my minutes & a inconvenience to me & my time & they persist to keep calling my cell. I am very furious & presenting a complaint & would like to proceed the extent of a Law Suite on the company. Please provide me with this assistance? I have proof of call log on my cell phone time stamped.
Consumer Consent Provided Consent provided
2137796 2016-09-29 Improper contact or sharing of info Debt collection
Issue Improper contact or sharing of info
Timely Yes
Company MERCANTILE ADJUSTMENT BUREAU, LLC
Product Debt collection
Sub Issue Contacted me after I asked not to
Sub Product Non-federal student loan
Date Received 2016-09-29
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2016-09-29
Complaint What Happened Good morning, On XXXX XXXX I spoke with a representative by the name of XXXX XXXX at Mercantile Adjustment Bureau regarding an outstanding balance with XXXX, I requested to pay the prinicipal balance and for all interest to be removed. XXXX was very nasty stated they will only remove half and if I do n't pay it it will continue to affect my credit, at that time I requested EXPLICITLY to not be contacted at this number, he said ok then hung up. On XXXX XXXX I received a call after I put in a DNC from XXXX XXXX at MAB, when picking up the phone I advised him that he is in violation of the request, he said he understood and asked if I wanted information regarding my account or no. He stated the same offer he gave me the day prior, still unwilling to work with me, and also in violation of my DNC request I advised XXXX that I can not accept the offer and that AGAIN I do not wish to receive calls as previously requested and that I may have to contact an attorney, XXXX said " whatever '' then hung up.
Consumer Consent Provided Consent provided
1826997 2016-03-10 Cont'd attempts collect debt not owed Debt collection
Issue Cont'd attempts collect debt not owed
Timely Yes
Company MERCANTILE ADJUSTMENT BUREAU, LLC
Product Debt collection
Sub Issue Debt was paid
Sub Product Other (i.e. phone, health club, etc.)
Date Received 2016-03-10
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2016-03-10
Consumer Consent Provided Consent not provided
2006824 2016-07-11 Cont'd attempts collect debt not owed Debt collection
Issue Cont'd attempts collect debt not owed
Timely Yes
Company MERCANTILE ADJUSTMENT BUREAU, LLC
Product Debt collection
Sub Issue Debt was paid
Sub Product Other (i.e. phone, health club, etc.)
Date Received 2016-07-11
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2016-07-11
Complaint What Happened XXXX paid my XXXX XXXX bill a few years ago and I am still making payments to repay XXXX. A collection agency tried to collect this debt and I filed a complaint on your website and uploaded proof. I just saw that another new collection agency just today, reported this debt to credit agencies XXXX etc. with statement " Account information disputed by consumer meets FCRA requirements ''.
Consumer Consent Provided Consent provided
1248327 2015-02-19 Communication tactics Debt collection
Issue Communication tactics
Timely Yes
Company MERCANTILE ADJUSTMENT BUREAU, LLC
Product Debt collection
Sub Issue Used obscene/profane/abusive language
Sub Product Non-federal student loan
Date Received 2015-02-19
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2015-02-19
Consumer Consent Provided N/A
1550818 2015-09-03 Disclosure verification of debt Debt collection
Issue Disclosure verification of debt
Timely Yes
Company MERCANTILE ADJUSTMENT BUREAU, LLC
Product Debt collection
Sub Issue Not given enough info to verify debt
Sub Product Other (i.e. phone, health club, etc.)
Date Received 2015-09-03
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2015-09-03
Complaint What Happened I found a {$59.00} request for collection on my credit report from a company called Mercantile Adjustment to collect on behalf of XXXX XXXX. I called XXXX XXXX and they could not find any record or reason anything would go to a debt collector ( I called again and their " systems were down '' ). I called Mercantile Adjustment to get the account number they are referencing and I was told it was at a " Special Desk '' and they could n't access any information on it. They could not even look it up or get me the XXXX XXXX Account Number. I should not have to spend hours getting rid of a false debt collection for {$59.00} on my perfect credit record. When I called XXXX XXXX again and gave them the address ( which I found on the credit report ), they finally found the account and agreed that they never sent me an invoice and that I was never notified about it. They said if I do n't agree with the charge, I must fill out paperwork, etc. to dispute it. I said it would just be cheaper for me if I just pay it, since I do n't have the time to spend on the dispute. They told me I need to call the collection agency and pay it there ( even though they ca n't access it ). I then asked to speak with a supervisor, where I had to wait on hold for over 10 minutes. Then the supervisor said she is going to keep this as a late payment on my credit report, because it was an old charge. I told her that I never opened an account with them for it, and I never received an invoice, so how can it be late? She then put me on hold for another 10 minutes. Finally, she let me make a payment for it ( even though I do n't even think I owe it ), which I did. But she says it going to stay on my credit report because in her opinion she thinks that I am " late ''. I believe this to be unfair/illegal collection efforts and improper use of credit reporting practices.
Consumer Consent Provided Consent provided
1588261 2015-10-01 Disclosure verification of debt Debt collection
Issue Disclosure verification of debt
Timely Yes
Company MERCANTILE ADJUSTMENT BUREAU, LLC
Product Debt collection
Sub Issue Not given enough info to verify debt
Sub Product Other (i.e. phone, health club, etc.)
Date Received 2015-10-01
Submitted Via Referral
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2015-10-05
Consumer Consent Provided N/A
898677 2014-06-17 Cont'd attempts collect debt not owed Debt collection
Issue Cont'd attempts collect debt not owed
Timely Yes
Company MERCANTILE ADJUSTMENT BUREAU, LLC
Product Debt collection
Sub Issue Debt is not mine
Sub Product I do not know
Date Received 2014-06-17
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2014-07-01
Consumer Consent Provided N/A
1083806 2014-10-23 Disclosure verification of debt Debt collection
Issue Disclosure verification of debt
Timely Yes
Company MERCANTILE ADJUSTMENT BUREAU, LLC
Product Debt collection
Sub Issue Not given enough info to verify debt
Sub Product I do not know
Date Received 2014-10-23
Submitted Via Referral
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2014-10-28
Consumer Consent Provided N/A
813614 2014-04-17 Cont'd attempts collect debt not owed Debt collection
Issue Cont'd attempts collect debt not owed
Timely Yes
Company MERCANTILE ADJUSTMENT BUREAU, LLC
Product Debt collection
Sub Issue Debt is not mine
Sub Product Other (i.e. phone, health club, etc.)
Date Received 2014-04-17
Submitted Via Phone
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2014-04-22
Consumer Consent Provided N/A
1188884 2015-01-09 Cont'd attempts collect debt not owed Debt collection
Issue Cont'd attempts collect debt not owed
Timely Yes
Company MERCANTILE ADJUSTMENT BUREAU, LLC
Product Debt collection
Sub Issue Debt resulted from identity theft
Sub Product Other (i.e. phone, health club, etc.)
Date Received 2015-01-09
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2015-01-13
Consumer Consent Provided N/A
1113188 2014-11-12 Disclosure verification of debt Debt collection
Issue Disclosure verification of debt
Timely Yes
Company MERCANTILE ADJUSTMENT BUREAU, LLC
Product Debt collection
Sub Issue Not given enough info to verify debt
Sub Product Other (i.e. phone, health club, etc.)
Date Received 2014-11-12
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed Yes
Date Sent To Company 2014-11-26
Consumer Consent Provided N/A
1402059 2015-06-02 Cont'd attempts collect debt not owed Debt collection
Issue Cont'd attempts collect debt not owed
Timely Yes
Company MERCANTILE ADJUSTMENT BUREAU, LLC
Product Debt collection
Sub Issue Debt is not mine
Sub Product I do not know
Date Received 2015-06-02
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2015-06-02
Company Public Response Company believes it acted appropriately as authorized by contract or law
Consumer Consent Provided Consent not provided
1068944 2014-10-13 Cont'd attempts collect debt not owed Debt collection
Issue Cont'd attempts collect debt not owed
Timely Yes
Company MERCANTILE ADJUSTMENT BUREAU, LLC
Product Debt collection
Sub Issue Debt is not mine
Sub Product Other (i.e. phone, health club, etc.)
Date Received 2014-10-13
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2014-10-16
Consumer Consent Provided N/A
1100537 2014-11-04 Disclosure verification of debt Debt collection
Issue Disclosure verification of debt
Timely Yes
Company MERCANTILE ADJUSTMENT BUREAU, LLC
Product Debt collection
Sub Issue Right to dispute notice not received
Sub Product Medical
Date Received 2014-11-04
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2014-11-04
Consumer Consent Provided N/A
581724 2013-11-01 Disclosure verification of debt Debt collection
Issue Disclosure verification of debt
Timely Yes
Company MERCANTILE ADJUSTMENT BUREAU, LLC
Product Debt collection
Sub Issue Not given enough info to verify debt
Sub Product I do not know
Date Received 2013-11-01
Submitted Via Postal mail
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2013-11-05
Consumer Consent Provided N/A
574543 2013-10-28 Improper contact or sharing of info Debt collection
Issue Improper contact or sharing of info
Timely Yes
Company MERCANTILE ADJUSTMENT BUREAU, LLC
Product Debt collection
Sub Issue Talked to a third party about my debt
Sub Product Medical
Date Received 2013-10-28
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2013-10-28
Consumer Consent Provided N/A
2192938 2016-11-03 Disclosure verification of debt Debt collection
Issue Disclosure verification of debt
Timely Yes
Company MERCANTILE ADJUSTMENT BUREAU, LLC
Product Debt collection
Sub Issue Not given enough info to verify debt
Sub Product Other (i.e. phone, health club, etc.)
Date Received 2016-11-03
Submitted Via Referral
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2016-11-26
Consumer Consent Provided N/A
659312 2014-01-08 Cont'd attempts collect debt not owed Debt collection
Issue Cont'd attempts collect debt not owed
Timely Yes
Company MERCANTILE ADJUSTMENT BUREAU, LLC
Product Debt collection
Sub Issue Debt is not mine
Sub Product Other (i.e. phone, health club, etc.)
Date Received 2014-01-08
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed Yes
Date Sent To Company 2014-01-08
Consumer Consent Provided N/A
1412394 2015-06-09 Cont'd attempts collect debt not owed Debt collection
Issue Cont'd attempts collect debt not owed
Timely Yes
Company MERCANTILE ADJUSTMENT BUREAU, LLC
Product Debt collection
Sub Issue Debt is not mine
Sub Product I do not know
Date Received 2015-06-09
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2015-06-09
Consumer Consent Provided Consent not provided
1334147 2015-04-16 Cont'd attempts collect debt not owed Debt collection
Issue Cont'd attempts collect debt not owed
Timely Yes
Company MERCANTILE ADJUSTMENT BUREAU, LLC
Product Debt collection
Sub Issue Debt is not mine
Sub Product Other (i.e. phone, health club, etc.)
Date Received 2015-04-16
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2015-04-16
Company Public Response Company believes it acted appropriately as authorized by contract or law
Consumer Consent Provided Consent not provided
2230523 2016-11-30 Disclosure verification of debt Debt collection
Issue Disclosure verification of debt
Timely Yes
Company MERCANTILE ADJUSTMENT BUREAU, LLC
Product Debt collection
Sub Issue Not given enough info to verify debt
Sub Product Other (i.e. phone, health club, etc.)
Date Received 2016-11-30
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2016-11-30
Consumer Consent Provided Consent not provided
6892657 2023-04-27 False statements or representation Debt collection
Issue False statements or representation
Timely Yes
Company MERCANTILE ADJUSTMENT BUREAU, LLC
Product Debt collection
Sub Issue Attempted to collect wrong amount
Sub Product Other debt
Date Received 2023-04-27
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2023-04-27
Complaint What Happened They are charging me utilities bills that does not belong to me
Consumer Consent Provided Consent provided
1215698 2015-01-29 Cont'd attempts collect debt not owed Debt collection
Issue Cont'd attempts collect debt not owed
Timely Yes
Company MERCANTILE ADJUSTMENT BUREAU, LLC
Product Debt collection
Sub Issue Debt is not mine
Sub Product Other (i.e. phone, health club, etc.)
Date Received 2015-01-29
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2015-01-29
Consumer Consent Provided N/A
1909699 2016-05-04 Managing the loan or lease Consumer Loan
Issue Managing the loan or lease
Timely Yes
Company MERCANTILE ADJUSTMENT BUREAU, LLC
Product Consumer Loan
Sub Product Vehicle loan
Date Received 2016-05-04
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2016-05-06
Consumer Consent Provided Consent not provided
1009740 2014-09-02 Problems when you are unable to pay Consumer Loan
Issue Problems when you are unable to pay
Timely Yes
Company MERCANTILE ADJUSTMENT BUREAU, LLC
Product Consumer Loan
Sub Product Installment loan
Date Received 2014-09-02
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2014-09-05
Consumer Consent Provided N/A
797636 2014-04-07 Cont'd attempts collect debt not owed Debt collection
Issue Cont'd attempts collect debt not owed
Timely Yes
Company MERCANTILE ADJUSTMENT BUREAU, LLC
Product Debt collection
Sub Issue Debt is not mine
Sub Product I do not know
Date Received 2014-04-07
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2014-04-07
Consumer Consent Provided N/A
1576546 2015-09-23 Disclosure verification of debt Debt collection
Issue Disclosure verification of debt
Timely Yes
Company MERCANTILE ADJUSTMENT BUREAU, LLC
Product Debt collection
Sub Issue Not given enough info to verify debt
Sub Product Other (i.e. phone, health club, etc.)
Date Received 2015-09-23
Submitted Via Postal mail
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2015-09-28
Consumer Consent Provided N/A
3358322 2019-08-29 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company MERCANTILE ADJUSTMENT BUREAU, LLC
Product Debt collection
Sub Issue Debt was paid
Sub Product Medical debt
Date Received 2019-08-29
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2019-08-29
Complaint What Happened A hospital in XXXX NY ( XXXX ) was trying to collect on a bill that was already paid. I never received a bill for {$280.00} from the hospital itself but was notified by a debt collector.
Consumer Consent Provided Consent provided

Paycheck Protection Program

Loan Number Loan Funded Date SBA Origination Office Code Loan Delivery Method Borrower Street Address
7769547200 2020-04-28 0296 PPP 165 Lawrence Bell Drive, BUFFALO, NY, 14221
Loan Status Date 2021-07-20
Loan Status Paid in Full
Loan Maturity in Months 24
SBA Guaranty Percentage 100
Loan Approval Amount (at origination) 2283040
Loan Approval Amount (current) 2283040
Undisbursed Amount 0
Franchise Name -
Lender Location ID 56102
Servicing Lender Name KeyBank National Association
Servicing Lender Address 127 Public Sq, CLEVELAND, OH, 44114-1217
Rural or Urban Indicator U
Hubzone N
LMI N
Business Age Description Unanswered
Project Address BUFFALO, ERIE, NY, 14221-1000
Project Congressional District NY-26
Number of Employees 228
NAICS code 541513
Borrower Race Unanswered
Borrower Ethnicity Unknown/NotStated
Business Type Partnership
Originating Lender ID 56102
Originating Lender Name KeyBank National Association
Originating Lender Address CLEVELAND, OH
Gender Unanswered
Veteran Unanswered
Forgiveness Amount 2309122.95
Forgiveness Paid Date 2021-06-22

Date of last update: 30 Mar 2025

Sources: New York Secretary of State