10942473
|
2024-11-27
|
Communication tactics
|
Debt collection
|
|
Issue |
Communication tactics
|
Timely |
Yes
|
Company |
Asset Recovery Solutions, LLC
|
Product |
Debt collection
|
Sub Issue |
You told them to stop contacting you, but they keep trying
|
Sub Product |
I do not know
|
Date Received |
2024-11-27
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2024-11-27
|
Consumer Consent Provided |
Consent not provided
|
|
10770276
|
2024-11-12
|
Attempts to collect debt not owed
|
Debt collection
|
|
Issue |
Attempts to collect debt not owed
|
Timely |
Yes
|
Company |
Asset Recovery Solutions, LLC
|
Product |
Debt collection
|
Sub Issue |
Debt was result of identity theft
|
Sub Product |
Credit card debt
|
Date Received |
2024-11-12
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2024-11-12
|
Complaint What Happened |
Asset recovery solution : lil I spoke with XXXX, through text messages on XX/XX/year> I requested a letter to validate the debt I asked them if I entered a contract with about this debt the told me they was collecting this debt on behalf of of XXXX XXXX XXXX under 15 U.S. Code 1681b Under this law you have to provide evidence of WRITTEN instruction of me authorizing you to report and item on my credit. and I did not give you this consent Permissible purposes of consumer reports. XXXX told me that I will receive all the information all the information I requested by email through the email that I gave from when we was talking through messages.
|
Consumer Consent Provided |
Consent provided
|
|
5097945
|
2022-01-13
|
Threatened to contact someone or share information improperly
|
Debt collection
|
|
Tags |
Servicemember
|
Issue |
Threatened to contact someone or share information improperly
|
Timely |
Yes
|
Company |
Asset Recovery Solutions, LLC
|
Product |
Debt collection
|
Sub Issue |
Contacted you after you asked them to stop
|
Sub Product |
Credit card debt
|
Date Received |
2022-01-13
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2022-01-13
|
Complaint What Happened |
Asset recovery solutions has contacted me multiple times since ur asked them not to. On XX/XX/2021 I called after receiving several letters in the mail. I have received several phone calls from them, as have some of my friends and relatives. Ive asked them to stop calling and they continue to call everyone I know.
|
Consumer Consent Provided |
Consent provided
|
|
9824649
|
2024-08-16
|
Attempts to collect debt not owed
|
Debt collection
|
|
Issue |
Attempts to collect debt not owed
|
Timely |
Yes
|
Company |
Asset Recovery Solutions, LLC
|
Product |
Debt collection
|
Sub Issue |
Debt was paid
|
Sub Product |
Credit card debt
|
Date Received |
2024-08-16
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2024-08-16
|
Consumer Consent Provided |
Consent not provided
|
|
3858061
|
2020-09-21
|
Attempts to collect debt not owed
|
Debt collection
|
|
Issue |
Attempts to collect debt not owed
|
Timely |
Yes
|
Company |
Asset Recovery Solutions, LLC
|
Product |
Debt collection
|
Sub Issue |
Debt is not yours
|
Sub Product |
I do not know
|
Date Received |
2020-09-21
|
Submitted Via |
Referral
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2020-09-21
|
Consumer Consent Provided |
N/A
|
|
1224735
|
2015-02-04
|
Disclosure verification of debt
|
Debt collection
|
|
Issue |
Disclosure verification of debt
|
Timely |
Yes
|
Company |
Asset Recovery Solutions, LLC
|
Product |
Debt collection
|
Sub Issue |
Not given enough info to verify debt
|
Sub Product |
I do not know
|
Date Received |
2015-02-04
|
Submitted Via |
Postal mail
|
Company Response |
Closed
|
Consumer Disputed |
No
|
Date Sent To Company |
2015-02-09
|
Consumer Consent Provided |
N/A
|
|
1543740
|
2015-08-29
|
False statements or representation
|
Debt collection
|
|
Issue |
False statements or representation
|
Timely |
Yes
|
Company |
Asset Recovery Solutions, LLC
|
Product |
Debt collection
|
Sub Issue |
Attempted to collect wrong amount
|
Sub Product |
Credit card
|
Date Received |
2015-08-29
|
Submitted Via |
Web
|
Company Response |
Closed
|
Consumer Disputed |
No
|
Date Sent To Company |
2015-08-29
|
Consumer Consent Provided |
Consent not provided
|
|
1058742
|
2014-10-06
|
Cont'd attempts collect debt not owed
|
Debt collection
|
|
Tags |
Older American
|
Issue |
Cont'd attempts collect debt not owed
|
Timely |
Yes
|
Company |
Asset Recovery Solutions, LLC
|
Product |
Debt collection
|
Sub Issue |
Debt is not mine
|
Sub Product |
I do not know
|
Date Received |
2014-10-06
|
Submitted Via |
Web
|
Company Response |
Closed
|
Consumer Disputed |
Yes
|
Date Sent To Company |
2014-10-08
|
Consumer Consent Provided |
N/A
|
|
1467431
|
2015-07-14
|
Cont'd attempts collect debt not owed
|
Debt collection
|
|
Tags |
Older American
|
Issue |
Cont'd attempts collect debt not owed
|
Timely |
Yes
|
Company |
Asset Recovery Solutions, LLC
|
Product |
Debt collection
|
Sub Issue |
Debt is not mine
|
Sub Product |
I do not know
|
Date Received |
2015-07-14
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
No
|
Date Sent To Company |
2015-07-20
|
Complaint What Happened |
We have continuously been receiving phone calls from the following numbers and companies for someone who does not reside at this residence. They are bottom feeder debt collection agencies who obviously do not know the law or choose to ignore it. Here are a couple of the XXXXXXXX XXXX XXXX. They are calling our number that are unrelated to this issue. Please stop this.
|
Consumer Consent Provided |
Consent provided
|
|
576040
|
2013-10-29
|
Cont'd attempts collect debt not owed
|
Debt collection
|
|
Issue |
Cont'd attempts collect debt not owed
|
Timely |
No
|
Company |
Asset Recovery Solutions, LLC
|
Product |
Debt collection
|
Sub Issue |
Debt is not mine
|
Sub Product |
Credit card
|
Date Received |
2013-10-29
|
Submitted Via |
Referral
|
Company Response |
Closed with non-monetary relief
|
Consumer Disputed |
No
|
Date Sent To Company |
2013-10-29
|
Consumer Consent Provided |
N/A
|
|
10182159
|
2024-09-21
|
Written notification about debt
|
Debt collection
|
|
Issue |
Written notification about debt
|
Timely |
Yes
|
Company |
Asset Recovery Solutions, LLC
|
Product |
Debt collection
|
Sub Issue |
Didn't receive enough information to verify debt
|
Sub Product |
Private student loan debt
|
Date Received |
2024-09-21
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2024-09-21
|
Consumer Consent Provided |
Consent not provided
|
|
3908404
|
2020-10-20
|
Threatened to contact someone or share information improperly
|
Debt collection
|
|
Issue |
Threatened to contact someone or share information improperly
|
Timely |
Yes
|
Company |
Asset Recovery Solutions, LLC
|
Product |
Debt collection
|
Sub Issue |
Talked to a third-party about your debt
|
Sub Product |
Other debt
|
Date Received |
2020-10-20
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2020-10-20
|
Consumer Consent Provided |
Consent not provided
|
|
6132259
|
2022-10-26
|
Communication tactics
|
Debt collection
|
|
Issue |
Communication tactics
|
Timely |
Yes
|
Company |
Asset Recovery Solutions, LLC
|
Product |
Debt collection
|
Sub Issue |
Frequent or repeated calls
|
Sub Product |
Private student loan debt
|
Date Received |
2022-10-26
|
Submitted Via |
Phone
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2022-10-26
|
Consumer Consent Provided |
N/A
|
|
1779541
|
2016-02-10
|
Disclosure verification of debt
|
Debt collection
|
|
Issue |
Disclosure verification of debt
|
Timely |
Yes
|
Company |
Asset Recovery Solutions, LLC
|
Product |
Debt collection
|
Sub Issue |
Not disclosed as an attempt to collect
|
Sub Product |
Credit card
|
Date Received |
2016-02-10
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
No
|
Date Sent To Company |
2016-02-10
|
Complaint What Happened |
I received a phone call from XXXX at XXXX at my home phone number XXXX. The person who called did not leave any message saying that they are debt collector at. all. I get home at XXXX and see that my phone answering machine is blanking means some one called and left the message. I try to listen the message but their is no any clear message saying that they are debt collector and calling to attempt to collect the debt against the third party., I called that number at XXXX this evening which was showing in my phone ID caller XXXX XXXX Extn XXXX from Asset Recovery Solutions LLC. pick up the phone. During the phone call he did said that he is debt collector but did not say his debt collection agency name at all.. The debt collector is harassing me. I did received their letter in mail yesterday on XXXX/XXXX/2016. I did called the number XXXX which was written in their letter. I spoke with XXXX XXXX, Extension # XXXXabout this debt. I did told him that I do dispute this debt and I think the debt company who represent by this collection is not the correct agency to whom XXXX XXXX sold the debt. I did told him I do disputes these charges and still try to settle if I can understand these debt in question. They called today at XXXX and using other number XXXX .This phone number is not they listed in their collection letter at all.
|
Consumer Consent Provided |
Consent provided
|
|
666634
|
2014-01-13
|
Improper contact or sharing of info
|
Debt collection
|
|
Issue |
Improper contact or sharing of info
|
Timely |
Yes
|
Company |
Asset Recovery Solutions, LLC
|
Product |
Debt collection
|
Sub Issue |
Contacted employer after asked not to
|
Sub Product |
Non-federal student loan
|
Date Received |
2014-01-13
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
No
|
Date Sent To Company |
2014-01-13
|
Consumer Consent Provided |
N/A
|
|
6566178
|
2023-02-13
|
Communication tactics
|
Debt collection
|
|
Tags |
Servicemember
|
Issue |
Communication tactics
|
Timely |
Yes
|
Company |
Asset Recovery Solutions, LLC
|
Product |
Debt collection
|
Sub Issue |
Frequent or repeated calls
|
Sub Product |
Federal student loan debt
|
Date Received |
2023-02-13
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2023-02-13
|
Consumer Consent Provided |
Consent not provided
|
|
8267793
|
2024-02-01
|
Communication tactics
|
Debt collection
|
|
Issue |
Communication tactics
|
Timely |
Yes
|
Company |
Asset Recovery Solutions, LLC
|
Product |
Debt collection
|
Sub Issue |
Used obscene, profane, or other abusive language
|
Sub Product |
Private student loan debt
|
Date Received |
2024-02-01
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2024-02-01
|
Consumer Consent Provided |
Consent not provided
|
|
924406
|
2014-07-07
|
Improper contact or sharing of info
|
Debt collection
|
|
Tags |
Servicemember
|
Issue |
Improper contact or sharing of info
|
Timely |
Yes
|
Company |
Asset Recovery Solutions, LLC
|
Product |
Debt collection
|
Sub Issue |
Talked to a third party about my debt
|
Sub Product |
Credit card
|
Date Received |
2014-07-07
|
Submitted Via |
Web
|
Company Response |
Closed
|
Consumer Disputed |
No
|
Date Sent To Company |
2014-07-07
|
Consumer Consent Provided |
N/A
|
|
1456264
|
2015-07-08
|
False statements or representation
|
Debt collection
|
|
Issue |
False statements or representation
|
Timely |
No
|
Company |
Asset Recovery Solutions, LLC
|
Product |
Debt collection
|
Sub Issue |
Attempted to collect wrong amount
|
Sub Product |
Non-federal student loan
|
Date Received |
2015-07-08
|
Submitted Via |
Postal mail
|
Company Response |
Closed with explanation
|
Consumer Disputed |
No
|
Date Sent To Company |
2015-07-15
|
Consumer Consent Provided |
N/A
|
|
9931958
|
2024-08-28
|
Communication tactics
|
Debt collection
|
|
Issue |
Communication tactics
|
Timely |
Yes
|
Company |
Asset Recovery Solutions, LLC
|
Product |
Debt collection
|
Sub Issue |
Called before 8am or after 9pm
|
Sub Product |
Credit card debt
|
Date Received |
2024-08-28
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2024-08-28
|
Consumer Consent Provided |
Consent not provided
|
|
9914761
|
2024-08-26
|
Communication tactics
|
Debt collection
|
|
Issue |
Communication tactics
|
Timely |
Yes
|
Company |
Asset Recovery Solutions, LLC
|
Product |
Debt collection
|
Sub Issue |
You told them to stop contacting you, but they keep trying
|
Sub Product |
I do not know
|
Date Received |
2024-08-26
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2024-08-26
|
Consumer Consent Provided |
Consent not provided
|
|
6351333
|
2022-12-22
|
Dealing with your lender or servicer
|
Student loan
|
|
Issue |
Dealing with your lender or servicer
|
Timely |
Yes
|
Company |
Asset Recovery Solutions, LLC
|
Product |
Student loan
|
Sub Issue |
Trouble with how payments are being handled
|
Sub Product |
Private student loan
|
Date Received |
2022-12-22
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2022-12-22
|
Consumer Consent Provided |
Consent not provided
|
|
9670825
|
2024-07-31
|
Communication tactics
|
Debt collection
|
|
Issue |
Communication tactics
|
Timely |
Yes
|
Company |
Asset Recovery Solutions, LLC
|
Product |
Debt collection
|
Sub Issue |
Frequent or repeated calls
|
Sub Product |
Other debt
|
Date Received |
2024-07-31
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2024-07-31
|
Consumer Consent Provided |
Consent not provided
|
|
5598530
|
2022-05-24
|
Problem with a credit reporting company's investigation into an existing problem
|
Credit reporting, credit repair services, or other personal consumer reports
|
|
Issue |
Problem with a credit reporting company's investigation into an existing problem
|
Timely |
Yes
|
Company |
Asset Recovery Solutions, LLC
|
Product |
Credit reporting, credit repair services, or other personal consumer reports
|
Sub Issue |
Their investigation did not fix an error on your report
|
Sub Product |
Credit reporting
|
Date Received |
2022-05-24
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2022-05-24
|
Consumer Consent Provided |
Consent not provided
|
|
6760053
|
2023-03-29
|
False statements or representation
|
Debt collection
|
|
Issue |
False statements or representation
|
Timely |
Yes
|
Company |
Asset Recovery Solutions, LLC
|
Product |
Debt collection
|
Sub Issue |
Impersonated attorney, law enforcement, or government official
|
Sub Product |
Credit card debt
|
Date Received |
2023-03-29
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2023-05-01
|
Complaint What Happened |
I had a credit card with XXXX a computer I bought for XXXX Unfortunately my hours at work got cut and was not able to pay the credit card. I then received a letter from asset recovery solutions llc. I immediately called because I know collections ruins your credit even more. They told me they were collecting debt for the XXXX credit card, and I set up automatic payments to pay off the debt thinking I would improve my credit by paying what I owed to XXXX. About two weeks later, and after I made my first payment, I received a letter form XXXX saying my debt was a change off and bought by this company. This company was deceptive, and used unfair debt collections efforts. They lied and made me believe I was paying XXXX. Never once they said I my debt form XXXX was charged off and they bought the debt form XXXX. Im only XXXX XXXX XXXX and a XXXX XXXXXXXX. I want to make right by XXXX and this company took advantage of me. If I was told this debt was charged off I wouldve called XXXX and try to work something with them. All this informations should be disclosed to me. They were not collecting for XXXX as they lead me to believe. Please help me resolve this issue so they dont further ruin my credit. Thank you
|
Consumer Consent Provided |
Consent provided
|
|
2982824
|
2018-08-06
|
Communication tactics
|
Debt collection
|
|
Issue |
Communication tactics
|
Timely |
Yes
|
Company |
Asset Recovery Solutions, LLC
|
Product |
Debt collection
|
Sub Issue |
Frequent or repeated calls
|
Sub Product |
I do not know
|
Date Received |
2018-08-06
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2018-08-06
|
Complaint What Happened |
Asset Recovery Solutions has called my parents home : XX/XX/2018 Asset Recovery Solutions has called my job : XX/XX/2018 XX/XX/2018 XX/XX/2018 Asset Recovery Solutions has called my cell phone : XX/XX/2018 XX/XX/2018 XX/XX/2018 2018
|
Consumer Consent Provided |
Consent provided
|
|
1184276
|
2015-01-07
|
Cont'd attempts collect debt not owed
|
Debt collection
|
|
Issue |
Cont'd attempts collect debt not owed
|
Timely |
No
|
Company |
Asset Recovery Solutions, LLC
|
Product |
Debt collection
|
Sub Issue |
Debt is not mine
|
Sub Product |
Credit card
|
Date Received |
2015-01-07
|
Submitted Via |
Referral
|
Company Response |
Closed
|
Consumer Disputed |
No
|
Date Sent To Company |
2015-01-12
|
Consumer Consent Provided |
N/A
|
|
1248618
|
2015-02-20
|
Cont'd attempts collect debt not owed
|
Debt collection
|
|
Issue |
Cont'd attempts collect debt not owed
|
Timely |
Yes
|
Company |
Asset Recovery Solutions, LLC
|
Product |
Debt collection
|
Sub Issue |
Debt is not mine
|
Sub Product |
Credit card
|
Date Received |
2015-02-20
|
Submitted Via |
Postal mail
|
Company Response |
Closed
|
Consumer Disputed |
No
|
Date Sent To Company |
2015-02-26
|
Consumer Consent Provided |
N/A
|
|
2834266
|
2018-03-06
|
Attempts to collect debt not owed
|
Debt collection
|
|
Issue |
Attempts to collect debt not owed
|
Timely |
Yes
|
Company |
Asset Recovery Solutions, LLC
|
Product |
Debt collection
|
Sub Issue |
Debt is not yours
|
Sub Product |
I do not know
|
Date Received |
2018-03-06
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2018-03-13
|
Consumer Consent Provided |
Consent not provided
|
|
774329
|
2014-03-24
|
Disclosure verification of debt
|
Debt collection
|
|
Issue |
Disclosure verification of debt
|
Timely |
Yes
|
Company |
Asset Recovery Solutions, LLC
|
Product |
Debt collection
|
Sub Issue |
Right to dispute notice not received
|
Sub Product |
Credit card
|
Date Received |
2014-03-24
|
Submitted Via |
Phone
|
Company Response |
Closed
|
Consumer Disputed |
Yes
|
Date Sent To Company |
2014-03-31
|
Consumer Consent Provided |
N/A
|
|
5991106
|
2022-09-17
|
Attempts to collect debt not owed
|
Debt collection
|
|
Issue |
Attempts to collect debt not owed
|
Timely |
Yes
|
Company |
Asset Recovery Solutions, LLC
|
Product |
Debt collection
|
Sub Issue |
Debt is not yours
|
Sub Product |
Credit card debt
|
Date Received |
2022-09-17
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2022-09-17
|
Consumer Consent Provided |
Consent not provided
|
|