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MLD MORTGAGE INC.

Company Details

Name: MLD MORTGAGE INC.
Jurisdiction: New York
Legal type: FOREIGN BUSINESS CORPORATION
Status: Active
Date of registration: 26 Feb 2002 (23 years ago)
Entity Number: 2735320
ZIP code: 07932
County: New York
Place of Formation: New Jersey
Address: 30B VREELAND RD STE 200 & 220, FLORHAM PARK, Florham Park, NJ, United States, 07932
Principal Address: 30 B VREELAND RD, Suite 200 & 220, FLORHAM PARK, NJ, United States, 07932

Chief Executive Officer

Name Role Address
GARY DEAR Chief Executive Officer 30 B VREELAND RD, SUITE 200 & 220, FLORHAM PARK, NJ, United States, 07932

DOS Process Agent

Name Role Address
C/O CORPORATION SERVICE COMPANY DOS Process Agent 30B VREELAND RD STE 200 & 220, FLORHAM PARK, Florham Park, NJ, United States, 07932

History

Start date End date Type Value
2024-02-19 2024-02-19 Address 30 B VREELAND RD, SUITE 200 & 220, FLORHAM PARK, NJ, 07932, USA (Type of address: Chief Executive Officer)
2024-02-19 2024-02-19 Address 30 B VREELAND RD, 3RD FLOOR, FLORHAM PARK, NJ, 07932, USA (Type of address: Chief Executive Officer)
2023-04-27 2023-04-27 Address 30 B VREELAND RD, SUITE 200 & 220, FLORHAM PARK, NJ, 07932, USA (Type of address: Chief Executive Officer)
2023-04-27 2024-02-19 Address 30 B VREELAND RD, SUITE 200 & 220, FLORHAM PARK, NJ, 07932, USA (Type of address: Chief Executive Officer)
2023-04-27 2023-04-27 Address 30 B VREELAND RD, 3RD FLOOR, FLORHAM PARK, NJ, 07932, USA (Type of address: Chief Executive Officer)
2023-04-27 2024-02-19 Address 80 STATE STREET, ALBANY, NY, 12207, 2543, USA (Type of address: Service of Process)
2023-04-27 2024-02-19 Address 30 B VREELAND RD, 3RD FLOOR, FLORHAM PARK, NJ, 07932, USA (Type of address: Chief Executive Officer)
2011-05-02 2023-04-27 Address 283 WASHINGTON AVENUE, ALBANY, NY, 12206, USA (Type of address: Service of Process)
2004-12-02 2023-04-27 Address 30 B VREELAND RD, 3RD FLOOR, FLORHAM PARK, NJ, 07932, USA (Type of address: Chief Executive Officer)
2004-03-25 2004-12-02 Address 2333 MORRIS AVE, STE A-2, UNION, NJ, 07083, USA (Type of address: Principal Executive Office)

Filings

Filing Number Date Filed Type Effective Date
240219000715 2024-02-19 BIENNIAL STATEMENT 2024-02-19
230427000212 2023-04-26 CERTIFICATE OF CHANGE BY ENTITY 2023-04-26
220310000286 2022-03-10 BIENNIAL STATEMENT 2022-02-01
140408002491 2014-04-08 BIENNIAL STATEMENT 2014-02-01
120213002716 2012-02-13 BIENNIAL STATEMENT 2012-02-01
110502000883 2011-05-02 CERTIFICATE OF CHANGE 2011-05-02
100128002106 2010-01-28 BIENNIAL STATEMENT 2010-02-01
080214003463 2008-02-14 BIENNIAL STATEMENT 2008-02-01
060306003331 2006-03-06 BIENNIAL STATEMENT 2006-02-01
041202002646 2004-12-02 BIENNIAL STATEMENT 2004-02-01

CFPB Complaint

Complaint Id Date Received Issue Product
2996361 2018-08-20 Applying for a mortgage or refinancing an existing mortgage Mortgage
Issue Applying for a mortgage or refinancing an existing mortgage
Timely Yes
Company MLD MORTGAGE INC
Product Mortgage
Sub Product FHA mortgage
Date Received 2018-08-20
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2018-08-20
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Complaint What Happened MLD MORTGAGE, NJ ... " XXXX XXXX XXXX '' In XX/XX/2018 I engaged in the mortgage process for a home we have been living in. Everything went well then, of course. Credit, income, employment, etc ... Was approved in its entirety. XX/XX/XXXX I received a commitment letter and email stating that I was fully approved. The company between the commitment letter I received and XXXX had a " walk out '' that included several higher up employees, due to mal-practice if you will. I was told not to worry my loan would be handled accordingly. So I stayed with them, trusting I would be sitting at the closing table soon. Come XX/XX/2018 I received an email stating they are sorry but my loan had been denied. How could it be denied if there was commitment and full approval. They proceed to explain that its because even though I have been XXXX XXXX for XXXX ', my recent switch to XXXX XXXX XXXX XXXX was part of the reason. Also my income ... Even though after expense I have more than doubled my income from prior years. My credit score went up since I applied for said mortgage. They declined me on false reasoning and was told it would be placed on the uppers deck for further inside investigation. Well now I'm here. And I will tell you all to steer far clear of this mortgage company.
Consumer Consent Provided Consent provided
3870278 2020-09-29 Applying for a mortgage or refinancing an existing mortgage Mortgage
Issue Applying for a mortgage or refinancing an existing mortgage
Timely Yes
Company MLD MORTGAGE INC
Product Mortgage
Sub Product Conventional home mortgage
Date Received 2020-09-29
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2020-10-09
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Consumer Consent Provided Consent not provided
3925933 2020-10-29 Applying for a mortgage or refinancing an existing mortgage Mortgage
Issue Applying for a mortgage or refinancing an existing mortgage
Timely Yes
Company MLD MORTGAGE INC
Product Mortgage
Sub Product Conventional home mortgage
Date Received 2020-10-29
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2020-11-02
Complaint What Happened This complain is in reference to previously filed complain with CFPB and it's response provided by the mortgage lender. Refer to Previously filed complain # XXXX. Based on above reference complain #, the company has accepted their failure to provide a loan estimate which is violation to Frank-Dodd Mortgage Lending Rules. In the MDL Mortgage dba The Money Store response, they are failed to response fair resolution to the issue. As a fair resolution, following were asked. CFPB and any governing agency must hold MLD Mortgage dba The Money Store responsible to honor following resolution. 1. MLD offered 2.5 % interest rate and did not honored caused me to lock in rates higher than 2.5 %. Company must pay the difference in interest rate for the life of the mortgage. 2. Company should not be allow for such gimmicks in their lending practices. CFPB must take appropriate action against the MLD. 3. Fair compensation must be paid for the mental stress & aggravations created by MLD in last few months.
Consumer Consent Provided Consent provided
700215 2014-02-06 Application, originator, mortgage broker Mortgage
Issue Application, originator, mortgage broker
Timely Yes
Company MLD MORTGAGE INC
Product Mortgage
Sub Product Other mortgage
Date Received 2014-02-06
Submitted Via Referral
Company Response Closed
Consumer Disputed No
Date Sent To Company 2014-02-07
Consumer Consent Provided N/A

Date of last update: 30 Mar 2025

Sources: New York Secretary of State