|
11579993
|
2025-01-16
|
Credit monitoring or identity theft protection services
|
Credit reporting or other personal consumer reports
|
|
| Issue |
Credit monitoring or identity theft protection services
|
| Timely |
Yes
|
| Company |
Amsher Collection Services, Inc.
|
| Product |
Credit reporting or other personal consumer reports
|
| Sub Issue |
Billing dispute for services
|
| Sub Product |
Credit reporting
|
| Date Received |
2025-01-16
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2025-01-28
|
| Company Public Response |
Company believes it acted appropriately as authorized by contract or law
|
| Complaint What Happened |
Someone use my name for Fraud on my credit report. This is the collection company AMSHER COLLECTION SERVICES / XXXX XXXX This is the amount {$1300.00} and date XX/XX/year> they also used use this address that is not mine on my credit report for all XXXX credit companys XXXX XXXX XXXX XXXX Fl XXXX I
|
| Consumer Consent Provided |
Consent provided
|
|
|
11547964
|
2025-01-15
|
Attempts to collect debt not owed
|
Debt collection
|
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
Yes
|
| Company |
Amsher Collection Services, Inc.
|
| Product |
Debt collection
|
| Sub Issue |
Debt is not yours
|
| Sub Product |
I do not know
|
| Date Received |
2025-01-15
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2025-01-15
|
| Company Public Response |
Company believes it acted appropriately as authorized by contract or law
|
| Complaint What Happened |
I am disputing a debt with AmSher Collection Services and requested full validation of this debt under the Fair Debt Collection Practices Act ( FDCPA ), as allowed by 15 USC 1692g Sec. 809. I formally requested detailed documentation to prove the validity of this debt, including a copy of the original agreement, itemized statements showing any additional fees, and proof that AmSher Collection Services has the authority to collect this debt on behalf of the creditor. Despite my request, I have not received adequate validation documentation as required by law, and they have continued collection efforts. Additionally, if this debt is reported to the credit bureaus, I am concerned that it may appear as inaccurate information on my credit report, potentially violating the Fair Credit Reporting Act ( FCRA ). Any attempt to report this debt without validation would not only be misleading but also an infringement of my rights under both the FDCPA and FCRA. I am filing this complaint to request assistance from the CFPB in ensuring that AmSher Collection Services provides full validation documentation before any further collection efforts or reporting to credit bureaus continue.
|
| Consumer Consent Provided |
Consent provided
|
|
|
11298559
|
2024-12-27
|
False statements or representation
|
Debt collection
|
|
| Issue |
False statements or representation
|
| Timely |
Yes
|
| Company |
Amsher Collection Services, Inc.
|
| Product |
Debt collection
|
| Sub Issue |
Attempted to collect wrong amount
|
| Sub Product |
Telecommunications debt
|
| Date Received |
2024-12-27
|
| Submitted Via |
Phone
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2024-12-27
|
| Company Public Response |
Company believes it acted appropriately as authorized by contract or law
|
| Consumer Consent Provided |
N/A
|
|
|
11088899
|
2024-12-09
|
Incorrect information on your report
|
Credit reporting or other personal consumer reports
|
|
| Issue |
Incorrect information on your report
|
| Timely |
Yes
|
| Company |
Amsher Collection Services, Inc.
|
| Product |
Credit reporting or other personal consumer reports
|
| Sub Issue |
Account information incorrect
|
| Sub Product |
Credit reporting
|
| Date Received |
2024-12-09
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2024-12-09
|
| Company Public Response |
Company believes it acted appropriately as authorized by contract or law
|
| Consumer Consent Provided |
Consent not provided
|
|
|
11070491
|
2024-12-07
|
Incorrect information on your report
|
Credit reporting or other personal consumer reports
|
|
| Issue |
Incorrect information on your report
|
| Timely |
Yes
|
| Company |
Amsher Collection Services, Inc.
|
| Product |
Credit reporting or other personal consumer reports
|
| Sub Issue |
Information belongs to someone else
|
| Sub Product |
Credit reporting
|
| Date Received |
2024-12-07
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2024-12-07
|
| Company Public Response |
Company believes it acted appropriately as authorized by contract or law
|
| Complaint What Happened |
XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX AMSHER Collection Services account number : XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXXXXXX Subject : Cease and Desist Request Alleged Debt Dear AMSHER Collection Services, I, XXXX XXXX , am requesting that you cease all communication with me regarding the alleged debt, pursuant to theFair Debt Collection Practices Act ( 15 U.S.C. 1692c ( c ) ). Under this law, you must stop contacting me except to confirm the cessation of collection efforts or to notify me of legal action.
I also remind you of your obligations under15 U.S.C. 1692to avoid any unfair, deceptive, or abusive practices. Failure to comply with this request may result in complaints to theConsumer Financial Protection Bureau ( CFPB ) or legal action.
As of the date of this letter : 1. I do not acknowledge the validity of the alleged debt.
2. You are instructed to stop all communication with me immediately. ( that also includes credit reporting ) The only communications I will accept moving forward are : Written confirmation that you have ceased collection efforts.
Notification of any legal actions you intend to take.
Please confirm receipt of this letter and compliance within15 business days.
Sincerely, XXXX XXXX
|
| Consumer Consent Provided |
Consent provided
|
|
|
11116349
|
2024-12-11
|
Attempts to collect debt not owed
|
Debt collection
|
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
Yes
|
| Company |
Amsher Collection Services, Inc.
|
| Product |
Debt collection
|
| Sub Issue |
Debt was paid
|
| Sub Product |
Telecommunications debt
|
| Date Received |
2024-12-11
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2024-12-11
|
| Company Public Response |
Company believes it acted appropriately as authorized by contract or law
|
| Complaint What Happened |
On XX/XX/year> I called the company XXXX to notify that I was going to move to a different address and I no longer needed their services. I agreed on paying my current bill on that same moment over the phone to avoid paying for a new bill cycle. The agent took my payment and send an email confirmation of my payment and service termination. I was informed everything was all set and cleared and all I had to do was return their equipment, which I did before their due date.
On XXXX I started receiving phone calls and text messages stating that that I had a debt for which I thought were scammers because whenever I answered they would hang up on me. I contacted them ( XXXX XXXX ) and asked what was the debt about and they informed me it was a XXXX XXXX service unpaid bill. They took my complaint report and informed me to wait for a response. Now my debt has been sent to collection ( amsher collections services inc ) and reported on my credit.
|
| Consumer Consent Provided |
Consent provided
|
|
|
11067917
|
2024-12-07
|
Incorrect information on your report
|
Credit reporting or other personal consumer reports
|
|
| Issue |
Incorrect information on your report
|
| Timely |
Yes
|
| Company |
Amsher Collection Services, Inc.
|
| Product |
Credit reporting or other personal consumer reports
|
| Sub Issue |
Personal information incorrect
|
| Sub Product |
Credit reporting
|
| Date Received |
2024-12-07
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2024-12-07
|
| Company Public Response |
Company believes it acted appropriately as authorized by contract or law
|
| Complaint What Happened |
XXXX credit report shows collection notice from collection agency. I Identified the source of the claim. The claimant ( Spectrum ) had my Name on the account, they had wrong address, wrong SS #, Wrong Email, Wrong telephone and wrong DOB.
My initial complaint was with XXXX, XXXX responded stating " XXXX has completed its investigation, including contacting the furnisher of the information, where applicable.
A summary of the results are listed below : Collection : AMSHER COLLECTION SERVICES WE VERIFIED THAT THE ITEM IS YOURS. THE FOLLOWING FIELDS HAVE BEEN MODIFIED : ADDITIONAL INFORMATION '' So, I am refiling my complaint against AMSHER Collection Services. I initially contacted them and was told all information was from XXXX.
|
| Consumer Consent Provided |
Consent provided
|
|
|
11343804
|
2025-01-01
|
Took or threatened to take negative or legal action
|
Debt collection
|
|
| Issue |
Took or threatened to take negative or legal action
|
| Timely |
Yes
|
| Company |
Amsher Collection Services, Inc.
|
| Product |
Debt collection
|
| Sub Issue |
Threatened or suggested your credit would be damaged
|
| Sub Product |
I do not know
|
| Date Received |
2025-01-01
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2025-01-01
|
| Company Public Response |
Company believes it acted appropriately as authorized by contract or law
|
| Consumer Consent Provided |
Consent not provided
|
|
|
11238735
|
2024-12-21
|
Written notification about debt
|
Debt collection
|
|
| Issue |
Written notification about debt
|
| Timely |
Yes
|
| Company |
Amsher Collection Services, Inc.
|
| Product |
Debt collection
|
| Sub Issue |
Didn't receive enough information to verify debt
|
| Sub Product |
I do not know
|
| Date Received |
2024-12-21
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2024-12-21
|
| Company Public Response |
Company believes it acted appropriately as authorized by contract or law
|
| Consumer Consent Provided |
Consent not provided
|
|
|
11042807
|
2024-12-05
|
Attempts to collect debt not owed
|
Debt collection
|
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
Yes
|
| Company |
Amsher Collection Services, Inc.
|
| Product |
Debt collection
|
| Sub Issue |
Debt was result of identity theft
|
| Sub Product |
Telecommunications debt
|
| Date Received |
2024-12-05
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2024-12-09
|
| Company Public Response |
Company believes it acted appropriately as authorized by contract or law
|
| Complaint What Happened |
Fraudulent accounts was opened under my name in the past without my authorization or knowledge and they are now being reported on my credit report like new ones. I am unaware of this account.
|
| Consumer Consent Provided |
Consent provided
|
|
|
11071164
|
2024-12-08
|
Attempts to collect debt not owed
|
Debt collection
|
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
Yes
|
| Company |
Amsher Collection Services, Inc.
|
| Product |
Debt collection
|
| Sub Issue |
Debt is not yours
|
| Sub Product |
Telecommunications debt
|
| Date Received |
2024-12-08
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2024-12-08
|
| Company Public Response |
Company believes it acted appropriately as authorized by contract or law
|
| Consumer Consent Provided |
Consent not provided
|
|
|
7546673
|
2023-09-13
|
False statements or representation
|
Debt collection
|
|
| Issue |
False statements or representation
|
| Timely |
Yes
|
| Company |
Amsher Collection Services, Inc.
|
| Product |
Debt collection
|
| Sub Issue |
Attempted to collect wrong amount
|
| Sub Product |
Telecommunications debt
|
| Date Received |
2023-09-13
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2023-09-13
|
| Company Public Response |
Company believes it acted appropriately as authorized by contract or law
|
| Complaint What Happened |
I have a situation with an oldXXXX account which was falselyreported as a derogatory mark on my credit report.
I had closed my account with XXXX in XXXX and transferred all my numbers to XXXX ( or so I thought ). XXXX was supposed to close and transfer all lines to XXXX as requested but kept their " Free '' service line that I received years prior ; on the original XXXXXXXX account and continued charging me which I did not know they were doing as my XXXX account was on auto pay. After months of paying I see a charge from them on XXXX XXXX XXXX '' a money managing app that notifies me of all charges per week. Upon further investigation I realized I was being charged months after " closing '' my XXXX account. I contacted XXXX there after and explained the situation in which they took ownership of the mistake and refunded the money they took.
A month after I realized the account was not closed AGAIN and they took money from my account and I had to contact XXXX XXXX XXXX to block XXXX from deducting funds from my account. I contacted XXXX once again and they took ownership of the " auto billing error '' and refunded the funds that they took and assured me that the account was fully closed as previously requested.
This past week in XXXX I saw a derogatory credit report via XXXX XXXX XXXX stating I owed {$310.00}. After further investigation I was told it was from XXXX which is completely false because I do not owe any money towards XXXX. Take note ; no calls, letters & emails were sent saying I " owed '' during these months. Instead they just put a derogatory mark on my credit which is completely false. I contacted XXXX yesterday afternoon very very livid and extremely upset ( which I completely should be ) and explained the situation. The customer service personnel put me on hold after reading all the account notes on my account and stated that he would need to contact the financial department for investigation. After waiting on hold for a few minutes the phone disconnected and I never received a call back.
Today I searched online for assistance via XXXX for people that had similar experiences with poor practices from major companies. I was recommended to report XXXX to FCC, XXXX XXXX XXXX XXXX which I recentlydid ) and to also email yourself because speaking directly to XXXX customer service is getting me nowhere and I am feeling like I am being lied to via phone and have been giving the " run around '' throughout these months. The icing on the cake is the billing department actually submitted a complete false report onto my credit report which should be illegal on their part.
|
| Consumer Consent Provided |
Consent provided
|
|
|
6609164
|
2023-02-23
|
Written notification about debt
|
Debt collection
|
|
| Issue |
Written notification about debt
|
| Timely |
Yes
|
| Company |
Amsher Collection Services, Inc.
|
| Product |
Debt collection
|
| Sub Issue |
Didn't receive notice of right to dispute
|
| Sub Product |
Other debt
|
| Date Received |
2023-02-23
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2023-02-23
|
| Company Public Response |
Company believes it acted appropriately as authorized by contract or law
|
| Complaint What Happened |
Hi, According to the Fair Debt Collection Practice Amsher Collection Services IncXXXX are in direct violation of the following : 809. Validation of debts ( a ) Notice of debt ; contents Within five days after the initial communication with a consumer in connection with the collection of any debt, a debt collector shall, unless the following information is contained in the initial communication or the consumer has paid the debt, send the consumer a written notice containing -- ( 1 ) the amount of the debt ; ( 2 ) the name of the creditor to whom the debt is owed ; ( 3 ) a statement that unless the consumer, within thirty days after receipt of the notice, disputes the validity of the debt, or any portion thereof, the debt will be assumed to be valid by the debt collector ; ( 4 ) a statement that if the consumer notifies the debt collector in writing within the thirty-day period that the debt, or any portion thereof, is disputed, the debt collector will obtain verification of the debt or a copy of a judgment against the consumer and a copy of such verification or judgment will be mailed to the consumer by the debt collector ; and ( 5 ) a statement that, upon the consumer 's written request within the thirty-day period, the debt collector will provide the consumer with the name and address of the original creditor, if different from the current creditor and Validation of Debts - 12 CFR 1006.34 AND 1006.38 The debt collector must provide the consumer with validation information in a clear and conspicuous form in the initial communication or within five days of the initial communication. Amsher Collection Services Inc. has failed to provide validation information such as, - The debt collector communication disclosure required by 12 CFR 1006.34c1 - The information about the debt required by 12 CFR 1006.34c2- The information about the consumer protections required by 12 CFR 1006.34c3 - The consumer response information required by 12 CFR 1006.34c4 Amsher Collection Services Inc is in direct violation of Consumer Law 15 USC 6802 ( a ) and 15 USC 6802 ( b ) which states : ( a ) Notice requirements Except as otherwise provided in this subchapter, a financial institution may not, directly or through any affiliate, disclose to a nonaffiliated third party any nonpublic personal information, unless such financial institution provides or has provided to the consumer a notice that complies with section 6803 of this title. ( b ) Opt out ( 1 ) In general A financial institution may not disclose nonpublic personal information to a nonaffiliated third party unless ( A ) such financial institution clearly and conspicuously discloses to the consumer, in writing or in electronic form or other form permitted by the regulations prescribed under section 6804 of this title, that such information may be disclosed to such third party ; ( B ) the consumer is given the opportunity, before the time that such information is initially disclosed, to direct that such information not be disclosed to such third party ; and ( C ) the consumer is given an explanation of how the consumer can exercise that nondisclosure option. Amsher Collection Services Inc. has never contacted nor attempted to contact me in any way.
|
| Consumer Consent Provided |
Consent provided
|
|
|
6340926
|
2022-12-19
|
Written notification about debt
|
Debt collection
|
|
| Issue |
Written notification about debt
|
| Timely |
No
|
| Company |
Amsher Collection Services, Inc.
|
| Product |
Debt collection
|
| Sub Issue |
Didn't receive enough information to verify debt
|
| Sub Product |
Other debt
|
| Date Received |
2022-12-19
|
| Submitted Via |
Phone
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2022-12-19
|
| Company Public Response |
Company believes it acted appropriately as authorized by contract or law
|
| Consumer Consent Provided |
N/A
|
|
|
6522700
|
2023-02-05
|
Improper use of your report
|
Credit reporting, credit repair services, or other personal consumer reports
|
|
| Issue |
Improper use of your report
|
| Timely |
Yes
|
| Company |
Amsher Collection Services, Inc.
|
| Product |
Credit reporting, credit repair services, or other personal consumer reports
|
| Sub Issue |
Reporting company used your report improperly
|
| Sub Product |
Credit reporting
|
| Date Received |
2023-02-05
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2023-02-05
|
| Company Public Response |
Company believes it acted appropriately as authorized by contract or law
|
| Consumer Consent Provided |
Consent not provided
|
|
|
7295284
|
2023-07-25
|
Problem with a credit reporting company's investigation into an existing problem
|
Credit reporting, credit repair services, or other personal consumer reports
|
|
| Issue |
Problem with a credit reporting company's investigation into an existing problem
|
| Timely |
Yes
|
| Company |
Amsher Collection Services, Inc.
|
| Product |
Credit reporting, credit repair services, or other personal consumer reports
|
| Sub Issue |
Their investigation did not fix an error on your report
|
| Sub Product |
Credit reporting
|
| Date Received |
2023-07-25
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2023-07-25
|
| Company Public Response |
Company believes it acted appropriately as authorized by contract or law
|
| Consumer Consent Provided |
Consent not provided
|
|
|
6784885
|
2023-04-02
|
Took or threatened to take negative or legal action
|
Debt collection
|
|
| Issue |
Took or threatened to take negative or legal action
|
| Timely |
Yes
|
| Company |
Amsher Collection Services, Inc.
|
| Product |
Debt collection
|
| Sub Issue |
Threatened or suggested your credit would be damaged
|
| Sub Product |
Other debt
|
| Date Received |
2023-04-02
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2023-04-02
|
| Company Public Response |
Company believes it acted appropriately as authorized by contract or law
|
| Complaint What Happened |
I am aware that according to article 9, the assignment of a defaulted Alleged debt is illegal. Both the assignee and the assigned are both liable for violations under 15 USC 1692 ( e ) ( 12 ). I am not validating any alleged debt with Amsher Collection services and my failure to dispute the validity of these alleged debts shall not be construed as an admission of liability. As of XXXX XX/XX/2023, I have not received any documentary evidence such as a trilateral contract giving Amsher Collection services any right to collect on this alleged debt. I have never received any documentation requesting validation from Amsher Collection services. If Amsher Collection services can not provide me with proof such as a tracking number that they attempted to lawfully validate this alleged debt with me, the consumer, prior to furnishing this on my consumer report, this has been a fraudulently furnished account with forethought and malice as an attempt to bring harm to me and my financial reputation. I am legally refusing to pay this alleged debt pursuant to 15 USC 1692 ( c ) ( c ). I am demanding a cease and desist of all illegal activities, any communication and collection activities of this and any alleged debt until Amsher Collection services can provide me with sufficient documentary evidence that I have any legal obligation to pay them. This consumer expects that this collection will be removed from the consumer credit report for all XXXX credit reporting agencies. If this documentary evidence can not be produced and Amsher Collection services continues its collection efforts ( which includes negative credit reporting ), I will file for litigation for actual damages caused and Amsher Collection services will be held criminally liable for aggravated identity theft pursuant to 18 USC 1028a, extortion, theft by deception, securities fraud and mail fraud. Upon receipt of the documents herein this notice, you are hereby notified pursuant UCC 1-202f. Your prompt attention and response are both requested and required.
|
| Consumer Consent Provided |
Consent provided
|
|
|
6210983
|
2022-11-16
|
Took or threatened to take negative or legal action
|
Debt collection
|
|
| Issue |
Took or threatened to take negative or legal action
|
| Timely |
Yes
|
| Company |
Amsher Collection Services, Inc.
|
| Product |
Debt collection
|
| Sub Issue |
Threatened or suggested your credit would be damaged
|
| Sub Product |
Other debt
|
| Date Received |
2022-11-16
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2022-12-08
|
| Complaint What Happened |
After being alerted by XXXX about a collections on my credit report, I called AMSHERE COLLECTION SERVICE at XXXX XXXX on XX/XX/2022 lasting for 11 minutes. Upon being directed to the XXXX department I was greeted by one of their representatives. I did not assume any direct responsibility for the debt but simply asked for information concerning the debt and if there was a pay for delete option. After, the representative said they did not offer such services I said I would need to think about it and call back. Part of the reason being I was not entirely sure about the details of the debt but considered paying in order to save my credit. The representative said to wait a minute and a second later, a man started speaking, and announced himself as the manager over-watching the trainees callhe did not announce his full name. Following this, he began to speak in a very aggressive tone and stated that the only reason I considered paying was because it was impacting my credit and that if I cared about my credit in his opinion and years of experience the best way to settle this was to not allow a bad matter get worse. If I were not to pay this now it it would have a detrimental impact on my credit. The quote mentioned above is almost verbatim what he said. If anyone were to review the call they will find that not only did he use an aggressive tone ( and I dont use that adjective easily ), he would not allow me to even get a single word out to explain the situation that the debt might not be mine. If I said any words he would just continue to shout above my voice and say that in his opinion, in order to prevent further harmful damage to my credit I should pay the debt that is owed and that once referred to as a settled account this will be better for my credit. The man continued to use an aggressive tone with me and I said that threatening me with credit repercussions and doing so in the aggressive tone of voice would not illicit a potentially invalid payment from me. After hearing my dispute he said regardless of your reaction of shock regarding the collection, the facts are the facts and this debt is yours. I said I did not want to continue this conversation and he said you can hang up now if thats the case. Afterwards I called back Amshere Collections XXXX department at XXXX XXXX, lasting 3 minutes, to collect the mans full name to file a complaint. His name is XXXX XXXX. I had no issues with the initial representative because she was kind and respectful. A simple review of the recorded phone call will certify my complaint. Thank you for your time.
|
| Consumer Consent Provided |
Consent provided
|
|
|
6295543
|
2022-12-09
|
Improper use of your report
|
Credit reporting, credit repair services, or other personal consumer reports
|
|
| Issue |
Improper use of your report
|
| Timely |
Yes
|
| Company |
Amsher Collection Services, Inc.
|
| Product |
Credit reporting, credit repair services, or other personal consumer reports
|
| Sub Issue |
Credit inquiries on your report that you don't recognize
|
| Sub Product |
Credit reporting
|
| Date Received |
2022-12-09
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2022-12-09
|
| Company Public Response |
Company believes it acted appropriately as authorized by contract or law
|
| Complaint What Happened |
In accordance with fair credit reporting act XXXX XXXX XXXX XXXXXXXX had violated my rights 15 usc 1681 section 602 state I have the right to privacy 15 usc 1618 sections 604 a section 2 : also state a consumer reporting agency cos further a account without my written instructions 15 usc 1666b : A creditors may not tread a payment on a credit card account under an open end consumer credit plan as late for purpose
|
| Consumer Consent Provided |
Consent provided
|
|
|
5990220
|
2022-09-16
|
Attempts to collect debt not owed
|
Debt collection
|
|
| Tags |
Servicemember
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
Yes
|
| Company |
Amsher Collection Services, Inc.
|
| Product |
Debt collection
|
| Sub Issue |
Debt is not yours
|
| Sub Product |
Other debt
|
| Date Received |
2022-09-16
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2022-09-16
|
| Company Public Response |
Company believes it acted appropriately as authorized by contract or law
|
| Consumer Consent Provided |
Consent not provided
|
|
|
5868764
|
2022-08-11
|
Incorrect information on your report
|
Credit reporting, credit repair services, or other personal consumer reports
|
|
| Issue |
Incorrect information on your report
|
| Timely |
Yes
|
| Company |
Amsher Collection Services, Inc.
|
| Product |
Credit reporting, credit repair services, or other personal consumer reports
|
| Sub Issue |
Information belongs to someone else
|
| Sub Product |
Credit reporting
|
| Date Received |
2022-08-11
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2022-08-11
|
| Company Public Response |
Company believes it acted appropriately as authorized by contract or law
|
| Complaint What Happened |
On XXXX XXXX I was notified by XXXX monitoring service that a major derogatory report was detected. It was filed by a collection service- Amsher collection servicesXXXX XXXXXXXX ( XXXX XXXX. I contacted them and was told there were 2 accounts that went to collection from XXXX and they were in my name.These were not mine and contested them. They opened a fraud case # XXXX and are sending instruction on what I need to do. I was told that the first collection case was for {$230.00} ( case # XXXX ) the second was for {$2600.00} ( case # XXXX ). Suspect apparently used my name and XXXX XXXX XXXX, XXXX, XXXX as an address. ( not my address and I don't have a XXXX phone either ). This collection service never tried to contact, just file negative report! I will be filing a police report and have placed fraud alert with the 3 credit bureaus..
i
|
| Consumer Consent Provided |
Consent provided
|
|
|
6127140
|
2022-10-26
|
Took or threatened to take negative or legal action
|
Debt collection
|
|
| Issue |
Took or threatened to take negative or legal action
|
| Timely |
Yes
|
| Company |
Amsher Collection Services, Inc.
|
| Product |
Debt collection
|
| Sub Issue |
Threatened or suggested your credit would be damaged
|
| Sub Product |
Other debt
|
| Date Received |
2022-10-26
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2022-10-26
|
| Company Public Response |
Company believes it acted appropriately as authorized by contract or law
|
| Complaint What Happened |
Hello here are a few details about the debt collection.
I have been using XXXX XXXX service for the last 3 years or more, One morning a man stooped me and asked me to reconnect XXXX XXXX and I said their bill is higher but he said give me a good deal I responded I'm using XXXX can't cancel now than he said don't worry I send you equipment and whenever you feel good to install it and you will be charged from the time. So he sent that equipment box and I NEVER CONNECTED THE SERVICE and return the equipment box after a month, I couldn't return it because I was busy with my daily life, and they sent me the {$150.00} bill without using their single MB of internet. Which is unfair and their agent is a liar. I spoke to the XXXX many times about it but they just ignored my statement. I think they are doing wrong and hopefully CFPB will help me to remove this notice. Thankyou!
|
| Consumer Consent Provided |
Consent provided
|
|
|
5770505
|
2022-07-14
|
Attempts to collect debt not owed
|
Debt collection
|
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
Yes
|
| Company |
Amsher Collection Services, Inc.
|
| Product |
Debt collection
|
| Sub Issue |
Debt is not yours
|
| Sub Product |
I do not know
|
| Date Received |
2022-07-14
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2022-07-14
|
| Company Public Response |
Company believes it acted appropriately as authorized by contract or law
|
| Consumer Consent Provided |
Consent not provided
|
|
|
5757996
|
2022-07-11
|
Improper use of your report
|
Credit reporting, credit repair services, or other personal consumer reports
|
|
| Issue |
Improper use of your report
|
| Timely |
Yes
|
| Company |
Amsher Collection Services, Inc.
|
| Product |
Credit reporting, credit repair services, or other personal consumer reports
|
| Sub Issue |
Reporting company used your report improperly
|
| Sub Product |
Credit reporting
|
| Date Received |
2022-07-11
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2022-07-11
|
| Company Public Response |
Company believes it acted appropriately as authorized by contract or law
|
| Complaint What Happened |
am hereby requesting that you confirm the fact that I owe this debt as required by any applicable state and federal laws. Please contact the creditor to obtain verification.
In addition, under the provisions of state and federal Fair Debt Collection Practices Act ( FDCPA ), Fair Credit Reporting Act ( FCRA ), and related consumer statutes, I am hereby instructing you to cease collection of the debt while efforts are made to obtain verification. Until you resolve this error with the creditor, you should neither contact me nor anyone else except the creditor about this collection.
Furthermore, any reporting of this matter to credit reporting agencies is premature. Until you have investigated my dispute, you should not relay negative information to a credit reporting agency. If negative information has already been reported, you must notify the agency to remove said report until the investigative process is over so that my credit report remains accurate, or at the very least, my credit report should be updated to reflect my dispute.
Your next contact with me should be to either notice that the creditor has failed to provide verification of the debt and that the matter has been closed or that you believe that this debt is valid and are providing proof of my responsibility. If the former, please confirm that I am not being held responsible for the debt in writing and also that if the account has already been noted on my credit report, that you will contact the bureau ( s ) in question to have the account removed. If the latter, I expect that you will provide me with an explanation as to why you have decided not to remove this account from collections and a copy of all documents relevant to the debt such as the application, bills, records of communications and payments, and any other data that indicates my responsibility.
I am instructing you not to contact any third parties such as my employer, neighbors, friends or family members. In addition, you may not contact me by phone at work or at my home about this collection activity. All future correspondence should be sent to me in writing.
Please acknowledge that you have received this notice within 14 days.
|
| Consumer Consent Provided |
Consent provided
|
|
|
7958123
|
2023-12-07
|
Attempts to collect debt not owed
|
Debt collection
|
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
Yes
|
| Company |
Amsher Collection Services, Inc.
|
| Product |
Debt collection
|
| Sub Issue |
Debt is not yours
|
| Sub Product |
Credit card debt
|
| Date Received |
2023-12-07
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2023-12-07
|
| Company Public Response |
Company believes it acted appropriately as authorized by contract or law
|
| Complaint What Happened |
I noticed on XXXX of 2023 on my credit report had a collection debt from this agency. I am unaware and had no knowledge of this debt this was opened up fraudulently.
|
| Consumer Consent Provided |
Consent provided
|
|
|
7948062
|
2023-12-04
|
Improper use of your report
|
Credit reporting or other personal consumer reports
|
|
| Issue |
Improper use of your report
|
| Timely |
Yes
|
| Company |
Amsher Collection Services, Inc.
|
| Product |
Credit reporting or other personal consumer reports
|
| Sub Issue |
Reporting company used your report improperly
|
| Sub Product |
Credit reporting
|
| Date Received |
2023-12-04
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2023-12-07
|
| Company Public Response |
Company believes it acted appropriately as authorized by contract or law
|
| Consumer Consent Provided |
Consent not provided
|
|
|
4617328
|
2021-08-10
|
Written notification about debt
|
Debt collection
|
|
| Issue |
Written notification about debt
|
| Timely |
Yes
|
| Company |
Amsher Collection Services, Inc.
|
| Product |
Debt collection
|
| Sub Issue |
Didn't receive enough information to verify debt
|
| Sub Product |
Credit card debt
|
| Date Received |
2021-08-10
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2021-08-10
|
| Company Public Response |
Company believes it acted appropriately as authorized by contract or law
|
| Consumer Consent Provided |
Consent not provided
|
|
|
4643205
|
2021-08-18
|
Problem with a credit reporting company's investigation into an existing problem
|
Credit reporting, credit repair services, or other personal consumer reports
|
|
| Issue |
Problem with a credit reporting company's investigation into an existing problem
|
| Timely |
Yes
|
| Company |
Amsher Collection Services, Inc.
|
| Product |
Credit reporting, credit repair services, or other personal consumer reports
|
| Sub Issue |
Investigation took more than 30 days
|
| Sub Product |
Credit reporting
|
| Date Received |
2021-08-18
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2021-08-18
|
| Company Public Response |
Company believes it acted appropriately as authorized by contract or law
|
| Complaint What Happened |
I've been disputing this negative information on my credit report and I have not received any information regarding my dispute. Please investigate to remove immediately.
|
| Consumer Consent Provided |
Consent provided
|
|
|
4607370
|
2021-08-05
|
Incorrect information on your report
|
Credit reporting, credit repair services, or other personal consumer reports
|
|
| Issue |
Incorrect information on your report
|
| Timely |
Yes
|
| Company |
Amsher Collection Services, Inc.
|
| Product |
Credit reporting, credit repair services, or other personal consumer reports
|
| Sub Issue |
Information belongs to someone else
|
| Sub Product |
Credit reporting
|
| Date Received |
2021-08-05
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2021-08-05
|
| Company Public Response |
Company believes it acted appropriately as authorized by contract or law
|
| Complaint What Happened |
Amsher Collection is a fraudulent account on my credit I didnt open this account nor do I have any idea what this account is please remove this account from my credit
|
| Consumer Consent Provided |
Consent provided
|
|
|
3992143
|
2020-12-04
|
Written notification about debt
|
Debt collection
|
|
| Issue |
Written notification about debt
|
| Timely |
Yes
|
| Company |
Amsher Collection Services, Inc.
|
| Product |
Debt collection
|
| Sub Issue |
Didn't receive notice of right to dispute
|
| Sub Product |
Other debt
|
| Date Received |
2020-12-04
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2020-12-04
|
| Company Public Response |
Company believes it acted appropriately as authorized by contract or law
|
| Consumer Consent Provided |
Consent not provided
|
|
|
6898489
|
2023-04-28
|
Problem with a company's investigation into an existing issue
|
Credit reporting, credit repair services, or other personal consumer reports
|
|
| Issue |
Problem with a company's investigation into an existing issue
|
| Timely |
Yes
|
| Company |
Amsher Collection Services, Inc.
|
| Product |
Credit reporting, credit repair services, or other personal consumer reports
|
| Sub Issue |
Their investigation did not fix an error on your report
|
| Sub Product |
Other personal consumer report
|
| Date Received |
2023-04-28
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2023-04-28
|
| Company Public Response |
Company believes it acted appropriately as authorized by contract or law
|
| Complaint What Happened |
recently their was something that seen on my credit report that i didnt do or gave someone else permission to do so i reported this problem and the investigation came back accurate which is not right or possible because i NEVER sign up for something like that a day in my life and they telling me that i have they can check my banking because my bank card is the ONLY card that i use for any purchase that i make. i just feel like this is not fair because i wouldnt be doing so much if its something that i did that i didnt do and i want it off my credit because thats something i have to live with and thats not fair to me at all
|
| Consumer Consent Provided |
Consent provided
|
|
