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AMERICAN ADJUSTMENT BUREAU, INC.

Branch

Company Details

Name: AMERICAN ADJUSTMENT BUREAU, INC.
Jurisdiction: New York
Legal type: FOREIGN BUSINESS CORPORATION
Status: Active
Date of registration: 08 Sep 2003 (22 years ago)
Branch of: AMERICAN ADJUSTMENT BUREAU, INC., Connecticut (Company Number 0120990)
Entity Number: 2951064
ZIP code: 12207
County: New York
Place of Formation: Connecticut
Principal Address: 73 FIELD ST, WATERBURY, CT, United States, 06702
Address: 80 STATE STREET, ALBANY, NY, United States, 12207

Contact Details

Phone +1 203-574-4200

Agent

Name Role Address
CORPORATION SERVICE COMPANY Agent 80 STATE STREET, ALBANY, NY, 12207

Chief Executive Officer

Name Role Address
FRANK ANTHONY HEMMOCK Chief Executive Officer 73 FIELD ST, WATERBURY, CT, United States, 06702

DOS Process Agent

Name Role Address
C/O CORPORATION SERVICE COMPANY DOS Process Agent 80 STATE STREET, ALBANY, NY, United States, 12207

Licenses

Number Status Type Date End date
2104955-DCA Inactive Business 2022-04-01 2023-01-31
1155106-DCA Inactive Business 2003-10-30 2023-01-31

History

Start date End date Type Value
2023-09-05 2023-09-05 Address 73 FIELD ST, WATERBURY, CT, 06702, USA (Type of address: Chief Executive Officer)
2022-01-14 2023-09-05 Address 80 STATE STREET, ALBANY, NY, 12207, 2543, USA (Type of address: Registered Agent)
2022-01-14 2022-01-14 Address 73 FIELD ST, WATERBURY, CT, 06702, USA (Type of address: Chief Executive Officer)
2022-01-14 2023-09-05 Address 73 FIELD ST, WATERBURY, CT, 06702, USA (Type of address: Chief Executive Officer)
2022-01-14 2023-09-05 Address 80 STATE STREET, ALBANY, NY, 12207, USA (Type of address: Service of Process)
2018-11-14 2022-01-14 Address 80 STATE STREET, ALBANY, NY, 12207, 2543, USA (Type of address: Registered Agent)
2018-11-14 2022-01-14 Address 80 STATE STREET, ALBANY, NY, 12207, 2543, USA (Type of address: Service of Process)
2017-09-06 2022-01-14 Address 73 FIELD ST, WATERBURY, CT, 06702, USA (Type of address: Chief Executive Officer)
2017-09-06 2018-11-14 Address 73 FIELD ST, WATERBURY, CT, 06702, USA (Type of address: Service of Process)
2013-09-24 2017-09-06 Address 73 FIELD ST, WATERBURY, CT, 06702, USA (Type of address: Principal Executive Office)

Filings

Filing Number Date Filed Type Effective Date
230905002062 2023-09-05 BIENNIAL STATEMENT 2023-09-01
220114001278 2022-01-14 AMENDMENT TO BIENNIAL STATEMENT 2022-01-14
210901001010 2021-09-01 BIENNIAL STATEMENT 2021-09-01
190903060170 2019-09-03 BIENNIAL STATEMENT 2019-09-01
181114000413 2018-11-14 CERTIFICATE OF CHANGE 2018-11-14
170906006880 2017-09-06 BIENNIAL STATEMENT 2017-09-01
150901006351 2015-09-01 BIENNIAL STATEMENT 2015-09-01
130924006098 2013-09-24 BIENNIAL STATEMENT 2013-09-01
121101000642 2012-11-01 CERTIFICATE OF CHANGE 2012-11-01
110926002116 2011-09-26 BIENNIAL STATEMENT 2011-09-01

Fine And Fees

Fee Sequence Id Fee type Status Date Amount Description
3586889 RENEWAL INVOICED 2023-01-24 150 Debt Collection Agency Renewal Fee
3434705 LICENSE INVOICED 2022-04-01 75 Debt Collection License Fee
3289027 RENEWAL INVOICED 2021-01-28 150 Debt Collection Agency Renewal Fee
2949535 RENEWAL INVOICED 2018-12-20 150 Debt Collection Agency Renewal Fee
2507493 RENEWAL INVOICED 2016-12-08 150 Debt Collection Agency Renewal Fee
1935318 RENEWAL INVOICED 2015-01-08 150 Debt Collection Agency Renewal Fee
616078 RENEWAL INVOICED 2012-12-27 150 Debt Collection Agency Renewal Fee
616080 CNV_TFEE INVOICED 2010-11-15 3 WT and WH - Transaction Fee
616079 RENEWAL INVOICED 2010-11-15 150 Debt Collection Agency Renewal Fee
616081 CNV_TFEE INVOICED 2008-11-03 3 WT and WH - Transaction Fee

CFPB Complaint

Complaint Id Date Received Issue Product
12002073 2025-02-09 Problem with a company's investigation into an existing problem Credit reporting or other personal consumer reports
Issue Problem with a company's investigation into an existing problem
Timely Yes
Company AMERICAN ADJUSTMENT BUREAU,INC.
Product Credit reporting or other personal consumer reports
Sub Issue Their investigation did not fix an error on your report
Sub Product Credit reporting
Date Received 2025-02-09
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2025-02-09
Company Public Response Company believes complaint caused principally by actions of third party outside the control or direction of the company
Consumer Consent Provided Consent not provided
6879555 2023-04-24 False statements or representation Debt collection
Issue False statements or representation
Timely Yes
Company AMERICAN ADJUSTMENT BUREAU,INC.
Product Debt collection
Sub Issue Attempted to collect wrong amount
Sub Product Medical debt
Date Received 2023-04-24
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2023-04-24
Complaint What Happened XXXX XXXX XXXX - XXXX XXXX NY XXXX XXXX XXXX XXXX XXXX XXXX is attempting to colled the amoutt of XXXX USD ( XXXX ) treatment of XXXX XXXX - XXXX - this service was not provided ( 2 ) Office visit - XXXX - visit lasted only 20 minutes, the amount is way too much ( 3 ) Also charged XXXX dollars for XXXX XXXX which was not provided, I bought my own ankle support I called the doctor 's office several times regarding the services and charges. They promised to look into the matter and never replied.
Consumer Consent Provided Consent provided
3798594 2020-08-16 Incorrect information on your report Credit reporting, credit repair services, or other personal consumer reports
Issue Incorrect information on your report
Timely Yes
Company AMERICAN ADJUSTMENT BUREAU,INC.
Product Credit reporting, credit repair services, or other personal consumer reports
Sub Issue Information belongs to someone else
Sub Product Credit reporting
Date Received 2020-08-16
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2020-08-26
Complaint What Happened Recently, I received a copy of my credit report and found several inquiries and accounts on my credit report that were not opened by me. I don't have any knowledge of these accounts being open. They were opened fraudulently. I understand that under federal law, ( the Fair Credit Reporting Act. ) unauthorized inquiries, and fraudulent accounts shall not be allowed to be placed on my file unless I have approved it.The presence of these fraudulent accounts and inquiries on my credit report constitutes inaccurate information, which must be removed under the Fair Credit Reporting Act. Respondent, please have the following inquiries removed from my credit file immediately because I did not authorize them, these creditors do not possess my signature, on any documentation, conveying my authorization to inquiry for a loan, or a line of credit.
Consumer Consent Provided Consent provided
4083381 2021-01-21 Took or threatened to take negative or legal action Debt collection
Issue Took or threatened to take negative or legal action
Timely Yes
Company AMERICAN ADJUSTMENT BUREAU,INC.
Product Debt collection
Sub Issue Threatened or suggested your credit would be damaged
Sub Product Medical debt
Date Received 2021-01-21
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2021-01-21
Complaint What Happened I am hoping there is a way you might be able to help me. I have a collections against me for {$35.00}. This is on my credit report. I repeatedly have problems with this agency. This is the third time they have stated I owed {$35.00}. In the past I filed a dispute with the credit agency and the claim would be removed. This time however they did not. I called them last month and spoke with a gentleman. He went on to say I owed them hundreds of dollars from past depts. I have never been sued for any of this. He also informed me he did not know anything about a {$35.00}. charge on my credit report, therefore he could not help me. Is it at all possible that you could help me with this? Thank you.
Consumer Consent Provided Consent provided
595190 2013-11-13 Disclosure verification of debt Debt collection
Issue Disclosure verification of debt
Timely Yes
Company AMERICAN ADJUSTMENT BUREAU,INC.
Product Debt collection
Sub Issue Right to dispute notice not received
Sub Product Medical
Date Received 2013-11-13
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2013-11-14
Consumer Consent Provided N/A
3798596 2020-08-16 Incorrect information on your report Credit reporting, credit repair services, or other personal consumer reports
Issue Incorrect information on your report
Timely Yes
Company AMERICAN ADJUSTMENT BUREAU,INC.
Product Credit reporting, credit repair services, or other personal consumer reports
Sub Issue Information belongs to someone else
Sub Product Credit reporting
Date Received 2020-08-16
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2020-08-26
Complaint What Happened Recently, I received a copy of my credit report and found several inquiries and accounts on my credit report that were not opened by me. I don't have any knowledge of these accounts being open. They were opened fraudulently. I understand that under federal law, ( the Fair Credit Reporting Act. ) unauthorized inquiries, and fraudulent accounts shall not be allowed to be placed on my file unless I have approved it.The presence of these fraudulent accounts and inquiries on my credit report constitutes inaccurate information, which must be removed under the Fair Credit Reporting Act. Respondent, please have the following inquiries removed from my credit file immediately because I did not authorize them, these creditors do not possess my signature, on any documentation, conveying my authorization to inquiry for a loan, or a line of credit.
Consumer Consent Provided Consent provided
4229669 2021-03-19 Written notification about debt Debt collection
Issue Written notification about debt
Timely Yes
Company AMERICAN ADJUSTMENT BUREAU,INC.
Product Debt collection
Sub Issue Didn't receive enough information to verify debt
Sub Product Medical debt
Date Received 2021-03-19
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2021-03-19
Consumer Consent Provided Consent not provided
5329205 2022-03-16 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company AMERICAN ADJUSTMENT BUREAU,INC.
Product Debt collection
Sub Issue Debt is not yours
Sub Product Medical debt
Date Received 2022-03-16
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2022-03-16
Complaint What Happened I am writing to alert the Consumer Financial Protection Bureau of a collections company that is violating my rights and not using proper communication methods when showing up on my credit report. I need the CFPB office to please look into my case. This account has just popped up on my credit report without ever communicating to me. There was no written letter to me or calls to me so I can explain that they have the wrong person. They have recently just popped up on my credit report and I am not familiar with how they got my information or how they have my social security number. I do not owe this company and I Right now I am getting an alert on my credit karma and credit monitoring service saying my credit score has dropped tremendously. I can furnish the images of this alert showing the collections company. They are hurting me financially and this is a really big issue. To my understanding they must be compliant with laws and regulations that say they must write to the consumer within days of the first communication. They are using my credit to communicate with me yet they NEVER wrote to me before. If they don't write to me then how could they send me a right to dispute or explain my rights? Please review the original paperwork for this account. I request they send me a copy of this information to my address. I also request the original contract showing my signature long with all other pages of the original agreement. I am suffering damages because of this error. I have been a victim of ID theft before and I monitor my financial affairs very closely. To me this seems like an instance of debt parking that I read about on the FTC website. The Federal Trade Commission has taken action against debt collection companies that allegedly placed bogus or highly questionable debts onto consumers credit reports to coerce them to pay the debts. They label this as DEBT PARKING. The Federal Trade Commission recently took action against a Missouri collection company and its owners, alleging that they collected more than {$24.00} XXXX from consumers, largely by placing bogus or highly questionable debts on their credit reports. The defendants used this illegal debt parking to coerce people to pay debts they didnt owe or didnt recognize, XXXX XXXX XXXX XXXX of the F.T.C.s bureau of consumer protection XXXX said in prepared remarks about the agencys settlement with the company, XXXX XXXX XXXX XXXX I DO NOT HAVE ANY BUSINESS RELATIONSHIP WITH THIS COMPANY and I am concerned they have unethicality acquired my information and they are acting unethically with their debt collections. There is a process in law that protects consumers from these illegal actions. This account is lowering my credit score and if I am declined for anything, I will seek financial remedy by talking to an fdcpa lawyer.
Consumer Consent Provided Consent provided
3139086 2019-01-31 Written notification about debt Debt collection
Issue Written notification about debt
Timely Yes
Company AMERICAN ADJUSTMENT BUREAU,INC.
Product Debt collection
Sub Issue Didn't receive enough information to verify debt
Sub Product Medical debt
Date Received 2019-01-31
Submitted Via Postal mail
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2019-01-31
Consumer Consent Provided N/A
5278653 2022-03-02 Written notification about debt Debt collection
Issue Written notification about debt
Timely Yes
Company AMERICAN ADJUSTMENT BUREAU,INC.
Product Debt collection
Sub Issue Didn't receive enough information to verify debt
Sub Product I do not know
Date Received 2022-03-02
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2022-03-02
Consumer Consent Provided Consent not provided
2260821 2016-12-22 Disclosure verification of debt Debt collection
Issue Disclosure verification of debt
Timely Yes
Company AMERICAN ADJUSTMENT BUREAU,INC.
Product Debt collection
Sub Issue Not given enough info to verify debt
Sub Product Medical
Date Received 2016-12-22
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2016-12-22
Consumer Consent Provided Consent not provided

Date of last update: 29 Mar 2025

Sources: New York Secretary of State