11576043
|
2025-01-16
|
Incorrect information on your report
|
Credit reporting or other personal consumer reports
|
|
Issue |
Incorrect information on your report
|
Timely |
Yes
|
Company |
Selip & Stylianou, LLP
|
Product |
Credit reporting or other personal consumer reports
|
Sub Issue |
Account information incorrect
|
Sub Product |
Credit reporting
|
Date Received |
2025-01-16
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2025-01-16
|
|
11145234
|
2024-12-13
|
Took or threatened to take negative or legal action
|
Debt collection
|
|
Issue |
Took or threatened to take negative or legal action
|
Timely |
Yes
|
Company |
Selip & Stylianou, LLP
|
Product |
Debt collection
|
Sub Issue |
Sued you without properly notifying you of lawsuit
|
Sub Product |
Credit card debt
|
Date Received |
2024-12-13
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2024-12-13
|
|
11049883
|
2024-12-06
|
Threatened to contact someone or share information improperly
|
Debt collection
|
|
Issue |
Threatened to contact someone or share information improperly
|
Timely |
Yes
|
Company |
Selip & Stylianou, LLP
|
Product |
Debt collection
|
Sub Issue |
Contacted your employer
|
Sub Product |
Credit card debt
|
Date Received |
2024-12-06
|
Submitted Via |
Web
|
Company Response |
In progress
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2024-12-06
|
Complaint What Happened |
I have XXXX accounts in collections with Selip and Stylianou. On XX/XX/XXXX, the company sent a summons, as well as a complaint to my wife 's employer informing them of one of the debts. She contacted them where they then informed her she is not responsible for the debt, but a judgement had been filed against me for the one. She asked how, considering I hadn't been served and they said I had been. They then proceeded to tell my wife there was a bank levy against our bank account. My wife informed them she had used the account that day and nothing was wrong. She was placed on hold and when the rep came back, he confirmed there was indeed a bank restraint for {$1400.00} and it would stay that way unless she paid. On XX/XX/XXXX, I went to the bank and verified there was no bank restraint. They did inform me that on XX/XX/XXXX they received a balance inquiry from Selip and Stylianou. The bank informed them our balance on XX/XX/XXXX was {$1400.00} but no bank restraint was issued. My wife called back Selip and Styllianou asking to speak to a supervisor or compliance and was told they don't have a number and can't speak to anyone. They did apologize for sending the summons and complaint to her job but still refused to put anyone in charge on the line. She made them aware we spoke with the bank and there was no restraint. Selip and Stylianou told my wife she was wrong and there was a restraint. My wife set up payments being scared something else was going to happen. She paid them {$1000.00} down and scheduled XXXX more payments of {$1000.00}. We didnt pay our mortgage just to get this done with due to what we were told would happen if we didn't. We made the payments and during the time frame, reached out to the company numerous times to reach compliance. Each time, we were given a different answer on how they operate. One rep did state that compliance can be emailed by a rep at their office regarding a problem, but there was no point because they would not call me back. Upon finishing payments, I logged in online to get my settled in full letter. Upon logging in, I looked at the documents on file and saw the judgement information. The judgement was obtained under false pretenses. It stated the summons was given to my wife who was between XXXX years old, between XXXX in height and XXXX pounds. My wife is XXXX feet tall, XXXX XXXX XXXX, and XXXX pounds. Our last payment for the first account was on XX/XX/XXXX. On Saturday XX/XX/XXXX, a server showed up at my door for the second account. The company had been in contact with us and had our information but did not reach out regarding the second account, nor inform me a judgement was being filed. The summons is also dated XX/XX/XXXX which means they had the summons, never notified us during any of our conversations, and waited till i finished paying the one account to send someone to my home. I would've schedule payments. I had just paid the company {$3000.00}. On XX/XX/XXXX, my wife reached out to the company wanting to speak with compliance or someone in charge and the request was again denied. She called 4 different times and spoke to 4 different reps who got nasty with her and refused to put anyone else on the phone.
|
Consumer Consent Provided |
Consent provided
|
|
11305065
|
2024-12-28
|
Attempts to collect debt not owed
|
Debt collection
|
|
Issue |
Attempts to collect debt not owed
|
Timely |
Yes
|
Company |
Selip & Stylianou, LLP
|
Product |
Debt collection
|
Sub Issue |
Debt is not yours
|
Sub Product |
Credit card debt
|
Date Received |
2024-12-28
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2024-12-28
|
|
11344033
|
2025-01-01
|
Took or threatened to take negative or legal action
|
Debt collection
|
|
Issue |
Took or threatened to take negative or legal action
|
Timely |
Yes
|
Company |
Selip & Stylianou, LLP
|
Product |
Debt collection
|
Sub Issue |
Sued you without properly notifying you of lawsuit
|
Sub Product |
Credit card debt
|
Date Received |
2025-01-01
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2025-01-01
|
|
7902885
|
2023-11-25
|
Attempts to collect debt not owed
|
Debt collection
|
|
Issue |
Attempts to collect debt not owed
|
Timely |
Yes
|
Company |
Selip & Stylianou, LLP
|
Product |
Debt collection
|
Sub Issue |
Debt was result of identity theft
|
Sub Product |
Credit card debt
|
Date Received |
2023-11-25
|
Submitted Via |
Web
|
Company Response |
Closed with non-monetary relief
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2023-11-25
|
Complaint What Happened |
In early XXXX, I received a summons from the company Selip & Stylianou ( on behalf of XXXX XXXX ) for an amount owed of over {$12000.00} for a credit card opened in XX/XX/XXXX. I called XXXX to dispute the matter and was told that since they have a third party handling my account, I would have to go through them ( Selip & Stylianou ). I have since filed a dispute of the charges and filed a victim fraud claim with Selip & Stylianou, and as of this time awaiting to hear their investigation result. I have also filed a dispute of credit card report to XXXX and on XX/XX/XXXX received a letter stating a complete investigation which verified the accuracy of the credit score, upon which I called XXXX and was advised to file further disputes through FTC.
I contend that I am a victim of fraud and I did not open this credit card account with XXXX. I was unaware of any activity associated with the XXXXXXXX XXXX in question and I was not sent any credit statements or late payment warnings.
|
Consumer Consent Provided |
Consent provided
|
|
6463479
|
2023-01-20
|
Incorrect information on your report
|
Credit reporting, credit repair services, or other personal consumer reports
|
|
Issue |
Incorrect information on your report
|
Timely |
Yes
|
Company |
Selip & Stylianou, LLP
|
Product |
Credit reporting, credit repair services, or other personal consumer reports
|
Sub Issue |
Information is missing that should be on the report
|
Sub Product |
Credit reporting
|
Date Received |
2023-01-20
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2023-01-20
|
Consumer Consent Provided |
Consent not provided
|
|
6974971
|
2023-05-14
|
Attempts to collect debt not owed
|
Debt collection
|
|
Issue |
Attempts to collect debt not owed
|
Timely |
Yes
|
Company |
Selip & Stylianou, LLP
|
Product |
Debt collection
|
Sub Issue |
Debt was result of identity theft
|
Sub Product |
Credit card debt
|
Date Received |
2023-05-14
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2023-05-14
|
Complaint What Happened |
This is not my debt court papers were attach at my daughter door address in XXXX showing the date from XX/XX/XXXXXXXX to XXXX XXXX witch caused them embarrasment witch was completely unnecessary this could fall as a violation of harrasment, my address in XXXX was a different witch was in the XXXX & I have not live in XXXX since XXXX due to health problems I am person with XXXX and this is causing stress witch is not good for me.
this address I stop using for over 3 years caused mail theft it can easy be verify with the United States post office with my complaints.
|
Consumer Consent Provided |
Consent provided
|
|
6452359
|
2023-01-19
|
Attempts to collect debt not owed
|
Debt collection
|
|
Issue |
Attempts to collect debt not owed
|
Timely |
Yes
|
Company |
Selip & Stylianou, LLP
|
Product |
Debt collection
|
Sub Issue |
Debt was already discharged in bankruptcy and is no longer owed
|
Sub Product |
Credit card debt
|
Date Received |
2023-01-19
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2023-01-19
|
Complaint What Happened |
The original creditor was allegedly XXXX XXXXXXXX XXXX ( XXXX ) then XXXX and now Selip & Stylanou.
This collection has been dismissed, ceased & deceased because the status of limitation has expired as a matter of law. We have contacted XXXX to dismiss this matter to cease and desist this matter. Now it is been sold again to a new agency called : " Selip & Stylianou , LLP '' and we're asking you to cease & desist because this account is no longer a matter.
XXXX XXXX Account XXXX
|
Consumer Consent Provided |
Consent provided
|
|
10648374
|
2024-10-31
|
Took or threatened to take negative or legal action
|
Debt collection
|
|
Issue |
Took or threatened to take negative or legal action
|
Timely |
Yes
|
Company |
Selip & Stylianou, LLP
|
Product |
Debt collection
|
Sub Issue |
Threatened to sue you for very old debt
|
Sub Product |
Credit card debt
|
Date Received |
2024-10-31
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2024-10-31
|
Complaint What Happened |
Date not sure but the year was XXXX XXXX XXXX XXXX was notified that there was merchandise stolen from the lobby and they said nothing can be done about it I did speak to XXXX XXXX and was advised that they would handle it which they did and now in XXXX while trying to consolidate my credit cards and this open up and I did check the XXXX credit bureau and this didnt appear on my reports I contacted the collection agency several times and they said they would tell XXXX XXXX what happened for the last several years I am paying child support and my employer sent several letters to them and the collection agency was very uncooperative threatening me with the XXXX and said there was a court judgment which I had no knowledge of it if I did I would have appeared in court please help I can use some guidance with this matter
|
Consumer Consent Provided |
Consent provided
|
|
4923107
|
2021-11-17
|
False statements or representation
|
Debt collection
|
|
Issue |
False statements or representation
|
Timely |
Yes
|
Company |
Selip & Stylianou, LLP
|
Product |
Debt collection
|
Sub Issue |
Impersonated attorney, law enforcement, or government official
|
Sub Product |
Credit card debt
|
Date Received |
2021-11-17
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2021-11-17
|
Complaint What Happened |
On XX/XX/XXXX, I received a letter from a supposed law firm called Selip & Stylianou stating that they have a judgement against me for XXXX Plus, which they won in court for XXXXXXXX XXXX. ( I owe no one ). With that being said. I immediately call them because I never heard of nor have I had any communication with this company. I was then sent to their website where they claimed all communication between them and me were listed and documented. Upon opening these, and reading it I realized that they were being fraudulent. 1 : The address they had was an old address of mine from 12 years ago. Made me questioned if this is a legit debt, theyd have my current address on any legal forms. 2 : the letters stated that I was served in person by someone named XXXX XXXX license number XXXX. On XX/XX/XXXX at XXXX at this old address. The letter was a sworn affidavits by this server who claim to serve me, myself in person, and that XXXX XXXX saw me and handed said documents to me.
BUT, Thats impossible because I do not live there and have not lived there since XXXX. 3 : then there was the description of me. In this letter sworn by this person, I was approximately tall then short XXXX to XXXX ( youre either or, you can not be both. Nor can a person physically see you but gaged your height so drastically far apart. Does not make sense ), my age was unsure of and I supposedly have arm tattoos. Which I do not. I have no tattoos anywhere on my body. None! So, it is evidential that this company, if licensed, shameless practices fraud in order to get unsuspecting consumers to give them money. They lied about serving me, and then used fraudulent documents to obtain this judgement. This can not continue.
|
Consumer Consent Provided |
Consent provided
|
|
8168691
|
2024-01-18
|
Attempts to collect debt not owed
|
Debt collection
|
|
Issue |
Attempts to collect debt not owed
|
Timely |
Yes
|
Company |
Selip & Stylianou, LLP
|
Product |
Debt collection
|
Sub Issue |
Debt is not yours
|
Sub Product |
I do not know
|
Date Received |
2024-01-18
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2024-01-18
|
Complaint What Happened |
POSTED AT : XXXX XXXX XXXXXXXXXXXX XXXX XXXX. I am seeking a dismissal based on the organized fraud, fictional administration, betray the constitution, denied due process, discriminatory treatment, and deceptive business practices, rendered in this matter.
3. I, XXXX XXXX, the alleged defendant demand that this matter is dismissed with prejudice for the following reasons : 1. The alleged Plaintiff can not establish standing to sue.
2. There is no evidence that substantiates any jurisdiction in this matter.
3. There is no contract attached anywhere.
4. There is no Affidavit by or from the alleged Plaintiff anywhere.
5. There is no Verification of the lawsuit.
6. I have no business relation with the alleged Plaintiff Attorney XXXX, Attorney Registration No. XXXX, who is a NYS sanctioned for MISCONDUCT debt collector attorney. Please see exhibit 2. He is a stranger I have no business with. He is scamming the court system by acting as Plaintiff, Plaintiff owner, witness, attorney, injured party, and debt collector.
7. There is no valid complaint or summons in this matter. I have an expired statute of limitations Summons. The Summons was mailed to me after 120 days, it was allegedly filed XX/XX/, and was mailed to me XX/XX/, and received by mail XX/XX/. Such improper service is objected to and is over the 120 days SUMMONS statute of limitations. Please see the Plaintiff expired summons filed in this matter at exhibit 4. Please see the summons envelope showing the commencing of this expired summons lawsuit XX/XX/2023, at exhibit 3.
8. I have not been served any summons and complaint regarding this matter. There is no proper service.
9. On XX/XX/2023, I received via US Postal Mail, the expired over 120 days alleged Plaintiffs Summons to this matter and the organized fraud complaint attached, with no verification, no affidavit, no sworn statement, no real party in interest, no testimony, no standing, and no jurisdiction.
|
Consumer Consent Provided |
Consent provided
|
|
5111269
|
2022-01-14
|
False statements or representation
|
Debt collection
|
|
Issue |
False statements or representation
|
Timely |
Yes
|
Company |
Selip & Stylianou, LLP
|
Product |
Debt collection
|
Sub Issue |
Impersonated attorney, law enforcement, or government official
|
Sub Product |
Credit card debt
|
Date Received |
2022-01-14
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2022-01-14
|
Complaint What Happened |
THIS ORGANIZATION HAS COMMITTED SEVERAL FEDERAL VIOLATIONS AND IDENTITY THEFT. THIS ORGANIZATION OBTAINED MY LOCATION INFORMATION WITH OTHER NON PUBLIC PERSONAL IDENTIFICATION FALSELY WITH FALSE REPRESENTATIONS IN THE PROVIDED EXHBIT. THIS ORGANIZATION NEVER HAS MY DIRECT CONSENT TO COMMUNICATE WITH ME AND HAS COMMITTED IDENTITY THEFT PURSUANT TO FEDERAL LAW AS WELL AS INVADED MY RIGHT TO PRIVACY. PURSUANT 18 USC 241 & 242 SELIP & STYLIANAOU ARE CONSPIRING WITH XXXX XXXX AS WELL AS THE CRA 'S CAUSING INJURIES AND DAMAGES BY FURNISHING HARMFUL INFORMATION ON MY CREDIT REPORT IN ATTEMPTS TO COERCE PAYMENT OF THE ALLEGED DEBT DEPRIVING ME OF MY RIGHTS. IN ADDITION PURSUANT 15 USC 1602P SELIP IS IN VIOLATION FOR THE UNAUTHORIZED USE OF MY CREDIT CARD.
|
Consumer Consent Provided |
Consent provided
|
|
4422416
|
2021-06-01
|
Took or threatened to take negative or legal action
|
Debt collection
|
|
Issue |
Took or threatened to take negative or legal action
|
Timely |
Yes
|
Company |
Selip & Stylianou, LLP
|
Product |
Debt collection
|
Sub Issue |
Threatened to sue you for very old debt
|
Sub Product |
Credit card debt
|
Date Received |
2021-06-01
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2021-06-07
|
Consumer Consent Provided |
Consent not provided
|
|
11001870
|
2024-12-02
|
False statements or representation
|
Debt collection
|
|
Issue |
False statements or representation
|
Timely |
Yes
|
Company |
Selip & Stylianou, LLP
|
Product |
Debt collection
|
Sub Issue |
Impersonated attorney, law enforcement, or government official
|
Sub Product |
Credit card debt
|
Date Received |
2024-12-02
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2024-12-02
|
Complaint What Happened |
I was served at my home with a summons on XXXX XXXX XXXX XXXX XXXX XXXX XXXX in the Supreme Court of the state of NY in XXXX XXXX by Selip & Stylianou LLP, a company I have never heard of and have never done business with claiming to be attorneys for XXXXXXXX XXXX, but the service was not correct as required by law. I was never given or mailed an additional notice of lawsuit form UCS-CCRI, that by law, must have a stamped unsealed envelope addressed to me. I have absolutely no business dealings with Selip & stylianou
|
Consumer Consent Provided |
Consent provided
|
|
4024217
|
2020-12-21
|
Took or threatened to take negative or legal action
|
Debt collection
|
|
Issue |
Took or threatened to take negative or legal action
|
Timely |
Yes
|
Company |
Selip & Stylianou, LLP
|
Product |
Debt collection
|
Sub Issue |
Sued you without properly notifying you of lawsuit
|
Sub Product |
Credit card debt
|
Date Received |
2020-12-21
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2020-12-21
|
Complaint What Happened |
I received an " Income Execution '' in the mail from my Local County Sheriff 's office on XX/XX/XXXX. the Amount says {$10000.00}. I called the Sheriff 's office to ask if this real and who was trying to enforce this. They said there was a judgment on XX/XX/XXXX for the amount of {$5500.00} against me filed on XX/XX/XXXX. they gave me the Dedt Collectors information as Selip & Stylianou , LLP in XXXX NY. I called the firm and reported fraud based on them telling me it was from XXXX XXXX XXXX for a XXXX XXXX XXXX Visa card. I looked up XXXX XXXX and said they went bankrupt in XXXX. I never shopped or had an account with XXXX XXXX.The dept collector said that they would put the account on hold and investigate the fraud. I never heard back from them nor did the Sheriff 's office until late XX/XX/XXXX. The Sheriff 's office told me to call the debt collector to follow up which I did. They sent me a letter on XX/XX/XXXX to return documentation. Certificate of Fraud, State ID, Proof of residence as of XX/XX/XXXX, Police report, Prior letters disputing the debt. I never knew about this until XX/XX/XXXX so there was no police report or certificate of fraud. They keep demanding a deadline to send this information to them. thank you XXXX.
|
Consumer Consent Provided |
Consent provided
|
|
6330248
|
2022-12-16
|
False statements or representation
|
Debt collection
|
|
Issue |
False statements or representation
|
Timely |
Yes
|
Company |
Selip & Stylianou, LLP
|
Product |
Debt collection
|
Sub Issue |
Impersonated attorney, law enforcement, or government official
|
Sub Product |
Credit card debt
|
Date Received |
2022-12-16
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2023-01-10
|
Complaint What Happened |
I made monthly payments on the outstanding debt as ordered by Selip & Styliano LLP. I do not think those lawyers actually exist. Can CFPB check to see if these lawyers actually exist because they refuse to come to the phone. A lawyer who is collecting debt should not refuse to come to the phone. I have only been able to speak with " non-attorney '' representative, like XXXX XXXX, who refuses to escalate my problem. I have made all of these payments for the last 3 years but they are not showing I am paid off and refuse to verify what they have received from me. I want total discharge of this debt that I have paid over the last 3 years. This law firm of Selip & Stylianou LLP should be disbarred. They collect money for collecting debt but don't actually exist and will not address consumer concerns. I asked for their help but they refuse!!!!!!
SELIP & STYLIANOU , LLP - THEY SHOULD BE DISBARRED!!!!!
Attorneys at Law XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX
|
Consumer Consent Provided |
Consent provided
|
|
4429714
|
2021-06-04
|
Attempts to collect debt not owed
|
Debt collection
|
|
Issue |
Attempts to collect debt not owed
|
Timely |
Yes
|
Company |
Selip & Stylianou, LLP
|
Product |
Debt collection
|
Sub Issue |
Debt was result of identity theft
|
Sub Product |
Credit card debt
|
Date Received |
2021-06-04
|
Submitted Via |
Web
|
Company Response |
Closed with non-monetary relief
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2021-06-04
|
Consumer Consent Provided |
Other
|
|
1336109
|
2015-04-18
|
False statements or representation
|
Debt collection
|
|
Issue |
False statements or representation
|
Timely |
Yes
|
Company |
Selip & Stylianou, LLP
|
Product |
Debt collection
|
Sub Issue |
Attempted to collect wrong amount
|
Sub Product |
Credit card
|
Date Received |
2015-04-18
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
No
|
Date Sent To Company |
2015-04-18
|
Company Public Response |
Company believes complaint caused principally by actions of third party outside the control or direction of the company
|
Complaint What Happened |
On XXXX/XXXX/15 I made a settlement agreement in the amount of {$3300.00} with Selip and Stylianou LLP. I agreed to pay this debt once the settlement agreement was received in writing. I did not receive the settlement agreement until XXXX/XXXX/15 and on that same day i mailed a personal bank check in the amount of {$3300.00}. via certified USPS mail. Later on in the afternoon of XXXX/XXXX/15, I went to the ATM to withdraw money and it was then i learned that Selip and Stylianou LLP had placed a levy on my bank account and despite our settlement agreement 3 days prior. I also learned that after my account was levied they illegally withdraw {$1300.00} from my bank account knowing the settlement check in the amount of {$3300.00} was on route to them. Since this time, I have also received notice from my employer that Selip and Stylianou LLP served them with garnishment papers. Prior to the settlement agreement, my debt with selip and stylianou LLP was {$4900.00}. If you add the {$1300.00} that they withdraw from my bank account + {$3300.00}. settlement check, the total that I paid out was {$4900.00} which is {$1300.00} more than the agreed upon settlement that I have in writing. I am requesting a refund of {$1300.00}
|
Consumer Consent Provided |
Consent provided
|
|
3193537
|
2019-03-28
|
Took or threatened to take negative or legal action
|
Debt collection
|
|
Issue |
Took or threatened to take negative or legal action
|
Timely |
Yes
|
Company |
Selip & Stylianou, LLP
|
Product |
Debt collection
|
Sub Issue |
Sued you without properly notifying you of lawsuit
|
Sub Product |
Credit card debt
|
Date Received |
2019-03-28
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2019-04-02
|
Company Public Response |
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
Complaint What Happened |
Withdrawal was made from my checking account for {$5900.00}. I called my bank to find out who authorized this payment and was told it was from a debt collector. I then called said debt collector and was advised a judgement was placed against me for a supposed debt owed in the amount of {$3100.00} from 2008. I was not notified of said judgement or that any legal action would be taken. They are refusing to return my funds. Also more money was taken from me then Is supposedly owed.
|
Consumer Consent Provided |
Consent provided
|
|
10905207
|
2024-11-25
|
False statements or representation
|
Debt collection
|
|
Issue |
False statements or representation
|
Timely |
Yes
|
Company |
Selip & Stylianou, LLP
|
Product |
Debt collection
|
Sub Issue |
Impersonated attorney, law enforcement, or government official
|
Sub Product |
Credit card debt
|
Date Received |
2024-11-25
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2024-11-25
|
Consumer Consent Provided |
Consent not provided
|
|
1689406
|
2015-12-09
|
Disclosure verification of debt
|
Debt collection
|
|
Issue |
Disclosure verification of debt
|
Timely |
Yes
|
Company |
Selip & Stylianou, LLP
|
Product |
Debt collection
|
Sub Issue |
Not given enough info to verify debt
|
Sub Product |
I do not know
|
Date Received |
2015-12-09
|
Submitted Via |
Postal mail
|
Company Response |
Closed with explanation
|
Consumer Disputed |
No
|
Date Sent To Company |
2015-12-14
|
Company Public Response |
Company chooses not to provide a public response
|
Consumer Consent Provided |
N/A
|
|
2199608
|
2016-11-08
|
Delinquent account
|
Credit card
|
|
Issue |
Delinquent account
|
Timely |
Yes
|
Company |
Selip & Stylianou, LLP
|
Product |
Credit card
|
Date Received |
2016-11-08
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
No
|
Date Sent To Company |
2016-12-21
|
Company Public Response |
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
Consumer Consent Provided |
Consent not provided
|
|
653831
|
2014-01-03
|
Cont'd attempts collect debt not owed
|
Debt collection
|
|
Issue |
Cont'd attempts collect debt not owed
|
Timely |
Yes
|
Company |
Selip & Stylianou, LLP
|
Product |
Debt collection
|
Sub Issue |
Debt is not mine
|
Sub Product |
I do not know
|
Date Received |
2014-01-03
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
No
|
Date Sent To Company |
2014-01-23
|
Consumer Consent Provided |
N/A
|
|
1880025
|
2016-04-14
|
Cont'd attempts collect debt not owed
|
Debt collection
|
|
Issue |
Cont'd attempts collect debt not owed
|
Timely |
Yes
|
Company |
Selip & Stylianou, LLP
|
Product |
Debt collection
|
Sub Issue |
Debt is not mine
|
Sub Product |
Non-federal student loan
|
Date Received |
2016-04-14
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
No
|
Date Sent To Company |
2016-04-14
|
Company Public Response |
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
Complaint What Happened |
Selip & Stylianou firm continues to call and harass me with unwanted calls at all hours of the day and night demanding payment for student loan debts that NEVER EXISTED. I have no student loan debt of any kind past or present but the continue to call and demand payments. I have requested them to stop the unwanted calls but they have not complied at all.
|
Consumer Consent Provided |
Consent provided
|
|
2234664
|
2016-12-04
|
Taking/threatening an illegal action
|
Debt collection
|
|
Issue |
Taking/threatening an illegal action
|
Timely |
Yes
|
Company |
Selip & Stylianou, LLP
|
Product |
Debt collection
|
Sub Issue |
Threatened to sue on too old debt
|
Sub Product |
Credit card
|
Date Received |
2016-12-04
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
No
|
Date Sent To Company |
2016-12-04
|
Company Public Response |
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
Complaint What Happened |
Letter from Selip & Stylianou , LLP states : I last paid on XXXX/XXXX/XXXX on a XXXX bill. I still owe {$1200.00} on balance. Also states : A court granted a judgement against me on XXXX XXXX, XXXX for {$2300.00} for same credit card. As this card is 15 years old, I ca n't remember if I even had this card. This Law firm says its going to freeze my bank account and take all my money.
|
Consumer Consent Provided |
Consent provided
|
|
1810641
|
2016-03-01
|
Cont'd attempts collect debt not owed
|
Debt collection
|
|
Issue |
Cont'd attempts collect debt not owed
|
Timely |
Yes
|
Company |
Selip & Stylianou, LLP
|
Product |
Debt collection
|
Sub Issue |
Debt is not mine
|
Sub Product |
Credit card
|
Date Received |
2016-03-01
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
No
|
Date Sent To Company |
2016-03-22
|
Company Public Response |
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
Complaint What Happened |
i did recevi not on my house i owe selip & styliano XXXX collection agency monney i did spoke withe this pople to provide me prove of the account they never did send me prove, they claim to be lawers some time they claim tobe collection agency, thee account they r saying i owe monney is abou 10 years old so i toll them please send me proves, first name they use was XXXX XXXX second name they use XXXX XXXX nothing matches they thret me the bother me for thee account i never owe or have any id was opend 10 years a go, please XXXX help me to resolve this problem any prove they have to send to you please send those to my house THIS COMPANY SELIP & STYLIANO THEY SAY WE R COLLECTION AGENCY SOME TIME LAWERS THEY USE DIFERENT NAME LIKE Cohen & Slamowitz THIS IS SCAME FROM THEM XXXX COMPLAINS I READ WHAT THEY TRY TO DO TO PEOPLE WHO THEY R WHY THEY USE DIFFERENT NAMES
|
Consumer Consent Provided |
Consent provided
|
|
1144358
|
2014-12-05
|
Taking/threatening an illegal action
|
Debt collection
|
|
Issue |
Taking/threatening an illegal action
|
Timely |
Yes
|
Company |
Selip & Stylianou, LLP
|
Product |
Debt collection
|
Sub Issue |
Sued w/o proper notification of suit
|
Sub Product |
Credit card
|
Date Received |
2014-12-05
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
No
|
Date Sent To Company |
2014-12-05
|
Consumer Consent Provided |
N/A
|
|
1508135
|
2015-08-07
|
Communication tactics
|
Debt collection
|
|
Tags |
Older American, Servicemember
|
Issue |
Communication tactics
|
Timely |
Yes
|
Company |
Selip & Stylianou, LLP
|
Product |
Debt collection
|
Sub Issue |
Frequent or repeated calls
|
Sub Product |
Credit card
|
Date Received |
2015-08-07
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
No
|
Date Sent To Company |
2015-08-12
|
Company Public Response |
Company chooses not to provide a public response
|
Consumer Consent Provided |
Consent not provided
|
|
900065
|
2014-06-18
|
Cont'd attempts collect debt not owed
|
Debt collection
|
|
Issue |
Cont'd attempts collect debt not owed
|
Timely |
Yes
|
Company |
Selip & Stylianou, LLP
|
Product |
Debt collection
|
Sub Issue |
Debt is not mine
|
Sub Product |
Other (i.e. phone, health club, etc.)
|
Date Received |
2014-06-18
|
Submitted Via |
Postal mail
|
Company Response |
Closed with explanation
|
Consumer Disputed |
No
|
Date Sent To Company |
2014-06-20
|
Consumer Consent Provided |
N/A
|
|
1375915
|
2015-05-14
|
Disclosure verification of debt
|
Debt collection
|
|
Tags |
Servicemember
|
Issue |
Disclosure verification of debt
|
Timely |
Yes
|
Company |
Selip & Stylianou, LLP
|
Product |
Debt collection
|
Sub Issue |
Not given enough info to verify debt
|
Sub Product |
Credit card
|
Date Received |
2015-05-14
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
Yes
|
Date Sent To Company |
2015-05-15
|
Company Public Response |
Company disputes the facts presented in the complaint
|
Complaint What Happened |
On Friday XXXX XXXX I signed on to the online banking to check my account when I noticed that my savings balance and available balance were XXXX different figures. I called the bank immediately and was told there was a court restraint on my account. I asked what this meant and I was given a collection agency to call ( Selip and Stylianoup ) to get assistance. I called the collection agency and was told they had a judgment against me from XX/XX/XXXX in my maiden name. I asked for some kind of information about this so I could check into it. The name is my maiden name and my address was wrong. All I was provided was the account was opened in XX/XX/XXXX and that the court awarded them a judgement in XX/XX/XXXX. This was the first time I heard of this, I even asked if she was sure it was me and not my ex husband. She asked if I had an attorney to speak to which I did n't. They had put a hold on my savings account in the amount of {$1900.00} but the judgment I finally got a copy of shows the amount of {$1700.00} and there is actually due {$1300.00} but I was n't given anything to back up this claim. The agent explained that she will send a form to the bank for me to sign which will allow the bank to send them the money and release the hold on my account. She insisted I do this quickly because the hold will stay on my account and I wo n't be able to use my bank. I was so scared I went ahead and went to the bank to sign this form. I am curious though why the judgment had XXXX amounts on it and they took even more money. I have enclosed all the forms I have.
Thank you
|
Consumer Consent Provided |
Consent provided
|
|