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IQOR US INC.

Company Details

Name: IQOR US INC.
Jurisdiction: New York
Legal type: FOREIGN BUSINESS CORPORATION
Status: Active
Date of registration: 22 Jun 2004 (21 years ago)
Entity Number: 3069393
ZIP code: 10005
County: New York
Place of Formation: Delaware
Principal Address: 6700 N Andrews Avenue, Suite 600, Fort Lauderdale, FL, United States, 33309
Address: 28 LIBERTY ST., NEW YORK, NY, United States, 10005

form 5500

Plan Name Plan Year EIN/PN Received Sponsor Total number of participants
IQOR, INC. CAFETERIA PLAN 2010 311591790 2011-08-01 IQOR US INC. 3225
File View Page
Three-digit plan number (PN) 501
Effective date of plan 2000-12-01
Business code 541990
Sponsor’s telephone number 6462743039
Plan sponsor’s DBA name FKA - IQOR, INC.
Plan sponsor’s mailing address 335 MADISON AVENUE, 27TH FLOOR, NEW YORK, NY, 10017
Plan sponsor’s address 335 MADISON AVENUE, 27TH FLOOR, NEW YORK, NY, 10017

Plan administrator’s name and address

Administrator’s EIN 311591790
Plan administrator’s name IQOR, INC.
Plan administrator’s address 335 MADISON AVENUE, 27TH FLOOR, NEW YORK, NY, 10017
Administrator’s telephone number 6462743039

Number of participants as of the end of the plan year

Active participants 3567
Retired or separated participants receiving benefits 20

Signature of

Role Plan administrator
Date 2011-08-01
Name of individual signing JOHN ROSSINI
Valid signature Filed with authorized/valid electronic signature
IQOR, INC. CAFETERIA PLAN 2009 311591790 2010-07-29 IQOR US INC. 3147
File View Page
Three-digit plan number (PN) 501
Effective date of plan 2000-12-01
Business code 541990
Sponsor’s telephone number 6462743039
Plan sponsor’s DBA name FKA - IQOR, INC.
Plan sponsor’s mailing address 335 MADISON AVENUE, 27TH FLOOR, NEW YORK, NY, 10017
Plan sponsor’s address 335 MADISON AVENUE, 27TH FLOOR, NEW YORK, NY, 10017

Plan administrator’s name and address

Administrator’s EIN 311591790
Plan administrator’s name IQOR, INC.
Plan administrator’s address 335 MADISON AVENUE, 27TH FLOOR, NEW YORK, NY, 10017
Administrator’s telephone number 6462743039

Number of participants as of the end of the plan year

Active participants 3205
Retired or separated participants receiving benefits 20

Signature of

Role Plan administrator
Date 2010-07-29
Name of individual signing JOHN ROSSINI
Valid signature Filed with authorized/valid electronic signature

DOS Process Agent

Name Role Address
C T CORPORATION SYSTEM DOS Process Agent 28 LIBERTY ST., NEW YORK, NY, United States, 10005

Chief Executive Officer

Name Role Address
STEPHANIE RHAY Chief Executive Officer 6700 N ANDREWS AVENUE, SUITE 600, FORT LAUDERDALE, FL, United States, 33309

History

Start date End date Type Value
2024-06-12 2024-06-12 Address 200 CENTRAL AVENUE, 7TH FL, ST. PETERSBURG, FL, 33701, USA (Type of address: Chief Executive Officer)
2024-06-12 2024-06-12 Address 6700 N ANDREWS AVENUE, SUITE 600, FORT LAUDERDALE, FL, 33309, USA (Type of address: Chief Executive Officer)
2021-02-05 2024-06-12 Address 200 CENTRAL AVENUE, 7TH FL, ST. PETERSBURG, FL, 33701, USA (Type of address: Chief Executive Officer)
2019-01-28 2024-06-12 Address 28 LIBERTY ST., NEW YORK, NY, 10005, USA (Type of address: Service of Process)
2014-03-06 2021-02-05 Address 335 MADISON AVENUE, 27TH FLOOR, NEW YORK, NY, 10017, USA (Type of address: Chief Executive Officer)
2012-06-07 2014-03-06 Address 335 MADISON AVE 27TH FLR, NEW YORK, NY, 10017, USA (Type of address: Chief Executive Officer)
2010-05-28 2012-06-07 Address ATTN: KIM BRISSON, 335 MADISON AVE, 27 FLOOR, NEW YORK, NY, 10017, USA (Type of address: Principal Executive Office)
2009-04-02 2010-05-28 Address 335 MADISON AVE 27TH FLR, NEW YORK, NY, 10017, USA (Type of address: Principal Executive Office)
2009-04-02 2012-06-07 Address 335 MADISON AVE 27TH FLR, NEW YORK, NY, 10017, USA (Type of address: Chief Executive Officer)
2009-04-02 2019-01-28 Address 111 EIGHTH AVE, NEW YORK, NY, 10011, USA (Type of address: Service of Process)

Filings

Filing Number Date Filed Type Effective Date
240612000909 2024-06-12 BIENNIAL STATEMENT 2024-06-12
220602001995 2022-06-02 BIENNIAL STATEMENT 2022-06-01
210205060007 2021-02-05 BIENNIAL STATEMENT 2020-06-01
SR-39361 2019-01-28 CERTIFICATE OF CHANGE (BY AGENT) 2019-01-28
140306002858 2014-03-06 BIENNIAL STATEMENT 2012-06-01
120607006069 2012-06-07 BIENNIAL STATEMENT 2012-06-01
100528002823 2010-05-28 BIENNIAL STATEMENT 2010-06-01
090513000064 2009-05-13 CERTIFICATE OF AMENDMENT 2009-05-13
090513000061 2009-05-13 CERTIFICATE OF AMENDMENT 2009-05-13
090402002564 2009-04-02 BIENNIAL STATEMENT 2008-06-01

CFPB Complaint

Complaint Id Date Received Issue Product
733013 2014-02-26 Cont'd attempts collect debt not owed Debt collection
Issue Cont'd attempts collect debt not owed
Timely Yes
Company IQOR US INC
Product Debt collection
Sub Issue Debt is not mine
Sub Product I do not know
Date Received 2014-02-26
Submitted Via Web
Company Response Closed with non-monetary relief
Consumer Disputed Yes
Date Sent To Company 2014-02-27
Consumer Consent Provided N/A
10836992 2024-11-19 Problem with a company's investigation into an existing problem Credit reporting or other personal consumer reports
Issue Problem with a company's investigation into an existing problem
Timely Yes
Company IQOR US INC
Product Credit reporting or other personal consumer reports
Sub Issue Investigation took more than 30 days
Sub Product Credit reporting
Date Received 2024-11-19
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-11-19
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Complaint What Happened They dont even know my last payment date my last payment was XXXX and because XXXX didnt want to answer a question about forgiveness I was told I could get them couldnt a month of payment was missed while going back and forth and then purposely sent the account away then refused to provide detail and then I was threatened by security with XXXX approval on
Consumer Consent Provided Consent provided
2409792 2017-03-30 Communication tactics Debt collection
Issue Communication tactics
Timely Yes
Company IQOR US INC
Product Debt collection
Sub Issue Threatened to take legal action
Sub Product I do not know
Date Received 2017-03-30
Submitted Via Web
Company Response Closed with non-monetary relief
Consumer Disputed No
Date Sent To Company 2017-03-30
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Complaint What Happened I 've started getting calls from the company Allied Interstate LLC recently. When i asked what the call was about the person on the phone would just say " an important business matter '' or " personal business matter '' and then ask for me to confirm my social security number without telling me what the call was about in detail. When i told them they needed to state the actual reason for the call and if it was being recorded they would tell me that if i didnt confirm my information the would submit it to the legal action team. I 've attempted to block calls from their numbers and direct them to my lawyer and tell them to stop calling and yet it continues.
Consumer Consent Provided Consent provided
3230798 2019-05-02 Written notification about debt Debt collection
Issue Written notification about debt
Timely Yes
Company IQOR US INC
Product Debt collection
Sub Issue Didn't receive enough information to verify debt
Sub Product Credit card debt
Date Received 2019-05-02
Submitted Via Referral
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2019-05-02
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Consumer Consent Provided N/A
5912184 2022-08-24 Incorrect information on your report Credit reporting, credit repair services, or other personal consumer reports
Issue Incorrect information on your report
Timely Yes
Company IQOR US INC
Product Credit reporting, credit repair services, or other personal consumer reports
Sub Issue Information belongs to someone else
Sub Product Credit reporting
Date Received 2022-08-24
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2022-08-24
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Consumer Consent Provided Consent not provided
941621 2014-07-17 Cont'd attempts collect debt not owed Debt collection
Issue Cont'd attempts collect debt not owed
Timely Yes
Company IQOR US INC
Product Debt collection
Sub Issue Debt is not mine
Sub Product I do not know
Date Received 2014-07-17
Submitted Via Web
Company Response Closed with non-monetary relief
Consumer Disputed Yes
Date Sent To Company 2014-07-22
Consumer Consent Provided N/A
1978698 2016-06-21 Cont'd attempts collect debt not owed Debt collection
Issue Cont'd attempts collect debt not owed
Timely Yes
Company IQOR US INC
Product Debt collection
Sub Issue Debt resulted from identity theft
Sub Product Other (i.e. phone, health club, etc.)
Date Received 2016-06-21
Submitted Via Web
Company Response Closed with non-monetary relief
Consumer Disputed No
Date Sent To Company 2016-06-21
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Complaint What Happened Allied Interstate keeps contacting and harassing me via email and phone to collect a fraudulent debt. I 've already contacted their said client XXXX, XXXX and confirmed the fraudulent charge.
Consumer Consent Provided Consent provided
1902146 2016-04-28 Cont'd attempts collect debt not owed Debt collection
Issue Cont'd attempts collect debt not owed
Timely Yes
Company IQOR US INC
Product Debt collection
Sub Issue Debt is not mine
Sub Product I do not know
Date Received 2016-04-28
Submitted Via Web
Company Response Closed with non-monetary relief
Consumer Disputed Yes
Date Sent To Company 2016-04-28
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Complaint What Happened On XXXX XXXX, 2016, I received a letter from Allied Interstate LLC a debt collection company attempted to collect an debt unknown to me in the amount of {$48000.00}, plus {$140000.00} in interest. The alleged debt total was stated to be {$63000.00}. This is an outrage as I do not owe anyone this debt. The letter says that the " debt due is a charge-off '' of {$48000.00}. The original Creditor is stated to be XXXX. The Creditor is stated to be XXXX. The Account Number for Allied Interstate is listed as # XXXX. I have not had any business dealings with any of the above referenced entities. In my letter to Allied Interstate LLC, dated XXXX XXXX, 2016, I disputed all aspects of the alleged debt and the authority of Allied Interstate to pursue any action of any sort against me. I submit that this activity on the part of Allied Interstate is a violation of the Fair Debt Collection Practices Act, 15 USC 1692, and other consumer protection laws as well. They are attempting to collect a debt that is not mine. They are trying to collect some kind of non-existent debt from a securities " Trust '' of some kind - it appears. I also believe that they are threatening some kind of legal action, i.e., " If a creditor or debt collector receives a money judgment against you in court, state and federal laws may prevent the following types of income from being taken to pay the debt : ''. It is my understanding that these types of companies try to initiate lawsuits without properly serving people with the required notices. Allied Interstate LLC also states that, " Your creditor or debt collector believes that the legal time limit ( statute of limitations ) for suing you to collect this debt may have expired. It is a violation of the Fair Debt Collection Practices Act, 15 USC 1692 XXXX to sue to collect on a debt for which the statute of limitations has expired. '' EXPIRED!!!
Consumer Consent Provided Consent provided
1007837 2014-08-29 Cont'd attempts collect debt not owed Debt collection
Issue Cont'd attempts collect debt not owed
Timely Yes
Company IQOR US INC
Product Debt collection
Sub Issue Debt is not mine
Sub Product Credit card
Date Received 2014-08-29
Submitted Via Referral
Company Response Closed with non-monetary relief
Consumer Disputed No
Date Sent To Company 2014-09-04
Consumer Consent Provided N/A
1168964 2014-12-23 Cont'd attempts collect debt not owed Debt collection
Issue Cont'd attempts collect debt not owed
Timely Yes
Company IQOR US INC
Product Debt collection
Sub Issue Debt is not mine
Sub Product Other (i.e. phone, health club, etc.)
Date Received 2014-12-23
Submitted Via Web
Company Response Closed with non-monetary relief
Consumer Disputed No
Date Sent To Company 2014-12-23
Consumer Consent Provided N/A
1379964 2015-05-18 Cont'd attempts collect debt not owed Debt collection
Tags Older American
Issue Cont'd attempts collect debt not owed
Timely Yes
Company IQOR US INC
Product Debt collection
Sub Issue Debt is not mine
Sub Product Other (i.e. phone, health club, etc.)
Date Received 2015-05-18
Submitted Via Phone
Company Response Closed with non-monetary relief
Consumer Disputed No
Date Sent To Company 2015-05-20
Company Public Response Company chooses not to provide a public response
Consumer Consent Provided N/A
1588314 2015-10-01 Cont'd attempts collect debt not owed Debt collection
Issue Cont'd attempts collect debt not owed
Timely Yes
Company IQOR US INC
Product Debt collection
Sub Issue Debt was paid
Sub Product Other (i.e. phone, health club, etc.)
Date Received 2015-10-01
Submitted Via Referral
Company Response Closed with non-monetary relief
Consumer Disputed No
Date Sent To Company 2015-10-05
Company Public Response Company chooses not to provide a public response
Consumer Consent Provided N/A
1291014 2015-03-19 Cont'd attempts collect debt not owed Debt collection
Issue Cont'd attempts collect debt not owed
Timely Yes
Company IQOR US INC
Product Debt collection
Sub Issue Debt is not mine
Sub Product Federal student loan
Date Received 2015-03-19
Submitted Via Referral
Company Response Closed with non-monetary relief
Consumer Disputed No
Date Sent To Company 2015-03-25
Company Public Response Company believes complaint caused principally by actions of third party outside the control or direction of the company
Consumer Consent Provided N/A
1314818 2015-04-03 Cont'd attempts collect debt not owed Debt collection
Tags Older American
Issue Cont'd attempts collect debt not owed
Timely Yes
Company IQOR US INC
Product Debt collection
Sub Issue Debt is not mine
Sub Product I do not know
Date Received 2015-04-03
Submitted Via Web
Company Response Closed with non-monetary relief
Consumer Disputed No
Date Sent To Company 2015-04-03
Company Public Response Company can't verify or dispute the facts in the complaint
Consumer Consent Provided Consent not provided
1133293 2014-11-26 Disclosure verification of debt Debt collection
Issue Disclosure verification of debt
Timely Yes
Company IQOR US INC
Product Debt collection
Sub Issue Not given enough info to verify debt
Sub Product Other (i.e. phone, health club, etc.)
Date Received 2014-11-26
Submitted Via Referral
Company Response Closed with non-monetary relief
Consumer Disputed No
Date Sent To Company 2014-12-03
Consumer Consent Provided N/A
485615 2013-08-09 Cont'd attempts collect debt not owed Debt collection
Tags Older American, Servicemember
Issue Cont'd attempts collect debt not owed
Timely Yes
Company IQOR US INC
Product Debt collection
Sub Issue Debt is not mine
Sub Product I do not know
Date Received 2013-08-09
Submitted Via Phone
Company Response Closed with non-monetary relief
Consumer Disputed No
Date Sent To Company 2013-08-13
Consumer Consent Provided N/A
705680 2014-02-05 Communication tactics Debt collection
Issue Communication tactics
Timely Yes
Company IQOR US INC
Product Debt collection
Sub Issue Frequent or repeated calls
Sub Product Credit card
Date Received 2014-02-05
Submitted Via Postal mail
Company Response Closed with non-monetary relief
Consumer Disputed No
Date Sent To Company 2014-02-07
Consumer Consent Provided N/A
1460734 2015-07-09 Cont'd attempts collect debt not owed Debt collection
Tags Older American, Servicemember
Issue Cont'd attempts collect debt not owed
Timely Yes
Company IQOR US INC
Product Debt collection
Sub Issue Debt is not mine
Sub Product I do not know
Date Received 2015-07-09
Submitted Via Web
Company Response Closed with non-monetary relief
Consumer Disputed No
Date Sent To Company 2015-07-10
Company Public Response Company chooses not to provide a public response
Complaint What Happened This number XXXX calls several times a day, tell me the call is being recorded and that I owe money for a parking ticket. I tell them I do n't owe anything and will not pay and to stop calling.
Consumer Consent Provided Consent provided
1351195 2015-04-28 Cont'd attempts collect debt not owed Debt collection
Issue Cont'd attempts collect debt not owed
Timely Yes
Company IQOR US INC
Product Debt collection
Sub Issue Debt is not mine
Sub Product Credit card
Date Received 2015-04-28
Submitted Via Web
Company Response Closed with non-monetary relief
Consumer Disputed No
Date Sent To Company 2015-04-28
Company Public Response Company believes it acted appropriately as authorized by contract or law
Complaint What Happened Date of deliquency was XXXX XXXX, 2006, it has now been over 8 1/2 years and I should not be held to pay this and should be taken off my credit as a debit.
Consumer Consent Provided Consent provided
1407533 2015-06-05 Disclosure verification of debt Debt collection
Tags Older American
Issue Disclosure verification of debt
Timely Yes
Company IQOR US INC
Product Debt collection
Sub Issue Not given enough info to verify debt
Sub Product Credit card
Date Received 2015-06-05
Submitted Via Referral
Company Response Closed with non-monetary relief
Consumer Disputed No
Date Sent To Company 2015-06-09
Consumer Consent Provided N/A
927222 2014-07-08 Cont'd attempts collect debt not owed Debt collection
Tags Older American, Servicemember
Issue Cont'd attempts collect debt not owed
Timely Yes
Company IQOR US INC
Product Debt collection
Sub Issue Debt is not mine
Sub Product Credit card
Date Received 2014-07-08
Submitted Via Phone
Company Response Closed with non-monetary relief
Consumer Disputed No
Date Sent To Company 2014-07-11
Consumer Consent Provided N/A
1787314 2016-02-14 Dealing with my lender or servicer Student loan
Issue Dealing with my lender or servicer
Timely Yes
Company IQOR US INC
Product Student loan
Sub Issue Keep getting calls about my loan
Sub Product Non-federal student loan
Date Received 2016-02-14
Submitted Via Web
Company Response Closed with non-monetary relief
Consumer Disputed No
Date Sent To Company 2016-02-22
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Complaint What Happened I currently owe money to XXXX from private student loans. This debt has been disputed and I have filed a Defense to Repayment and the collector is not only calling me repeatedly but also calling my mother in law and my husbands grandmother ( whom neither of them signed anything for me, and one of them does not even speak English ). They have no right to constantly call my family looking for me when they have no ties to me financially. This is unacceptable and harassment.
Consumer Consent Provided Consent provided
634906 2013-12-16 Communication tactics Debt collection
Issue Communication tactics
Timely Yes
Company IQOR US INC
Product Debt collection
Sub Issue Frequent or repeated calls
Sub Product Credit card
Date Received 2013-12-16
Submitted Via Web
Company Response Closed with non-monetary relief
Consumer Disputed No
Date Sent To Company 2013-12-16
Consumer Consent Provided N/A
579989 2013-10-31 Cont'd attempts collect debt not owed Debt collection
Issue Cont'd attempts collect debt not owed
Timely Yes
Company IQOR US INC
Product Debt collection
Sub Issue Debt was discharged in bankruptcy
Sub Product I do not know
Date Received 2013-10-31
Submitted Via Referral
Company Response Closed with non-monetary relief
Consumer Disputed No
Date Sent To Company 2013-11-04
Consumer Consent Provided N/A
547383 2013-09-30 Cont'd attempts collect debt not owed Debt collection
Issue Cont'd attempts collect debt not owed
Timely Yes
Company IQOR US INC
Product Debt collection
Sub Issue Debt is not mine
Sub Product I do not know
Date Received 2013-09-30
Submitted Via Web
Company Response Closed with non-monetary relief
Consumer Disputed No
Date Sent To Company 2013-09-30
Consumer Consent Provided N/A
619719 2013-12-03 Cont'd attempts collect debt not owed Debt collection
Issue Cont'd attempts collect debt not owed
Timely Yes
Company IQOR US INC
Product Debt collection
Sub Issue Debt is not mine
Sub Product Other (i.e. phone, health club, etc.)
Date Received 2013-12-03
Submitted Via Referral
Company Response Closed with non-monetary relief
Consumer Disputed No
Date Sent To Company 2013-12-04
Consumer Consent Provided N/A
10373602 2024-10-07 Dealing with your lender or servicer Student loan
Issue Dealing with your lender or servicer
Timely Yes
Company IQOR US INC
Product Student loan
Sub Issue Need information about your loan balance or loan terms
Sub Product Private student loan
Date Received 2024-10-07
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-10-07
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Complaint What Happened Please provide in writing attached to the cfpb the name of the program the client has been entered in Along with the policy and terms for the 150 monthly payments Please provide the terms of the offer in writing as according to XXXX the client was provided offers we will need XXXX and allied to place the offer for payment in writing as they have failed to do so on 10 occasions
Consumer Consent Provided Consent provided
815152 2014-04-18 Cont'd attempts collect debt not owed Debt collection
Issue Cont'd attempts collect debt not owed
Timely Yes
Company IQOR US INC
Product Debt collection
Sub Issue Debt was paid
Sub Product Other (i.e. phone, health club, etc.)
Date Received 2014-04-18
Submitted Via Referral
Company Response Closed with non-monetary relief
Consumer Disputed No
Date Sent To Company 2014-04-23
Consumer Consent Provided N/A
929904 2014-07-09 Cont'd attempts collect debt not owed Debt collection
Issue Cont'd attempts collect debt not owed
Timely Yes
Company IQOR US INC
Product Debt collection
Sub Issue Debt was paid
Sub Product I do not know
Date Received 2014-07-09
Submitted Via Web
Company Response Closed with non-monetary relief
Consumer Disputed No
Date Sent To Company 2014-07-15
Consumer Consent Provided N/A
3466510 2019-12-12 Written notification about debt Debt collection
Issue Written notification about debt
Timely Yes
Company IQOR US INC
Product Debt collection
Sub Issue Didn't receive enough information to verify debt
Sub Product I do not know
Date Received 2019-12-12
Submitted Via Referral
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2019-12-12
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Consumer Consent Provided N/A
810939 2014-04-16 Cont'd attempts collect debt not owed Debt collection
Issue Cont'd attempts collect debt not owed
Timely Yes
Company IQOR US INC
Product Debt collection
Sub Issue Debt is not mine
Sub Product I do not know
Date Received 2014-04-16
Submitted Via Web
Company Response Closed with non-monetary relief
Consumer Disputed No
Date Sent To Company 2014-05-02
Consumer Consent Provided N/A

Court Cases

Docket Number Nature of Suit Filing Date Disposition
1408605 Insurance 2014-10-29 voluntarily
Circuit Second Circuit
Origin original proceeding
Jurisdiction diversity of citizenship
Jury Demand Both plaintiff and defendant demand jury
Demanded Amount 75000
Termination Class Action Missing
Procedural Progress pretrial conference held
Nature Of Judgment no monetary award
Judgement missing
Arbitration On Termination Missing
Office 1
Filing Date 2014-10-29
Termination Date 2015-09-09
Date Issue Joined 2015-06-04
Pretrial Conference Date 2015-02-13
Section 1332
Sub Section AC
Status Terminated

Parties

Name LIBERTY MUTUAL FIRE INSURANCE
Role Defendant
Name IQOR US INC.
Role Plaintiff

Date of last update: 29 Mar 2025

Sources: New York Secretary of State