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LCS FINANCIAL SERVICES CORPORATION

LCS FINANCIAL SERVICES CORPORATION

Branch

Company Details

Name:	LCS FINANCIAL SERVICES CORPORATION
Jurisdiction:	New York
Legal type:	FOREIGN BUSINESS CORPORATION
Status:	Active
Date of registration:	21 Feb 2006 (19 years ago)
Branch of:	LCS FINANCIAL SERVICES CORPORATION, Colorado (Company Number 20051367267)
Entity Number:	3322788
ZIP code:	80112
County:	Albany
Place of Formation:	Colorado
Address:	6782 S. POTOMAC ST., SUITE 100, CENTENNIAL, CO, United States, 80112
Principal Address:	6782 S. POTOMAC ST, 100, CENTINNIAL, CO, United States, 80112

Contact Details

Phone +1 720-208-2200

Agent

Name	Role	Address
REGISTERED AGENT SOLUTIONS INC	Agent	99 WASHINGTON AVE SuiTE 700, ALBANY, NY, 12260

DOS Process Agent

Name	Role	Address
LCS FINANCIAL SERVICES CORPORATION	DOS Process Agent	6782 S. POTOMAC ST., SUITE 100, CENTENNIAL, CO, United States, 80112

Chief Executive Officer

Name	Role	Address
LEO C STAWIARSKI, JR	Chief Executive Officer	6782 S POTOMAC ST, 100, CENTENNIAL, CO, United States, 80112

Licenses

Number	Status	Type	Date	End date
1232415-DCA	Active	Business	2006-07-06	2025-01-31

History

Start date	End date	Type	Value
2024-08-30	2024-08-30	Address	6782 S POTOMAC ST, 100, CENTENNIAL, CO, 80112, USA (Type of address: Chief Executive Officer)
2024-02-27	2024-02-27	Address	6782 S POTOMAC ST, 100, CENTENNIAL, CO, 80112, USA (Type of address: Chief Executive Officer)
2024-02-27	2024-08-30	Address	6782 S. POTOMAC ST., SUITE 100, CENTENNIAL, CO, 80112, USA (Type of address: Service of Process)
2024-02-27	2024-08-30	Address	99 WASHINGTON AVE STE 1008, ALBANY, NY, 12260, USA (Type of address: Registered Agent)
2024-02-27	2024-08-30	Address	6782 S POTOMAC ST, 100, CENTENNIAL, CO, 80112, USA (Type of address: Chief Executive Officer)
2020-02-19	2024-02-27	Address	6782 S. POTOMAC ST., #100, CENTENNIAL, CO, 80112, USA (Type of address: Service of Process)
2016-02-17	2024-02-27	Address	6782 S POTOMAC ST, 100, CENTENNIAL, CO, 80112, USA (Type of address: Chief Executive Officer)
2012-02-21	2020-02-19	Address	6782 S POTOMAC ST, 100, CENTENNIAL, CO, 80112, USA (Type of address: Service of Process)
2012-02-21	2016-02-17	Address	6782 S POTOMAC ST, 100, CENTENNIAL, CO, 80112, USA (Type of address: Chief Executive Officer)
2010-07-30	2012-02-21	Address	6782 S. POTOMAC ST. SUITE 100, ENGLEWOOD, CO, 80111, USA (Type of address: Service of Process)
2010-02-11	2024-02-27	Address	99 WASHINGTON AVE STE 1008, ALBANY, NY, 12260, USA (Type of address: Registered Agent)
2010-02-11	2010-07-30	Address	99 WASHINGTON AVE STE 1008, ALBANY, NY, 12260, USA (Type of address: Service of Process)
2008-03-21	2012-02-21	Address	6560 GREENWOOD PLAZA BLVD, STE 525, ENGLEWOOD, CO, 80111, USA (Type of address: Chief Executive Officer)
2008-03-21	2012-02-21	Address	6560 GREENWOOD PLAZA BLVD, STE 525, ENGLEWOOD, CO, 80111, USA (Type of address: Principal Executive Office)
2006-11-30	2010-02-11	Address	1773 WESTERN AVENUE, ALBANY, NY, 12203, USA (Type of address: Service of Process)
2006-11-30	2010-02-11	Address	1773 WESTERN AVENUE, ALBANY, NY, 12203, USA (Type of address: Registered Agent)
2006-02-21	2006-11-30	Address	80 STATE STREET, ALBANY, NY, 12207, USA (Type of address: Service of Process)
2006-02-21	2006-11-30	Address	80 STATE STREET, ALBANY, NY, 12207, USA (Type of address: Registered Agent)

Filings

Filing Number	Date Filed	Type	Effective Date
240830016566	2024-08-26	CERTIFICATE OF CHANGE BY AGENT	2024-08-26
240227001910	2024-02-27	BIENNIAL STATEMENT	2024-02-27
220222003290	2022-02-22	BIENNIAL STATEMENT	2022-02-22
200219060309	2020-02-19	BIENNIAL STATEMENT	2020-02-01
180518006278	2018-05-18	BIENNIAL STATEMENT	2018-02-01
160217006257	2016-02-17	BIENNIAL STATEMENT	2016-02-01
140218006237	2014-02-18	BIENNIAL STATEMENT	2014-02-01
120221002530	2012-02-21	BIENNIAL STATEMENT	2012-02-01
100730000049	2010-07-30	CERTIFICATE OF CHANGE	2010-07-30
100324003524	2010-03-24	BIENNIAL STATEMENT	2010-02-01
100211000333	2010-02-11	CERTIFICATE OF CHANGE	2010-02-11
080321002603	2008-03-21	BIENNIAL STATEMENT	2008-02-01
061130000900	2006-11-30	CERTIFICATE OF CHANGE	2006-11-30
060221000070	2006-02-21	APPLICATION OF AUTHORITY	2006-02-21

Fine And Fees

Fee Sequence Id	Fee type	Status	Date	Amount	Description
3587605	RENEWAL	INVOICED	2023-01-25	150	Debt Collection Agency Renewal Fee
3295310	RENEWAL	INVOICED	2021-02-11	150	Debt Collection Agency Renewal Fee
3075433	LICENSE REPL	CREDITED	2019-08-21	15	License Replacement Fee
2946850	RENEWAL	INVOICED	2018-12-17	150	Debt Collection Agency Renewal Fee
2508356	RENEWAL	INVOICED	2016-12-09	150	Debt Collection Agency Renewal Fee
1942149	RENEWAL	INVOICED	2015-01-16	150	Debt Collection Agency Renewal Fee
764228	RENEWAL	INVOICED	2013-01-10	150	Debt Collection Agency Renewal Fee
764229	CNV_TFEE	INVOICED	2010-12-08	3	WT and WH - Transaction Fee
764230	RENEWAL	INVOICED	2010-12-08	150	Debt Collection Agency Renewal Fee
764226	CNV_MS	INVOICED	2010-07-09	25	Miscellaneous Fee
764231	CNV_TFEE	INVOICED	2008-12-02	3	WT and WH - Transaction Fee
764232	RENEWAL	INVOICED	2008-12-02	150	Debt Collection Agency Renewal Fee
764233	RENEWAL	INVOICED	2006-12-29	150	Debt Collection Agency Renewal Fee
764227	LICENSE	INVOICED	2006-07-12	75	Debt Collection License Fee

CFPB Complaint

Complaint Id

Date Received

Issue

Product

1553265

2015-09-04

Loan servicing, payments, escrow account

Mortgage

Tags	Servicemember
Issue	Loan servicing, payments, escrow account
Timely	Yes
Company	LCS FINANCIAL SERVICES CORPORATION
Product	Mortgage
Sub Product	Home equity loan or line of credit
Date Received	2015-09-04
Submitted Via	Phone
Company Response	Closed with explanation
Consumer Disputed	No
Date Sent To Company	2015-09-24
Company Public Response	Company believes it acted appropriately as authorized by contract or law
Consumer Consent Provided	N/A

3220811

2019-04-24

Dealing with your lender or servicer

Student loan

Issue	Dealing with your lender or servicer
Timely	Yes
Company	LCS FINANCIAL SERVICES CORPORATION
Product	Student loan
Sub Issue	Don't agree with the fees charged
Sub Product	Private student loan
Date Received	2019-04-24
Submitted Via	Web
Company Response	Closed with explanation
Consumer Disputed	N/A
Date Sent To Company	2019-04-24
Company Public Response	Company believes it acted appropriately as authorized by contract or law
Complaint What Happened	I am the co-signer of some private student loans that my daughter had defaulted on back in XXXX. In XXXX I was notified by a collection agency that they would start proceedings to take my house if I did not start paying on the loans. My daughter was in the process of legal proceedings at the time which were going to result in state prison time so I set up a repayment plan with the collection company immediately. Since XXXX of XXXX either myself and then later my daughter have consistently made monthly payments to this collection agency for the amount agreed upon. At the time the collection agency took over the loan we owed them approximately {$24000.00}. Over the last 11 1/2 years we have paid them approximately {$35000.00}. The collection agency states we still owe them approximately {$13000.00}. We have never received documentation from the collection agency what the monthly interest rate and collection fees would be. This past XXXX they sent correspondence for two of the six accounts on what amount has gone onto principle towards the balance for those two accounts. We have received nothing about the other four accounts. For the two accounts they did send documentation for the following amounts were given -- opening balance on account XXXX, current balance on account XXXX and amount paid since XXXX on account XXXX. The other account had an opening balance of XXXX, current balance due of XXXX and amount paid since XXXX XXXX. If the other four accounts have similar scenarios how are we to ever get these accounts paid? At what point does it become extortion for these collection agencies to continue to pile on such exorbitant fees and interest year after year. When we make contact with the collection company they tell use we can send them a " pay off amount '' that is a huge lump sum, but without that there is nothing else they can do for us. By not providing us with the proper documentation of what their interest rate and collection fees would be are they in violation of our rights? Why have they not provided us with regular documentation of the accounts and why did they send us only information on two of the six accounts? Why is there not some type of amortization table provided by them since the beginning when we set up payments so we would know when the debt would be completely paid?
Consumer Consent Provided	Consent provided

Date of last update: 28 Mar 2025

Sources: New York Secretary of State