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JERSEY MORTGAGE COMPANY OF NEW JERSEY, INC.

JERSEY MORTGAGE COMPANY OF NEW JERSEY, INC.

Company Details

Name:	JERSEY MORTGAGE COMPANY OF NEW JERSEY, INC.
Jurisdiction:	New York
Legal type:	FOREIGN BUSINESS CORPORATION
Status:	Inactive
Date of registration:	20 Mar 2006 (19 years ago)
Date of dissolution:	27 Apr 2011
Entity Number:	3336174
ZIP code:	10011
County:	New York
Place of Formation:	New Jersey
Principal Address:	20 COMMERCE DRIVE, STE 340, CRANFORD, NJ, United States, 07016
Address:	111 EIGHTH AVENUE, NEW YORK, NY, United States, 10011

Agent

Name	Role	Address
CT CORPORATION SYSTEM	Agent	111 8TH AVENUE, NEW YORK, NY, 10011

DOS Process Agent

Name	Role	Address
CT CORPORATION SYSTEM	DOS Process Agent	111 EIGHTH AVENUE, NEW YORK, NY, United States, 10011

Chief Executive Officer

Name	Role	Address
EUGENE T. VAN NOTE	Chief Executive Officer	20 COMMERCE DRIVE, STE 340, CRANFORD, NJ, United States, 07016

History

Start date	End date	Type	Value
2006-03-20	2010-02-26	Address	875 AVENUE OF THE AMERICAS, SUITE 502, NEW YORK, NY, 10001, USA (Type of address: Registered Agent)
2006-03-20	2010-02-24	Address	875 AVENUE OF THE AMERICAS, SUITE 501, NEW YORK, NY, 10001, USA (Type of address: Service of Process)

Filings

Filing Number	Date Filed	Type	Effective Date
DP-2012288	2011-04-27	ANNULMENT OF AUTHORITY	2011-04-27
100226000128	2010-02-26	CERTIFICATE OF CHANGE	2010-02-26
100224002172	2010-02-24	BIENNIAL STATEMENT	2010-03-01
080324002195	2008-03-24	BIENNIAL STATEMENT	2008-03-01
060320000321	2006-03-20	APPLICATION OF AUTHORITY	2006-03-20

CFPB Complaint

Complaint Id

Date Received

Issue

Product

2635855

2017-08-09

Applying for a mortgage or refinancing an existing mortgage

Mortgage

Issue	Applying for a mortgage or refinancing an existing mortgage
Timely	Yes
Company	Jersey Mortgage Company of New Jersey, Inc.
Product	Mortgage
Sub Product	Conventional home mortgage
Date Received	2017-08-09
Submitted Via	Web
Company Response	Closed with explanation
Consumer Disputed	N/A
Date Sent To Company	2017-08-09
Company Public Response	Company disputes the facts presented in the complaint
Complaint What Happened	I was contacted by a mortgage broker representing XXXX XXXX XXXX XXXX. This is the same broker who I worked with to obtain my original mortgage and a subsequent re-financing for the same property. He called and told me rates were down and I could benefit from a refi. He requested my personal info to run a credit check and got back to me saying everything looked good. He then requested we do a refi on my primary home ( original conversation ) and also on my second home ( rental property ). I told him I would be interested only if it makes financial sense for me. He assured me it would and asked for {$1200.00}. to proceed with processing. I sent a lawyer the XXXX for transferring my mortgage from XXXX XXXX XXXX XXXX back to XXXX XXXX. ( XXXX XXXX was the original mortgage holder and XXXX XXXX XXXX obtained via refi ). Several months went by when I was contacted by a colleague of his with teh refi estaimates. They were completely ridiculous. They wanted me to refi and take out $ XXXX on rental property to pay down primary mtg to obtain a better rate. The costs were approaching $ XXXX and Imy combined mtg would decrease only {$170.00} per month. They also recommended I roll closing costs into my refi package. Hence, I incurred $ XXXX more debt and reduce my monthly payments {$170.00}. I told them I wasnt interested. We went back and forth for several months before they agreed to provide a new refi for only my original ( Primary ) home. This was attractive but it was n't making any progress. After months of calling them back and emailing and texting them I was told the underwriter has declined my application due to insufficient work history. I have been doing the same XXXX XXXX work for 20 years and qualified with same persons/entity for my original mortgage and refin. I also make more money than before and have more assets than before. I told tehm I want my {$1200.00} back and they said there 's one more option - I have to wait until XX/XX/XXXX to have sufficient work history. Interested rates went up twice since original rejection notice ( XX/XX/XXXX ). This XX/XX/XXXX I submitted updated documentation and was told yesterday I was denied again - same reason. I have been doing the same work for 20 years and teh broker know of the work before this process began and has worked with me before over the past 8 years. They were 100 % aware of my work history before they requested the {$1200.00}. I also believe they wanted to set me up with a bad and inappropriate re-fi agreement and when I rejected it they wanted out of the deal with me. Loan agreement is attached. Psswrd is XXXX. This in itself should constitute a violation of some consumer protection for inappropriate loans.
Consumer Consent Provided	Consent provided

Date of last update: 28 Mar 2025

Sources: New York Secretary of State