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NATIONAL RECOVERY SOLUTIONS, LLC

Headquarter

Company Details

Name: NATIONAL RECOVERY SOLUTIONS, LLC
Jurisdiction: New York
Legal type: DOMESTIC LIMITED LIABILITY COMPANY
Status: Active
Date of registration: 14 Sep 2006 (19 years ago)
Entity Number: 3412693
ZIP code: 14094
County: Niagara
Place of Formation: New York
Address: 6425 DYSINGER RD, LOCKPORT, NY, United States, 14094

Contact Details

Phone +1 716-923-7486

Links between entities

Type Company Name Company Number State
Headquarter of NATIONAL RECOVERY SOLUTIONS, LLC, MISSISSIPPI 902018 MISSISSIPPI
Headquarter of NATIONAL RECOVERY SOLUTIONS, LLC, ALASKA 10305466 ALASKA
Headquarter of NATIONAL RECOVERY SOLUTIONS, LLC, KENTUCKY 0650929 KENTUCKY
Headquarter of NATIONAL RECOVERY SOLUTIONS, LLC, Alabama 000-611-697 Alabama
Headquarter of NATIONAL RECOVERY SOLUTIONS, LLC, MINNESOTA afc7d276-90d4-e011-a886-001ec94ffe7f MINNESOTA
Headquarter of NATIONAL RECOVERY SOLUTIONS, LLC, COLORADO 20071425474 COLORADO
Headquarter of NATIONAL RECOVERY SOLUTIONS, LLC, FLORIDA M07000000384 FLORIDA
Headquarter of NATIONAL RECOVERY SOLUTIONS, LLC, RHODE ISLAND 000159909 RHODE ISLAND
Headquarter of NATIONAL RECOVERY SOLUTIONS, LLC, CONNECTICUT 0912641 CONNECTICUT
Headquarter of NATIONAL RECOVERY SOLUTIONS, LLC, IDAHO 233764 IDAHO
Headquarter of NATIONAL RECOVERY SOLUTIONS, LLC, ILLINOIS LLC_02454548 ILLINOIS

Unique Entity ID

Unique Entity ID Expiration Date Physical Address Mailing Address
DWKXFSCKHE97 2025-03-19 6425 DYSINGER RD, LOCKPORT, NY, 14094, 9398, USA 6425 DYSINGER RD, LOCKPORT, NY, 14094, 9398, USA

Business Information
Congressional District 24
State/Country of Incorporation NY, USA
Activation Date 2024-03-21
Initial Registration Date 2012-06-19
Entity Start Date 2006-09-16
Fiscal Year End Close Date Dec 31

Service Classifications
NAICS Codes 561440

Points of Contacts
Electronic Business
Title PRIMARY POC
Name KINDA BAKER
Role CEO
Address 6425 DYSINGER ROAD, LOCKPORT, NY, 14094, USA
Title ALTERNATE POC
Name KINDA BAKER
Role CEO
Address 6425 DYSINGER ROAD, LOCKPORT, NY, 14094, USA
Government Business
Title PRIMARY POC
Name KINDA BAKER
Role CEO
Address 6425 DYSINGER ROAD, LOCKPORT, NY, 14094, USA
Title ALTERNATE POC
Name KINDA BAKER
Address 6425 DYSINGER ROAD, LOCKPORT, NY, 14094, USA
Past Performance Information not Available

Commercial and government entity program

CAGE number Status Type Established CAGE Update Date CAGE Expiration SAM Expiration
6RZU7 Active Non-Manufacturer 2012-06-19 2024-09-09 2029-09-09 2025-09-05

Contact Information
POC KINDA BAKER
Phone +1 716-923-7486
Address 6425 DYSINGER RD, LOCKPORT, NY, 14094 9398, UNITED STATES

Ownership of Offeror Information
Highest Level Owner Information not Available
Immediate Level Owner Information not Available
List of Offerors (0) Information not Available

form 5500

Plan Name Plan Year EIN/PN Received Sponsor Total number of participants
NATIONAL RECOVERY SOLUTIONS, LLC 401(K) PROFIT SHARING 2019 205543505 2020-10-12 NATIONAL RECOVERY SOLUTIONS, LLC 33
File View Page
Three-digit plan number (PN) 001
Effective date of plan 2007-01-01
Business code 541990
Sponsor’s telephone number 7169237488
Plan sponsor’s address PO BOX 322, LOCKPORT, NY, 14095

Signature of
Role Plan administrator
Date 2020-10-12
Name of individual signing TIMOTHY BAKER
Role Employer/plan sponsor
Date 2020-10-12
Name of individual signing TIMOTHY BAKER
NATIONAL RECOVERY SOLUTIONS, LLC 401(K) PROFIT SHARING 2018 205543505 2019-10-03 NATIONAL RECOVERY SOLUTIONS, LLC 31
File View Page
Three-digit plan number (PN) 001
Effective date of plan 2007-01-01
Business code 541990
Sponsor’s telephone number 7169237488
Plan sponsor’s address PO BOX 322, LOCKPORT, NY, 14095

Signature of
Role Plan administrator
Date 2019-10-03
Name of individual signing TIMOTHY BAKER
Role Employer/plan sponsor
Date 2019-10-03
Name of individual signing TIMOTHY BAKER
NATIONAL RECOVERY SOLUTIONS LL 401 K PROFIT SHARING PLAN TRUST 2014 205543505 2015-07-27 NATIONAL RECOVERY SOLUTIONS 18
File View Page
Three-digit plan number (PN) 001
Effective date of plan 2007-01-01
Business code 541990
Sponsor’s telephone number 7169237488
Plan sponsor’s address PO BOX 322, LOCKPORT, NY, 14095

Signature of
Role Plan administrator
Date 2015-07-27
Name of individual signing KEVIN BAKER
NATIONAL RECOVERY SOLUTIONS LL 401 K PROFIT SHARING PLAN TRUST 2014 205543505 2015-07-08 NATIONAL RECOVERY SOLUTIONS 24
Three-digit plan number (PN) 001
Effective date of plan 2007-01-01
Business code 541990
Sponsor’s telephone number 7169237488
Plan sponsor’s address PO BOX 322, LOCKPORT, NY, 14095

Signature of
Role Plan administrator
Date 2015-07-08
Name of individual signing TIMOTHY MROCZEK
NATIONAL RECOVERY SOLUTIONS LL 401 K PROFIT SHARING PLAN TRUST 2013 205543505 2014-07-22 NATIONAL RECOVERY SOLUTIONS 23
File View Page
Three-digit plan number (PN) 001
Effective date of plan 2007-01-01
Business code 541990
Sponsor’s telephone number 7169237488
Plan sponsor’s address STE 500 BEWLEY BUILDING, LOCKPORT, NY, 14094

Signature of
Role Plan administrator
Date 2014-07-22
Name of individual signing TIMOTHY MROCZEK
NATIONAL RECOVERY SOLUTIONS LL 401 K PROFIT SHARING PLAN TRUST 2012 205543505 2013-07-09 NATIONAL RECOVERY SOLUTIONS 23
File View Page
Three-digit plan number (PN) 001
Effective date of plan 2007-01-01
Business code 541990
Sponsor’s telephone number 7169237488
Plan sponsor’s address STE 500 BEWLEY BUILDING, LOCKPORT, NY, 14094

Signature of
Role Plan administrator
Date 2013-07-09
Name of individual signing NATIONAL RECOVERY SOLUTIONS
NATIONAL RECOVERY SOLUTIONS LL 401 K PROFIT SHARING PLAN TRUST 2011 205543505 2012-07-19 NATIONAL RECOVERY SOLUTIONS 21
File View Page
Three-digit plan number (PN) 001
Effective date of plan 2007-01-01
Business code 541990
Sponsor’s telephone number 7169237488
Plan sponsor’s address 6425 DYSINGER RD, LOCKPORT, NY, 14094

Plan administrator’s name and address
Administrator’s EIN 205543505
Plan administrator’s name NATIONAL RECOVERY SOLUTIONS
Plan administrator’s address 6425 DYSINGER RD, LOCKPORT, NY, 14094
Administrator’s telephone number 7169237488

Signature of
Role Plan administrator
Date 2012-07-19
Name of individual signing NATIONAL RECOVERY SOLUTIONS
NATIONAL RECOVERY SOLUTIONS LL 401 K PROFIT SHARING PLAN TRUST 2011 205543505 2012-06-11 NATIONAL RECOVERY SOLUTIONS 21
Three-digit plan number (PN) 001
Effective date of plan 2007-01-01
Business code 541990
Sponsor’s telephone number 7169237488
Plan sponsor’s address STE 500 BEWLEY BUILDING, LOCKPORT, NY, 14094

Plan administrator’s name and address
Administrator’s EIN 205543505
Plan administrator’s name NATIONAL RECOVERY SOLUTIONS
Plan administrator’s address STE 500 BEWLEY BUILDING, LOCKPORT, NY, 14094
Administrator’s telephone number 7169237488

Signature of
Role Plan administrator
Date 2012-06-11
Name of individual signing NATIONAL RECOVERY SOLUTIONS
NATIONAL RECOVERY SOLUTIONS LL 401 K PROFIT SHARING PLAN TRUST 2010 205543505 2011-07-20 NATIONAL RECOVERY SOLUTIONS 15
File View Page
Three-digit plan number (PN) 001
Effective date of plan 2007-01-01
Business code 541990
Sponsor’s telephone number 7169237488
Plan sponsor’s address STE 500 BEWLEY BUILDING, LOCKPORT, NY, 140940000

Plan administrator’s name and address
Administrator’s EIN 205543505
Plan administrator’s name NATIONAL RECOVERY SOLUTIONS
Plan administrator’s address STE 500 BEWLEY BUILDING, LOCKPORT, NY, 140940000
Administrator’s telephone number 7169237488

Signature of
Role Plan administrator
Date 2011-07-20
Name of individual signing NATIONAL RECOVERY SOLUTIONS
NATIONAL RECOVERY SOLUTIONS LL 2009 205543505 2011-02-02 NATIONAL RECOVERY SOLUTIONS 8
File View Page
Three-digit plan number (PN) 001
Effective date of plan 2007-01-01
Business code 541990
Sponsor’s telephone number 7169237485
Plan sponsor’s address STE 500 BEWLEY BUILDING, LOCKPORT, NY, 140940000

Plan administrator’s name and address
Administrator’s EIN 205543505
Plan administrator’s name NATIONAL RECOVERY SOLUTIONS
Plan administrator’s address STE 500 BEWLEY BUILDING, LOCKPORT, NY, 140940000
Administrator’s telephone number 7169237485

Signature of
Role Plan administrator
Date 2011-02-02
Name of individual signing NATIONAL RECOVERY SOLUTIONS

DOS Process Agent

Name Role Address
NATIONAL RECOVERY SOLUTIONS, LLC DOS Process Agent 6425 DYSINGER RD, LOCKPORT, NY, United States, 14094

Licenses

Number Status Type Date End date
2040748-DCA Inactive Business 2016-07-19 2023-01-31
1355145-DCA Inactive Business 2010-05-24 2017-01-31
1246081-DCA Active Business 2007-01-04 2025-01-31

History

Start date End date Type Value
2012-09-06 2024-09-09 Address 6425 DYSINGER RD, LOCKPORT, NY, 14094, USA (Type of address: Service of Process)
2008-08-28 2012-09-06 Address STE 500/BENLEY BLDG/MARKET ST, LOCKPORT, NY, 14094, USA (Type of address: Service of Process)
2006-09-14 2008-08-28 Address STE. 224, BEWLEY BUILDING, MARKET ST., LOCKPORT, NY, 14094, USA (Type of address: Service of Process)

Filings

Filing Number Date Filed Type Effective Date
240909000528 2024-09-09 BIENNIAL STATEMENT 2024-09-09
220907001838 2022-09-07 BIENNIAL STATEMENT 2022-09-01
200908060240 2020-09-08 BIENNIAL STATEMENT 2020-09-01
190726000342 2019-07-26 CERTIFICATE OF AMENDMENT 2019-07-26
180905006576 2018-09-05 BIENNIAL STATEMENT 2018-09-01
160902006580 2016-09-02 BIENNIAL STATEMENT 2016-09-01
140916006482 2014-09-16 BIENNIAL STATEMENT 2014-09-01
120906002085 2012-09-06 BIENNIAL STATEMENT 2012-09-01
100909003052 2010-09-09 BIENNIAL STATEMENT 2010-09-01
080828003094 2008-08-28 BIENNIAL STATEMENT 2008-09-01

Complaints

Start date End date Type Satisafaction Restitution Result
2017-02-10 2017-03-15 Harassment Yes 2224.00 Bill Reduced

Fine And Fees

Fee Sequence Id Fee type Status Date Amount Description
3587299 RENEWAL INVOICED 2023-01-25 150 Debt Collection Agency Renewal Fee
3293838 RENEWAL INVOICED 2021-02-09 150 Debt Collection Agency Renewal Fee
3293839 RENEWAL INVOICED 2021-02-09 150 Debt Collection Agency Renewal Fee
2973073 RENEWAL INVOICED 2019-01-31 150 Debt Collection Agency Renewal Fee
2973156 RENEWAL INVOICED 2019-01-31 150 Debt Collection Agency Renewal Fee
2540403 RENEWAL INVOICED 2017-01-26 150 Debt Collection Agency Renewal Fee
2540486 RENEWAL INVOICED 2017-01-26 150 Debt Collection Agency Renewal Fee
2384468 LICENSE INVOICED 2016-07-18 75 Debt Collection License Fee
1954086 RENEWAL INVOICED 2015-01-29 150 Debt Collection Agency Renewal Fee
1954093 RENEWAL INVOICED 2015-01-29 150 Debt Collection Agency Renewal Fee

USAspending Awards. Financial Assistance

FAIN Awarding Agency Assistance Listings Start Date End Date Description
4002015007 Small Business Administration 59.012 - 7(A) LOAN GUARANTEES No data No data TO AID SMALL BUSINESSES WHICH ARE UNABLE TO OBTAIN FINANCING IN THE PRIVATE CREDIT MARKETPLACE
Recipient NATIONAL RECOVERY SOLUTIONS, LLC
Recipient Name Raw NATIONAL RECOVERY SOLUTIONS LLC
Recipient UEI DWKXFSCKHE97
Recipient DUNS 807846410
Recipient Address 500 BEWLEY BLDG, LOCKPORT, NIAGARA, NEW YORK, 14094-0000, UNITED STATES
Obligated Amount 0.00
Non-Federal Funding 0.00
Original Subsidy Cost 4230.00
Face Value of Direct Loan 100000.00
Link View Page

CFPB Complaint

Complaint Id Date Received Issue Product
6271021 2022-12-02 Threatened to contact someone or share information improperly Debt collection
Issue Threatened to contact someone or share information improperly
Timely Yes
Company National Recovery Solutions, LLC
Product Debt collection
Sub Issue Contacted you after you asked them to stop
Sub Product I do not know
Date Received 2022-12-02
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2022-12-02
Complaint What Happened XXXX XXXX was issued a cease and desist yesterday via text, the same communication they initiated without my permission to contact me about an alleged debt that I do not owe. Please see attached exhibits, which show that XXXX XXXX violated my right to privacy by contacting me to collect on an alleged debt that I do not owe. XXXX XXXX assumed the risk when they purchased an alleged debt from the alleged creditor. I do not owe neither, XXXX XXXX or the creditor, and demanded all communication ( direct and indirect ), harassment, embarrassment, defamation of character and attempts to collect on an alleged debt to stop. The Fair Debt Collection Practices Act is intended to secure my right to privacy and my privacy has been breached so be it.
Consumer Consent Provided Consent provided
2245949 2016-12-12 Cont'd attempts collect debt not owed Debt collection
Tags Older American
Issue Cont'd attempts collect debt not owed
Timely Yes
Company National Recovery Solutions, LLC
Product Debt collection
Sub Issue Debt was paid
Sub Product Other (i.e. phone, health club, etc.)
Date Received 2016-12-12
Submitted Via Referral
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2016-12-13
Consumer Consent Provided N/A
10299231 2024-09-30 False statements or representation Debt collection
Tags Servicemember
Issue False statements or representation
Timely Yes
Company National Recovery Solutions, LLC
Product Debt collection
Sub Issue Attempted to collect wrong amount
Sub Product I do not know
Date Received 2024-09-30
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-09-30
Complaint What Happened You are claiming I owe you a debt which is inaccurate. Please provide me validation of this debt immediately. As you are no doubt aware, invalidated information must be removed from my credit reports immediately. Please note that I am not concerned with VERIFICATION of this debt. Send me VALIDATION at once. From the date you receive this letter cease and desist from reporting this information onto my credit reports. Continuing to do so violates my rights and i will take action against you. In your validation response, provide me with the following 1. A description of what the money you are alleging I owe you is for 2. A detailed reconciliation of this account and how you have calculated the amount you claim I owe you. An expianation of who the original creditor is. when this account was last paid to the original creditor, and an originating document 4. Send me proof that the statute of limitations on this account has not expired 5. Include your license number ( all of them ), and your registered agents ) information. If you do not have validation or your records indicate you are attempting to collect this debt in error, send me a response stating this and immediately remove this account from my credit reports.
Consumer Consent Provided Consent provided
1044433 2014-09-25 Cont'd attempts collect debt not owed Debt collection
Issue Cont'd attempts collect debt not owed
Timely Yes
Company National Recovery Solutions, LLC
Product Debt collection
Sub Issue Debt was paid
Sub Product Credit card
Date Received 2014-09-25
Submitted Via Referral
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2014-10-01
Consumer Consent Provided N/A
942498 2014-07-17 Cont'd attempts collect debt not owed Debt collection
Issue Cont'd attempts collect debt not owed
Timely Yes
Company National Recovery Solutions, LLC
Product Debt collection
Sub Issue Debt was discharged in bankruptcy
Sub Product Credit card
Date Received 2014-07-17
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed Yes
Date Sent To Company 2014-07-23
Consumer Consent Provided N/A
8266343 2024-02-02 Written notification about debt Debt collection
Issue Written notification about debt
Timely No
Company National Recovery Solutions, LLC
Product Debt collection
Sub Issue Didn't receive enough information to verify debt
Sub Product Credit card debt
Date Received 2024-02-02
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-02-02
Complaint What Happened I am disputing the adequacy of your response to my previous requests for debt validation. Your claim that there's no legal basis for my request for your state license and other verifying information is also in dispute. Under the Fair Debt Collection Practices Act ( 15 USC 1692g ), I have the right to ask for and receive validation of the debt you claim I owe. This includes documentation verifying your authority to collect this debt in my state. The bank statement you provided does not meet the legal requirement for debt validation. It doesn't constitute documentary evidence of the original debt or your legal standing to collect it. The Gramm-Leach-Bliley Act ( GLBA ) requires entities involved in debt collection or reporting to ensure the privacy and protection of consumer information. This includes obligations to disclose collecting agency information when requested. Your absence from the New York State Corporation and Business Entity Search database raises questions about your compliance with state regulations and your legal authority to operate within my state. The case law you referenced ( XXXX XXXX XXXX XXXX XXXX XXXX XXXX ) doesn't release you from your obligation under federal law to provide consumers with the requested validation and licensing information. The Federal Trade Commission 's Statements of General Policy or Interpretation Staff Commentary on the FDCPA stresses the importance of providing consumers with clear and accurate information about their debts and the identity of those collecting them. Reporting the amount owed without proper validation is inaccurate reporting under the FCRA. This could unjustly impact my credit report and score. This misrepresentation of debt violates my rights under 15 USC 1611, which requires accurate reporting of consumer debts. With these points in mind, I repeat my request for the following : 1. Proper validation of the debt, as required by 15 USC 1692g, including original creditor information and detailed account statements. 2. Evidence of your authority to collect this debt in my state, including state licensing information as applicable. 3. Immediate correction of any inaccuracies reported to credit reporting agencies regarding this debt, in compliance with 15 USC 1611. I appreciate your efforts to close the account and cease communication as requested. However, you must comply with the above-mentioned legal requirements to fully resolve this matter and protect my rights as a consumer. Please provide the requested documentation within 30 days of receiving this letter. Failure to comply may result in further action, including complaints to regulatory authorities and consideration of legal remedies.
Consumer Consent Provided Consent provided
8244682 2024-01-30 Improper use of your report Credit reporting or other personal consumer reports
Issue Improper use of your report
Timely Yes
Company National Recovery Solutions, LLC
Product Credit reporting or other personal consumer reports
Sub Issue Reporting company used your report improperly
Sub Product Credit reporting
Date Received 2024-01-30
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-01-30
Consumer Consent Provided Consent not provided
8222264 2024-01-25 Improper use of your report Credit reporting or other personal consumer reports
Issue Improper use of your report
Timely Yes
Company National Recovery Solutions, LLC
Product Credit reporting or other personal consumer reports
Sub Issue Reporting company used your report improperly
Sub Product Credit reporting
Date Received 2024-01-25
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-01-25
Complaint What Happened I am writing to dispute the validity of the debt referenced in a notice I recently received. My understanding is that the name in your notice, written in all capital letters, does not represent me as an individual. Instead, it represents a separate legal entity of which I am the beneficiary. Consequently, I am requesting a comprehensive investigation into this matter. Under the Fair Debt Collection Practices Act ( FDCPA ) and the Fair Credit Reporting Act ( FCRA ), I have the right to request debt validation. I kindly ask you to provide the following : 1. A copy of the original contract with my signature. 2. A detailed account of the debt you claim I owe. 3. Proof that you are licensed to collect debts in my state. Please suspend all collection activities until this debt is validated. Also, as this account has been reported to credit reporting agencies, I ask you to remove it immediately due to its dubious nature. If you do not provide these documents within 15 days of receiving this letter, I will expect the account to be removed from my credit report and no further attempts to collect this alleged debt.
Consumer Consent Provided Consent provided
8162624 2024-01-17 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company National Recovery Solutions, LLC
Product Debt collection
Sub Issue Debt is not yours
Sub Product I do not know
Date Received 2024-01-17
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-01-17
Complaint What Happened TCPA Violations ( 47 U.S.C. 227 ) : The claim of " passthrough consent '' is indeed a robust defense, provided that the consent was specific to the type of communication used. I acknowledge XXXX 's assertion that they do not use an ATDS or prerecorded messages. However, under the TCPA, it is imperative that I receive evidence of manual dialing processes. The burden of proof lies with XXXX to demonstrate compliance with TCPA regulations. As the account was sold to a third party, the nature of consent may change, and thus, the specificity of consent must be established. FDCPA Violations ( 15 U.S.C. 1692c ) : The FDCPA 's provisions regarding third-party communications are clear and must be adhered to strictly. Even if no statutes were overtly violated, the frequency and content of communications with third parties must comply with the FDCPA. While XXXX may be unwilling to provide recordings to the consumer directly, should an official investigation by the CFPB or another regulatory agency commence, XXXX will be obligated to comply. The absence of a violation request does not negate the right to confirm compliance. GLBA Non-Compliance ( 15 U.S.C. 1681 ) : The use of multiple numbers and any practices that could potentially mislead or confuse the recipient must be justified in detail to ensure they are not deceptive or misleading, which would be contrary to consumer protection laws. The initiation of any communication by XXXX constitutes contact, and as such, a notice of debt validation should have been sent within XXXX days. The " Cease and Desist '' status does not exempt XXXX from past alleged violations or potential statutory damages. Regarding statutory damages, while they are indeed subject to actual violations occurring, the allegations here warrant a thorough investigation. If violations are proven, statutory damages of up to XXXX per violation under the FDCPA are warranted.
Consumer Consent Provided Consent provided
8173374 2024-01-15 Written notification about debt Debt collection
Issue Written notification about debt
Timely Yes
Company National Recovery Solutions, LLC
Product Debt collection
Sub Issue Didn't receive enough information to verify debt
Sub Product I do not know
Date Received 2024-01-15
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-01-15
Complaint What Happened 1. **TCPA Violations ( 47 U.S.C. 227 ) : ** XXXX 's claim of " pass-through consent '' must be substantiated with clear evidence that the consent was indeed granted by myself was specific to the type of communication employed. The assertion that XXXX does not use an XXXX XXXX XXXX XXXX ( XXXX ) or prerecorded messages is noted. However, I request proof of the manual dialing processes and policies that ensure compliance with the TCPA to evaluate the veracity of these claims. 2. **FDCPA Violations ( 15 U.S.C. 1692c ) : ** The FDCPA allows for communication with third parties solely to acquire location information and only under strict conditions that do not involve disclosing the nature of the debt. While XXXX claims no statutes were violated during their contact with a third party, this interaction must still adhere to the provisions of the FDCPA regarding frequency and content of such communications. I request a copy of the recording mentioned to confirm that no inappropriate disclosures were made. 3. **GLBA Non-Compliance ( 15 U.S.C. 1681 ) : ** Utilizing multiple numbers may not inherently constitute a violation ; however, it can be indicative of an intent to mislead or confuse the recipient, which is contrary to the spirit of consumer protection laws. I require a detailed explanation of how these practices do not constitute deceptive or misleading conduct. Regarding debt validation, while it is true that a notice is required within five days of initial contact, any communication initiated by XXXX is considered contact, and thus, a notice should have been sent. XXXX has placed my account in a " Cease and Desist '' status, this does not absolve the company from past alleged violations or potential statutory damages due to me. I expect a prompt and comprehensive response to the points raised herein.
Consumer Consent Provided Consent provided
8162150 2024-01-12 Communication tactics Debt collection
Issue Communication tactics
Timely Yes
Company National Recovery Solutions, LLC
Product Debt collection
Sub Issue Frequent or repeated calls
Sub Product I do not know
Date Received 2024-01-12
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-01-12
Complaint What Happened I am writing to formally register a complaint against National Recovery Solutions for repeated and unauthorized telephone communications that I believe are in breach of the Telephone Consumer Protection Act ( TCPA ), the Fair Debt Collection Practices Act ( FDCPA ), and the Gramm-Leach-Bliley Act ( GLBA ). XXXXXXXX XXXXTCPA Violations ( 47 U.S.C. 227 ) : XXXX I have received unsolicited calls from National Recovery Solutions without my prior express consent, in clear violation of the TCPA 's stipulations against auto-dialed calls and prerecorded messages. XXXX. XXXXXXXXFDCPA Violations ( 15 U.S.C. 1692c ) : XXXX The company has improperly communicated with a family member about my alleged debts without my authorization or acknowledgment of such debts. This action is in direct contravention of the FDCPA, which prohibits debt collectors from contacting third parties regarding a debtor 's obligations without explicit consent. XXXX. XXXXGLBA Non-Compliance ( 15 U.S.C. 1681 ) XXXX XXXX The methods of communication employed by National Recovery Solutions raise serious concerns about the protection and confidentiality of my personal information, suggesting non-compliance with GLBA regulations. Additionally, these calls have originated from multiple numbers, including a XXXX number, which may indicate deceptive practices. I have not yet received any debt validation or provided written consent for these communications. In light of these violations.
Consumer Consent Provided Consent provided
2310408 2017-01-25 Improper contact or sharing of info Debt collection
Issue Improper contact or sharing of info
Timely Yes
Company National Recovery Solutions, LLC
Product Debt collection
Sub Issue Contacted employer after asked not to
Sub Product Federal student loan
Date Received 2017-01-25
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2017-04-04
Consumer Consent Provided Consent not provided
6634801 2023-03-01 Attempts to collect debt not owed Debt collection
Tags Older American
Issue Attempts to collect debt not owed
Timely Yes
Company National Recovery Solutions, LLC
Product Debt collection
Sub Issue Debt is not yours
Sub Product Credit card debt
Date Received 2023-03-01
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2023-03-01
Consumer Consent Provided Consent not provided
2257976 2016-12-21 Improper contact or sharing of info Debt collection
Issue Improper contact or sharing of info
Timely Yes
Company National Recovery Solutions, LLC
Product Debt collection
Sub Issue Talked to a third party about my debt
Sub Product Other (i.e. phone, health club, etc.)
Date Received 2016-12-21
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2016-12-21
Consumer Consent Provided Consent not provided
942499 2014-07-17 Cont'd attempts collect debt not owed Debt collection
Issue Cont'd attempts collect debt not owed
Timely Yes
Company National Recovery Solutions, LLC
Product Debt collection
Sub Issue Debt was discharged in bankruptcy
Sub Product Credit card
Date Received 2014-07-17
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2014-08-14
Consumer Consent Provided N/A
3155093 2019-02-18 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company National Recovery Solutions, LLC
Product Debt collection
Sub Issue Debt was already discharged in bankruptcy and is no longer owed
Sub Product I do not know
Date Received 2019-02-18
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2019-02-18
Consumer Consent Provided Consent not provided
4314155 2021-04-21 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company National Recovery Solutions, LLC
Product Debt collection
Sub Issue Debt is not yours
Sub Product I do not know
Date Received 2021-04-21
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2021-04-21
Consumer Consent Provided Consent not provided
8297392 2024-02-06 Written notification about debt Debt collection
Issue Written notification about debt
Timely Yes
Company National Recovery Solutions, LLC
Product Debt collection
Sub Issue Didn't receive enough information to verify debt
Sub Product Credit card debt
Date Received 2024-02-06
Submitted Via Referral
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-02-07
Consumer Consent Provided N/A
12663113 2025-03-23 Improper use of your report Credit reporting or other personal consumer reports
Issue Improper use of your report
Timely Yes
Company National Recovery Solutions, LLC
Product Credit reporting or other personal consumer reports
Sub Issue Credit inquiries on your report that you don't recognize
Sub Product Credit reporting
Date Received 2025-03-23
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2025-03-23

Paycheck Protection Program

Loan Number Loan Funded Date SBA Origination Office Code Loan Delivery Method Borrower Street Address
1267027102 2020-04-10 0296 PPP 6425 DYSINGER RD, LOCKPORT, NY, 14094-9099
Loan Status Date 2021-05-18
Loan Status Paid in Full
Loan Maturity in Months 24
SBA Guaranty Percentage 100
Loan Approval Amount (at origination) 835800
Loan Approval Amount (current) 835800
Undisbursed Amount 0
Franchise Name -
Lender Location ID 46391
Servicing Lender Name Manufacturers and Traders Trust Company
Servicing Lender Address One M & T Plaza, 15th Fl, BUFFALO, NY, 14203
Rural or Urban Indicator U
Hubzone N
LMI N
Business Age Description Existing or more than 2 years old
Project Address LOCKPORT, NIAGARA, NY, 14094-9099
Project Congressional District NY-24
Number of Employees 91
NAICS code 561440
Borrower Race Unanswered
Borrower Ethnicity Not Hispanic or Latino
Business Type Limited Liability Company(LLC)
Originating Lender ID 46391
Originating Lender Name Manufacturers and Traders Trust Company
Originating Lender Address BUFFALO, NY
Gender Male Owned
Veteran Non-Veteran
Forgiveness Amount 844249.59
Forgiveness Paid Date 2021-04-22
4242048308 2021-01-23 0296 PPS 6425 Dysinger Rd, Lockport, NY, 14094-9398
Loan Status Date 2021-12-09
Loan Status Paid in Full
Loan Maturity in Months 60
SBA Guaranty Percentage 100
Loan Approval Amount (at origination) 745613
Loan Approval Amount (current) 745613
Undisbursed Amount 0
Franchise Name -
Lender Location ID 46391
Servicing Lender Name Manufacturers and Traders Trust Company
Servicing Lender Address One M & T Plaza, 15th Fl, BUFFALO, NY, 14203
Rural or Urban Indicator U
Hubzone N
LMI N
Business Age Description Existing or more than 2 years old
Project Address Lockport, NIAGARA, NY, 14094-9398
Project Congressional District NY-24
Number of Employees 43
NAICS code 561440
Borrower Race Unanswered
Borrower Ethnicity Not Hispanic or Latino
Business Type Limited Liability Company(LLC)
Originating Lender ID 46391
Originating Lender Name Manufacturers and Traders Trust Company
Originating Lender Address BUFFALO, NY
Gender Female Owned
Veteran Non-Veteran
Forgiveness Amount 751189.78
Forgiveness Paid Date 2021-11-02

U.S. Small Business Administration Profile

Status User ID Name of Firm Trade Name UEI Address
Active P1666685 NATIONAL RECOVERY SOLUTIONS, LLC - DWKXFSCKHE97 6425 DYSINGER RD, LOCKPORT, NY, 14094-9398
Capabilities Statement Link https://nationalrsllc-my.sharepoint.com
Phone Number 716-923-7486
Fax Number -
E-mail Address kmbaker@nrsolutionsllc.com
WWW Page -
E-Commerce Website -
Contact Person KINDA BAKER
County Code (3 digit) 063
Congressional District 24
Metropolitan Statistical Area 1280
CAGE Code 6RZU7
Year Established 2006
Accepts Government Credit Card Yes
Legal Structure LLC
Ownership and Self-Certifications Self-Certified Small Disadvantaged Business, Women-Owned Small Business, Woman Owned
Business Development Servicing Office BUFFALO DISTRICT OFFICE (SBA office code 0296)
Capabilities Narrative National Recovery Solutions, LLC is a full-service collection agency. NRS is a certified (EDWOSB) Economically Disadvantaged Woman Owned Small Business specializing in consumer debt collections with financial institutions that support the lending, purchase, sale, and recovery of performing and nonperforming assets on the primary/secondary market. We offer combined management experience totaling over one hundred years within the industry. Our approach is compliance first while maintaining the highest returns for our clients. Our status with the BBB & CFPB demonstrates the compliant priority we place on doing business the right way.
Special Equipment/Materials (none given)
Business Type Percentages (none given)
Keywords Collection, debt, collector
Quality Assurance Standards (none given)
Electronic Data Interchange capable -

Current Principals
Name Kinda Baker
Role President
Name Kevin Baker
Role VIce president

SBA Federal Certifications
HUBZone Certified No
Women Owned Certified Yes
Women Owned Pending No
Economically Disadvantaged Women Owned Certified Yes
Economically Disadvantaged Women Owned Pending No
Veteran-Owned Small Business Certified No
Veteran-Owned Small Business Joint Venture No
Service-Disabled Veteran-Owned Small Business Certified No
Service-Disabled Veteran-Owned Small Business Joint Venture No

Bonding Levels
Description Construction Bonding Level (per contract)
Level $0
Description Construction Bonding Level (aggregate)
Level $0
Description Service Bonding Level (per contract)
Level $0
Description Service Bonding Level (aggregate)
Level $0

NAICS Codes with Size Determinations by NAICS
Primary Yes
Code 561440
NAICS Code's Description Collection Agencies
Buy Green Yes

Export Profile (Trade Mission Online)
Exporter No
Export Business Activities (none given)
Exporting to (none given)
Desired Export Business Relationships (none given)
Description of Export Objective(s) (none given)

Related by officers

No related officers

Related by address

No related companies by address

Date of last update: 28 Mar 2025

Sources: New York Secretary of State

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