10934056
|
2024-11-26
|
Attempts to collect debt not owed
|
Debt collection
|
|
Issue |
Attempts to collect debt not owed
|
Timely |
Yes
|
Company |
Optio Solutions, LLC
|
Product |
Debt collection
|
Sub Issue |
Debt is not yours
|
Sub Product |
Other debt
|
Date Received |
2024-11-26
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2024-11-26
|
Consumer Consent Provided |
Consent not provided
|
|
4239470
|
2021-03-23
|
Written notification about debt
|
Debt collection
|
|
Issue |
Written notification about debt
|
Timely |
Yes
|
Company |
Optio Solutions, LLC
|
Product |
Debt collection
|
Sub Issue |
Didn't receive enough information to verify debt
|
Sub Product |
Auto debt
|
Date Received |
2021-03-23
|
Submitted Via |
Referral
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2021-03-23
|
Consumer Consent Provided |
N/A
|
|
3165553
|
2019-02-28
|
Took or threatened to take negative or legal action
|
Debt collection
|
|
Tags |
Servicemember
|
Issue |
Took or threatened to take negative or legal action
|
Timely |
Yes
|
Company |
Optio Solutions, LLC
|
Product |
Debt collection
|
Sub Issue |
Sued you in a state where you do not live or did not sign for the debt
|
Sub Product |
Other debt
|
Date Received |
2019-02-28
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2019-03-06
|
Consumer Consent Provided |
Consent not provided
|
|
1783692
|
2016-02-12
|
Communication tactics
|
Debt collection
|
|
Tags |
Older American
|
Issue |
Communication tactics
|
Timely |
Yes
|
Company |
Optio Solutions, LLC
|
Product |
Debt collection
|
Sub Issue |
Threatened to take legal action
|
Sub Product |
Auto
|
Date Received |
2016-02-12
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
No
|
Date Sent To Company |
2016-02-12
|
Complaint What Happened |
called by this debt collector told him not to call after XXXX and he became abusive and threatening.
|
Consumer Consent Provided |
Consent provided
|
|
3408789
|
2019-10-17
|
Attempts to collect debt not owed
|
Debt collection
|
|
Issue |
Attempts to collect debt not owed
|
Timely |
Yes
|
Company |
Optio Solutions, LLC
|
Product |
Debt collection
|
Sub Issue |
Debt is not yours
|
Sub Product |
Auto debt
|
Date Received |
2019-10-17
|
Submitted Via |
Phone
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2019-10-17
|
Consumer Consent Provided |
N/A
|
|
1886981
|
2016-04-20
|
Taking/threatening an illegal action
|
Debt collection
|
|
Issue |
Taking/threatening an illegal action
|
Timely |
Yes
|
Company |
Optio Solutions, LLC
|
Product |
Debt collection
|
Sub Issue |
Attempted to/Collected exempt funds
|
Sub Product |
Auto
|
Date Received |
2016-04-20
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
Yes
|
Date Sent To Company |
2016-04-20
|
Consumer Consent Provided |
Consent not provided
|
|
5415904
|
2022-04-06
|
Took or threatened to take negative or legal action
|
Debt collection
|
|
Issue |
Took or threatened to take negative or legal action
|
Timely |
Yes
|
Company |
Optio Solutions, LLC
|
Product |
Debt collection
|
Sub Issue |
Threatened to sue you for very old debt
|
Sub Product |
Credit card debt
|
Date Received |
2022-04-06
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2022-04-06
|
Consumer Consent Provided |
Consent not provided
|
|