|
1795399
|
2016-02-19
|
Disclosure verification of debt
|
Debt collection
|
|
| Issue |
Disclosure verification of debt
|
| Timely |
Yes
|
| Company |
MiraMed Revenue Group LLC
|
| Product |
Debt collection
|
| Sub Issue |
Right to dispute notice not received
|
| Sub Product |
Medical
|
| Date Received |
2016-02-19
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
No
|
| Date Sent To Company |
2016-02-19
|
| Consumer Consent Provided |
Consent not provided
|
|
|
8222980
|
2024-01-25
|
Communication tactics
|
Debt collection
|
|
| Issue |
Communication tactics
|
| Timely |
Yes
|
| Company |
MiraMed Revenue Group LLC
|
| Product |
Debt collection
|
| Sub Issue |
You told them to stop contacting you, but they keep trying
|
| Sub Product |
Medical debt
|
| Date Received |
2024-01-25
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2024-01-25
|
| Complaint What Happened |
On XX/XX/2024, I spoke with a representative and asked her to continue all communications via mail, I would like to no longer be contacted via phone. Since that date, I have received a phone call every day, at least once sometimes twice a day. I spoke to someone today, letting her know the same thing. That I do not want any more phone communication with this creditor.
|
| Consumer Consent Provided |
Consent provided
|
|
|
4463227
|
2021-06-15
|
Attempts to collect debt not owed
|
Debt collection
|
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
Yes
|
| Company |
MiraMed Revenue Group LLC
|
| Product |
Debt collection
|
| Sub Issue |
Debt was result of identity theft
|
| Sub Product |
Medical debt
|
| Date Received |
2021-06-15
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2021-08-01
|
| Complaint What Happened |
I am a victim of identity theft. The account was opened without my knowledge, consent or authority. I have no idea how the theft took place, nor do I have knowledge of the suspects. I did not receive any money, goods, or services as a result of the identity theft.
|
| Consumer Consent Provided |
Consent provided
|
|
|
4200552
|
2021-03-10
|
Attempts to collect debt not owed
|
Debt collection
|
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
Yes
|
| Company |
MiraMed Revenue Group LLC
|
| Product |
Debt collection
|
| Sub Issue |
Debt is not yours
|
| Sub Product |
I do not know
|
| Date Received |
2021-03-10
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2021-03-10
|
| Consumer Consent Provided |
Consent not provided
|
|
|
3238147
|
2019-05-10
|
Problem with a credit reporting company's investigation into an existing problem
|
Credit reporting, credit repair services, or other personal consumer reports
|
|
| Issue |
Problem with a credit reporting company's investigation into an existing problem
|
| Timely |
Yes
|
| Company |
MiraMed Revenue Group LLC
|
| Product |
Credit reporting, credit repair services, or other personal consumer reports
|
| Sub Issue |
Difficulty submitting a dispute or getting information about a dispute over the phone
|
| Sub Product |
Credit reporting
|
| Date Received |
2019-05-10
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2019-05-10
|
| Complaint What Happened |
There is 2 amounts on my credit report and both amounts should not be there.
{$500.00} & {$640.00} for dates of XX/XX/XXXX, XX/XX/XXXX and XX/XX/XXXX I have had full insurance medical benefit - I do not know why this is on my credit report.
I called the company to try to dispute it and they were not helpful at all.
I have my paperwork of the claimed being paid by my insurance company.
When i call the company contact on my report they wont help me.
I want both charges off my credit report immediately.
Company contact info is : Miramed Revenue Group XXXX XXXX XXXX XXXX XXXX IL XXXX XXXX
|
| Consumer Consent Provided |
Consent provided
|
|
|
4461830
|
2021-06-15
|
Took or threatened to take negative or legal action
|
Debt collection
|
|
| Issue |
Took or threatened to take negative or legal action
|
| Timely |
Yes
|
| Company |
MiraMed Revenue Group LLC
|
| Product |
Debt collection
|
| Sub Issue |
Threatened or suggested your credit would be damaged
|
| Sub Product |
Medical debt
|
| Date Received |
2021-06-15
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2021-06-15
|
| Complaint What Happened |
Hi, On XX/XX/2021 Miramed Revenue Group placed a Collection item on my Credit Report for the amount of XXXX.
I have NEVER EVER received a collection letter from this or any other entity regarding a medical bill for XXXX.
I asked for any proof what-so-ever of debt or a copy of a bill sent to me and they were not willing to provide. The rep I spoke to admitted that they had the wrong mailing/billing address on file.
It is not Okay to place an account in collection on a Credit Report without giving a chance for the customer notice of, chance to review or pay the claim.
I kindly ask that this item be removed from my Credit Report ASAP.
|
| Consumer Consent Provided |
Consent provided
|
|
|
4978750
|
2021-12-06
|
Problem with a credit reporting company's investigation into an existing problem
|
Credit reporting, credit repair services, or other personal consumer reports
|
|
| Issue |
Problem with a credit reporting company's investigation into an existing problem
|
| Timely |
Yes
|
| Company |
MiraMed Revenue Group LLC
|
| Product |
Credit reporting, credit repair services, or other personal consumer reports
|
| Sub Issue |
Their investigation did not fix an error on your report
|
| Sub Product |
Credit reporting
|
| Date Received |
2021-12-06
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2021-12-06
|
| Complaint What Happened |
I am writing to alert the Consumer Financial Protection Bureau of a collections company that is violating my rights and not using proper communication methods when showing up on my credit report. I am pertaining to 2 MIRAMEDRG accounts that were previously reported in XXXX XXXX XXXX ACCOUNTS. The balance {$960.00} and {$68.00} was previously reported with XXXX XXXX XXXX ACCOUNTS in XX/XX/XXXX. After I disputed this account these were removed XX/XX/XXXX and replaced to MIRAMEDRG in the same month. These items are left reported in my XXXX credit report.I need the CFPB office to please look into my case. This account has just popped up on my credit report without ever communicating to me. There was no written letter to me or calls to me so I can explain that they have the wrong person. They have recently just popped up on my credit report and I am not familiar with how they got my information or how they have my social security number. I do not owe this company and I Right now I am getting an alert on my XXXX XXXX and credit monitoring service saying my credit score has dropped tremendously. I can furnish the images of this alert showing the collections company. They are hurting me financially and this is a really big issue. To my understanding they must be compliant with laws and regulations that say they must write the consumer within days of the first communication. They are using my credit to communicate with me yet they NEVER wrote me before.. If they don't write me then how could send me a right to dispute or explain my rights? Please review the original paperwork for this account. I request they send me a copy of this information to my address. I also request the original contract signed showing my signature long with all other pages of the original agreement. I am suffering damages because of this error. I have been a victim of ID theft before and I monitor my financial affairs very closely. To me this seems like an instance of debt parking that I read about on the FTC website. The Federal Trade Commission has taken action against debt collection companies that allegedly placed bogus or highly questionable debts onto consumers credit reports to coerce them to pay the debts. They label this as DEBT PARKING. The Federal Trade Commission recently took action against a Missouri collection company and its owners, alleging that they collected more than {$24.00} million from consumers, largely by placing bogus or highly questionable debts on their credit reports. The defendants used this illegal debt parking to coerce people to pay debts they didnt owe or didnt recognize, XXXX XXXX XXXX director of the XXXX bureau of consumer protection , said in prepared remarks about the agencys settlement with the company, XXXX XXXX XXXX XXXX I DO NOT HAVE ANY BUSINESS RELATIONSHIP WITH THIS COMPANY and I am concerned they have unethicality acquired my information and they are acting unethically with their debt collections. There is a process in law that protects consumers from these illegal actions. This account is lowering my credit score and if I am declined for anything, I will seek financial remedy by talking to an fdcpa lawyer. CFPB Complaint ExampleTOP
|
| Consumer Consent Provided |
Consent provided
|
|
|
4636891
|
2021-08-17
|
False statements or representation
|
Debt collection
|
|
| Issue |
False statements or representation
|
| Timely |
Yes
|
| Company |
MiraMed Revenue Group LLC
|
| Product |
Debt collection
|
| Sub Issue |
Attempted to collect wrong amount
|
| Sub Product |
Medical debt
|
| Date Received |
2021-08-17
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2021-08-17
|
| Complaint What Happened |
A collections notice was received by XXXX XXXX XXXX for an unpaid medical bill for a foster child. When the collections agency was contacted for the purpose of providing insurance billing information, they claimed that they are not in the business to bill insurance, do not have the ability to bill insurance, and were requiring that XXXX provide the insurance company address, contact information, and other items that are not available to this worker. The information on the insurance ID card, used by medical providers everywhere for the purpose of billing medical charges, could not be used by the collections agency. They have intentionally created obstacles that prevent them from billing insurance, and it is done for the purpose of pursuing payment of the full amount of the bill to increase the profit they make from collections.
|
| Consumer Consent Provided |
Consent provided
|
|
|
3236012
|
2019-05-08
|
Attempts to collect debt not owed
|
Debt collection
|
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
Yes
|
| Company |
MiraMed Revenue Group LLC
|
| Product |
Debt collection
|
| Sub Issue |
Debt is not yours
|
| Sub Product |
Medical debt
|
| Date Received |
2019-05-08
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2019-05-08
|
| Complaint What Happened |
Not mine. Section 609 states that you're required to send me the paperwork associated with this account. Furnish or remove.Section 623 states that the creditor can not continue to report it when disputed, unless they have proof to the contrary
|
| Consumer Consent Provided |
Consent provided
|
|
|
1498523
|
2015-08-03
|
Taking/threatening an illegal action
|
Debt collection
|
|
| Issue |
Taking/threatening an illegal action
|
| Timely |
Yes
|
| Company |
MiraMed Revenue Group LLC
|
| Product |
Debt collection
|
| Sub Issue |
Attempted to/Collected exempt funds
|
| Sub Product |
Medical
|
| Date Received |
2015-08-03
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
No
|
| Date Sent To Company |
2015-08-03
|
| Complaint What Happened |
I received a letter in the mail today XX/XX/XXXX, from the MiraMed Revenue Group, LLC, claiming they represent XXXX XXXX For a date of service of XX/XX/XXXX. My husband called the MiraMed XXXX XXXX ) and asked them what this was about. They wanted extra information about me, so my husband told them that we are thinking they are trying to run a scam to collect money. That we have never done business with this XXXX. We also contacted our health care insurance and they told us any medical bill that we have not received for a service that is over a year old does not need to be paid and the insurance company will not pay on it either. That all medical groups know this. So that is why we feel a scam is trying to be run.
|
| Consumer Consent Provided |
Consent provided
|
|
