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SUNRISE CREDIT SERVICES INC.

Headquarter

Company Details

Name: SUNRISE CREDIT SERVICES INC.
Jurisdiction: New York
Legal type: DOMESTIC BUSINESS CORPORATION
Status: Active
Date of registration: 22 Sep 1975 (49 years ago)
Entity Number: 379660
ZIP code: 11747
County: Suffolk
Place of Formation: New York
Address: 8 CORPORATE CTR DRIVE, SUITE 300, MELVILLE, NY, United States, 11747

Contact Details

Phone +1 631-501-8500

Shares Details

Shares issued 200

Share Par Value 0

Type NO PAR VALUE

Links between entities

Type Company Name Company Number State
Headquarter of SUNRISE CREDIT SERVICES INC., MINNESOTA c15636aa-a0d4-e011-a886-001ec94ffe7f MINNESOTA
Headquarter of SUNRISE CREDIT SERVICES INC., COLORADO 19971000817 COLORADO
Headquarter of SUNRISE CREDIT SERVICES INC., FLORIDA F15000002207 FLORIDA
Headquarter of SUNRISE CREDIT SERVICES INC., RHODE ISLAND 000746401 RHODE ISLAND
Headquarter of SUNRISE CREDIT SERVICES INC., CONNECTICUT 1183369 CONNECTICUT
Headquarter of SUNRISE CREDIT SERVICES INC., IDAHO 451156 IDAHO
Headquarter of SUNRISE CREDIT SERVICES INC., ILLINOIS CORP_61045066 ILLINOIS

Commercial and government entity program

CAGE number Status Type Established CAGE Update Date CAGE Expiration SAM Expiration
6H5G5 Obsolete Non-Manufacturer 2011-08-15 2024-03-03 2021-12-14 No data

Contact Information

POC DAVID BARSIC
Phone +1 800-208-8565
Fax +1 631-501-8529
Address 260 AIRPORT PLAZA, FARMINGDALE, NY, 11735 3946, UNITED STATES

Ownership of Offeror Information

Highest Level Owner Information not Available
Immediate Level Owner Information not Available
List of Offerors (0) Information not Available

Chief Executive Officer

Name Role Address
DIANE DOANE Chief Executive Officer 8 CORPORATE CTR. DRIVE SUITE 300, MELVILLE, NY, United States, 11747

DOS Process Agent

Name Role Address
SUNRISE CREDIT SERVICES INC. DOS Process Agent 8 CORPORATE CTR DRIVE, SUITE 300, MELVILLE, NY, United States, 11747

Licenses

Number Status Type Date End date
0902582-DCA Active Business 1994-12-19 2025-01-31

History

Start date End date Type Value
2024-10-21 2024-10-21 Shares Share type: NO PAR VALUE, Number of shares: 1800, Par value: 0
2024-10-21 2024-10-21 Shares Share type: NO PAR VALUE, Number of shares: 200, Par value: 0
2023-10-31 2024-10-21 Shares Share type: NO PAR VALUE, Number of shares: 200, Par value: 0
2023-10-31 2024-10-21 Shares Share type: NO PAR VALUE, Number of shares: 1800, Par value: 0
2023-10-31 2023-10-31 Shares Share type: NO PAR VALUE, Number of shares: 200, Par value: 0
2023-10-31 2023-10-31 Shares Share type: NO PAR VALUE, Number of shares: 1800, Par value: 0
2023-09-06 2023-09-06 Address 260 AIRPORT PLAZA, FARMINGDALE, NY, 11735, 3946, USA (Type of address: Chief Executive Officer)
2023-09-06 2023-09-06 Address 8 CORPORATE CTR. DRIVE SUITE 300, MELVILLE, NY, 11747, USA (Type of address: Chief Executive Officer)
2023-09-06 2023-10-31 Shares Share type: NO PAR VALUE, Number of shares: 1800, Par value: 0
2023-09-06 2023-09-06 Shares Share type: NO PAR VALUE, Number of shares: 1800, Par value: 0

Filings

Filing Number Date Filed Type Effective Date
230906000592 2023-09-06 BIENNIAL STATEMENT 2023-09-01
221024000400 2022-10-19 AMENDMENT TO BIENNIAL STATEMENT 2022-10-19
220926000020 2022-09-23 CERTIFICATE OF CHANGE BY ENTITY 2022-09-23
220614001317 2022-06-14 BIENNIAL STATEMENT 2021-09-01
190904060281 2019-09-04 BIENNIAL STATEMENT 2019-09-01
170920006164 2017-09-20 BIENNIAL STATEMENT 2017-09-01
160624006159 2016-06-24 BIENNIAL STATEMENT 2015-09-01
130920002099 2013-09-20 BIENNIAL STATEMENT 2013-09-01
110928002595 2011-09-28 BIENNIAL STATEMENT 2011-09-01
20110218073 2011-02-18 ASSUMED NAME LLC INITIAL FILING 2011-02-18

Complaints

Start date End date Type Satisafaction Restitution Result
2021-06-18 2021-07-08 Billing Dispute Yes 0.00 Resolved and Consumer Satisfied
2021-04-23 2021-05-05 Harassment Yes 0.00 Resolved and Consumer Satisfied
2021-01-01 2021-01-20 Billing Dispute Yes 365.00 Bill Reduced
2020-12-11 2020-12-22 Misrepresentation Yes 1660.00 Bill Reduced
2020-09-03 2020-09-18 Misrepresentation Yes 0.00 Resolved and Consumer Satisfied
2019-09-03 2019-09-11 Billing Dispute Yes 102.00 Bill Reduced
2019-06-18 2019-06-26 Misrepresentation Yes 0.00 Bill Reduced
2019-04-24 2019-05-21 Billing Dispute Yes 0.00 Resolved and Consumer Satisfied
2018-10-25 2018-11-09 Billing Dispute Yes 0.00 Resolved and Consumer Satisfied
2018-03-16 2018-04-06 Billing Dispute Yes 0.00 Resolved and Consumer Satisfied

Fine And Fees

Fee Sequence Id Fee type Status Date Amount Description
3577827 RENEWAL INVOICED 2023-01-05 150 Debt Collection Agency Renewal Fee
3285371 RENEWAL INVOICED 2021-01-20 150 Debt Collection Agency Renewal Fee
2942086 RENEWAL INVOICED 2018-12-11 150 Debt Collection Agency Renewal Fee
2526586 RENEWAL INVOICED 2017-01-04 150 Debt Collection Agency Renewal Fee
1949268 RENEWAL INVOICED 2015-01-26 150 Debt Collection Agency Renewal Fee
1357821 RENEWAL INVOICED 2013-01-25 150 Debt Collection Agency Renewal Fee
1357822 CNV_TFEE INVOICED 2011-01-11 3 WT and WH - Transaction Fee
1357823 RENEWAL INVOICED 2011-01-11 150 Debt Collection Agency Renewal Fee
1357824 RENEWAL INVOICED 2008-12-16 150 Debt Collection Agency Renewal Fee
1357825 RENEWAL INVOICED 2006-11-28 150 Debt Collection Agency Renewal Fee

CFPB Complaint

Complaint Id Date Received Issue Product
11547097 2025-01-15 Problem with a company's investigation into an existing problem Credit reporting or other personal consumer reports
Issue Problem with a company's investigation into an existing problem
Timely Yes
Company SUNRISE CREDIT SERVICES, INC
Product Credit reporting or other personal consumer reports
Sub Issue Their investigation did not fix an error on your report
Sub Product Credit reporting
Date Received 2025-01-15
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2025-01-15
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Complaint What Happened XXXX has failed to fulfill its legal obligation under the Fair Credit Reporting Act ( FCRA ) to conduct a reasonable reinvestigation of disputed information on my credit report, leaving inaccurate or unverifiable accounts unresolved. The Consumer Financial Protection Bureau ( CFPB ) has recently filed a lawsuit against, XXXX alleging systemic issues such as failing to forward consumer-provided evidence to furnishers, accepting unreliable responses, and failing to adequately notify consumers of dispute outcomes. These failures align with my experience, where XXXX has neither corrected nor removed disputed items despite the evidence I provided, causing ongoing harm to my credit standing. I am requesting immediate corrective action to remove or amend the disputed accounts, as XXXX inaction violates federal law and my rights as a consumer.
Consumer Consent Provided Consent provided
11822302 2025-01-29 Attempts to collect debt not owed Debt collection
Tags Older American
Issue Attempts to collect debt not owed
Timely Yes
Company SUNRISE CREDIT SERVICES, INC
Product Debt collection
Sub Issue Debt is not yours
Sub Product Telecommunications debt
Date Received 2025-01-29
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2025-01-29
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
11063866 2024-12-06 Written notification about debt Debt collection
Issue Written notification about debt
Timely Yes
Company SUNRISE CREDIT SERVICES, INC
Product Debt collection
Sub Issue Didn't receive notice of right to dispute
Sub Product Credit card debt
Date Received 2024-12-06
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-12-06
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Consumer Consent Provided Consent not provided
11269107 2024-12-24 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company SUNRISE CREDIT SERVICES, INC
Product Debt collection
Sub Issue Debt was result of identity theft
Sub Product Other debt
Date Received 2024-12-24
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-12-27
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Complaint What Happened Over a year ago I settled a debt with XXXX XXXX XXXX. Someone walked into a store and got a phone and monthly service with my maiden name and address. I filed a police report and took care of it as soon as I started getting the bill. XXXX XXXX XXXX wont talk to me about it as they sent it to another collection agency in XXXX of XXXX. I did not create the account but they said I need the passcode to speak about it. Last year it was taken care after I filed the report. In the fraud report the XXXX spoke with XXXX XXXX XXXX from XXXX XXXX XXXX who advised the XXXX the correction to the account would be taken care of within the month. This was in XXXX of XXXX. The fraud report # is XXXX All of a sudden in XXXX of XXXX I received notice that a debt collector was not on my credit report. I called them ( Sunrise Credit ) and they stated that XXXX XXXX XXXX sent them my information. I have perfect credit and they are ruining it! Please help me. How can they come back over a year later and just try again when it was proven not to be me and claimed to be dropped by XXXX XXXX XXXX Fraud was in the name of XXXX XXXX and I have been XXXX XXXX for over 20 years. Please get them off my credit. This is crazy that they can do this.
Consumer Consent Provided Consent provided
11268198 2024-12-24 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company SUNRISE CREDIT SERVICES, INC
Product Debt collection
Sub Issue Debt is not yours
Sub Product I do not know
Date Received 2024-12-24
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-12-24
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Complaint What Happened I never signed a contract with this company or credit agency. I have fought this credit allegation before through another credit agency and it was deleted from my credit report now being represented by sunrise credit service illegally when I never entered into an agreement regarding false information represented on my credit report.
Consumer Consent Provided Consent provided
11222234 2024-12-19 Written notification about debt Debt collection
Issue Written notification about debt
Timely Yes
Company SUNRISE CREDIT SERVICES, INC
Product Debt collection
Sub Issue Didn't receive enough information to verify debt
Sub Product Other debt
Date Received 2024-12-19
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-12-19
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Complaint What Happened Hi, I received a letter ( attached ) in the mail from Sunrise Credit Services saying they are a debt collector and I owe them {$82.00} on behalf of XXXX XXXX. I called XXXX and confirmed that I do not owe any debts ( also attached is a screenshot of {$0.00} balance ). The " account number '' ( XXXX ) Sunrise Credit Services provided on the letter isn't even accurate nor does it exist. I haven't used XXXX services in almost 2 years. When I was looking up the debt collector company Sunrise Credit Services, there were all these terrible reviews ( XXXX ) on XXXX about how it is a big scam, the debt is often false/incorrect, and what they are doing is illegal. I didn't want to engage or interact with Sunrise Credit because I didn't want to get pulled into a scam but I also don't want my credit score to be impacted. Could you please have Sunrise Credit Services remove this incorrect debt? Thank you.
Consumer Consent Provided Consent provided
10713594 2024-11-07 Written notification about debt Debt collection
Issue Written notification about debt
Timely Yes
Company SUNRISE CREDIT SERVICES, INC
Product Debt collection
Sub Issue Didn't receive notice of right to dispute
Sub Product Other debt
Date Received 2024-11-07
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-11-07
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Consumer Consent Provided Consent not provided
10713146 2024-11-07 Written notification about debt Debt collection
Issue Written notification about debt
Timely Yes
Company SUNRISE CREDIT SERVICES, INC
Product Debt collection
Sub Issue Didn't receive notice of right to dispute
Sub Product I do not know
Date Received 2024-11-07
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-11-07
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Complaint What Happened I'm unaware of this debt. I didn't have an opportunity to dispute this debt. I did NOT receive proper notification. If in fact you believe you gave me proper notification then please send me the certified mail with a receipt with my signature on it stating I received it.
Consumer Consent Provided Consent provided
11175693 2024-12-17 Written notification about debt Debt collection
Issue Written notification about debt
Timely Yes
Company SUNRISE CREDIT SERVICES, INC
Product Debt collection
Sub Issue Didn't receive notice of right to dispute
Sub Product Telecommunications debt
Date Received 2024-12-17
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-12-17
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Consumer Consent Provided Consent not provided
10586036 2024-10-27 False statements or representation Debt collection
Issue False statements or representation
Timely Yes
Company SUNRISE CREDIT SERVICES, INC
Product Debt collection
Sub Issue Attempted to collect wrong amount
Sub Product I do not know
Date Received 2024-10-27
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-10-27
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Consumer Consent Provided Consent not provided
7468196 2023-08-29 False statements or representation Debt collection
Issue False statements or representation
Timely Yes
Company SUNRISE CREDIT SERVICES, INC
Product Debt collection
Sub Issue Attempted to collect wrong amount
Sub Product Telecommunications debt
Date Received 2023-08-29
Submitted Via Phone
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2023-08-29
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Consumer Consent Provided N/A
11103057 2024-12-10 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company SUNRISE CREDIT SERVICES, INC
Product Debt collection
Sub Issue Debt was result of identity theft
Sub Product Telecommunications debt
Date Received 2024-12-10
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-12-17
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Complaint What Happened i have no knowledge of this account. this is identity theft
Consumer Consent Provided Consent provided
6708552 2023-03-16 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company SUNRISE CREDIT SERVICES, INC
Product Debt collection
Sub Issue Debt was paid
Sub Product Other debt
Date Received 2023-03-16
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2023-03-16
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Complaint What Happened After receiving the letter from Sunrise credit services about a collection notice regarding the balance from a utility company. The account number was incorrect on the notice. After investigating, I found the utility company balance was from a property that was sold by me almost 1 and year half ago. I did not receive any notice from the utility company regarding any unpaid balance. Since, my understanding was that all accounts are cleared of balances due at the time of closing. Now, when the collection agency sent the letter it had a date on the letter stating that if I communicate with the collection agency before XX/XX/XXXXXXXX of XXXX, they must stop any collection actions and further investigate the charges. But, they instead reported the collections on my credit report on XX/XX/2023. I have communicated via email to them, explaining that the balance was paid in full to the original creditor after the utility company confirmed that the balance belonged to me. But I never received any letter from the utility company after I sold the property. So, now even the balance is paid in full to the original creditor. Collections agency is not willing to delete the collections reported on my credit report. Kindly help .thank you
Consumer Consent Provided Consent provided
10875247 2024-11-20 Incorrect information on your report Credit reporting or other personal consumer reports
Issue Incorrect information on your report
Timely Yes
Company SUNRISE CREDIT SERVICES, INC
Product Credit reporting or other personal consumer reports
Sub Issue Information belongs to someone else
Sub Product Credit reporting
Date Received 2024-11-20
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-12-04
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Complaint What Happened Issue with Sunrise Credit Services XXXX XXXX XXXX XXXX XXXXXXXX XXXX, NY XXXX. I am filing this complaint to address derogatory account that has been reported on my XXXX credit report by Sunrise Credit Service. The account, reported on XX/XX/year>, shows an account balance of {$810.00} and has negatively impacted my credit report. I want to clarify that I do not recognize the acct in question and do not owe the amount stated. Someone fraudulently opened an account in my name has caused me significant stress and has adversely affected my credit score. In the past, I recall speaking to a representative at Sunrise Credit Service regarding the fraudulent account that I had never opened. I forwarded my personal documentation, proof of residence upon Sunrise request and I thought that was the end of this situation. However, according to XXXX XXXX XXXX derogatory remark was placed on my credit report. I contact Sunrise and forwarded a letter and XXXX XXXX reply stating contact XXXX. I did and spoke to representative name XXXX. Upon answering her questions I am not the person who open the account. She indicate to speak with Sunrise about the credit reporting. This is unfair, stressful, and interfering with my credit report and reported derogatory mark. According to XXXX XXXX XXXX it clearly states Sunrise Credit Services , Inc reported the derogatory. They need to be held fully accountable and no one at their office is accepting the responsibility as to who contact XXXX.
Consumer Consent Provided Consent provided
5976892 2022-09-14 Written notification about debt Debt collection
Issue Written notification about debt
Timely Yes
Company SUNRISE CREDIT SERVICES, INC
Product Debt collection
Sub Issue Didn't receive enough information to verify debt
Sub Product Other debt
Date Received 2022-09-14
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2022-09-14
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Consumer Consent Provided Consent not provided
6227002 2022-11-22 Communication tactics Debt collection
Issue Communication tactics
Timely Yes
Company SUNRISE CREDIT SERVICES, INC
Product Debt collection
Sub Issue Frequent or repeated calls
Sub Product Other debt
Date Received 2022-11-22
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2022-11-22
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Consumer Consent Provided Consent not provided
6334101 2022-12-19 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company SUNRISE CREDIT SERVICES, INC
Product Debt collection
Sub Issue Debt is not yours
Sub Product Credit card debt
Date Received 2022-12-19
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2023-01-12
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Complaint What Happened On XX/XX/2022 Sunrise Credit Service furnished an alleged debt to consumer reporting agencies XXXX, XXXX and XXXX. Sunrise Credit Service reported an unauthorized account claiming that it was a collection in the amount of {$370.00} XXXX. Sunrise Credit Service also furnished an address which has no association to me and never has claiming that the address belongs to me along with the alleged debt. Due to the fact that Sunrise Credit Service never sent me any notice, I the consumer was never allowed to dispute the validity of the alleged debt or given the opportunity to avoid the inaccurate, unfair and bias credit reporting that has caused me to suffer great XXXX XXXX XXXX XXXX XXXX. I sent Sunrise Credit Service a notice disputing the validity of the alleged debt and have not received any documentation requested leaving me the consumer to suffer even further. I have no contract, agreement or dealings with Sunrise Credit Service yet they somehow obtained my personal Identifying Information without my knowledge or consent and used it with no authorization from me the consumer. Sunrise Credit Service has invaded my privacy and defamed my character all while using abusive, deceptive and unfair debt collection practices. I will not stand for the abuse and as a consumer I will not allow a fictitious debt collector injure me any further.
Consumer Consent Provided Consent provided
11006257 2024-12-03 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company SUNRISE CREDIT SERVICES, INC
Product Debt collection
Sub Issue Debt is not yours
Sub Product I do not know
Date Received 2024-12-03
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-12-03
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Consumer Consent Provided Consent not provided
6025567 2022-09-27 Written notification about debt Debt collection
Tags Servicemember
Issue Written notification about debt
Timely Yes
Company SUNRISE CREDIT SERVICES, INC
Product Debt collection
Sub Issue Didn't receive notice of right to dispute
Sub Product Other debt
Date Received 2022-09-27
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2022-09-27
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Complaint What Happened I received an alert about my credit on XXXX XXXX that a collection agency had placed in collection on my credit report. I never heard of this company nor have I spoken to anyone at this company before. After seeing this, I called the company ( Sunrise Credit Service ) and they told me that for them to remove the negative item I need to pay them what's owed. I never receive a call or a letter from this collection agency notifying me of the money allegedly owe. I ask them to remove the negative item from my credit report because I was not properly notify prior to them placing this item on my credit. I would like them to remove it asap until they follow the law. They need to notify me first.
Consumer Consent Provided Consent provided
5826981 2022-07-30 Attempts to collect debt not owed Debt collection
Tags Servicemember
Issue Attempts to collect debt not owed
Timely Yes
Company SUNRISE CREDIT SERVICES, INC
Product Debt collection
Sub Issue Debt was result of identity theft
Sub Product I do not know
Date Received 2022-07-30
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2022-07-30
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Consumer Consent Provided Consent not provided
6334126 2022-12-19 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company SUNRISE CREDIT SERVICES, INC
Product Debt collection
Sub Issue Debt is not yours
Sub Product Credit card debt
Date Received 2022-12-19
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2022-12-19
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Complaint What Happened On XX/XX/2022 Sunrise Credit Service furnished an alleged debt to consumer reporting agencies XXXX, XXXX and XXXX. Sunrise Credit Service reported an unauthorized account claiming that it was a collection in the amount of {$370.00} dollars. Sunrise Credit Service also furnished an address which has no association to me and never has claiming that the address belongs to me along with the alleged debt. Due to the fact that Sunrise Credit Service never sent me any notice, I the consumer was never allowed to dispute the validity of the alleged debt or given the opportunity to avoid the inaccurate, unfair and bias credit reporting that has caused me to suffer great financial harm and emotional stress. I sent Sunrise Credit Service a notice disputing the validity of the alleged debt and have not received any documentation requested leaving me the consumer to suffer even further. I have no contract, agreement or dealings with Sunrise Credit Service yet they somehow obtained my personal Identifying Information without my knowledge or consent and used it with no authorization from me the consumer. Sunrise Credit Service has invaded my privacy and defamed my character all while using abusive, deceptive and unfair debt collection practices. I will not stand for the abuse and as a consumer I will not allow a fictitious debt collector injure me any further.
Consumer Consent Provided Consent provided
5676658 2022-06-16 Incorrect information on your report Credit reporting, credit repair services, or other personal consumer reports
Issue Incorrect information on your report
Timely Yes
Company SUNRISE CREDIT SERVICES, INC
Product Credit reporting, credit repair services, or other personal consumer reports
Sub Issue Information belongs to someone else
Sub Product Credit reporting
Date Received 2022-06-16
Submitted Via Phone
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2022-06-24
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Consumer Consent Provided N/A
5917404 2022-08-25 Written notification about debt Debt collection
Issue Written notification about debt
Timely Yes
Company SUNRISE CREDIT SERVICES, INC
Product Debt collection
Sub Issue Didn't receive enough information to verify debt
Sub Product Other debt
Date Received 2022-08-25
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2022-08-25
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Consumer Consent Provided Consent not provided
11012260 2024-12-03 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company SUNRISE CREDIT SERVICES, INC
Product Debt collection
Sub Issue Debt is not yours
Sub Product Telecommunications debt
Date Received 2024-12-03
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-12-03
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Consumer Consent Provided Consent not provided
5613754 2022-05-27 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company SUNRISE CREDIT SERVICES, INC
Product Debt collection
Sub Issue Debt is not yours
Sub Product I do not know
Date Received 2022-05-27
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2022-05-27
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Consumer Consent Provided Consent not provided
5596438 2022-05-24 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company SUNRISE CREDIT SERVICES, INC
Product Debt collection
Sub Issue Debt was paid
Sub Product Other debt
Date Received 2022-05-24
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2022-05-24
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Complaint What Happened I am aware that according to article 9, the assignment of a defaulted Alleged debt is illegal. Both the assignee and the assigned are both liable for violations under 15 USC 1692 ( e ) ( 12 ). I am not validating any alleged debt with Sunrise Credit Services , Inc and my failure to dispute the validity of these alleged debts shall not be construed as an admission of liability. As of XXXX XX/XX/2022 I have not received any documentary evidence such as a trilateral contract giving Sunrise Credit Services , Inc any right to collect on this alleged debt. I have never received any documentation requesting validation from Sunrise Credit Services , Inc XXXX If Sunrise Credit Services , Inc can not provide me with proof such as a tracking number that they attempted to lawfully validate this alleged debt with me, the consumer, prior to furnishing this on my consumer report, this has been a fraudulently furnished account with forethought and malice as an attempt to bring harm to me and my financial reputation. I am legally refusing to pay this alleged debt pursuant to 15 USC 1692 ( c ) ( c ). I am demanding a cease and desist of all illegal activities, any communication and collection activities of this and any alleged debt until Sunrise Credit Services , Inc can provide me with sufficient documentary evidence that I have any legal obligation to pay them. If this documentary evidence can not be produced and Sunrise Credit Services , Inc continues its collection efforts, I will file for litigation for actual damages caused and Sunrise Credit Services , Inc will be held criminally liable for aggravated identity theft pursuant to 18 USC 1028a, extortion, theft by deception, securities fraud and mail fraud. Upon receipt of the documents herein this notice, you are hereby notified pursuant UCC 1-202f. Your prompt attention and response are both requested and required.
Consumer Consent Provided Consent provided
5744471 2022-07-06 Written notification about debt Debt collection
Issue Written notification about debt
Timely Yes
Company SUNRISE CREDIT SERVICES, INC
Product Debt collection
Sub Issue Didn't receive enough information to verify debt
Sub Product Other debt
Date Received 2022-07-06
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2022-07-06
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Complaint What Happened XXXX I called XXXX XXXX to see a copy of the original bill but they stated that they no longer have it on record and I should talk to the debt collector XXXX I called Sunrise Credit Services to see a copy of the bill. They stated that it was sent to me at my current address since XXXX but I have not received the bill. This is the 3rd time that I have asked to have it mailed to me. I was given my account number but when I log into the website there is no itemized info about the bill. The amount that is being collected is certainly higher than what the original utility bill was and I'd like to see it itemized because I don't believe I should owe that full amount. I have also been contacted 2 days after already speaking to a representative which is more often than is allowed.
Consumer Consent Provided Consent provided
5394329 2022-04-01 Incorrect information on your report Credit reporting, credit repair services, or other personal consumer reports
Issue Incorrect information on your report
Timely Yes
Company SUNRISE CREDIT SERVICES, INC
Product Credit reporting, credit repair services, or other personal consumer reports
Sub Issue Information belongs to someone else
Sub Product Credit reporting
Date Received 2022-04-01
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2022-04-01
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Complaint What Happened I received a few phone calls from SunRise Credit Services about an account that got opened with this company from XXXX XXXX XXXX. I made a three-way phone call to them with a XXXX representative, and this " collection agency " gave them an account number and address for me, and they had nothing for me. This company, SunRise is a fraud, I gave them 30 days to remove this fraudulent account from my credit that doesn't exist, or I will sue them! I asked them to send me a validation of the debt letter because I have had active service with them for years and have never been behind. They never sent the validation letter, and yesterday XX/XX/2022, they put it on my credit as delinquent debt.
Consumer Consent Provided Consent provided
5496420 2022-04-25 Took or threatened to take negative or legal action Debt collection
Issue Took or threatened to take negative or legal action
Timely Yes
Company SUNRISE CREDIT SERVICES, INC
Product Debt collection
Sub Issue Threatened or suggested your credit would be damaged
Sub Product Other debt
Date Received 2022-04-25
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2022-04-25
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Complaint What Happened Received a letter date XX/XX/XXXX that Sunrise Credit Services was trying to reach concerning a very old XXXX XXXX XXXX Account. They said that if I did not respond by XX/XX/2022 they would remote me to credit bureau. I received the letter on XX/XX/2022. This is the first communication from collector concerning this debt. They claim they have been trying to reach me by phone, but you receive so many spam calls a day that it would be next to impossible to know if they were calling me as no one ever leaves a voicemail. This may have been involved in bankruptcy as I had an XXXX XXXX XXXX account in their. I have been given no chance to dispute this with them, prove otherwise or be given validation. I did have an XXXX XXXX XXXX account that is being handled by my state AG and the FCC. I refuse to speak to a collector at all as they refuse to listen and have a poor track record according to XXXX.
Consumer Consent Provided Consent provided
4968879 2021-12-02 Took or threatened to take negative or legal action Debt collection
Issue Took or threatened to take negative or legal action
Timely Yes
Company SUNRISE CREDIT SERVICES, INC
Product Debt collection
Sub Issue Threatened or suggested your credit would be damaged
Sub Product Other debt
Date Received 2021-12-02
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2021-12-02
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Complaint What Happened SUNRISE CREDIT SERVICES , INC., sent me a Debt Validation letter dated XX/XX/2021 ( see attached to this complaint ), attempting to collect a debt. In the same letter it advises that I have 30 days to dispute the validity of the debt they were attempting to collect. I responded with a debt dispute letter dated XX/XX/2021 and mailed it on the same day of XX/XX/2021 ( see attached dispute letter and copy of USPS stamped envelope with postage?? ). My dispute letter requested that Sunrise Credit Services " Validate '' the debt of {$1700.00} pursuant to FDCPA 1692g 809 ( b ). SUNRISE CREDIT SERVICES , INC., FAILED to address the validation of the debt and sent me another collection letter with a new amount of {$610.00} dated XX/XX/2021. ( see attached to this complaint ) Clearly SUNRISE CREDIT SERVICES INC., is in violation of FDCPA 1692g ( b ) 809 ( b ), 1692c 805 ( c ), 1692e 807 ( 1 ) ( 2a ) ( 3 ) ( 6 ) ( 9 ) and 1692k 813 ( 1 ) ( 2 ). They are also reporting invalidated information to the 3 major credit bureaus which constitutes fraud under federal and state laws. As a result, my credit rating is in now jeopardy.
Consumer Consent Provided Consent provided
3969133 2020-11-22 Attempts to collect debt not owed Debt collection
Tags Older American, Servicemember
Issue Attempts to collect debt not owed
Timely Yes
Company SUNRISE CREDIT SERVICES, INC
Product Debt collection
Sub Issue Debt is not yours
Sub Product Other debt
Date Received 2020-11-22
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2020-12-04
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Complaint What Happened My cable TV and Phone service was installed by XXXX on XX/XX/XXXX. Soon after the installation the TV and phone were disabled and the main cable box was displaying Video Registering. After my complaint to XXXX, many attempts were made by their technicians with no results. They said that my television was causing the problem. I contacted XXXX and after tests were made they concluded that the problem was the cable box. Due to the spreading of the virus my wife and I, seniors in our XXXX decided not to have techs over. We have lived with this problem for the past 8 months. We paid every month if full including the month of XXXX although we did not receive full service. ( See attached ) On XX/XX/XXXX we switched over to XXXX. XXXX wants us to pay {$180.00} for XXXX because we canceled their service 2 days into the month with no service provided. We have no contract and I was not told of this rule. Thank you, XXXX XXXX
Consumer Consent Provided Consent provided

Paycheck Protection Program

Loan Number Loan Funded Date SBA Origination Office Code Loan Delivery Method Borrower Street Address
5853047109 2020-04-14 0235 PPP 260 Airport Plaza Boulevard, FARMINGDALE, NY, 11735-3946
Loan Status Date 2021-06-22
Loan Status Paid in Full
Loan Maturity in Months 24
SBA Guaranty Percentage 100
Loan Approval Amount (at origination) 3241375
Loan Approval Amount (current) 3241375
Undisbursed Amount 0
Franchise Name -
Lender Location ID 46391
Servicing Lender Name Manufacturers and Traders Trust Company
Servicing Lender Address One M & T Plaza, 15th Fl, BUFFALO, NY, 14203
Rural or Urban Indicator U
Hubzone N
LMI N
Business Age Description Existing or more than 2 years old
Project Address FARMINGDALE, NASSAU, NY, 11735-3946
Project Congressional District NY-02
Number of Employees 352
NAICS code 561440
Borrower Race Unanswered
Borrower Ethnicity Unknown/NotStated
Business Type Corporation
Originating Lender ID 46391
Originating Lender Name Manufacturers and Traders Trust Company
Originating Lender Address BUFFALO, NY
Gender Male Owned
Veteran Non-Veteran
Forgiveness Amount 3277163.33
Forgiveness Paid Date 2021-05-27

Date of last update: 01 Mar 2025

Sources: New York Secretary of State