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FIRST HELP FINANCIAL, LLC

Company Details

Name: FIRST HELP FINANCIAL, LLC
Jurisdiction: New York
Legal type: FOREIGN LIMITED LIABILITY COMPANY
Status: Active
Date of registration: 03 May 2012 (13 years ago)
Entity Number: 4240327
ZIP code: 12205
County: Westchester
Place of Formation: Massachusetts
Address: 187 WOLF ROAD, SUITE 101, ALBANY, NY, United States, 12205

Agent

Name Role Address
BUSINESS FILINGS INCORPORATED Agent 187 WOLF ROAD, SUITE 101, ALBANY, NY, 12205

DOS Process Agent

Name Role Address
C/O BUSINESS FILINGS INCORPORATED DOS Process Agent 187 WOLF ROAD, SUITE 101, ALBANY, NY, United States, 12205

History

Start date End date Type Value
2022-05-11 2024-05-17 Address 187 WOLF ROAD, SUITE 101, ALBANY, NY, 12205, USA (Type of address: Registered Agent)
2022-05-11 2024-05-17 Address 187 WOLF ROAD, SUITE 101, ALBANY, NY, 12205, USA (Type of address: Service of Process)
2019-11-04 2022-05-11 Address 80 STATE STREET, ALBANY, NY, 12207, 2543, USA (Type of address: Service of Process)
2018-05-18 2019-11-04 Address 199 WELLS AVENUE, SUITE 211, NEWTON, MA, 02459, USA (Type of address: Service of Process)
2012-05-03 2018-05-18 Address 1220 SOUTH STREET, NEEDHAM, MA, 02492, USA (Type of address: Service of Process)

Filings

Filing Number Date Filed Type Effective Date
240517001206 2024-05-17 BIENNIAL STATEMENT 2024-05-17
220622003330 2022-06-22 BIENNIAL STATEMENT 2022-05-01
220511000239 2022-05-09 CERTIFICATE OF CHANGE BY ENTITY 2022-05-09
200513060318 2020-05-13 BIENNIAL STATEMENT 2020-05-01
191104000187 2019-11-04 CERTIFICATE OF CHANGE 2019-11-04
180518002004 2018-05-18 BIENNIAL STATEMENT 2018-05-01
120503000776 2012-05-03 APPLICATION OF AUTHORITY 2012-05-03

CFPB Complaint

Complaint Id Date Received Issue Product
11447469 2025-01-09 Improper use of your report Credit reporting or other personal consumer reports
Issue Improper use of your report
Timely Yes
Company First Help Financial, LLC
Product Credit reporting or other personal consumer reports
Sub Issue Credit inquiries on your report that you don't recognize
Sub Product Credit reporting
Date Received 2025-01-09
Submitted Via Web
Company Response In progress
Consumer Disputed N/A
Date Sent To Company 2025-01-09
10484579 2024-10-18 Managing the loan or lease Vehicle loan or lease
Issue Managing the loan or lease
Timely Yes
Company First Help Financial, LLC
Product Vehicle loan or lease
Sub Issue Problem with fees charged
Sub Product Loan
Date Received 2024-10-18
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-10-18
Complaint What Happened On XXXX XXXX XXXX I paid the current month and the upcoming month in XXXX payment. I called and spoke to a representative at First help financial and was told it was find. The following month the company attempted to draw funds again for the month that was already paid resulting in NSF fee and a mark against my credit for non-payment. I called the company again on XXXX XXXX XXXX to ask about the additional fee and the NSF in the system on my account. I requested that the fee be removed and was told that there was a NSF fee and it can not be removed. Company refused to reverse the NSF fee. This company is not fair to customers and has no representation here in the US that understand financial law.
Consumer Consent Provided Consent provided
6907356 2023-04-30 Improper use of your report Credit reporting, credit repair services, or other personal consumer reports
Issue Improper use of your report
Timely Yes
Company First Help Financial, LLC
Product Credit reporting, credit repair services, or other personal consumer reports
Sub Issue Credit inquiries on your report that you don't recognize
Sub Product Credit reporting
Date Received 2023-04-30
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2023-04-30
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Complaint What Happened In XX/XX/XXXX of 2022 And XX/XX/2022 I went to check cars in dealerships. They were so aggressive to me and pushy. I notified them not to check my credit I told them my case and now when I checked they ignored me my desition and without my permission they did hard inquiries or run my credit. I am so mad and I found juat now that I have more than 13 hard inquires that affected me in my credit score. Those seller are super abusive they don't care about you just sell and make money. I called XXXX l, XXXX and XXXX they suggested me to reported them here. Here is the list the 3 XXXX XXXX XXXX shared with me to dispute : XXXX. They check XXXX XXXX - Date : XX/XX/2022 XXXX. First Help Financial - XX/XX/2022 XXXX. XXXX XXXX - XX/XX/2022 XXXX. XXXX Bank ( 2 times they checked ) XXXX. XXXX XXXX XXXX XXXX. XXXX XXXX XXXX XXXX XXXX. XXXX XXXX XXXX XXXX. XXXXFirst Help Financial XXXX. XXXX XXXX ( 2 times checked ) XXXX. XXXX XXXX XXXX. XXXX XXXX XXXX. XXXX XXXX XXXX. XXXX XXXX
Consumer Consent Provided Consent provided
8241713 2024-01-29 Improper use of your report Credit reporting or other personal consumer reports
Issue Improper use of your report
Timely Yes
Company First Help Financial, LLC
Product Credit reporting or other personal consumer reports
Sub Issue Credit inquiries on your report that you don't recognize
Sub Product Credit reporting
Date Received 2024-01-29
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-01-29
Consumer Consent Provided Consent not provided
9121688 2024-05-29 Improper use of your report Credit reporting or other personal consumer reports
Issue Improper use of your report
Timely Yes
Company First Help Financial, LLC
Product Credit reporting or other personal consumer reports
Sub Issue Report provided to employer without your written authorization
Sub Product Other personal consumer report
Date Received 2024-05-29
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-05-29
Consumer Consent Provided Consent not provided
9808233 2024-08-16 Incorrect information on your report Credit reporting or other personal consumer reports
Issue Incorrect information on your report
Timely Yes
Company First Help Financial, LLC
Product Credit reporting or other personal consumer reports
Sub Issue Account status incorrect
Sub Product Credit reporting
Date Received 2024-08-16
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-08-16
Consumer Consent Provided Consent not provided
7543513 2023-09-13 Improper use of your report Credit reporting or other personal consumer reports
Issue Improper use of your report
Timely Yes
Company First Help Financial, LLC
Product Credit reporting or other personal consumer reports
Sub Issue Reporting company used your report improperly
Sub Product Credit reporting
Date Received 2023-09-13
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2023-09-13
Consumer Consent Provided Consent not provided
7820804 2023-11-09 Incorrect information on your report Credit reporting or other personal consumer reports
Issue Incorrect information on your report
Timely Yes
Company First Help Financial, LLC
Product Credit reporting or other personal consumer reports
Sub Issue Account status incorrect
Sub Product Credit reporting
Date Received 2023-11-09
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2023-11-09
Consumer Consent Provided Consent not provided
6660194 2023-03-07 Incorrect information on your report Credit reporting, credit repair services, or other personal consumer reports
Issue Incorrect information on your report
Timely Yes
Company First Help Financial, LLC
Product Credit reporting, credit repair services, or other personal consumer reports
Sub Issue Information belongs to someone else
Sub Product Credit reporting
Date Received 2023-03-07
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2023-03-07
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Consumer Consent Provided Other
6607906 2023-02-23 Improper use of your report Credit reporting, credit repair services, or other personal consumer reports
Issue Improper use of your report
Timely Yes
Company First Help Financial, LLC
Product Credit reporting, credit repair services, or other personal consumer reports
Sub Issue Credit inquiries on your report that you don't recognize
Sub Product Credit reporting
Date Received 2023-02-23
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2023-02-23
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Complaint What Happened After I decided to not purchase a vehicle and I left from the dealer, the sales representative proceeded to send out my credit application with out my consent still looking to get a sale on the vehicle
Consumer Consent Provided Consent provided
4986637 2021-12-08 Incorrect information on your report Credit reporting, credit repair services, or other personal consumer reports
Issue Incorrect information on your report
Timely Yes
Company First Help Financial, LLC
Product Credit reporting, credit repair services, or other personal consumer reports
Sub Issue Old information reappears or never goes away
Sub Product Credit reporting
Date Received 2021-12-08
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2021-12-08
Company Public Response Company believes it acted appropriately as authorized by contract or law
Complaint What Happened On XX/XX/XXXX of this past year I received XXXX hard inquiries on my credit report. During that time XX/XX/XXXX and XX/XX/XXXX I recently purchased a XXXX XXXX in full from XXXX XXXX XXXX. They unauthorized contacted XXXX XXXX, XXXX XXXX auto, and first help finance. The XXXX that I purchased off of them they sold me a lemon, no loan was taken out the car was paid in full and not even XXXX minutes off the lot, we return the car to the dealership and got our money back. The main manageXXXX at this dealership assisted us through it all yet I still have these unknown errors on my account which ultimately hurt my credit report.
Consumer Consent Provided Consent provided
11954480 2025-02-05 Problem when making payments Credit card
Issue Problem when making payments
Timely Yes
Company First Help Financial, LLC
Product Credit card
Sub Issue You never received your bill or did not know a payment was due
Sub Product General-purpose credit card or charge card
Date Received 2025-02-05
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2025-02-05
12284700 2025-03-02 Managing the loan or lease Vehicle loan or lease
Issue Managing the loan or lease
Timely Yes
Company First Help Financial, LLC
Product Vehicle loan or lease
Sub Issue Billing problem
Sub Product Loan
Date Received 2025-03-02
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2025-03-02

Date of last update: 26 Mar 2025

Sources: New York Secretary of State