|
11325049
|
2024-12-30
|
Communication tactics
|
Debt collection
|
|
| Issue |
Communication tactics
|
| Timely |
Yes
|
| Company |
Unifin Inc.
|
| Product |
Debt collection
|
| Sub Issue |
You told them to stop contacting you, but they keep trying
|
| Sub Product |
Credit card debt
|
| Date Received |
2024-12-30
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2024-12-30
|
|
|
7253633
|
2023-07-14
|
Attempts to collect debt not owed
|
Debt collection
|
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
Yes
|
| Company |
Unifin Inc.
|
| Product |
Debt collection
|
| Sub Issue |
Debt is not yours
|
| Sub Product |
Credit card debt
|
| Date Received |
2023-07-14
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2023-07-14
|
| Consumer Consent Provided |
Other
|
|
|
5688355
|
2022-06-20
|
Communication tactics
|
Debt collection
|
|
| Issue |
Communication tactics
|
| Timely |
Yes
|
| Company |
Unifin Inc.
|
| Product |
Debt collection
|
| Sub Issue |
You told them to stop contacting you, but they keep trying
|
| Sub Product |
I do not know
|
| Date Received |
2022-06-20
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2022-07-05
|
| Complaint What Happened |
My boyfriend recieved a call from the phone number listed asking for me. I called this phone number back twice and couldn't find out what they were actually calling about. They knew the last 4 digits of my social security number and my current address and kept asking me to verify if this was my information. I have no idea who this company is and they are not a creditor on my credit report. They never stated they were a debt collector and just kept asking me to verify my information before they would tell me what the call was regarding. This company made no attempt to identify themselves and were asking me to verify my information that they have on file, which they read to me first. I didn't provide it to them. They also asked my boyfriend to verify my SSN when he first spoke to them. I refused to verify the information becuase they wouldn't tell me what the call was regarding and they hung up when I pressed them on it. They never identified who they were each time I called and I repeatidly ask to get the name of the company. After getting angry they finally said the company name is Unifin but that was it, no other information was provided. I had to verify online that Unifin , Inc. is actually a debt collector. I believe this to be a scam as I do not owe this company any money. It is very concering that they have the last 4 digits of my SSN and my current address and would like to know what I can do abou this.
|
| Consumer Consent Provided |
Consent provided
|
|
|
7235315
|
2023-07-11
|
Took or threatened to take negative or legal action
|
Debt collection
|
|
| Issue |
Took or threatened to take negative or legal action
|
| Timely |
Yes
|
| Company |
Unifin Inc.
|
| Product |
Debt collection
|
| Sub Issue |
Threatened or suggested your credit would be damaged
|
| Sub Product |
I do not know
|
| Date Received |
2023-07-11
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2023-08-08
|
| Consumer Consent Provided |
Consent not provided
|
|
|
6908372
|
2023-04-29
|
Threatened to contact someone or share information improperly
|
Debt collection
|
|
| Issue |
Threatened to contact someone or share information improperly
|
| Timely |
Yes
|
| Company |
Unifin Inc.
|
| Product |
Debt collection
|
| Sub Issue |
Contacted you after you asked them to stop
|
| Sub Product |
I do not know
|
| Date Received |
2023-04-29
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2023-04-29
|
| Consumer Consent Provided |
Consent not provided
|
|
|
11071995
|
2024-12-08
|
Attempts to collect debt not owed
|
Debt collection
|
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
Yes
|
| Company |
Unifin Inc.
|
| Product |
Debt collection
|
| Sub Issue |
Debt was paid
|
| Sub Product |
Telecommunications debt
|
| Date Received |
2024-12-08
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2024-12-08
|
| Complaint What Happened |
XXXX XXXX i paid of full payment XXXX taken form Unifin a debt collector.
ref # XXXX
|
| Consumer Consent Provided |
Consent provided
|
|
|
7370497
|
2023-08-08
|
Written notification about debt
|
Debt collection
|
|
| Issue |
Written notification about debt
|
| Timely |
Yes
|
| Company |
Unifin Inc.
|
| Product |
Debt collection
|
| Sub Issue |
Didn't receive enough information to verify debt
|
| Sub Product |
Other debt
|
| Date Received |
2023-08-08
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2023-08-08
|
| Complaint What Happened |
Subject : Request for Investigation and Removal of Inaccurate Debt Reporting.
I am writing to file a formal complaint against Unifin Inc. regarding their failure to substantiate a debt they claim is owed by me. I have sent them a written request for debt validation, but they have not provided the necessary documentation within the prescribed timeframe.
I believe that Unifin Inc. has violated the Fair Debt Collection Practices Act ( FDCPA ) and the New York Regulation 23 NYCRR 1.4 by refusing to comply with my request for validation of the debt. I am seeking your assistance in resolving this matter and having the inaccurate account removed from my credit file.
Details related to the debt in question are as follows : - Amount owed : {$890.00} As per 23 NYCRR 1.4 ( c ), Unifin Inc. is required to provide substantiation of the debt, which includes the following : 1. The signed contract or application that created the debt, or, if neither exists, a copy of a document given to the alleged debtor while the account was active, demonstrating that the debt was, in fact, incurred by the debtor. If the debt was incurred under a revolving credit account, this could include the most recent monthly statement showing a purchase, payment, or balance transfer.
2. The account statement at charge-off, or equivalent document, that the original creditor issued to the consumer.
3. A statement describing the debts complete chain of title from the original creditor to the present creditor, including the date of each assignment, sale, and transfer.
4. Records showing the amount and date of any prior debt settlement agreement in connection with the debt agreed to after the effective date of these regulations.
I have also exercised my rights under the FDCPA to request verification and validation of the debt from Unifin Inc., but they have failed to provide the requested information. As a result, I am unsure of the validity of this debt and believe that it is inaccurate.
I kindly request the Consumer Financial Protection Bureau to conduct a thorough investigation into this matter and take the following actions : 1. Instruct Unifin Inc. to remove the inaccurate and unverified debt from my credit file if they fail to provide the required substantiation.
2.Take appropriate actions against Unifin XXXX for their failure to comply with the FDCPA and applicable regulations.
I have attached a copy of the written request I sent to Unifin Inc. for your reference. Additionally, I have included any relevant supporting documents that may assist in your investigation.
I understand the importance of accurate credit reporting, and I believe that resolving this matter is essential to maintaining the integrity of my credit profile. Your intervention in this case is greatly appreciated.
Please acknowledge receipt of this complaint and provide me with any updates or actions taken to address the issue. Thank you for your attention to this matter, and I look forward to a prompt resolution.
|
| Consumer Consent Provided |
Consent provided
|
|
|
8552185
|
2024-03-14
|
Communication tactics
|
Debt collection
|
|
| Issue |
Communication tactics
|
| Timely |
Yes
|
| Company |
Unifin Inc.
|
| Product |
Debt collection
|
| Sub Issue |
Used obscene, profane, or other abusive language
|
| Sub Product |
Other debt
|
| Date Received |
2024-03-14
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2024-03-14
|
| Complaint What Happened |
Unifin was trying to contact me regarding a debt. They never left me messages on my cell phone or sent me anything by mail.
On XX/XX/2024 a representative from the company called my place of work and questioned the receptionist about my whereabouts and what my position was/is at my organization. This made myself and the receptionist very uncomfortable.
When I called Unifin back the woman was very rude and was unwilling to work with me. She bullied me into a payment agreement that I can not afford. When I tried to work this out with her she kept saying odd things like " my clients will not be happy ''.
After our call I reached out to them via email ( as I was told to do ) on two separate occasions, they have refused to answer my emails and work with me.
|
| Consumer Consent Provided |
Consent provided
|
|
|
9950415
|
2024-08-28
|
False statements or representation
|
Debt collection
|
|
| Issue |
False statements or representation
|
| Timely |
Yes
|
| Company |
Unifin Inc.
|
| Product |
Debt collection
|
| Sub Issue |
Attempted to collect wrong amount
|
| Sub Product |
Other debt
|
| Date Received |
2024-08-28
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2024-08-28
|
| Complaint What Happened |
I tried to make payments to the original company XXXX and then XXXX was put on the account without any email from XXXX or phone calls about the account being late. XXXX, never sent me any details on this being owned or sold to them. Now Unifin Management is telling me they own the account from XXXX with not proof or notice that this has happened.
|
| Consumer Consent Provided |
Consent provided
|
|
|
10564989
|
2024-10-24
|
Communication tactics
|
Debt collection
|
|
| Issue |
Communication tactics
|
| Timely |
Yes
|
| Company |
Unifin Inc.
|
| Product |
Debt collection
|
| Sub Issue |
Frequent or repeated calls
|
| Sub Product |
I do not know
|
| Date Received |
2024-10-24
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2024-10-24
|
| Complaint What Happened |
I received a phone call at XXXXXXXX XXXX XXXX. I responded, forty minutes later. I inquired, what the company did and they refused to provide any information until I confirmed that I was the person they were reaching out to. I asked for an email address to correspond with them, because I was concerned that it might be a scam, and did not want to provide any personal information to a random number that was calling. They refused to give me an email address or confirm what they did. I had to look up online, what the company does, what their function and role are, and then I had to look up the consumer finance department. To file a complaint. They were less than helpful and hung up on me four separate times. I was just asking for information about what the company did, and i even told them I had just had XXXX that day and needed an email address to correspond with them, because I was unfit to talk on the phone, and they refused until I would admit I was or wasn't the party that they called in the first place.
|
| Consumer Consent Provided |
Consent provided
|
|
|
8249307
|
2024-01-31
|
Written notification about debt
|
Debt collection
|
|
| Issue |
Written notification about debt
|
| Timely |
Yes
|
| Company |
Unifin Inc.
|
| Product |
Debt collection
|
| Sub Issue |
Didn't receive notice of right to dispute
|
| Sub Product |
I do not know
|
| Date Received |
2024-01-31
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2024-01-31
|
| Consumer Consent Provided |
Consent not provided
|
|
|
7048492
|
2023-05-30
|
Written notification about debt
|
Debt collection
|
|
| Issue |
Written notification about debt
|
| Timely |
Yes
|
| Company |
Unifin Inc.
|
| Product |
Debt collection
|
| Sub Issue |
Didn't receive notice of right to dispute
|
| Sub Product |
I do not know
|
| Date Received |
2023-05-30
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2023-07-06
|
| Complaint What Happened |
Received spam text message from Unfin! welcoming me. XXXX their phone number and came up as a company that collects student loans and medical debt. This was the first communication I received ; nothing was received by XXXX not was a given a notice with my right to dispute.
|
| Consumer Consent Provided |
Consent provided
|
|
|
3772937
|
2020-07-31
|
Attempts to collect debt not owed
|
Debt collection
|
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
Yes
|
| Company |
Unifin Inc.
|
| Product |
Debt collection
|
| Sub Issue |
Debt was result of identity theft
|
| Sub Product |
Other debt
|
| Date Received |
2020-07-31
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2020-07-31
|
| Consumer Consent Provided |
Other
|
|
|
8682785
|
2024-04-02
|
Took or threatened to take negative or legal action
|
Debt collection
|
|
| Issue |
Took or threatened to take negative or legal action
|
| Timely |
Yes
|
| Company |
Unifin Inc.
|
| Product |
Debt collection
|
| Sub Issue |
Threatened to sue you for very old debt
|
| Sub Product |
Credit card debt
|
| Date Received |
2024-04-02
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2024-04-02
|
| Complaint What Happened |
I just got a call from Unifin saying they're collecting on a credit card debt of {$3800.00}. They had my name, last 4 of SSN, and DOB. They say the last payment was XX/XX/year>. I live in NY, the statute of limitations is 3 years for CC debt here to my understanding.
The phone rep wanted me to pay ON THE SPOT on the phone. I said no, that even IF they can demonstrate that this is my debt ( I neither confirmed nor denied that it is because I honestly do not know, I didn't receive any documents, just this phone call ) I am not paying because I am no longer legally liable for it. The phone rep said that I AM *legally* obligated to pay it. I told her she's wrong, reiterated the 3 year SOL, and hung up the phone.
|
| Consumer Consent Provided |
Consent provided
|
|
|
5615837
|
2022-05-29
|
False statements or representation
|
Debt collection
|
|
| Issue |
False statements or representation
|
| Timely |
Yes
|
| Company |
Unifin Inc.
|
| Product |
Debt collection
|
| Sub Issue |
Impersonated attorney, law enforcement, or government official
|
| Sub Product |
Other debt
|
| Date Received |
2022-05-29
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2022-05-29
|
| Complaint What Happened |
I am XXXX XXXX XXXX and am submitting this complaint myself with no third party. I, XXXX XXXX XXXX, consumer, sentient sovereign and original creditor of an account using my open-end credit plan.
The following United States Codes UNIFIN has not abided by : 1 ) 15 USC 1602g : XX/XX/XXXX, UNIFIN XXXXlaims XXXX XXXX doing business as XXXX was the original creditor and they are the current creditor, 2 ) 15 USC 1692e : XX/XX/XXXX, UNIFIN claims XXXX XXXX doing business as XXXX was the original creditor and they are the current creditor, 3 ) 18 USC 1961 racketeering and extortion through interstate commerce, 4 ) 15 USC 1692j : deceptive forms creating a false belief of debt owed when all debt are obligations of the United States per 18 USC 8.
I was notified of this transgression of my rights specifically 15 USC 1601- the Truth in Lending Act by UNIFIN INCORPORATED doing business as UNIFIN on XX/XX/XXXX via US mail. According to 15 USC 1602 definitions of the Truth in Lending Act, I, as a natural sentient possessing an open-end credit plan was harmed by XXXX XXXX doing business as XXXX adverse action was taken against me denying my rights, of which the civil damages pursuant to 15 USC 1640 ( a ) ( 2 ) ( A ) ( iii ) are up to {$5000.00} per occurrence per offence. XXXX XXXX doing business as XXXX and UNIFIN doing business as UNIFIN is now civilly liable to pay me for the damages.
|
| Consumer Consent Provided |
Consent provided
|
|
|
9164472
|
2024-06-03
|
Written notification about debt
|
Debt collection
|
|
| Tags |
Older American, Servicemember
|
| Issue |
Written notification about debt
|
| Timely |
Yes
|
| Company |
Unifin Inc.
|
| Product |
Debt collection
|
| Sub Issue |
Didn't receive enough information to verify debt
|
| Sub Product |
I do not know
|
| Date Received |
2024-06-03
|
| Submitted Via |
Phone
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2024-06-03
|
| Consumer Consent Provided |
N/A
|
|
|
5532989
|
2022-05-03
|
False statements or representation
|
Debt collection
|
|
| Issue |
False statements or representation
|
| Timely |
Yes
|
| Company |
Unifin Inc.
|
| Product |
Debt collection
|
| Sub Issue |
Attempted to collect wrong amount
|
| Sub Product |
Other debt
|
| Date Received |
2022-05-03
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2022-05-03
|
| Complaint What Happened |
I received a letter from a collections agency that I owe almost XXXX to XXXX XXXXXXXX XXXX. Ive never heard of that bank and never taken any loans from it. If this bank has contacted an agency to collect a non-existing debt, then this lender engages in fraudulent practices and must be investigated. I could be just one out of hundreds of scammed people.
|
| Consumer Consent Provided |
Consent provided
|
|
|
6681183
|
2023-03-11
|
Took or threatened to take negative or legal action
|
Debt collection
|
|
| Tags |
Older American
|
| Issue |
Took or threatened to take negative or legal action
|
| Timely |
Yes
|
| Company |
Unifin Inc.
|
| Product |
Debt collection
|
| Sub Issue |
Threatened to sue you for very old debt
|
| Sub Product |
I do not know
|
| Date Received |
2023-03-11
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2023-03-11
|
| Complaint What Happened |
Re : Unifin/XXXX XXXX I received a letter trying to collect a debt way past the statute of limitations in both New York State and Federal law.
1. Their letter, attached, has a default date of XX/XX/XXXX.
2. The letter indicates a judgement has been entered in an unspecified court on XX/XX/XXXX.
3. I think the original debt was a payday loan.
4. I was never served with legal papers of any kind or notified a judgement was entered in this ( unspecified ) court.
5. I sent them what follows by email : " You are in violation of both New York State and Federal law. The statue of limitations has long since expired and I have filed a complaint with the CFPB.
DO NOT CONTACT ME AGAIN. '' XXXX XXXX has consistently filed these reports on my credit reports from all 3 bureaus even though they are way past the original default date. Instead, they use the date they bought the debt.
|
| Consumer Consent Provided |
Consent provided
|
|
|
9106741
|
2024-05-27
|
Written notification about debt
|
Debt collection
|
|
| Issue |
Written notification about debt
|
| Timely |
Yes
|
| Company |
Unifin Inc.
|
| Product |
Debt collection
|
| Sub Issue |
Didn't receive enough information to verify debt
|
| Sub Product |
Credit card debt
|
| Date Received |
2024-05-27
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2024-05-27
|
| Consumer Consent Provided |
Consent not provided
|
|
|
5644797
|
2022-06-07
|
Attempts to collect debt not owed
|
Debt collection
|
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
Yes
|
| Company |
Unifin Inc.
|
| Product |
Debt collection
|
| Sub Issue |
Debt was result of identity theft
|
| Sub Product |
Other debt
|
| Date Received |
2022-06-07
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2022-06-07
|
| Consumer Consent Provided |
Consent not provided
|
|
|
9453087
|
2024-07-08
|
Threatened to contact someone or share information improperly
|
Debt collection
|
|
| Issue |
Threatened to contact someone or share information improperly
|
| Timely |
Yes
|
| Company |
Unifin Inc.
|
| Product |
Debt collection
|
| Sub Issue |
Contacted you after you asked them to stop
|
| Sub Product |
Credit card debt
|
| Date Received |
2024-07-08
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2024-07-08
|
| Complaint What Happened |
XXXX collection agency try to collect for a very old debt thats overy the statue of limitations the account is XXXX XXXX that went out of business the collection rep from XXXX inc made threats to me saying he could have inforcement on me and unlawfully harrass me thecall is recoreded the call was made to me arround XXXX pm or early their time zone is XXXX hour behind from XXXX phone number above XXXX XXXX
|
| Consumer Consent Provided |
Consent provided
|
|
|
8828251
|
2024-04-22
|
Written notification about debt
|
Debt collection
|
|
| Issue |
Written notification about debt
|
| Timely |
Yes
|
| Company |
Unifin Inc.
|
| Product |
Debt collection
|
| Sub Issue |
Didn't receive enough information to verify debt
|
| Sub Product |
I do not know
|
| Date Received |
2024-04-22
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2024-04-22
|
| Consumer Consent Provided |
Consent not provided
|
|
|
5832100
|
2022-08-01
|
Problem with a credit reporting company's investigation into an existing problem
|
Credit reporting, credit repair services, or other personal consumer reports
|
|
| Issue |
Problem with a credit reporting company's investigation into an existing problem
|
| Timely |
Yes
|
| Company |
Unifin Inc.
|
| Product |
Credit reporting, credit repair services, or other personal consumer reports
|
| Sub Issue |
Their investigation did not fix an error on your report
|
| Sub Product |
Credit reporting
|
| Date Received |
2022-08-01
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2022-08-01
|
| Consumer Consent Provided |
Consent not provided
|
|
|
3738375
|
2020-07-09
|
Problem with a credit reporting company's investigation into an existing problem
|
Credit reporting, credit repair services, or other personal consumer reports
|
|
| Issue |
Problem with a credit reporting company's investigation into an existing problem
|
| Timely |
Yes
|
| Company |
Unifin Inc.
|
| Product |
Credit reporting, credit repair services, or other personal consumer reports
|
| Sub Issue |
Their investigation did not fix an error on your report
|
| Sub Product |
Credit reporting
|
| Date Received |
2020-07-09
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2020-07-09
|
| Consumer Consent Provided |
Consent not provided
|
|
|
12040404
|
2025-02-11
|
Attempts to collect debt not owed
|
Debt collection
|
|
| Tags |
Older American
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
Yes
|
| Company |
Unifin Inc.
|
| Product |
Debt collection
|
| Sub Issue |
Debt is not yours
|
| Sub Product |
Credit card debt
|
| Date Received |
2025-02-11
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2025-02-11
|
|
|
12464344
|
2025-03-14
|
Electronic communications
|
Debt collection
|
|
| Issue |
Electronic communications
|
| Timely |
Yes
|
| Company |
Unifin Inc.
|
| Product |
Debt collection
|
| Sub Issue |
Frequent or repeated messages
|
| Sub Product |
I do not know
|
| Date Received |
2025-03-14
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2025-03-14
|
|
|
12151402
|
2025-02-20
|
Attempts to collect debt not owed
|
Debt collection
|
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
Yes
|
| Company |
Unifin Inc.
|
| Product |
Debt collection
|
| Sub Issue |
Debt is not yours
|
| Sub Product |
I do not know
|
| Date Received |
2025-02-20
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2025-02-20
|
|
|
12027112
|
2025-02-13
|
Electronic communications
|
Debt collection
|
|
| Issue |
Electronic communications
|
| Timely |
Yes
|
| Company |
Unifin Inc.
|
| Product |
Debt collection
|
| Sub Issue |
Frequent or repeated messages
|
| Sub Product |
I do not know
|
| Date Received |
2025-02-13
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2025-02-20
|
|
|
12409313
|
2025-03-10
|
Attempts to collect debt not owed
|
Debt collection
|
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
Yes
|
| Company |
Unifin Inc.
|
| Product |
Debt collection
|
| Sub Issue |
Debt was already discharged in bankruptcy and is no longer owed
|
| Sub Product |
Credit card debt
|
| Date Received |
2025-03-10
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2025-03-10
|
|
|
12516323
|
2025-03-17
|
Electronic communications
|
Debt collection
|
|
| Issue |
Electronic communications
|
| Timely |
Yes
|
| Company |
Unifin Inc.
|
| Product |
Debt collection
|
| Sub Issue |
Frequent or repeated messages
|
| Sub Product |
I do not know
|
| Date Received |
2025-03-17
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2025-03-17
|
| Consumer Consent Provided |
Other
|
|
|
12794344
|
2025-04-03
|
Written notification about debt
|
Debt collection
|
|
| Tags |
Older American
|
| Issue |
Written notification about debt
|
| Timely |
Yes
|
| Company |
Unifin Inc.
|
| Product |
Debt collection
|
| Sub Issue |
Didn't receive enough information to verify debt
|
| Sub Product |
I do not know
|
| Date Received |
2025-04-03
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2025-04-03
|
|
