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PROCOLLECT, INC.

Company Details

Name: PROCOLLECT, INC.
Jurisdiction: New York
Legal type: FOREIGN BUSINESS CORPORATION
Status: Active
Date of registration: 27 May 2014 (11 years ago)
Entity Number: 4583045
ZIP code: 75243
County: Albany
Place of Formation: Texas
Address: 12170 N. ABRAMS RD., STE 100, DALLAS, TX, United States, 75243
Principal Address: 12170 N. ABRAMS RD., SUITE 100, DALLAS, TX, United States, 75243

Chief Executive Officer

Name Role Address
LARRY GINGOLD Chief Executive Officer 12170 N. ABRAMS RD., SUITE 100, DALLAS, TX, United States, 75243

DOS Process Agent

Name Role Address
LARRY GINGOLD DOS Process Agent 12170 N. ABRAMS RD., STE 100, DALLAS, TX, United States, 75243

History

Start date End date Type Value
2024-05-02 2024-05-02 Address 12170 N. ABRAMS RD., SUITE 100, DALLAS, TX, 75243, USA (Type of address: Chief Executive Officer)
2020-08-03 2024-05-02 Address 12170 N. ABRAMS RD., SUITE 100, DALLAS, TX, 75243, USA (Type of address: Service of Process)
2017-04-10 2024-05-02 Address 12170 N. ABRAMS RD., SUITE 100, DALLAS, TX, 75243, USA (Type of address: Chief Executive Officer)
2017-04-10 2020-08-03 Address 12170 N. ABRAMS RD., SUITE 100, DALLAS, TX, 75243, USA (Type of address: Service of Process)
2014-05-27 2017-04-10 Address 12170 ABRAMS ROAD, SUITE 100, DALLAS, TX, 75243, USA (Type of address: Service of Process)

Filings

Filing Number Date Filed Type Effective Date
240502003062 2024-05-02 BIENNIAL STATEMENT 2024-05-02
220505003995 2022-05-05 BIENNIAL STATEMENT 2022-05-01
200803063411 2020-08-03 BIENNIAL STATEMENT 2020-05-01
170410006350 2017-04-10 BIENNIAL STATEMENT 2016-05-01
140527000689 2014-05-27 APPLICATION OF AUTHORITY 2014-05-27

CFPB Complaint

Complaint Id Date Received Issue Product
5478048 2022-04-21 Improper use of your report Credit reporting, credit repair services, or other personal consumer reports
Tags Servicemember
Issue Improper use of your report
Timely Yes
Company ProCollect, Inc.
Product Credit reporting, credit repair services, or other personal consumer reports
Sub Issue Reporting company used your report improperly
Sub Product Credit reporting
Date Received 2022-04-21
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2022-05-18
Company Public Response Company believes the complaint provided an opportunity to answer consumer's questions
Complaint What Happened This company is in violation of the following : Violation : 15 USC1692 e ( 2 ) reporting inaccurate debt amounts Violation:15 USC1692 b ( 2 ) Violation:15 USC 1692 b ( 5 ) Violation:15 USC 1692 e ( 11 ) Remove this amount reported falsely on my report immediately. This company failed to verify and prove this debt belongs to me and that the information reported is accurate. This company claims an account was opened on XX/XX/22 ... .. provide original documentation proving this to be a mutual contract agreement. Also provide the invoice showing why this money is owed.
Consumer Consent Provided Consent provided
7951322 2023-12-06 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company ProCollect, Inc.
Product Debt collection
Sub Issue Debt is not yours
Sub Product Rental debt
Date Received 2023-12-06
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2023-12-06
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Complaint What Happened Dear Sir/Madam, I am writing to bring to your attention a matter concerning inaccurate and erroneous information related to a debt that has been attributed to my name. I believe this information is in violation of the Fair Debt Collection Practices Act ( FDCPA ) and may require investigation to rectify the situation. Details of the Inaccurate Debt : Creditor Name : Procollect Account Number : Amount : {$4200.00} Date of Alleged Debt : XX/XX/23 Explanation of the Dispute : I have recently discovered that a debt, as detailed above, has been reported under my name. However, I have no knowledge or record of any such debt, and I strongly believe that this information is inaccurate and not associated with me. I have taken the necessary steps to verify my financial records, and I can confirm that I have no outstanding debts with the mentioned creditor. I have also made efforts to contact the creditor directly to resolve this matter, but my attempts have been unsuccessful. Given the potential harm to my creditworthiness and the violation of my rights under the FDCPA, I am seeking your assistance to investigate and resolve this issue promptly. Attached to this letter are copies of relevant documents, I kindly request that you initiate an investigation into this issue and take appropriate action to correct the inaccurate information on my credit report. I appreciate your attention to this matter and your assistance in resolving this dispute. Please feel free to contact me at XXXX or XXXX if additional information is required. Thank you for your prompt attention to this matter.
Consumer Consent Provided Consent provided
10186251 2024-09-20 Incorrect information on your report Credit reporting or other personal consumer reports
Issue Incorrect information on your report
Timely Yes
Company ProCollect, Inc.
Product Credit reporting or other personal consumer reports
Sub Issue Account status incorrect
Sub Product Credit reporting
Date Received 2024-09-20
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-09-26
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Consumer Consent Provided Consent not provided
7264467 2023-07-17 Communication tactics Debt collection
Issue Communication tactics
Timely Yes
Company ProCollect, Inc.
Product Debt collection
Sub Issue Frequent or repeated calls
Sub Product Other debt
Date Received 2023-07-17
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2023-07-17
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Complaint What Happened Procollect calls on a daily basis for XXXX XXXX XXXX and XXXX XXXX i have already spoken with them about these accounts but they continue to call daily
Consumer Consent Provided Consent provided
1441684 2015-06-28 Disclosure verification of debt Debt collection
Tags Servicemember
Issue Disclosure verification of debt
Timely Yes
Company ProCollect, Inc.
Product Debt collection
Sub Issue Not given enough info to verify debt
Sub Product Other (i.e. phone, health club, etc.)
Date Received 2015-06-28
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed Yes
Date Sent To Company 2015-06-28
Company Public Response Company chooses not to provide a public response
Complaint What Happened I was contacted by Procollect collection agency about an apartment i rented in 2013. during that time i gave a 45 day notice i would be breaking the lease and paid an % XXXX Re-Letting fee. a couple weeks later the apartment i was renting was rented to another person. a month after that my account was reported to collections even though they stated after the apartment was re-rented the only penalty i would pay was the re-letting fee i had already paid. i have contacted the collection agency XXXX asking for verification of the debt both times they told me the would e-mail it and mail it through the post office. Neither time did i receive any verification of the debt. i sent them proof of my 45 day notice of me breaking the lease and the money i paid for the re-letting fee. They then told me they would subtract the re-letting fee i paid from the principle debt. which they never did. and i still have no verification of this debt.
Consumer Consent Provided Consent provided
7928962 2023-11-30 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company ProCollect, Inc.
Product Debt collection
Sub Issue Debt was result of identity theft
Sub Product Rental debt
Date Received 2023-11-30
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2023-11-30
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Complaint What Happened I was a victim of the XXXX data of breach. Remove these accounts immediately.
Consumer Consent Provided Consent provided
1330742 2015-04-15 Cont'd attempts collect debt not owed Debt collection
Issue Cont'd attempts collect debt not owed
Timely Yes
Company ProCollect, Inc.
Product Debt collection
Sub Issue Debt is not mine
Sub Product Other (i.e. phone, health club, etc.)
Date Received 2015-04-15
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed Yes
Date Sent To Company 2015-04-17
Company Public Response Company chooses not to provide a public response
Complaint What Happened I rented a apartment from XXXX XXXX XXXX XXXX in XXXX in XX/XX/XXXX. After a few months of residing there, I have to move back to XXXX in XX/XX/XXXX. So I terminate the lease and pay the penalty which is {$5800.00} the remainder of the balance owed. Then in XX/XX/XXXX I got a call from XXXX XXXX saying that I owed them utility bill of a hundred and fifty something dollars. I call the utility company XXXX and ask about the charges and was told my account is paid in full and has been closed. Then I call XXXX XXXX and told them about my account standing with the utility company but they insist I owed them monies. so I ask for proof of bill but nothing came. After a while I start getting calls from the collection agency " XXXX Pro-Collect ''. I explained to them what happen but was told to sent in proof. I did by regular mail but still got calls from them on my cell phone. Then I spoke to a XXXX XXXX from the agency and she told me they did n't receive any mail from me. I proceed to sent them a registered mail this time but calls continue coming in. I call the agency and ask why are they still calling me and was told they are waiting for reply from their client but at the meantime they will keep calling. Then the last thing I know my credit report has a negative collection report.
Consumer Consent Provided Consent provided
6384871 2023-01-01 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company ProCollect, Inc.
Product Debt collection
Sub Issue Debt is not yours
Sub Product Mortgage debt
Date Received 2023-01-01
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2023-01-20
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Complaint What Happened I do annual background checks and found my name common in the among XXXX XXXX. XXXX {$300.00} debt after I try to prove my name is still not XXXX fully changed to own rent property. Then they place debt on me that was own out of state with me having me paycheck as working in XXXX XXXX XXXX XXXX XXXX Them only change they year of it was own. Plus the unsolved dispute only original XX/XX/XXXX to XX/XX/XXXX change the date not received report my current address. Call few time only want to collect information XX/XX/XXXX to XX/XX/XXXX they address new address to credit XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX UT XXXX ever lived or been at. Own removed middle month with dispute ( XX/XX/XXXX ) since it was original XX/XX/XXXX. Pay check sub proof is XXXX XXXX week week work overtime in XXXX XXXX of the original collection.
Consumer Consent Provided Consent provided
10048598 2024-09-05 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company ProCollect, Inc.
Product Debt collection
Sub Issue Debt is not yours
Sub Product Rental debt
Date Received 2024-09-05
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-09-06
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Consumer Consent Provided Consent not provided
8756840 2024-04-12 Incorrect information on your report Credit reporting or other personal consumer reports
Issue Incorrect information on your report
Timely Yes
Company ProCollect, Inc.
Product Credit reporting or other personal consumer reports
Sub Issue Information belongs to someone else
Sub Product Credit reporting
Date Received 2024-04-12
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-04-12
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Consumer Consent Provided Consent not provided
2627704 2017-08-15 Written notification about debt Debt collection
Issue Written notification about debt
Timely Yes
Company ProCollect, Inc.
Product Debt collection
Sub Issue Didn't receive enough information to verify debt
Sub Product Other debt
Date Received 2017-08-15
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2017-09-18
Consumer Consent Provided Consent not provided
1229449 2015-02-06 False statements or representation Debt collection
Issue False statements or representation
Timely Yes
Company ProCollect, Inc.
Product Debt collection
Sub Issue Indicated committed crime not paying
Sub Product Other (i.e. phone, health club, etc.)
Date Received 2015-02-06
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2015-02-11
Consumer Consent Provided N/A
2577985 2017-07-18 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company ProCollect, Inc.
Product Debt collection
Sub Issue Debt was paid
Sub Product Other debt
Date Received 2017-07-18
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2017-07-18
Consumer Consent Provided Consent not provided
9421729 2024-07-03 False statements or representation Debt collection
Issue False statements or representation
Timely Yes
Company ProCollect, Inc.
Product Debt collection
Sub Issue Impersonated attorney, law enforcement, or government official
Sub Product Rental debt
Date Received 2024-07-03
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-07-09
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Complaint What Happened THERE IS A COLLECTION ON MY ACCOUNT FROM SOMETHING I DIDNT OPEN UP. I TRIED TO DISPUTE BUT THEY SAID IT WAS ACCURATE WHEN IT REALLY WASNT. I DID NOT LIVE IN FLORIDA IN 2022 so I DONT UNDERSTAND HOW THIS IS POSSIBLE
Consumer Consent Provided Consent provided
5477535 2022-04-21 Attempts to collect debt not owed Debt collection
Tags Servicemember
Issue Attempts to collect debt not owed
Timely Yes
Company ProCollect, Inc.
Product Debt collection
Sub Issue Debt is not yours
Sub Product Other debt
Date Received 2022-04-21
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2022-04-21
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Complaint What Happened This company is in violation of the following : Violation : 15 USC1692 e ( 2 ) reporting inaccurate debt amounts Violation:15 USC1692 b ( 2 ) Violation:15 USC 1692 b ( 5 ) Violation:15 USC 1692 e ( 11 ) This company is reporting wrong information on my report. I have never done business with this company and I have no idea who they are or this debt they claim to be owed. There is no agreement or contract establish with this company. This company has failed to properly establish evidence of obligation and also evidence that I ( XXXX XXXX ) owes them.
Consumer Consent Provided Consent provided
9400293 2024-07-01 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company ProCollect, Inc.
Product Debt collection
Sub Issue Debt is not yours
Sub Product Federal student loan debt
Date Received 2024-07-01
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-07-01
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Consumer Consent Provided Consent not provided
3377319 2019-09-17 Incorrect information on your report Credit reporting, credit repair services, or other personal consumer reports
Tags Servicemember
Issue Incorrect information on your report
Timely Yes
Company ProCollect, Inc.
Product Credit reporting, credit repair services, or other personal consumer reports
Sub Issue Account status incorrect
Sub Product Credit reporting
Date Received 2019-09-17
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2019-09-17
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Consumer Consent Provided Consent not provided
3112036 2018-12-28 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company ProCollect, Inc.
Product Debt collection
Sub Issue Debt is not yours
Sub Product Other debt
Date Received 2018-12-28
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2019-01-18
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Consumer Consent Provided Consent not provided
4011508 2020-12-15 Written notification about debt Debt collection
Issue Written notification about debt
Timely Yes
Company ProCollect, Inc.
Product Debt collection
Sub Issue Didn't receive enough information to verify debt
Sub Product I do not know
Date Received 2020-12-15
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2020-12-15
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Consumer Consent Provided Consent not provided
4436860 2021-06-07 Problem with a credit reporting company's investigation into an existing problem Credit reporting, credit repair services, or other personal consumer reports
Issue Problem with a credit reporting company's investigation into an existing problem
Timely Yes
Company ProCollect, Inc.
Product Credit reporting, credit repair services, or other personal consumer reports
Sub Issue Their investigation did not fix an error on your report
Sub Product Credit reporting
Date Received 2021-06-07
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2021-06-07
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Complaint What Happened There has been several attempts for procollect Inc to validate a debt they stated was mine. I have tried many attempts to get procollect to validate this debt by sending validation letters directly to them since XXXX2020. I have also sent all three credit bureaus certified receipts and letters that I have sent them and only XXXX has been removed off my credit report. I have sent certified return receipt every time and pro collect still has not responded or removed it from my credit reports. I also hired XXXX XXXX after not getting anywhere and they stated they have not had a response from procollect Inc either since there attempts since XX/XX/2020 2020
Consumer Consent Provided Consent provided
4286628 2021-04-09 Written notification about debt Debt collection
Issue Written notification about debt
Timely Yes
Company ProCollect, Inc.
Product Debt collection
Sub Issue Didn't receive notice of right to dispute
Sub Product Other debt
Date Received 2021-04-09
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2021-04-13
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Consumer Consent Provided Consent not provided
6498688 2023-01-29 Problem with a credit reporting company's investigation into an existing problem Credit reporting, credit repair services, or other personal consumer reports
Issue Problem with a credit reporting company's investigation into an existing problem
Timely Yes
Company ProCollect, Inc.
Product Credit reporting, credit repair services, or other personal consumer reports
Sub Issue Investigation took more than 30 days
Sub Product Credit reporting
Date Received 2023-01-29
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2023-01-29
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Consumer Consent Provided Consent not provided
2834336 2018-03-06 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company ProCollect, Inc.
Product Debt collection
Sub Issue Debt is not yours
Sub Product Other debt
Date Received 2018-03-06
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2018-03-06
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Consumer Consent Provided Consent not provided
2770049 2018-01-02 Took or threatened to take negative or legal action Debt collection
Issue Took or threatened to take negative or legal action
Timely Yes
Company ProCollect, Inc.
Product Debt collection
Sub Issue Threatened or suggested your credit would be damaged
Sub Product I do not know
Date Received 2018-01-02
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2018-01-02
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Complaint What Happened This company is illegally pursuing a debt by threatening to damage my credit by placing false accounts in collections. i have contacted them and sent over proof of court statements certified from a judge they are breaking the law and trying to collect extra money that is not owed. the manager is very rude and does not pick up the phone. i called multiple time and they refuse to answer.
Consumer Consent Provided Consent provided
2764737 2017-12-27 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company ProCollect, Inc.
Product Debt collection
Sub Issue Debt was paid
Sub Product Other debt
Date Received 2017-12-27
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2017-12-27
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Consumer Consent Provided Consent not provided
2764749 2017-12-27 Problem with a credit reporting company's investigation into an existing problem Credit reporting, credit repair services, or other personal consumer reports
Issue Problem with a credit reporting company's investigation into an existing problem
Timely Yes
Company ProCollect, Inc.
Product Credit reporting, credit repair services, or other personal consumer reports
Sub Issue Their investigation did not fix an error on your report
Sub Product Credit reporting
Date Received 2017-12-27
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2018-01-02
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Consumer Consent Provided Consent not provided
9296026 2024-06-19 Incorrect information on your report Credit reporting or other personal consumer reports
Issue Incorrect information on your report
Timely Yes
Company ProCollect, Inc.
Product Credit reporting or other personal consumer reports
Sub Issue Information belongs to someone else
Sub Product Credit reporting
Date Received 2024-06-19
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-06-19
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Complaint What Happened I called Procollect Inc. and requested any contract or document I entered into with them and they did not provide it to me. They will not be able to provide it to me or anyone, because I did not enter into a contract with them. This was approximately one month ago. I am not liable for any debt to the company they claim I owe it to, as we disputed the claimed amount of {$90.00}. They wouldn't even provide any documentation from XXXX XXXX XXXX XXXX. This is honestly a scam and they shouldn't be allowed to scar your credit like this.
Consumer Consent Provided Consent provided
7031775 2023-05-26 Attempts to collect debt not owed Debt collection
Issue Attempts to collect debt not owed
Timely Yes
Company ProCollect, Inc.
Product Debt collection
Sub Issue Debt was paid
Sub Product Mortgage debt
Date Received 2023-05-26
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2023-05-26
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Consumer Consent Provided Consent not provided
6025560 2022-09-27 Took or threatened to take negative or legal action Debt collection
Issue Took or threatened to take negative or legal action
Timely Yes
Company ProCollect, Inc.
Product Debt collection
Sub Issue Threatened or suggested your credit would be damaged
Sub Product Other debt
Date Received 2022-09-27
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2022-09-27
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Consumer Consent Provided Consent not provided
9238079 2024-06-12 Written notification about debt Debt collection
Issue Written notification about debt
Timely Yes
Company ProCollect, Inc.
Product Debt collection
Sub Issue Didn't receive notice of right to dispute
Sub Product Rental debt
Date Received 2024-06-12
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-06-12
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Complaint What Happened I recently applied for a mortgage and was quoted a bad rate. I then learned that ProCollect had sent a {$650.00} charge for a carpet repair on a three-year old lease by my nice ( for which I was a guarantor ) to collection, WITHOUT EVER TELLING ME ABOUT THIS. As a result, I will pay XXXX of dollars more for my mortgage. I was never advised of the debt and no effort was made to collect it before sending it to collection and reporting it credit bureaus. Today, I paid the debt ( which I don't owe ) because I need to get the mortgage.
Consumer Consent Provided Consent provided
6141777 2022-10-28 Communication tactics Debt collection
Issue Communication tactics
Timely Yes
Company ProCollect, Inc.
Product Debt collection
Sub Issue Frequent or repeated calls
Sub Product Other debt
Date Received 2022-10-28
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2022-10-28
Company Public Response Company has responded to the consumer and the CFPB and chooses not to provide a public response
Complaint What Happened Procollect calls me every day for a {$220.00} debt that i owe to XXXX XXXX XXXX i already told them i would try to resolve this in XXXX pending if i get my settlement check or not they still keep calling me at XXXX
Consumer Consent Provided Consent provided

Court Cases

Docket Number Nature of Suit Filing Date Disposition
2107899 Consumer Credit 2021-09-22 transfer to another district
Circuit Second Circuit
Origin original proceeding
Jurisdiction federal question
Jury Demand Plaintiff demands jury
Demanded Amount 0
Termination Class Action Missing
Procedural Progress order entered
Nature Of Judgment no monetary award
Judgement missing
Arbitration On Termination Missing
Office 1
Filing Date 2021-09-22
Termination Date 2021-10-06
Section 1692
Status Terminated

Parties

Name TORRES-RAMOS
Role Plaintiff
Name PROCOLLECT, INC.
Role Defendant

Date of last update: 25 Mar 2025

Sources: New York Secretary of State