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LAW OFFICES OF ALAN J. WAINTRAUB PLLC

Company Details

Name: LAW OFFICES OF ALAN J. WAINTRAUB PLLC
Jurisdiction: New York
Legal type: DOMESTIC PROFESSIONAL SERVICE LIMITED LIABILITY COMPANY
Status: Active
Date of registration: 22 Dec 2014 (10 years ago)
Entity Number: 4683425
ZIP code: 10952
County: Rockland
Place of Formation: New York
Address: 7 MARCUS DRIVE, MONSEY, NY, United States, 10952

DOS Process Agent

Name Role Address
LAW OFFICES OF ALAN J. WAINTRAUB PLLC DOS Process Agent 7 MARCUS DRIVE, MONSEY, NY, United States, 10952

Filings

Filing Number Date Filed Type Effective Date
221213001818 2022-12-13 BIENNIAL STATEMENT 2022-12-01
190805060669 2019-08-05 BIENNIAL STATEMENT 2018-12-01
150310000335 2015-03-10 CERTIFICATE OF PUBLICATION 2015-03-10
141222000146 2014-12-22 ARTICLES OF ORGANIZATION 2014-12-22

CFPB Complaint

Complaint Id Date Received Issue Product
1738012 2016-01-12 Settlement process and costs Mortgage
Issue Settlement process and costs
Timely No
Company Law Offices of Alan J. Waintraub PLLC
Product Mortgage
Sub Product Conventional adjustable mortgage (ARM)
Date Received 2016-01-12
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed No
Date Sent To Company 2016-02-26
Consumer Consent Provided Consent not provided
2548763 2017-06-16 Struggling to pay mortgage Mortgage
Issue Struggling to pay mortgage
Timely No
Company Law Offices of Alan J. Waintraub PLLC
Product Mortgage
Sub Product Other type of mortgage
Date Received 2017-06-16
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2017-07-05
Complaint What Happened I am a victim of mortgage fraud. I have owned my property for nearly 20 years. In XX/XX/XXXX I refi nanced the property but unbeknownst to me was put into a commercial loan. This is a mixed-use property, there is a storefront downstairs and then two apartments on the second floor. I made all of my payments on time and after origination the loan was transferred to XXXX XXXX XXXX . However, it appears that the lender somehow snuck into the agreement some type of language regarding the assignment of leases and rents in ADDITION t o a mortgage payment with an interest rate over 11 %!!! I have made all of my mortgage payments on time and then one mon th received a statement saying that I owed them {$17000.00}. The previous month I had been current on the loan, so my only guess is that there was some type of hidden balloon payment in my loan, perhaps a trigger where they are trying to charge me for all past due rents from my extra unit? I have not been able to find out how they came up with this figure. My interest rate began adjusting up every few months and my payment increasing as well. I continued making my regular monthly payments, and when my rate and payment went up I paid the larger amount. I tried on multiple occasions to engage XXXX XXXX XXXX to find out what the problem was but could not make any progress. I requested a payment history from them and could not discern where the missed payments occurred. XXXX then informed me that my loan was being transferred to XXXX XXXX XXXX XXXX . This is a company that was formed in XX/XX/XXXX ( sh ortly after XXXX said I owed them $ XXXX ) and it is listed in the name of XXXX XXXX XXXX , who also happens to be the Attorney of record who is trying to sue me for foreclosure. XXXX XXXX and XXXX XXXX XXXX claim that I did not make the monthly payment on XX/XX/XXXX an d every month after that. This is completely false.

I continued making my regular monthly payment via wire to XXXX through XX/XX/XXXX , and they accepted every payment, even though XXXX XXXX XXXX had begun the foreclosure process several months earlier. XXXX XXXX has been accepting my monthly wired payments for the last 5 months. I sent a check to XXXX XXXX partners for the XX/XX/XXXX pay ment and they have not cashed this.

XXXX XXXX formed XXXX XXXX XXXX XXXX ( ap pears to be HIS company ) and then he had XXXX transfer the servicing of my loan to this company. At the same time, XXXX XXXX is the Attorney of record in a foreclosure action that was filed by XXXX XXXX XXXX ( a company that was formed in XX/XX/XXXX ) so not sure how they are the rightful holder of this mortgage loan or how the debt was transferred to them but this all seems rather suspicious. I tried to find out why XXXX XXXX XXXX was claiming I owed them {$17000.00} but could not make any progress, although they continued accepting my payments, and since the loan was transferred they stated that the wires that have been sent were forwarded to XXXX XXXX XXXX . XXXX XXXX then sued me for foreclosure and we went to court last month and the judge granted a summary judgment in his favor. This hearing related only to whether he had legal standing to foreclose. It did not address the issue of misrepresentation, mortgage fraud or conflict of interest since XXXX XXXX cant be the foreclosure Attorney and the lender AND the trustee??

How is it possible that I own my property for 20 years and make all my payments on time and suddenly the lender says I owe them {$17000.00} and then when I question it, they transfer my loan to a shell company formed by an Attorney and not long after I am sued for foreclosure by a different company ( XXXX XXXX XXXX ) that has the same Attorney working for them. Something is wrong here.

Consumer Consent Provided Consent provided
7568350 2023-09-18 Applying for a mortgage or refinancing an existing mortgage Mortgage
Issue Applying for a mortgage or refinancing an existing mortgage
Timely No
Company Law Offices of Alan J. Waintraub PLLC
Product Mortgage
Sub Issue Loan estimate or other related disclosures
Sub Product Other type of mortgage
Date Received 2023-09-18
Submitted Via Phone
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2023-09-18
Consumer Consent Provided N/A

Paycheck Protection Program

Loan Number Loan Funded Date SBA Origination Office Code Loan Delivery Method Borrower Street Address
9620717302 2020-05-02 0202 PPP 12510 QUEENS BLVD STE 311, KEW GARDENS, NY, 11415
Loan Status Date 2021-11-19
Loan Status Charged Off
Loan Maturity in Months 3
SBA Guaranty Percentage 100
Loan Approval Amount (at origination) 42387
Loan Approval Amount (current) 42387
Undisbursed Amount 0
Franchise Name -
Lender Location ID 456756
Servicing Lender Name Cross River Bank
Servicing Lender Address 885 Teaneck Rd, TEANECK, NJ, 07666-4546
Rural or Urban Indicator U
Hubzone N
LMI N
Business Age Description Unanswered
Project Address KEW GARDENS, QUEENS, NY, 11415-0001
Project Congressional District NY-05
Number of Employees 2
NAICS code 541110
Borrower Race Unanswered
Borrower Ethnicity Unknown/NotStated
Business Type Limited Liability Company(LLC)
Originating Lender ID 456756
Originating Lender Name Cross River Bank
Originating Lender Address TEANECK, NJ
Gender Unanswered
Veteran Unanswered
Forgiveness Amount 40276.08
Forgiveness Paid Date 2021-10-04

Date of last update: 25 Mar 2025

Sources: New York Secretary of State