|
11753646
|
2025-01-22
|
Took or threatened to take negative or legal action
|
Debt collection
|
|
| Issue |
Took or threatened to take negative or legal action
|
| Timely |
Yes
|
| Company |
Kirschenbaum & Phillips P.C
|
| Product |
Debt collection
|
| Sub Issue |
Sued you without properly notifying you of lawsuit
|
| Sub Product |
Credit card debt
|
| Date Received |
2025-01-22
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2025-01-22
|
|
|
7832692
|
2023-11-10
|
Attempts to collect debt not owed
|
Debt collection
|
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
Yes
|
| Company |
Kirschenbaum & Phillips P.C
|
| Product |
Debt collection
|
| Sub Issue |
Debt is not yours
|
| Sub Product |
Rental debt
|
| Date Received |
2023-11-10
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2023-11-10
|
| Complaint What Happened |
In XX/XX/XXXX, they claimed that I owed {$9400.00} in rent from a past landlord from XX/XX/XXXX through XX/XX/XXXX. In fact, I don't owe this rent -- my lease expired XX/XX/XXXX, and I moved out entirely after that period, cleaned up entirely with no damages, and wasn't affiliated with the apartment in any way after that period. I paid rent every single month on time and never missed any payments even through the pandemic. I asked for proof of debt in a letter and they wrote back 6 months later ( which is too long to even be valid ) in XX/XX/XXXX with my lease which clearly says the lease period ended XX/XX/XXXX. Yet they claim that I owe rent from XX/XX/XXXX through XXXX XXXX was in no way shape or form living or involved with the apartment at any time during those dates. I don't know who was or who owes money or if anyone was even living there at that time but it wasn't me. They are claiming that I owe money for dates that are not on my lease and for dates that I was clearly moved out ( and have many witnesses to prove ). I wrote a letter to them asking for proof that I was living there during those time periods or involved in any way ( through subleasing or the like -- which I wasn't ) with the apartment during those time periods, and if they could not provide this info then the debt was not valid and they must legally cease all communication. They did not listen and send another letter 3 months later in XX/XX/XXXX with simply the lease again ( which still says it ended XX/XX/XXXX ), and no further information to validate the debt. Since they didn't listen to my legal request to cease all communication as this debt is not valid, I am forced to file this complaint.
|
| Consumer Consent Provided |
Consent provided
|
|
|
7305022
|
2023-07-26
|
Took or threatened to take negative or legal action
|
Debt collection
|
|
| Issue |
Took or threatened to take negative or legal action
|
| Timely |
Yes
|
| Company |
Kirschenbaum & Phillips P.C
|
| Product |
Debt collection
|
| Sub Issue |
Seized or attempted to seize your property
|
| Sub Product |
Credit card debt
|
| Date Received |
2023-07-26
|
| Submitted Via |
Referral
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2023-07-26
|
| Consumer Consent Provided |
N/A
|
|
|
6040935
|
2022-10-02
|
Attempts to collect debt not owed
|
Debt collection
|
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
Yes
|
| Company |
Kirschenbaum & Phillips P.C
|
| Product |
Debt collection
|
| Sub Issue |
Debt was paid
|
| Sub Product |
Credit card debt
|
| Date Received |
2022-10-02
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2022-10-02
|
| Complaint What Happened |
Debt collection company lawyers ( Kirschenbaum & Phillips ) wrote me a harassing letter ( XX/XX/XXXX ) to collect a debt that was proven uncollectible in XXXX civil court after successful motion, by me, on ( XX/XX/XXXX ) removed the case to private arbitration with XXXX. The debt collection attorneys refused to pay for our arbitration fees, as stipulated by the XXXX XXXX XXXX member agreement they bought, as well as by an active court motion that ordered them to from XX/XX/XXXX. They ignored XXXX arbitration and the XXXX courts orders and offers to resolve or settle this alleged debt dispute. They proceeded to ignore, deny, and wait until they presumed all court and arbitration actions were done to resume harassing me again with letters on this unproven, uncollectible, and now statute dismissible debt. The dental debt is from XX/XX/XXXX. The Statute of limitations in New York State for credit card dental debt is now 3 Years as per a newly enacted law. They need to stop the harassment on invalid and uncollectible debt.
|
| Consumer Consent Provided |
Consent provided
|
|
|
6019980
|
2022-09-26
|
Took or threatened to take negative or legal action
|
Debt collection
|
|
| Issue |
Took or threatened to take negative or legal action
|
| Timely |
Yes
|
| Company |
Kirschenbaum & Phillips P.C
|
| Product |
Debt collection
|
| Sub Issue |
Sued you without properly notifying you of lawsuit
|
| Sub Product |
Credit card debt
|
| Date Received |
2022-09-26
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2022-10-18
|
| Complaint What Happened |
From or around XXXX of 2020 I sent a letter to a collection agency ( Kirscenbaum & Phillips, XXXX XXXX, XXXX, NY XXXX ) rep discovery bank pertaining to an alleged debt of XXXX. My letter stated that I never owed Discovery nor anyone else {$1600.00}. I also requested for them to send me any viable evidence, with my signature and for them to verify the alleged debt. I also informed them that a printout of a bill or itemized document does not constitute verification as per FTC opinion letter from Attorney XXXX XXXX XXXX.
On XX/XX/2020 I sent a follow up letter to the above collections due to the fact that they never validated the alleged debt which is in volation of the Fair Debt Collection Practices Act, 15 USC 1692g Sec.809 ( 8 ).
From or around XXXX of 2020 I sent a letter to XXXX XXXX XXXX XXXX requesting for immediate cease and desist from all attempts to collect from this unknown debt. Too date they have totally disrespected all laws etc and still haven't verified nor validated the alleged debt.
|
| Consumer Consent Provided |
Consent provided
|
|
|
3942889
|
2020-11-08
|
Attempts to collect debt not owed
|
Debt collection
|
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
Yes
|
| Company |
Kirschenbaum & Phillips P.C
|
| Product |
Debt collection
|
| Sub Issue |
Debt was result of identity theft
|
| Sub Product |
I do not know
|
| Date Received |
2020-11-08
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2020-11-08
|
| Complaint What Happened |
According to original creditors, XXXX XX/XX/XXXX ( XX/XX/XXXX ) XXXX, I held an account ending in XXXX. The amount claimed was {$3000.00}, with XXXX of interest fees from XX/XX/XXXX to XX/XX/XXXX. On or before XXXX, Kirschenbaum alleges that a judgment was rendered in favor of the plaintiff and against XXXX XXXX. My legal name has never been " XXXX, '' and in XXXX, I did not live at XXXX XXXX XXXX XXXX, XXXX XXXX, XX/XX/XXXX,XX/XX/XXXX XXXX. I moved out on XX/XX/XXXX. The judgment was unfair and based on someone using, misusing, and stealing my identity. I have raised the argument with several creditors, and the mental anguish of this ordeal has caused me to return to seek XX/XX/XXXX It has also caused new medical XX/XX/XXXX. A recent XXXX has proven abnormalities in the XXXX. I did not have any affiliations with this creditor or bank. I never used this card, and I was never served with papers. My name is not XXXX, and this was never my birth certificate, social security card, or State ID. There has never been a name change either. My original name has always been the same, and my last name changed due to marriage on XX/XX/XXXX. This has been occurring for years and has impacted me in many ways in my life. I have received several disturbing calls and threats from many debt collecting firms. XXXX XXXX XXXX was a firm that relished in the judgment and stated, " We can harass you for 20 years, and there is nothing you can do about it. '' I refuse to allow this abuse to take place, and the damages are unimaginable. I live battling XXXX and XX/XX/XXXX I am now back to mental health. Thank you, XXXXXX/XX/XXXX and Kirchenbaum & Phillips, PC. If your goal is to harass a XXXX minority under the pretense that she is the holder of the account, then you have accomplished your goal. I will seek legal help if this is not resolved. I am also going to take this to court because it is an unjust judgment and unfair action. I have been called " XX/XX/XXXX, '' " XXXX, '' and other humiliating phrases from debt collectors. To get my information, the debt collectors state, " Enclosed herewith you will find copies of documentation, representing verification of the above-referenced debt ... attached you will find an Affidavit for Fraud for your completion. '' After this ordeal, I am refusing to give them any vital and personal information. I am uncertain of their motives and reason for requesting this information. The debt collector refused to validate the debt and did not send documents with proof of my signature and so forth. They have violated the FDCPA, I have been to mental health from XXXX to XXXX several times.
|
| Consumer Consent Provided |
Consent provided
|
|
|
3813172
|
2020-08-25
|
Took or threatened to take negative or legal action
|
Debt collection
|
|
| Issue |
Took or threatened to take negative or legal action
|
| Timely |
Yes
|
| Company |
Kirschenbaum & Phillips P.C
|
| Product |
Debt collection
|
| Sub Issue |
Threatened or suggested your credit would be damaged
|
| Sub Product |
I do not know
|
| Date Received |
2020-08-25
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2020-08-25
|
| Complaint What Happened |
I received a letter at my mother 's house of a debt that i do not know about so i called the number to find out what is going on, they told me the name of the place. I told them i do not recall having an account with this company next thing i know the very next day, My credit report had a collection on it, and shortly after that about a month later i received a court paper, then two days ago i received a letter from the court to respond or there might be a judgement, etc .... so i answered the summons today and seems like they also turned it over to another collection agency on top of taking me to civil court. because this creditor keeps calling from different numbers leaving voicemails about collecting a debt
|
| Consumer Consent Provided |
Consent provided
|
|
|
3298654
|
2019-07-08
|
Written notification about debt
|
Debt collection
|
|
| Issue |
Written notification about debt
|
| Timely |
Yes
|
| Company |
Kirschenbaum & Phillips P.C
|
| Product |
Debt collection
|
| Sub Issue |
Didn't receive enough information to verify debt
|
| Sub Product |
Credit card debt
|
| Date Received |
2019-07-08
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2019-07-11
|
| Complaint What Happened |
Hello, KIRSCHENBAUM AND PHILLIPS of XXXX XXXX County sued me without my knowledge for a credit cart debt of {$5700.00} which I was unaware as I never signed up for that credit card, and whose fraudulency I am attempting to prove, however I can't move forward on the case because I have contacted the agency repeatedly with requests for the paperwork ( the validation papers, proof of debt, and court case ) which, according to law, the agency should provide me within 5 days of my request.
I requested the paperwork on XX/XX/XXXX ( told it would take at least 30 days ), XX/XX/XXXX ( with the insistence that it be sent in 5 days ), XX/XX/XXXX ( when the agency claimed it was sent on XX/XX/XXXX, yet mysteriously never arrived even though there is a doorperson at the address ), and again today, XX/XX/XXXX, when the three people I spoke with refused to give me any answers.
I know legally the agency is in the wrong by not getting me the papers, but that's not helping me to force them to send me the papers as they are required to. I would therefore like to file a formal complaint against KIRSCHENBAUM AND PHILLIPS and request help getting the documents I need for my case.
Many thanks
|
| Consumer Consent Provided |
Consent provided
|
|
|
3090148
|
2018-12-03
|
Took or threatened to take negative or legal action
|
Debt collection
|
|
| Issue |
Took or threatened to take negative or legal action
|
| Timely |
Yes
|
| Company |
Kirschenbaum & Phillips P.C
|
| Product |
Debt collection
|
| Sub Issue |
Threatened to sue you for very old debt
|
| Sub Product |
Other debt
|
| Date Received |
2018-12-03
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2018-12-03
|
| Complaint What Happened |
A debt collector company by the name of Kirschbaum and Phillips out of XXXX, NY ( XXXX XXXX ), has sent over paperwork to XXXX XXXX Sheriff 's Department, trying to hard ball me for a debt from 14 years ago ( XXXX ). At the time, I was totally clueless that someone could dispute a debt, and I wound up paying somewhere around $ 14k, paying off one debt and started paying another before I found out that debts can be disputed. I never told the collector at any time that I wouldn't pay the debt, but I DID send them a letter via certified mail, asking them to send me validation of the debt pursuant to section 809 ( b ) of the FDCPA back in XXXX and they never did. I never contracted with this company for them to collect any funds from me, and all I asked for was a copy of the contract with the wet ink signature from both parties, that I gave them permission to collect these funds. The statute of limitations on a debt in XXXX is 6 years. So why are they giving this to XXXX XXXX Sheriff 's Department NOW, when all they had to do was present me with what I asked for a couple years prior? I will be attaching a copy of the letter that I presented them 2 years ago that wasn't followed up with any response.
|
| Consumer Consent Provided |
Consent provided
|
|
|
2780175
|
2018-01-12
|
False statements or representation
|
Debt collection
|
|
| Issue |
False statements or representation
|
| Timely |
Yes
|
| Company |
Kirschenbaum & Phillips P.C
|
| Product |
Debt collection
|
| Sub Issue |
Attempted to collect wrong amount
|
| Sub Product |
Credit card debt
|
| Date Received |
2018-01-12
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2018-01-12
|
| Consumer Consent Provided |
Consent not provided
|
|
|
3001545
|
2018-08-24
|
Took or threatened to take negative or legal action
|
Debt collection
|
|
| Issue |
Took or threatened to take negative or legal action
|
| Timely |
Yes
|
| Company |
Kirschenbaum & Phillips P.C
|
| Product |
Debt collection
|
| Sub Issue |
Threatened to sue you for very old debt
|
| Sub Product |
Credit card debt
|
| Date Received |
2018-08-24
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2018-08-24
|
| Complaint What Happened |
A Stipulation of Settlement was placed for this account, please see attached documents. In accordance with the court agreement my debt was reduced from {$13000.00} to {$5200.00} to be paid in monthly installments of {$100.00} until balance is payed off. It was agreed that I could not miss any of the payments. The Attorney representing the Debt Collector received my bank account information and were authorized to debit the $ 100 monthly. These payments were debited for 29 months ( 29 months= {$2900.00} balance remaining is {$2300.00} ). Last debit in my account was XXXX, XXXX and no debits were made thereafter. Collections started to call me in XX/XX/XXXX. On XX/XX/XXXX I returned the call and spoke to a two representatives at the Attorneys office who represent the collections company, who confirmed my payment amounts and informed me that the law offices were merging and that this was causing delays on accounts. Some time after that call, I received another judgement notice presented to the Court by the Debt collection Agency 's Attorney. This is something that is completely unclear since they have my account information and stopped debiting payments. The phone numbers I called in XX/XX/XXXX were both out of service ; but I found a new number on the new mailing. I called recently XX/XX/XXXX to inform the Attorneys office the status of my case and the representative reviewed my account and saw the judgment and explained my balance. I explained the same that I explained back in XX/XX/XXXX, she stated that she found notes regarding my case about this phone call. I explained to the representative that it is the Attorney 's responsibility to continue debiting my account as this was the agreement made when this case was settled in court, and that I did contact the office in XX/XX/XXXX because I was concerned about the payments not being debited. She then put me on hold stating that she was going to speak to her supervisor, after that hold, she came back on the phone telling me it was my fault because " I stopped paying '' and I did not agree with her statement. She became very rude, and I just told her I would contact an Attorney regarding this case and hanged up the phone.
I have followed my responsibility by contacting them to try to keep paying my debt as agreed because they stopped debiting my account, and the representative tells me I'm at fault for not paying????? My account never changed and I have all my proof of the 29 payments to the same account provided to the debt collection Attorneys before they merged! What are they trying to do?????
I found out about this problem when I saw my credit report showing a collections account with an amount that does not match my current debt amount of ( {$2300.00} ) with this company after the 29 payments I made. The amount on my credit report reflects as ( {$11000.00} ) which is basically close to the amount of the original debt ( {$13000.00} ) which was reduced by the court to ( {$5200.00} ) in the XXXX, XXXX settlement.
|
| Consumer Consent Provided |
Consent provided
|
|
|
1012389
|
2014-09-03
|
Delinquent account
|
Credit card
|
|
| Issue |
Delinquent account
|
| Timely |
Yes
|
| Company |
Kirschenbaum & Phillips P.C
|
| Product |
Credit card
|
| Date Received |
2014-09-03
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
No
|
| Date Sent To Company |
2014-09-08
|
| Consumer Consent Provided |
N/A
|
|
|
2754119
|
2017-12-13
|
Written notification about debt
|
Debt collection
|
|
| Issue |
Written notification about debt
|
| Timely |
Yes
|
| Company |
Kirschenbaum & Phillips P.C
|
| Product |
Debt collection
|
| Sub Issue |
Didn't receive enough information to verify debt
|
| Sub Product |
Credit card debt
|
| Date Received |
2017-12-13
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2017-12-13
|
| Consumer Consent Provided |
Consent not provided
|
|
|
656990
|
2014-01-07
|
Taking/threatening an illegal action
|
Debt collection
|
|
| Tags |
Servicemember
|
| Issue |
Taking/threatening an illegal action
|
| Timely |
Yes
|
| Company |
Kirschenbaum & Phillips P.C
|
| Product |
Debt collection
|
| Sub Issue |
Sued w/o proper notification of suit
|
| Sub Product |
I do not know
|
| Date Received |
2014-01-07
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
No
|
| Date Sent To Company |
2014-01-23
|
| Consumer Consent Provided |
N/A
|
|
|
2048230
|
2016-08-05
|
Disclosure verification of debt
|
Debt collection
|
|
| Issue |
Disclosure verification of debt
|
| Timely |
Yes
|
| Company |
Kirschenbaum & Phillips P.C
|
| Product |
Debt collection
|
| Sub Issue |
Not given enough info to verify debt
|
| Sub Product |
I do not know
|
| Date Received |
2016-08-05
|
| Submitted Via |
Phone
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
No
|
| Date Sent To Company |
2016-09-08
|
| Consumer Consent Provided |
N/A
|
|
|
1309032
|
2015-03-31
|
Taking/threatening an illegal action
|
Debt collection
|
|
| Issue |
Taking/threatening an illegal action
|
| Timely |
Yes
|
| Company |
Kirschenbaum & Phillips P.C
|
| Product |
Debt collection
|
| Sub Issue |
Threatened to sue on too old debt
|
| Sub Product |
Credit card
|
| Date Received |
2015-03-31
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
Yes
|
| Date Sent To Company |
2015-04-03
|
| Complaint What Happened |
THIS COMPANY ILLEGALLY TOOK WAGE GARNISHMENTS FROM ME. I WAS GIVEN A CREDIT CARD WORTH XXXXDOLLARS AND I ONLY USED XXXXDOLLARS. HOWEVER THIS COLLECTION AGENCY SUED ME FOR THE VALUE OF THE CARD AND A ADDITIONAL XXXXDOLLARS A TOTAL OF XXXXDOLLARS. I NEED YOUR HELP BECAUSE THEY LIED ABOUT THE DEBT. I NEVER USED THAT MUCH MONEY AND WHEN I TRIED TO TELL THEM THAT THEY DID NOT CARE I AM MAILING YOU ALL OF THE PROOF AND ALL OF THE LETTERS I WROTE TO FIND HELP NOBODY HELPED ME AND I AM POOR. I COULD BARLEY FEED MY FAMILY AND THEY HAVE RUINED MY CREDIT AND HAVE CAUSE ME SUCH GREAT SICKNESS OVER THE YEARS. I AM TIRED OF THESE PEOPLE STEALING MY LITTLE BIT OF MONEY PLEASE HELP THANK YOU SO MUCH
|
| Consumer Consent Provided |
Consent provided
|
|
|
1540330
|
2015-08-27
|
Disclosure verification of debt
|
Debt collection
|
|
| Issue |
Disclosure verification of debt
|
| Timely |
Yes
|
| Company |
Kirschenbaum & Phillips P.C
|
| Product |
Debt collection
|
| Sub Issue |
Not given enough info to verify debt
|
| Sub Product |
Other (i.e. phone, health club, etc.)
|
| Date Received |
2015-08-27
|
| Submitted Via |
Referral
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
No
|
| Date Sent To Company |
2015-09-04
|
| Consumer Consent Provided |
N/A
|
|
|
592698
|
2013-11-09
|
Cont'd attempts collect debt not owed
|
Debt collection
|
|
| Issue |
Cont'd attempts collect debt not owed
|
| Timely |
Yes
|
| Company |
Kirschenbaum & Phillips P.C
|
| Product |
Debt collection
|
| Sub Issue |
Debt is not mine
|
| Sub Product |
I do not know
|
| Date Received |
2013-11-09
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
No
|
| Date Sent To Company |
2013-11-09
|
| Consumer Consent Provided |
N/A
|
|
|
609867
|
2013-11-23
|
Taking/threatening an illegal action
|
Debt collection
|
|
| Tags |
Older American
|
| Issue |
Taking/threatening an illegal action
|
| Timely |
Yes
|
| Company |
Kirschenbaum & Phillips P.C
|
| Product |
Debt collection
|
| Sub Issue |
Threatened to sue on too old debt
|
| Sub Product |
Credit card
|
| Date Received |
2013-11-23
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
No
|
| Date Sent To Company |
2013-12-11
|
| Consumer Consent Provided |
N/A
|
|
|
624041
|
2013-12-06
|
Communication tactics
|
Debt collection
|
|
| Issue |
Communication tactics
|
| Timely |
Yes
|
| Company |
Kirschenbaum & Phillips P.C
|
| Product |
Debt collection
|
| Sub Issue |
Threatened to take legal action
|
| Sub Product |
Other (i.e. phone, health club, etc.)
|
| Date Received |
2013-12-06
|
| Submitted Via |
Postal mail
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
Yes
|
| Date Sent To Company |
2013-12-13
|
| Consumer Consent Provided |
N/A
|
|
|
10437333
|
2024-10-14
|
False statements or representation
|
Debt collection
|
|
| Issue |
False statements or representation
|
| Timely |
Yes
|
| Company |
Kirschenbaum & Phillips P.C
|
| Product |
Debt collection
|
| Sub Issue |
Indicated you were committing crime by not paying debt
|
| Sub Product |
Credit card debt
|
| Date Received |
2024-10-14
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2024-10-16
|
| Consumer Consent Provided |
Consent not provided
|
|
|
3025667
|
2018-09-21
|
False statements or representation
|
Debt collection
|
|
| Tags |
Servicemember
|
| Issue |
False statements or representation
|
| Timely |
Yes
|
| Company |
Kirschenbaum & Phillips P.C
|
| Product |
Debt collection
|
| Sub Issue |
Impersonated attorney, law enforcement, or government official
|
| Sub Product |
Credit card debt
|
| Date Received |
2018-09-21
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2018-09-21
|
| Complaint What Happened |
I owed a XXXX credit card debt back in XXXX for which a judgement was obtained against me. The judgement was never Renewed within the 10 years allowed which means it is no longer valid. However, the agency ( kirschenbaum, Phillips and XXXX in XXXX, Ny ) garnished XXXX from my bank account. I called them to court, XXXX, NY, and the judge ruled in my favor. She vacated the judgement on XX/XX/XXXX and demanded my money be returned. The agency has been uncooperative since that time and will not release my money to me. I do not believe this agency has 1 lawyer working with them as theyve had several complaints against them on line. Please help.
|
| Consumer Consent Provided |
Consent provided
|
|
|
3342635
|
2019-08-15
|
Attempts to collect debt not owed
|
Debt collection
|
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
Yes
|
| Company |
Kirschenbaum & Phillips P.C
|
| Product |
Debt collection
|
| Sub Issue |
Debt is not yours
|
| Sub Product |
I do not know
|
| Date Received |
2019-08-15
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2019-08-15
|
| Complaint What Happened |
According to my complaint with CFPD file # XXXX submitted on XX/XX/2019 by me, sent by CFPD XX/XX/2019 I recieved on XX/XX/2019 the SAME AS ALL PAST DEBT COLLECTORS the same as a 3rd grader would print out of the same judgement and again no proof of any kind that the debt belongs to me ( I have about 10 of them ). Obviously they recieved the complaint on XX/XX/2019 from me through CFPB.
They refuse to respond on line through my online complaint with CFPD.
No proof of any kind has bin in the past ever provided by any / all of them about this bogus debt.
A complete FRAUD.
|
| Consumer Consent Provided |
Consent provided
|
|
|
5763319
|
2022-07-13
|
Took or threatened to take negative or legal action
|
Debt collection
|
|
| Issue |
Took or threatened to take negative or legal action
|
| Timely |
Yes
|
| Company |
Kirschenbaum & Phillips P.C
|
| Product |
Debt collection
|
| Sub Issue |
Threatened to sue you for very old debt
|
| Sub Product |
Credit card debt
|
| Date Received |
2022-07-13
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2022-07-13
|
| Consumer Consent Provided |
Consent not provided
|
|
|
7639843
|
2023-09-29
|
Attempts to collect debt not owed
|
Debt collection
|
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
Yes
|
| Company |
Kirschenbaum & Phillips P.C
|
| Product |
Debt collection
|
| Sub Issue |
Debt was already discharged in bankruptcy and is no longer owed
|
| Sub Product |
Credit card debt
|
| Date Received |
2023-09-29
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2023-10-10
|
| Complaint What Happened |
I was served notice on XX/XX/XXXX regarding a debt held by XXXX XXXX, XXXX in the amount of {$8700.00}. Their attorneys are Kirschenbaum & Phillips, P.C. They contacted by me phone in XXXX regarding this debt. I called to discuss this debt as it dates back to XXXX with XXXX XXXX and this debt and all my debts were XXXX with my XX/XX/XXXX bankruptcy filing in XXXX. During my phone conversation they told me they have no record of this filing and when I told them the statute of limitations has expired they told me there was no statute of limitations regarding consumer debt. They have filed a complaint in the city of XXXX XXXX, NY and they had filed the same complaint in XXXX.
I faxed Kirschenbaum & Phillips, P.C a copy of my XXXX discharge in XXXX after my conversation with them.
This is harassment and I need them to stop.
|
| Consumer Consent Provided |
Consent provided
|
|
|
2690465
|
2017-10-02
|
Written notification about debt
|
Debt collection
|
|
| Issue |
Written notification about debt
|
| Timely |
Yes
|
| Company |
Kirschenbaum & Phillips P.C
|
| Product |
Debt collection
|
| Sub Issue |
Didn't receive notice of right to dispute
|
| Sub Product |
Auto debt
|
| Date Received |
2017-10-02
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2017-10-02
|
| Complaint What Happened |
debt collector sent me and my friend a letter about a lawsuit against use for XXXX dollars but the thing is we never got served papers.i called XXXX XXXX clerks office an there was a lawsuit filed in XXXX/XXXX/XXXX but they say they served use on XXXX friend says he never got anything from them but a letter in the mail a month ago.for me they said they served me but i was n't living at the address they said they served me at for almost 2 years.in the letter it says to file an answer to the court i just got a letter on XXXX/XXXX/XXXX, why do they keep asking me to file an answer after 5 months if they know that there in the wrong. i did n't have a chance to file a answer or dispute it, they are known to pull this kind of illegal tactic before on other people.
|
| Consumer Consent Provided |
Consent provided
|
|
|
2162943
|
2016-10-17
|
Disclosure verification of debt
|
Debt collection
|
|
| Issue |
Disclosure verification of debt
|
| Timely |
Yes
|
| Company |
Kirschenbaum & Phillips P.C
|
| Product |
Debt collection
|
| Sub Issue |
Not given enough info to verify debt
|
| Sub Product |
Credit card
|
| Date Received |
2016-10-17
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
Yes
|
| Date Sent To Company |
2016-10-17
|
| Consumer Consent Provided |
Consent not provided
|
|
|
2881117
|
2018-04-19
|
Attempts to collect debt not owed
|
Debt collection
|
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
Yes
|
| Company |
Kirschenbaum & Phillips P.C
|
| Product |
Debt collection
|
| Sub Issue |
Debt is not yours
|
| Sub Product |
Credit card debt
|
| Date Received |
2018-04-19
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2018-04-19
|
| Company Public Response |
Company has responded to the consumer and the CFPB and chooses not to provide a public response
|
| Consumer Consent Provided |
Consent not provided
|
|
|
3328095
|
2019-08-02
|
Attempts to collect debt not owed
|
Debt collection
|
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
Yes
|
| Company |
Kirschenbaum & Phillips P.C
|
| Product |
Debt collection
|
| Sub Issue |
Debt is not yours
|
| Sub Product |
I do not know
|
| Date Received |
2019-08-02
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2019-08-06
|
| Complaint What Happened |
Today recieved a debt collection letterXX/XX/2019 from Kirsenbaum & Phillips, p.c about this fraudulant bogus debt in the name of debt collector XXXX XXXX XXXX.
In the amount what they say i own current balance {$25000.00} Multipe collectors in the past claimed i own this XXXX and multipe complete validations of this alleged debt or any kind of proof bearing my signature, copys of original contracts/account statements has bin requested by me from XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX, XXXX XXXX, XXXX ect. ect .ect by certified mail ( have the proof ) No proof of any kind ever has bin sent to me. All they have is my name and adress and a amount they claim i owe and a simple 3 th grade print out of a judgement ( was never personly served ) and that wont proof anything.
Knowing that a complete validation was requested on those days in the past ( and again have all the proof and dates ) and no proof of any kind ever has bin provided why is Kirchenbaum & Phillip, p.c trying to collect also on their behave.
Do your homework and look in the files its all in there .THIS DEBT HAS BIN DISPUTED FOR 15 + YEARS A collector knowing with no proof of any kind collecting for a collector/ collectors with no proof provided of any kind are in violation of the fair debt collection act./the fair credit reporting act and Defamation of Character.
Knowing all of this i will also consult my legal counsil for suit.
I will also file a complaint with the FTC, The Attorney Genral 's Office and the XXXX XXXX XXXX.
A complete FRAUD.
|
| Consumer Consent Provided |
Consent provided
|
|
|
1643547
|
2015-11-06
|
Communication tactics
|
Debt collection
|
|
| Tags |
Older American
|
| Issue |
Communication tactics
|
| Timely |
Yes
|
| Company |
Kirschenbaum & Phillips P.C
|
| Product |
Debt collection
|
| Sub Issue |
Threatened to take legal action
|
| Sub Product |
Credit card
|
| Date Received |
2015-11-06
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
No
|
| Date Sent To Company |
2015-11-09
|
| Complaint What Happened |
The collection agencies of XXXX XXXX XXXX XXXX XXXX an affiliate of Kirschenbaum Phillips & Roach, PC,, are garnishing my paycheck for a second time for interest, they alleged, that was never factored into the original garnishment to satisfy a XXXX credit card. I provided proof from my work payroll department that all of the debt had been paid in full from the original garnishment collected from XXXX thru XXXX. They insisted that an interest of $ XXXX still due. In XXXX I received another notice that interest accumulating from XXXX/XXXX/15 would be applied to the account. I want this to desist and Kirschenbaum XXXX., to stop hounding me for interest due upon the interest, etc.
|
| Consumer Consent Provided |
Consent provided
|
|
|
7342670
|
2023-08-02
|
Managing an account
|
Checking or savings account
|
|
| Tags |
Older American
|
| Issue |
Managing an account
|
| Timely |
Yes
|
| Company |
Kirschenbaum & Phillips P.C
|
| Product |
Checking or savings account
|
| Sub Issue |
Deposits and withdrawals
|
| Sub Product |
Savings account
|
| Date Received |
2023-08-02
|
| Submitted Via |
Phone
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2023-08-02
|
| Consumer Consent Provided |
N/A
|
|
