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ADVANCED RESOLUTION SERVICES, INC.

Company Details

Name: ADVANCED RESOLUTION SERVICES, INC.
Jurisdiction: New York
Legal type: FOREIGN BUSINESS CORPORATION
Status: Active
Date of registration: 05 Nov 2018 (6 years ago)
Entity Number: 5437833
ZIP code: 12207
County: Albany
Place of Formation: Delaware
Address: 80 STATE STREET, ALBANY, NY, United States, 12207
Principal Address: 301 Dave Ward Drive, Conway, AR, United States, 72032

DOS Process Agent

Name Role Address
CORPORATION SERVICE COMPANY DOS Process Agent 80 STATE STREET, ALBANY, NY, United States, 12207

Chief Executive Officer

Name Role Address
NAOMI MORIWAKI Chief Executive Officer 900 METRO CENTER BLVD., FOSTER CITY, CA, United States, 94404

History

Start date End date Type Value
2024-11-01 2024-11-01 Address 900 METRO CENTER BLVD., FOSTER CITY, CA, 94550, USA (Type of address: Chief Executive Officer)
2024-11-01 2024-11-01 Address 900 METRO CENTER BLVD., FOSTER CITY, CA, 94404, USA (Type of address: Chief Executive Officer)
2018-11-05 2024-11-01 Address 80 STATE STREET, ALBANY, NY, 12207, 2543, USA (Type of address: Service of Process)

Filings

Filing Number Date Filed Type Effective Date
241101037922 2024-11-01 BIENNIAL STATEMENT 2024-11-01
221101004941 2022-11-01 BIENNIAL STATEMENT 2022-11-01
220824001483 2022-08-24 BIENNIAL STATEMENT 2020-11-01
181105000402 2018-11-05 APPLICATION OF AUTHORITY 2018-11-05

CFPB Complaint

Complaint Id Date Received Issue Product
8259962 2024-01-31 Improper use of your report Credit reporting or other personal consumer reports
Issue Improper use of your report
Timely Yes
Company Advanced Resolution Services Inc.
Product Credit reporting or other personal consumer reports
Sub Issue Reporting company used your report improperly
Sub Product Credit reporting
Date Received 2024-01-31
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-01-31
Complaint What Happened I am formally contesting the inclusion of certain accounts on my consumer credit report, as detailed below, stemming from either data breaches or fraudulent activities. FCRA Section 605B [ 15 U.S.C. 1681c-2 ] governs the deletion or blocking of accounts in such instances. Additionally, FCRA Section 604 [ 15 U.S.C. 1681b ] outlines the permissible purposes of consumer reports. I request concrete, verifiable proof bearing either my signature or electronic signature to validate the presence of these accounts. This communication represents my interests, and I urge a comprehensive review. The actions taken, unauthorized on my part, violate my consumer rights under the Fair Credit Reporting Act, Section 605B [ 15 U.S.C. 1681c-2 ], and Section 604 [ 15 U.S.C. 1681b ]. I have discovered that the entities responsible for these actions failed to provide proper validation or original documentation. The following personal information and collections are under dispute : Incorrect Name : XXXX XXXX ; XXXX, XXXXXXXX XXXX Incorrect DOB : XXXX Collections under challenge : 1. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX
Consumer Consent Provided Consent provided
11544382 2025-01-16 Problem with fraud alerts or security freezes Credit reporting or other personal consumer reports
Issue Problem with fraud alerts or security freezes
Timely Yes
Company Advanced Resolution Services Inc.
Product Credit reporting or other personal consumer reports
Sub Product Credit reporting
Date Received 2025-01-16
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2025-01-16
11707435 2025-01-24 Problem with fraud alerts or security freezes Credit reporting or other personal consumer reports
Tags Servicemember
Issue Problem with fraud alerts or security freezes
Timely Yes
Company Advanced Resolution Services Inc.
Product Credit reporting or other personal consumer reports
Sub Product Credit reporting
Date Received 2025-01-24
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2025-01-24
10776653 2024-11-12 Incorrect information on your report Credit reporting or other personal consumer reports
Issue Incorrect information on your report
Timely Yes
Company Advanced Resolution Services Inc.
Product Credit reporting or other personal consumer reports
Sub Issue Information belongs to someone else
Sub Product Credit reporting
Date Received 2024-11-12
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-11-12
Consumer Consent Provided Consent not provided
11680860 2025-01-20 Incorrect information on your report Credit reporting or other personal consumer reports
Issue Incorrect information on your report
Timely Yes
Company Advanced Resolution Services Inc.
Product Credit reporting or other personal consumer reports
Sub Issue Personal information incorrect
Sub Product Credit reporting
Date Received 2025-01-20
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2025-01-20
11511255 2025-01-14 Unable to get your credit report or credit score Credit reporting or other personal consumer reports
Issue Unable to get your credit report or credit score
Timely Yes
Company Advanced Resolution Services Inc.
Product Credit reporting or other personal consumer reports
Sub Issue Other problem getting your report or credit score
Sub Product Credit reporting
Date Received 2025-01-14
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2025-01-14
11597086 2025-01-19 Problem with fraud alerts or security freezes Credit reporting or other personal consumer reports
Issue Problem with fraud alerts or security freezes
Timely Yes
Company Advanced Resolution Services Inc.
Product Credit reporting or other personal consumer reports
Sub Product Credit reporting
Date Received 2025-01-19
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2025-01-19
11244028 2024-12-21 Improper use of your report Credit reporting or other personal consumer reports
Issue Improper use of your report
Timely Yes
Company Advanced Resolution Services Inc.
Product Credit reporting or other personal consumer reports
Sub Issue Reporting company used your report improperly
Sub Product Credit reporting
Date Received 2024-12-21
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-12-21
11239044 2024-12-21 Improper use of your report Credit reporting or other personal consumer reports
Issue Improper use of your report
Timely Yes
Company Advanced Resolution Services Inc.
Product Credit reporting or other personal consumer reports
Sub Issue Reporting company used your report improperly
Sub Product Credit reporting
Date Received 2024-12-21
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-12-21
10728167 2024-11-08 Unable to get your credit report or credit score Credit reporting or other personal consumer reports
Issue Unable to get your credit report or credit score
Timely Yes
Company Advanced Resolution Services Inc.
Product Credit reporting or other personal consumer reports
Sub Issue Problem getting your free annual credit report
Sub Product Credit reporting
Date Received 2024-11-08
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-11-08
Consumer Consent Provided Consent not provided
10551006 2024-10-23 Incorrect information on your report Credit reporting or other personal consumer reports
Issue Incorrect information on your report
Timely Yes
Company Advanced Resolution Services Inc.
Product Credit reporting or other personal consumer reports
Sub Issue Account information incorrect
Sub Product Credit reporting
Date Received 2024-10-23
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-10-23
Complaint What Happened I am formally requesting to dispute the unauthorized and inaccurate information currently appearing on my credit report. After a thorough review of the report, I have identified several significant discrepancies that are not reflective of my actions or financial history. Specifically, these inaccuracies involve accounts I never opened, personal information that is incorrect, and inquiries made without my consent. I kindly request your investigation and removal of the following items : Collections XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XX/XX/year>
Consumer Consent Provided Consent provided
10802942 2024-11-14 Incorrect information on your report Credit reporting or other personal consumer reports
Issue Incorrect information on your report
Timely Yes
Company Advanced Resolution Services Inc.
Product Credit reporting or other personal consumer reports
Sub Issue Account status incorrect
Sub Product Credit reporting
Date Received 2024-11-14
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-11-14
Complaint What Happened I am writing to formally request the removal of inaccurate information that appears on my credit report. After reviewing my report, I noticed several errors that have negatively impacted my credit score. I believe these inaccuracies are not a true reflection of my credit history, and I request that they be investigated and removed as soon as possible. The items in dispute are as follows : Collection/Charge Off XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX
Consumer Consent Provided Consent provided
6240293 2022-11-24 Improper use of your report Credit reporting, credit repair services, or other personal consumer reports
Issue Improper use of your report
Timely Yes
Company Advanced Resolution Services Inc.
Product Credit reporting, credit repair services, or other personal consumer reports
Sub Issue Reporting company used your report improperly
Sub Product Other personal consumer report
Date Received 2022-11-24
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2022-11-24
Consumer Consent Provided Consent not provided
6639524 2023-03-02 Improper use of your report Credit reporting, credit repair services, or other personal consumer reports
Issue Improper use of your report
Timely Yes
Company Advanced Resolution Services Inc.
Product Credit reporting, credit repair services, or other personal consumer reports
Sub Issue Reporting company used your report improperly
Sub Product Credit reporting
Date Received 2023-03-02
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2023-03-27
Complaint What Happened XXXX XXXX XXXX XXXX XXXX XXXX and XXXX are in direct violation of 15 U.S. Code 6801 - Protection of nonpublic personal information. Without my written consent XXXX XXXX XXXX XXXX XXXX XXXX and XXXX unlawfully and illegally furnished data from the following creditor : XXXX XXXX XXXX, XXXX XXXX XXXX XXXX, XXXX XXXXXXXX XXXX DIVISION OF CHILD SUPPORT, XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXXXXXX XXXX, XXXX XXXX XXXX XXXX XXXX XXXX and XXXX XXXXXXXX. The law states : ( a ) Privacy obligation policy It is the policy of the Congress that each financial institution has an affirmative and continuing obligation to respect the privacy of its customers and to protect the security and confidentiality of those customers nonpublic personal information. ( b ) Financial institutions safeguards In furtherance of the policy in subsection ( a ), each agency or authority described in section 6805 ( a ) of this title, other than the Bureau of Consumer Financial Protection, shall establish appropriate standards for the financial institutions subject to their jurisdiction relating to administrative, technical, and physical safeguards ( 1 ) to insure the security and confidentiality of customer records and information ; ( 2 ) to protect against any anticipated threats or hazards to the security or integrity of such records ; and ( 3 ) to protect against unauthorized access to or use of such records or information which could result in substantial harm or inconvenience to any customer.
Consumer Consent Provided Consent provided
7262777 2023-07-17 Improper use of your report Credit reporting, credit repair services, or other personal consumer reports
Issue Improper use of your report
Timely Yes
Company Advanced Resolution Services Inc.
Product Credit reporting, credit repair services, or other personal consumer reports
Sub Issue Reporting company used your report improperly
Sub Product Credit reporting
Date Received 2023-07-17
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2023-07-17
Complaint What Happened These accounts should not be furnished on my consumer report as they are in VIOLATION!!! Under, 15 U.S Code 1681b - Permissible purposes of consumer reports ( a ) IN GENERAL Subject to subsection ( c ) any consumer reporting agency may furnish a consumer report under the following circumstances and no other : ( 2 ) In accordance with the WRITTEN INSTRUCTION of the consumer to whom it relates. I NEVER gave any consumer reporting agency WRITTEN CONSENT to report anything on my consumer report which violates my rights as a federal protected consumer. NO CONSENT IS IDENTITY THEFT. As a consumer I am demanding the deletion of the accounts listed IMMEDIATELY!
Consumer Consent Provided Consent provided
10686625 2024-11-04 Incorrect information on your report Credit reporting or other personal consumer reports
Issue Incorrect information on your report
Timely Yes
Company Advanced Resolution Services Inc.
Product Credit reporting or other personal consumer reports
Sub Issue Information belongs to someone else
Sub Product Credit reporting
Date Received 2024-11-04
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-11-04
Consumer Consent Provided Consent not provided
8134769 2024-01-09 Incorrect information on your report Credit reporting or other personal consumer reports
Issue Incorrect information on your report
Timely Yes
Company Advanced Resolution Services Inc.
Product Credit reporting or other personal consumer reports
Sub Issue Information belongs to someone else
Sub Product Credit reporting
Date Received 2024-01-09
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-01-09
Consumer Consent Provided Consent not provided
10305317 2024-10-01 Problem with a company's investigation into an existing problem Credit reporting or other personal consumer reports
Issue Problem with a company's investigation into an existing problem
Timely Yes
Company Advanced Resolution Services Inc.
Product Credit reporting or other personal consumer reports
Sub Issue Their investigation did not fix an error on your report
Sub Product Credit reporting
Date Received 2024-10-01
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-10-09
Consumer Consent Provided Consent not provided
10355183 2024-10-05 Incorrect information on your report Credit reporting or other personal consumer reports
Issue Incorrect information on your report
Timely Yes
Company Advanced Resolution Services Inc.
Product Credit reporting or other personal consumer reports
Sub Issue Information belongs to someone else
Sub Product Credit reporting
Date Received 2024-10-05
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-10-05
Consumer Consent Provided Consent not provided
10894750 2024-11-23 Problem with fraud alerts or security freezes Credit reporting or other personal consumer reports
Issue Problem with fraud alerts or security freezes
Timely Yes
Company Advanced Resolution Services Inc.
Product Credit reporting or other personal consumer reports
Sub Product Credit reporting
Date Received 2024-11-23
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-11-23
4164394 2021-02-25 Problem with a credit reporting company's investigation into an existing problem Credit reporting, credit repair services, or other personal consumer reports
Issue Problem with a credit reporting company's investigation into an existing problem
Timely Yes
Company Advanced Resolution Services Inc.
Product Credit reporting, credit repair services, or other personal consumer reports
Sub Issue Was not notified of investigation status or results
Sub Product Credit reporting
Date Received 2021-02-25
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2021-02-25
Consumer Consent Provided Consent not provided
10390753 2024-10-08 Problem with fraud alerts or security freezes Credit reporting or other personal consumer reports
Issue Problem with fraud alerts or security freezes
Timely Yes
Company Advanced Resolution Services Inc.
Product Credit reporting or other personal consumer reports
Sub Product Credit reporting
Date Received 2024-10-08
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-10-08
Consumer Consent Provided Consent not provided
4170665 2021-02-27 Problem with a credit reporting company's investigation into an existing problem Credit reporting, credit repair services, or other personal consumer reports
Issue Problem with a credit reporting company's investigation into an existing problem
Timely Yes
Company Advanced Resolution Services Inc.
Product Credit reporting, credit repair services, or other personal consumer reports
Sub Issue Was not notified of investigation status or results
Sub Product Credit reporting
Date Received 2021-02-27
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2021-02-27
Consumer Consent Provided Consent not provided
10897859 2024-11-22 Problem with fraud alerts or security freezes Credit reporting or other personal consumer reports
Issue Problem with fraud alerts or security freezes
Timely Yes
Company Advanced Resolution Services Inc.
Product Credit reporting or other personal consumer reports
Sub Product Credit reporting
Date Received 2024-11-22
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-11-22
10803230 2024-11-14 Incorrect information on your report Credit reporting or other personal consumer reports
Issue Incorrect information on your report
Timely Yes
Company Advanced Resolution Services Inc.
Product Credit reporting or other personal consumer reports
Sub Issue Public record information inaccurate
Sub Product Credit reporting
Date Received 2024-11-14
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-11-14
Consumer Consent Provided Consent not provided
3224747 2019-04-27 Unable to get your credit report or credit score Credit reporting, credit repair services, or other personal consumer reports
Issue Unable to get your credit report or credit score
Timely Yes
Company Advanced Resolution Services Inc.
Product Credit reporting, credit repair services, or other personal consumer reports
Sub Issue Other problem getting your report or credit score
Sub Product Credit reporting
Date Received 2019-04-27
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2019-04-27
Complaint What Happened I have never received my consumer report from ARS ( Advanced Resolution Services )! I have been trying to get that since 2017! At least 2 companies did adverse actions to me citing ARS! Is that the tip of the iceberg? What if more companies did adverse actions because of ARS and I don't know about it yet????
Consumer Consent Provided Consent provided
10525779 2024-10-21 Incorrect information on your report Credit reporting or other personal consumer reports
Issue Incorrect information on your report
Timely Yes
Company Advanced Resolution Services Inc.
Product Credit reporting or other personal consumer reports
Sub Issue Account information incorrect
Sub Product Credit reporting
Date Received 2024-10-21
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-10-21
Complaint What Happened I am formally requesting to dispute the unauthorized and inaccurate information currently appearing on my credit report. After a thorough review of the report, I have identified several significant discrepancies that are not reflective of my actions or financial history. Specifically, these inaccuracies involve accounts I never opened, personal information that is incorrect, and inquiries made without my consent. I kindly request your investigation and removal of the following items : collection : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Personal Information : Previous Address ( es ) : XXXX XXXX XXXX XXXX, NY XXXX Former : XXXX XXXX XXXX Name : XXXX XXXX XXXX : XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Previous Address ( es ) : XXXX XXXX XXXX XXXX, NY XXXX XX/XX/XXXX Previous Address ( es ) : XXXX XXXX XXXX XXXX XXXX XXXX XXXX, AZ XXXX XX/XX/XXXX Previous Address ( es ) : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX NY XXXX XX/XX/XXXX
Consumer Consent Provided Consent provided
10423068 2024-10-11 Problem with fraud alerts or security freezes Credit reporting or other personal consumer reports
Issue Problem with fraud alerts or security freezes
Timely Yes
Company Advanced Resolution Services Inc.
Product Credit reporting or other personal consumer reports
Sub Product Credit reporting
Date Received 2024-10-11
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-10-11
Consumer Consent Provided Consent not provided
2967859 2018-07-19 Unable to get your credit report or credit score Credit reporting, credit repair services, or other personal consumer reports
Issue Unable to get your credit report or credit score
Timely Yes
Company Advanced Resolution Services Inc.
Product Credit reporting, credit repair services, or other personal consumer reports
Sub Issue Other problem getting your report or credit score
Sub Product Credit reporting
Date Received 2018-07-19
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2018-07-19
Consumer Consent Provided Consent not provided
10112987 2024-09-13 Problem with fraud alerts or security freezes Credit reporting or other personal consumer reports
Issue Problem with fraud alerts or security freezes
Timely Yes
Company Advanced Resolution Services Inc.
Product Credit reporting or other personal consumer reports
Sub Product Credit reporting
Date Received 2024-09-13
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-09-13
Consumer Consent Provided Consent not provided
10246934 2024-09-25 Problem with a company's investigation into an existing problem Credit reporting or other personal consumer reports
Issue Problem with a company's investigation into an existing problem
Timely Yes
Company Advanced Resolution Services Inc.
Product Credit reporting or other personal consumer reports
Sub Issue Their investigation did not fix an error on your report
Sub Product Credit reporting
Date Received 2024-09-25
Submitted Via Web
Company Response Closed with explanation
Consumer Disputed N/A
Date Sent To Company 2024-09-27
Consumer Consent Provided Consent not provided

Date of last update: 23 Mar 2025

Sources: New York Secretary of State