| Tags |
Older American
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
Yes
|
| Company |
Debtsy Holdings, Inc.
|
| Product |
Debt collection
|
| Sub Issue |
Debt was result of identity theft
|
| Sub Product |
Credit card debt
|
| Date Received |
2021-09-09
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2021-09-28
|
| Company Public Response |
Company believes it acted appropriately as authorized by contract or law
|
| Complaint What Happened |
I was a victim of identity theft crimes. The criminal ( s ) used my identity to apply for many credit cards, used them and left without paying. I filed for a police report and explained my situation to all the banks and collectors. I called and talked with some collectors, emailed them the police reports. Still, some collectors chased me asking me to pay, even if they knew I was a victim and they got the police report.
One of this collector is called Debtsy. Here 's the contact : XXXX at XXXX | XXXX XXXX | XXXX XXXX XXXX XXXX, XXXX XXXX XXXX XXXX, XXXX XXXX XXXX, XXXX XXXX XXXX XXXXXXXX How did they get my email address? When I called and talked to someone at Debtsy, I offered to email them the police report. They got my email and police report. Instead of believing what I said, they continued writing to me, asking me to pay. These banks issued credit cards without adequately checking the identity of the applicants. They approved the applications without even seeing the applicants.
Here 's what I received from XXXX, " I work with Debtsy, the company hired to collect on your XXXX XXXX XXXX XXXX balance. This account was originated by XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX but is currently owned by XXXX XXXX XXXX, XXXX. We're contacting you about your overdue balance of {$720.00} for the account ending in XXXX. '' By the way, I have already called XXXX XXXX many months ago and also contacted XXXX XXXX XXXX about this debt being the result of a fraudulent act, not my own doing. Still they sent it to the collector. It is frustrating and it's so hard to get rid of these people.
By the way, they also added it to my credit score. I was victimized not once but more than twice, first by the identity thieves, second by the banks and the collectors!
I would like to see the identity thieves, the banks and their hired collectors receiving due punishment for they have wrongly done. I'd like to see justice is done and the innocents are protected in the end!
|
| Consumer Consent Provided |
Consent provided
|
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