|
10209377
|
2024-09-23
|
Attempts to collect debt not owed
|
Debt collection
|
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
Yes
|
| Company |
Shepherd Outsourcing, LLC
|
| Product |
Debt collection
|
| Sub Issue |
Debt was already discharged in bankruptcy and is no longer owed
|
| Sub Product |
Other debt
|
| Date Received |
2024-09-23
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2024-09-23
|
| Consumer Consent Provided |
Consent not provided
|
|
|
10156363
|
2024-09-17
|
Attempts to collect debt not owed
|
Debt collection
|
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
Yes
|
| Company |
Shepherd Outsourcing, LLC
|
| Product |
Debt collection
|
| Sub Issue |
Debt was result of identity theft
|
| Sub Product |
Credit card debt
|
| Date Received |
2024-09-17
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2024-09-17
|
| Consumer Consent Provided |
Consent not provided
|
|
|
9804258
|
2024-08-14
|
Attempts to collect debt not owed
|
Debt collection
|
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
Yes
|
| Company |
Shepherd Outsourcing, LLC
|
| Product |
Debt collection
|
| Sub Issue |
Debt is not yours
|
| Sub Product |
Credit card debt
|
| Date Received |
2024-08-14
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2024-08-14
|
| Consumer Consent Provided |
Consent not provided
|
|
|
9770099
|
2024-08-13
|
Attempts to collect debt not owed
|
Debt collection
|
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
Yes
|
| Company |
Shepherd Outsourcing, LLC
|
| Product |
Debt collection
|
| Sub Issue |
Debt is not yours
|
| Sub Product |
Payday loan debt
|
| Date Received |
2024-08-13
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2024-08-13
|
| Complaint What Happened |
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX Shepherd Outsourcing XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX This letter regarding the account listed above, which you claim is a collection that I have with your company. This is a formal notice that your claim is disputed.
I am requesting validation, made pursuant to the Fair Debt Collection Practices Act .Please note that I am requesting validation that is competent evidence bearing my signature, showing that I have or ever had some contractual obligation to pay you.
Please also be aware that any negative mark found on my credit reports ( including XXXX, XXXX ] and XXXX ) from your company or any company that you represent, for a debt that I don't owe, is a of the Fair Debt Collection Practices Act FDCPA 807 [ 15 USC 1962E ] ; therefore, if you can not validate the debt, you must request that all credit reporting agencies delete the entry.
Pending the outcome of my investigation of any evidence that you submit, you are instructed to take no action that could be detrimental to any of my credit reports Failure to respond within 30 days of receipt of certified letter will result in small legal action your company at my local venue. I will be seeking up to {$5000.00} in damages for : 1 ) Defamation 2 ) Negligent Enablement of Identity Fraud XXXX ) Violation of the Fair Credit Reporting Act and Fair Debt Collection Practices Act You will be required to appear in a court venue local to me, since you are clearly doing business in my area.
For the purposes of 15 USC 1692 et seq this Notice has the same effect as a dispute to the validity of the alleged debt and a dispute to the validity of your claims.
|
| Consumer Consent Provided |
Consent provided
|
|
|
10171545
|
2024-09-19
|
Threatened to contact someone or share information improperly
|
Debt collection
|
|
| Issue |
Threatened to contact someone or share information improperly
|
| Timely |
Yes
|
| Company |
Shepherd Outsourcing, LLC
|
| Product |
Debt collection
|
| Sub Issue |
Talked to a third-party about your debt
|
| Sub Product |
Credit card debt
|
| Date Received |
2024-09-19
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2024-09-19
|
| Complaint What Happened |
A debt collection company sent a text message to a family member disclosing my debt information
|
| Consumer Consent Provided |
Consent provided
|
|
|
9305108
|
2024-06-21
|
Communication tactics
|
Debt collection
|
|
| Issue |
Communication tactics
|
| Timely |
Yes
|
| Company |
Shepherd Outsourcing, LLC
|
| Product |
Debt collection
|
| Sub Issue |
Frequent or repeated calls
|
| Sub Product |
Credit card debt
|
| Date Received |
2024-06-21
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2024-06-21
|
| Consumer Consent Provided |
Consent not provided
|
|
|
9895118
|
2024-08-22
|
Attempts to collect debt not owed
|
Debt collection
|
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
Yes
|
| Company |
Shepherd Outsourcing, LLC
|
| Product |
Debt collection
|
| Sub Issue |
Debt is not yours
|
| Sub Product |
I do not know
|
| Date Received |
2024-08-22
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2024-08-28
|
| Complaint What Happened |
Sheperd Outsourcing ( previously XXXX XXXX XXXX XXXX XXXX ) has been calling & leaving messages purportedly about a " business matter '', that is most definitely a euphemism for a non-existant debt. I've looked it up, & apparently under both names ( sheperd XXXX XXXX ) they've been running debt scams for some time. The phone number they're using is XXXX
|
| Consumer Consent Provided |
Consent provided
|
|
|
9921197
|
2024-08-25
|
Attempts to collect debt not owed
|
Debt collection
|
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
Yes
|
| Company |
Shepherd Outsourcing, LLC
|
| Product |
Debt collection
|
| Sub Issue |
Debt is not yours
|
| Sub Product |
I do not know
|
| Date Received |
2024-08-25
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2024-08-25
|
| Complaint What Happened |
XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX, NY XXXX XXXX XX/XX/2024 SHEPHERD OUTSOURCING XX/XX/XXXXRequest for Proof of Contract and Debt Validation Account Number : XXXX Reference XXXX Dear Shepherd Outsourcing, I am writing in response to your recent communication regarding the above-referenced account. I formally dispute the validity of this alleged debt and request that you provide me with concrete evidence that I owe this debt to your agency. You sent me a copy of the payment history with a different company name. You did not provide any of the documents that I requested.
Pursuant to 15 U.S.C. 1681i ( a ) ( 7 ), I am entitled to request and receive evidence of the existence of any agreement or contract between your agency and myself. Therefore, I demand that you provide me with the following : A copy of the contract or purchase agreement with your company XXXX XXXX. Please provide a legally binding contract or purchase agreement that I signed, demonstrating my obligation to pay your agency. Not a payment history with previous Company.
XXXX. Proof that I owe this debt to your agency : Documentation that clearly shows that I owe this debt specifically to your agency.
XXXX. Proof of your legal standing : Documentation that proves your agency 's legal authority to collect this debt, including any assignment or sale of the debt from Your Company Shepherd Outsourcing.
I want to make it clear that payment history or an itemized statement of the account is irrelevant to this request. I am not asking for a summary of the account ; I am asking for the actual contract that binds me to this debt, and evidence that you have the right to collect this debt from me.
If you can not provide the requested documentation, I will consider this debt invalid. Furthermore, you must cease all collection activities, including reporting this debt to credit bureaus, until this matter is resolved and you have furnished the requested documentation.
This letter does not constitute an acknowledgment or acceptance of any debt, and should not be construed as such. If you are unable to provide the necessary documentation, I expect you to remove any references to this debt from my credit report and cease any further collection efforts.
Please respond within 30 days of receiving this letter. Failure to do so may result in legal action to protect my rights.
Thank you for your prompt attention to this matter.
Sincerely, XXXX XXXX
|
| Consumer Consent Provided |
Consent provided
|
|
|
12458522
|
2025-03-13
|
Attempts to collect debt not owed
|
Debt collection
|
|
| Issue |
Attempts to collect debt not owed
|
| Timely |
Yes
|
| Company |
Shepherd Outsourcing, LLC
|
| Product |
Debt collection
|
| Sub Issue |
Debt is not yours
|
| Sub Product |
I do not know
|
| Date Received |
2025-03-13
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2025-03-13
|
|
|
12619218
|
2025-03-25
|
Communication tactics
|
Debt collection
|
|
| Issue |
Communication tactics
|
| Timely |
Yes
|
| Company |
Shepherd Outsourcing, LLC
|
| Product |
Debt collection
|
| Sub Issue |
Frequent or repeated calls
|
| Sub Product |
I do not know
|
| Date Received |
2025-03-25
|
| Submitted Via |
Web
|
| Company Response |
Closed with explanation
|
| Consumer Disputed |
N/A
|
| Date Sent To Company |
2025-03-25
|
|
