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CLARITY DEBT RESOLUTION, INC

CLARITY DEBT RESOLUTION, INC

Company Details

Name:	CLARITY DEBT RESOLUTION, INC
Jurisdiction:	New York
Legal type:	FOREIGN BUSINESS CORPORATION
Status:	Active
Date of registration:	19 May 2022 (3 years ago)
Entity Number:	6489616
ZIP code:	12207
County:	Albany
Place of Formation:	California
Foreign Legal Name:	CLARITY DEBT RESOLUTION, INC
Address:	418 Broadway STE R, Albany, NY, United States, 12207

DOS Process Agent

Name	Role	Address
REGISTERED AGENTS INC.	DOS Process Agent	418 Broadway STE R, Albany, NY, United States, 12207

Chief Executive Officer

Name	Role	Address
WAHIB MASHINI	Chief Executive Officer	2603 MAIN STREET 100, IRVINE, CA, United States, 92614

History

Start date	End date	Type	Value
2022-05-19	2024-05-04	Address	90 state st. ste 100 office 40, ALBANY, NY, 12207, USA (Type of address: Service of Process)

Filings

Filing Number	Date Filed	Type	Effective Date
240504000039	2024-05-04	BIENNIAL STATEMENT	2024-05-04
220519002549	2022-05-19	APPLICATION OF AUTHORITY	2022-05-19

CFPB Complaint

Complaint Id

Date Received

Issue

Product

11022386

2024-12-04

Unauthorized withdrawals or charges

Debt or credit management

Tags	Older American, Servicemember
Issue	Unauthorized withdrawals or charges
Timely	Yes
Company	Clarity Debt Resolution, Inc
Product	Debt or credit management
Sub Product	Debt settlement
Date Received	2024-12-04
Submitted Via	Web
Company Response	Closed with explanation
Consumer Disputed	N/A
Date Sent To Company	2024-12-10
Complaint What Happened	I have been with Clarity debt solution company over three years. I was never told that there was a processing fee for over {$900.00} My credit cards accounts had been charged off by the credit card company and they still tried to negotiate on closed accounts. In addition on XXXX XXXX I call the company to cancel m enrollment with their company effective immediately and that they are not to withdrawal any monies from my account or pay anyone, that I wanted the full refund that I had in escrow. I was told by the company I would get a refund from 7 to 14 days I received an email 14 days that my account was closed on that day not on the day I had advised them to close it. Therefore they kept an additional $ XXXX dollars that was supposed to be refunded to me. This is outrageous that they cheat a XXXX XXXX XXXX woman from their monies
Consumer Consent Provided	Consent provided

10545387

2024-10-22

Confusing or misleading advertising or marketing

Debt or credit management

Issue	Confusing or misleading advertising or marketing
Timely	Yes
Company	Clarity Debt Resolution, Inc
Product	Debt or credit management
Sub Product	Debt settlement
Date Received	2024-10-22
Submitted Via	Web
Company Response	In progress
Consumer Disputed	N/A
Date Sent To Company	2024-10-23
Complaint What Happened	I signed up with Clarity Debt Resolution at the beginning of XXXX as I was drowning in credit card and personal lo had exhausted my savings and was desperate for help. They promised to settle my debts quickly at a " fraction '' of the price. Six months later and they have only settled one debt and the settlement amount was for 70 % of the original debt. They then charged nearly {$5000.00} in fees which means Im still paying the same amount for the debt. They have not returned emails. They never disclosed that I would be paying XXXX of dollars in fees. They have been harassing me to sign up for some prgram that charges additional monthly fees. They were very aggressive and pushy. I had saved about {$5500.00} in my account with them and its all gone and only ~ {$650.00} has been paid towards my debt. I was scammed. I want my money back. I would be better off settling the debts myself. I originally signed up for this program on XX/XX/year>. I began paying {$730.00} per month after initially making XXXX payments in XXXX of {$730.00}. All of my credit cards have been closed, which they promised me would not happen. When I inquired about this I was told " Don't worry. They will send you more cards ''. I reached out to the company in XXXX when I noticed that not a single debt had been settled. I emailed XXXX XXXX who was the representative I signed up with. He emailed me back once and told me " It doe n't usually take this long '' and that he would " reach out immediately ''. That was the last I heard from him. I have sent 2 other emails to him since and have not received a single reply. I then sent an email to general customer service last week and received a reply from them telling me to reach out to my representative. My credit went from XXXX to XXXX. They told me this wouldnt happen. That everything would be resolved quickly and that my accounts would stay open and my credit score would quickly rebound. None of this has happened. This has reuined my life. Now I'm not able to pay my bills and my credit is shot. I have a kid applying for college and I can literally do nothing to help him with loans, etc. I feel so helpless and lost. My accounts have racked up XXXX of late fees and charges. I so deeply regret my decision. I feel like I will never recover from this. I have never been so financially unstable in my life.
Consumer Consent Provided	Consent provided

9846928

2024-08-20

Didn't provide services promised

Debt or credit management

Issue	Didn't provide services promised
Timely	Yes
Company	Clarity Debt Resolution, Inc
Product	Debt or credit management
Sub Product	Debt settlement
Date Received	2024-08-20
Submitted Via	Web
Company Response	Closed with non-monetary relief
Consumer Disputed	N/A
Date Sent To Company	2024-08-23
Complaint What Happened	In the early XXXX of 2023, I contacted a debt consolidation loan company that rerouted me to Clarity Debt Resolution. I initially applied for a loan, but was advised I did not qualify. Instead I was told that if I made XXXX consecutive payments of {$510.00} per month ( the estimated payment that would clear my debt in XXXX months ), I would be eligible for a loan from their company. I quickly realized that was a ploy. For a point of reference I registered XXXX credit debts with this company. Within XXXX months, XXXX creditors were settled for XXXX % of the debt and XXXX creditors were in litigation. I was afforded an attorney who would represent me in the lawsuit. Interestingly enough, while I received a summons and complaint, I can not located the file on XXXX. When I inquired more closely to the handling and distribution of my funds, I was alarmed to find out while I paid in excess of {$5100.00} in payments, only {$1900.00} was used to settle the debts- the other $ XXXX was taken in fees between Clarity and its partnering bank - XXXX What was even more alarming was the fact that I was recently asked to increase my payments to {$700.00} to {$900.00} to ensure the debts in litigation can be settled. When I requested that they just agree to make payments to move the claims out of litigation, I was advised that would not take place as they felt the goal was to settle despite the fact that any delay may impose a judgment against my person. After regarding the plethora of complaints against the company and the CFPB complaint outlining the predatory tactics, I wanted to share my story. I am so embarrassed that I am.in this predicament as it was my only goal as a single Mom to clear my debt to be able.to save for college for my daughter.
Consumer Consent Provided	Consent provided

Date of last update: 21 Mar 2025

Sources: New York Secretary of State

CLARITY DEBT RESOLUTION, INC

Company Details

DOS Process Agent

Chief Executive Officer

History

Filings

CFPB Complaint

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