11681406
|
2025-01-20
|
Improper use of your report
|
Credit reporting or other personal consumer reports
|
|
Issue |
Improper use of your report
|
Timely |
Yes
|
Company |
Bounce AI, Inc.
|
Product |
Credit reporting or other personal consumer reports
|
Sub Issue |
Reporting company used your report improperly
|
Sub Product |
Credit reporting
|
Date Received |
2025-01-20
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2025-01-20
|
|
10838587
|
2024-11-19
|
Incorrect information on your report
|
Credit reporting or other personal consumer reports
|
|
Issue |
Incorrect information on your report
|
Timely |
Yes
|
Company |
Bounce AI, Inc.
|
Product |
Credit reporting or other personal consumer reports
|
Sub Issue |
Information belongs to someone else
|
Sub Product |
Credit reporting
|
Date Received |
2024-11-19
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2024-11-19
|
Complaint What Happened |
I have a fraudulent account on my credit report, which I reported to BOUNCE AI INC, yet BOUNCE AI INCis not removing this fraudulent account. BOUNCE AI INC has no right to refuse to remove this fraudulent account because I am a victim of identity theft and I have filed a valid police report. According to FCRA 605B ( 15 U.S.C. 1681C-2 ) consumer reporting agencies and creditor shall block the reporting of any information resulting from identity theft no later than 4 business days after date of receipt. The following is the fraudulent account : BOUNCE AI INC / XXXX.
|
Consumer Consent Provided |
Consent provided
|
|
10988028
|
2024-12-01
|
False statements or representation
|
Debt collection
|
|
Issue |
False statements or representation
|
Timely |
Yes
|
Company |
Bounce AI, Inc.
|
Product |
Debt collection
|
Sub Issue |
Attempted to collect wrong amount
|
Sub Product |
I do not know
|
Date Received |
2024-12-01
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2024-12-01
|
Consumer Consent Provided |
Consent not provided
|
|
10115700
|
2024-09-13
|
Improper use of your report
|
Credit reporting or other personal consumer reports
|
|
Issue |
Improper use of your report
|
Timely |
Yes
|
Company |
Bounce AI, Inc.
|
Product |
Credit reporting or other personal consumer reports
|
Sub Issue |
Reporting company used your report improperly
|
Sub Product |
Credit reporting
|
Date Received |
2024-09-13
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2024-09-13
|
Consumer Consent Provided |
Consent not provided
|
|
10662402
|
2024-11-02
|
False statements or representation
|
Debt collection
|
|
Issue |
False statements or representation
|
Timely |
No
|
Company |
Bounce AI, Inc.
|
Product |
Debt collection
|
Sub Issue |
Indicated you were committing crime by not paying debt
|
Sub Product |
I do not know
|
Date Received |
2024-11-02
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2024-11-02
|
Complaint What Happened |
To Whom It May Concern, This letter is a formal complaint that you are reporting inaccurate credit information. I am distressed that you have included the information below in my credit profile and that you have failed to maintain reasonable procedures in your operations to maximum accuracy in the credit reports you publish. Credit reporting laws ensure that bureaus report only 100 % accurate credit information. Every step must be taken to information reported is completely accurate and correct. The following information therefore needs to be re-investigated. I respectfully request to be provided proof of this alleged item specifically the contract note or other instrument bearing my signature.
1-iDENTITY THEFT XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXX/XX/year> THIS IS NOT MINE
|
Consumer Consent Provided |
Consent provided
|
|
10668607
|
2024-11-04
|
False statements or representation
|
Debt collection
|
|
Issue |
False statements or representation
|
Timely |
Yes
|
Company |
Bounce AI, Inc.
|
Product |
Debt collection
|
Sub Issue |
Indicated you were committing crime by not paying debt
|
Sub Product |
I do not know
|
Date Received |
2024-11-04
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2024-11-04
|
Complaint What Happened |
PEOPLE 'S COMPLAINTS DOCUMENTED EVIDENCE OF COMPLAINTS FROM PEOPLE WITH THIS FRAUDULENT COMPANY BOUNCE AL INC.
|
Consumer Consent Provided |
Consent provided
|
|
9868004
|
2024-08-20
|
Improper use of your report
|
Credit reporting or other personal consumer reports
|
|
Issue |
Improper use of your report
|
Timely |
Yes
|
Company |
Bounce AI, Inc.
|
Product |
Credit reporting or other personal consumer reports
|
Sub Issue |
Reporting company used your report improperly
|
Sub Product |
Credit reporting
|
Date Received |
2024-08-20
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2024-08-20
|
Consumer Consent Provided |
Consent not provided
|
|
9487571
|
2024-07-11
|
Attempts to collect debt not owed
|
Debt collection
|
|
Issue |
Attempts to collect debt not owed
|
Timely |
Yes
|
Company |
Bounce AI, Inc.
|
Product |
Debt collection
|
Sub Issue |
Debt is not yours
|
Sub Product |
Other debt
|
Date Received |
2024-07-11
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2024-07-11
|
Consumer Consent Provided |
Consent not provided
|
|
9593394
|
2024-07-23
|
Attempts to collect debt not owed
|
Debt collection
|
|
Issue |
Attempts to collect debt not owed
|
Timely |
Yes
|
Company |
Bounce AI, Inc.
|
Product |
Debt collection
|
Sub Issue |
Debt is not yours
|
Sub Product |
I do not know
|
Date Received |
2024-07-23
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2024-07-23
|
Consumer Consent Provided |
Consent not provided
|
|
9192153
|
2024-06-07
|
Problem with a company's investigation into an existing problem
|
Credit reporting or other personal consumer reports
|
|
Issue |
Problem with a company's investigation into an existing problem
|
Timely |
Yes
|
Company |
Bounce AI, Inc.
|
Product |
Credit reporting or other personal consumer reports
|
Sub Issue |
Investigation took more than 30 days
|
Sub Product |
Credit reporting
|
Date Received |
2024-06-07
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2024-06-14
|
Consumer Consent Provided |
Consent not provided
|
|
9246140
|
2024-06-12
|
Attempts to collect debt not owed
|
Debt collection
|
|
Issue |
Attempts to collect debt not owed
|
Timely |
Yes
|
Company |
Bounce AI, Inc.
|
Product |
Debt collection
|
Sub Issue |
Debt is not yours
|
Sub Product |
I do not know
|
Date Received |
2024-06-12
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2024-06-14
|
Complaint What Happened |
This is not my account. I never had an account with XXXX or Bounce. During this time I also had another account opened in my name and is fraud. This needs to be removed from my credit report and furthermore, find out who did this and charge them.
Contact Info XXXX XXXX XXXX XXXX XXXX, XXXXXXXX XXXX XXXX Phone Number ( XXXX ) XXXX Account Info Account NameBOUNCE AI INC Account XXXX Account TypeDebt Buyer ResponsibilityIndividual Date XXXX StatusCollection account. {$13000.00} past due as of XXXX XXXX.
Status UpdatedSep XXXX Balance {$13000.00} Balance XXXX Recent Payment- Monthly Payment- Original Balance {$13000.00} Highest Balance- XXXX Months On Record XXXX XXXX
|
Consumer Consent Provided |
Consent provided
|
|
8793616
|
2024-04-17
|
Written notification about debt
|
Debt collection
|
|
Issue |
Written notification about debt
|
Timely |
Yes
|
Company |
Bounce AI, Inc.
|
Product |
Debt collection
|
Sub Issue |
Didn't receive enough information to verify debt
|
Sub Product |
I do not know
|
Date Received |
2024-04-17
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2024-04-22
|
Consumer Consent Provided |
Consent not provided
|
|
8997028
|
2024-05-13
|
False statements or representation
|
Debt collection
|
|
Issue |
False statements or representation
|
Timely |
Yes
|
Company |
Bounce AI, Inc.
|
Product |
Debt collection
|
Sub Issue |
Indicated you were committing crime by not paying debt
|
Sub Product |
I do not know
|
Date Received |
2024-05-13
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2024-05-13
|
Complaint What Happened |
IT WAS STOLEN 1-MY PERSONAL INFORMATION WAS STOLEN, I NEVER HAD BUSINESS WITH BOUNCE AL INC. AND XXXX.
2-ALL THESE ARE FRAUDULENT WITH FALSE STATEMENT 3-I NEVER SIGNED ANY DOCUMENTS, FALSE STATEMENT.
|
Consumer Consent Provided |
Consent provided
|
|
8997921
|
2024-05-13
|
False statements or representation
|
Debt collection
|
|
Issue |
False statements or representation
|
Timely |
Yes
|
Company |
Bounce AI, Inc.
|
Product |
Debt collection
|
Sub Issue |
Indicated you were committing crime by not paying debt
|
Sub Product |
I do not know
|
Date Received |
2024-05-13
|
Submitted Via |
Web
|
Company Response |
Closed with explanation
|
Consumer Disputed |
N/A
|
Date Sent To Company |
2024-05-16
|
Complaint What Happened |
IT WAS STOLEN 1-MY PERSONAL INFORMATION WAS STOLEN, I NEVER HAD BUSINESS WITH BOUNCE AL INC. AND XXXX.
2-ALL THESE ARE FRAUDULENT WITH FALSE STATEMENT 3-I NEVER SIGNED ANY DOCUMENTS, FALSE STATEMENT.
|
Consumer Consent Provided |
Consent provided
|
|